Investors Title (ITIC) Competitors

ProAssurance (NYSE:PRA) and Investors Title (NASDAQ:ITIC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, analyst recommendations, profitability, dividends, institutional ownership, earnings, media sentiment and valuation.

Which has stronger earnings & valuation, PRA or ITIC?

ProAssurance has higher revenue and earnings than Investors Title. Investors Title is trading at a lower price-to-earnings ratio than ProAssurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ProAssurance	$1.11B	1.08	$52.74M	$0.82	28.85
Investors Title	$261.40M	1.52	$31.07M	$15.70	13.39

Which has more volatility and risk, PRA or ITIC?

ProAssurance has a beta of 0.12, suggesting that its share price is 88% less volatile than the S&P 500. Comparatively, Investors Title has a beta of 0.88, suggesting that its share price is 12% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of PRA or ITIC?

85.6% of ProAssurance shares are owned by institutional investors. Comparatively, 41.4% of Investors Title shares are owned by institutional investors. 1.2% of ProAssurance shares are owned by insiders. Comparatively, 26.4% of Investors Title shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is PRA or ITIC more profitable?

Investors Title has a net margin of 11.37% compared to ProAssurance's net margin of 3.72%. Investors Title's return on equity of 11.44% beat ProAssurance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ProAssurance	3.72%	4.51%	0.96%
Investors Title	11.37%	11.44%	8.74%

Does the media favor PRA or ITIC?

In the previous week, ProAssurance had 7 more articles in the media than Investors Title. MarketBeat recorded 7 mentions for ProAssurance and 0 mentions for Investors Title. ProAssurance's average media sentiment score of 0.15 beat Investors Title's score of 0.00 indicating that ProAssurance is being referred to more favorably in the media.

Company	Overall Sentiment
ProAssurance	Neutral
Investors Title	Neutral

Do analysts prefer PRA or ITIC?

ProAssurance currently has a consensus price target of $21.50, indicating a potential downside of 9.13%. Given ProAssurance's stronger consensus rating and higher possible upside, equities research analysts clearly believe ProAssurance is more favorable than Investors Title.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ProAssurance	1 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.80
Investors Title	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is PRA or ITIC a better dividend stock?

ProAssurance pays an annual dividend of $0.20 per share and has a dividend yield of 0.8%. Investors Title pays an annual dividend of $1.84 per share and has a dividend yield of 0.9%. ProAssurance pays out 24.4% of its earnings in the form of a dividend. Investors Title pays out 11.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Investors Title is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Investors Title beats ProAssurance on 9 of the 17 factors compared between the two stocks.