LSBK vs. FMAO, PDLB, SBT, WSBF, WNEB, FSFG, BVFL, FCAP, CZWI, and BCBP
Should you be buying Lake Shore Bancorp stock or one of its competitors? The main competitors of Lake Shore Bancorp include Farmers & Merchants Bancorp (FMAO), Ponce Financial Group (PDLB), Sterling Bancorp (SBT), Waterstone Financial (WSBF), Western New England Bancorp (WNEB), First Savings Financial Group (FSFG), BV Financial (BVFL), First Capital (FCAP), Citizens Community Bancorp (CZWI), and BCB Bancorp (BCBP). These companies are all part of the "federal savings institutions" industry.
Lake Shore Bancorp vs.
Lake Shore Bancorp (NASDAQ:LSBK) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, analyst recommendations, profitability, earnings, valuation, community ranking and media sentiment.
Farmers & Merchants Bancorp received 110 more outperform votes than Lake Shore Bancorp when rated by MarketBeat users. However, 64.34% of users gave Lake Shore Bancorp an outperform vote while only 57.61% of users gave Farmers & Merchants Bancorp an outperform vote.
Farmers & Merchants Bancorp has a consensus price target of $26.00, suggesting a potential upside of 9.43%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Farmers & Merchants Bancorp is more favorable than Lake Shore Bancorp.
Farmers & Merchants Bancorp has a net margin of 14.48% compared to Lake Shore Bancorp's net margin of 12.94%. Farmers & Merchants Bancorp's return on equity of 7.97% beat Lake Shore Bancorp's return on equity.
8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 24.0% of Farmers & Merchants Bancorp shares are held by institutional investors. 3.8% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Lake Shore Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 4.7%. Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.7%. Lake Shore Bancorp pays out 83.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Farmers & Merchants Bancorp pays out 43.6% of its earnings in the form of a dividend. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years.
In the previous week, Farmers & Merchants Bancorp had 3 more articles in the media than Lake Shore Bancorp. MarketBeat recorded 3 mentions for Farmers & Merchants Bancorp and 0 mentions for Lake Shore Bancorp. Farmers & Merchants Bancorp's average media sentiment score of 0.94 beat Lake Shore Bancorp's score of 0.00 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the news media.
Farmers & Merchants Bancorp has higher revenue and earnings than Lake Shore Bancorp. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.
Lake Shore Bancorp has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500. Comparatively, Farmers & Merchants Bancorp has a beta of 0.88, meaning that its stock price is 12% less volatile than the S&P 500.
Summary
Farmers & Merchants Bancorp beats Lake Shore Bancorp on 17 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:LSBK) was last updated on 5/23/2025 by MarketBeat.com Staff
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