LSBK vs. WTBA, WSBF, TSBK, HMST, ESSA, FSFG, LARK, FCAP, CZWI, and RVSB
Should you be buying Lake Shore Bancorp stock or one of its competitors? The main competitors of Lake Shore Bancorp include West Bancorporation (WTBA), Waterstone Financial (WSBF), Timberland Bancorp (TSBK), HomeStreet (HMST), ESSA Bancorp (ESSA), First Savings Financial Group (FSFG), Landmark Bancorp (LARK), First Capital (FCAP), Citizens Community Bancorp (CZWI), and Riverview Bancorp (RVSB). These companies are all part of the "fin - svgs & loan" industry.
Lake Shore Bancorp vs. Its Competitors
West Bancorporation (NASDAQ:WTBA) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, analyst recommendations, institutional ownership, media sentiment, valuation, earnings and profitability.
In the previous week, Lake Shore Bancorp had 3 more articles in the media than West Bancorporation. MarketBeat recorded 4 mentions for Lake Shore Bancorp and 1 mentions for West Bancorporation. West Bancorporation's average media sentiment score of 1.65 beat Lake Shore Bancorp's score of 0.00 indicating that West Bancorporation is being referred to more favorably in the media.
44.3% of West Bancorporation shares are held by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are held by institutional investors. 4.6% of West Bancorporation shares are held by insiders. Comparatively, 4.1% of Lake Shore Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
Lake Shore Bancorp has a net margin of 13.13% compared to West Bancorporation's net margin of 13.04%. West Bancorporation's return on equity of 11.28% beat Lake Shore Bancorp's return on equity.
West Bancorporation has a beta of 0.89, meaning that its share price is 11% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.27, meaning that its share price is 73% less volatile than the S&P 500.
West Bancorporation pays an annual dividend of $1.00 per share and has a dividend yield of 4.7%. Lake Shore Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 4.5%. West Bancorporation pays out 64.9% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 83.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. West Bancorporation is clearly the better dividend stock, given its higher yield and lower payout ratio.
West Bancorporation has higher revenue and earnings than Lake Shore Bancorp. West Bancorporation is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks.
West Bancorporation currently has a consensus price target of $23.00, indicating a potential upside of 9.00%. Given West Bancorporation's stronger consensus rating and higher possible upside, equities research analysts plainly believe West Bancorporation is more favorable than Lake Shore Bancorp.
Summary
West Bancorporation beats Lake Shore Bancorp on 13 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding LSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:LSBK) was last updated on 7/5/2025 by MarketBeat.com Staff