LSBK vs. FMAO, PDLB, WSBF, SBT, WNEB, FSFG, BVFL, FCAP, CZWI, and BCBP
Should you be buying Lake Shore Bancorp stock or one of its competitors? The main competitors of Lake Shore Bancorp include Farmers & Merchants Bancorp (FMAO), Ponce Financial Group (PDLB), Waterstone Financial (WSBF), Sterling Bancorp (SBT), Western New England Bancorp (WNEB), First Savings Financial Group (FSFG), BV Financial (BVFL), First Capital (FCAP), Citizens Community Bancorp (CZWI), and BCB Bancorp (BCBP). These companies are all part of the "federal savings institutions" industry.
Lake Shore Bancorp vs. Its Competitors
Farmers & Merchants Bancorp (NASDAQ:FMAO) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, community ranking, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations.
Farmers & Merchants Bancorp has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.54, indicating that its share price is 46% less volatile than the S&P 500.
In the previous week, Lake Shore Bancorp had 1 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 2 mentions for Lake Shore Bancorp and 1 mentions for Farmers & Merchants Bancorp. Farmers & Merchants Bancorp's average media sentiment score of 1.87 beat Lake Shore Bancorp's score of 0.00 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the media.
Farmers & Merchants Bancorp has higher revenue and earnings than Lake Shore Bancorp. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.
Farmers & Merchants Bancorp has a net margin of 14.48% compared to Lake Shore Bancorp's net margin of 12.94%. Farmers & Merchants Bancorp's return on equity of 7.97% beat Lake Shore Bancorp's return on equity.
Farmers & Merchants Bancorp presently has a consensus target price of $26.00, suggesting a potential upside of 9.15%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Farmers & Merchants Bancorp is more favorable than Lake Shore Bancorp.
Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.7%. Lake Shore Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 4.6%. Farmers & Merchants Bancorp pays out 43.6% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 83.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Farmers & Merchants Bancorp has raised its dividend for 19 consecutive years.
24.0% of Farmers & Merchants Bancorp shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are held by company insiders. Comparatively, 3.8% of Lake Shore Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Farmers & Merchants Bancorp received 110 more outperform votes than Lake Shore Bancorp when rated by MarketBeat users. However, 64.34% of users gave Lake Shore Bancorp an outperform vote while only 57.61% of users gave Farmers & Merchants Bancorp an outperform vote.
Summary
Farmers & Merchants Bancorp beats Lake Shore Bancorp on 16 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Lake Shore Bancorp Competitors List
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This page (NASDAQ:LSBK) was last updated on 6/13/2025 by MarketBeat.com Staff
