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OptimumBank (OPHC) Competitors

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$3.94 -0.01 (-0.25%)
Closing price 04:00 PM Eastern
Extended Trading
$3.96 +0.02 (+0.51%)
As of 04:27 PM Eastern
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OPHC vs. PEBK, OVBC, MRBK, TROO, CPSS, CBFV, UBFO, BVFL, CZWI, and HNVR

Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Peoples Bancorp of North Carolina (PEBK), Ohio Valley Banc (OVBC), Meridian Bank (MRBK), TROOPS (TROO), Consumer Portfolio Services (CPSS), CB Financial Services (CBFV), United Security Bancshares (UBFO), BV Financial (BVFL), Citizens Community Bancorp (CZWI), and Hanover Bancorp (HNVR). These companies are all part of the "banking" industry.

OptimumBank vs. Its Competitors

OptimumBank (NASDAQ:OPHC) and Peoples Bancorp of North Carolina (NASDAQ:PEBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, analyst recommendations, earnings, dividends, risk, institutional ownership, media sentiment and valuation.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Peoples Bancorp of North Carolina
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Peoples Bancorp of North Carolina had 4 more articles in the media than OptimumBank. MarketBeat recorded 5 mentions for Peoples Bancorp of North Carolina and 1 mentions for OptimumBank. Peoples Bancorp of North Carolina's average media sentiment score of 0.67 beat OptimumBank's score of 0.00 indicating that Peoples Bancorp of North Carolina is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OptimumBank
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Peoples Bancorp of North Carolina
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OptimumBank has a beta of 0.41, indicating that its share price is 59% less volatile than the S&P 500. Comparatively, Peoples Bancorp of North Carolina has a beta of 0.63, indicating that its share price is 37% less volatile than the S&P 500.

OptimumBank has a net margin of 19.62% compared to Peoples Bancorp of North Carolina's net margin of 15.11%. OptimumBank's return on equity of 14.10% beat Peoples Bancorp of North Carolina's return on equity.

Company Net Margins Return on Equity Return on Assets
OptimumBank19.62% 14.10% 1.31%
Peoples Bancorp of North Carolina 15.11%12.17%1.00%

Peoples Bancorp of North Carolina has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Peoples Bancorp of North Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OptimumBank$43.11M1.07$6.28M$1.283.08
Peoples Bancorp of North Carolina$108.45M1.57$16.35M$3.0610.21

7.4% of OptimumBank shares are held by institutional investors. Comparatively, 43.8% of Peoples Bancorp of North Carolina shares are held by institutional investors. 13.9% of OptimumBank shares are held by insiders. Comparatively, 16.9% of Peoples Bancorp of North Carolina shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Peoples Bancorp of North Carolina beats OptimumBank on 11 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$46.30M$519.67M$12.59B$10.60B
Dividend YieldN/A2.65%5.56%4.86%
P/E Ratio2.9811.1121.2628.46
Price / Sales1.072.6229.97128.87
Price / Cash4.7711.3222.2960.64
Price / Book0.411.292.246.53
Net Income$6.28M$23.34M$1.02B$276.75M
7 Day Performance-1.01%-0.32%0.96%0.20%
1 Month Performance-6.64%-5.20%-1.12%1.67%
1 Year Performance-14.35%7.71%536.19%32.73%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
0.9051 of 5 stars
$3.94
-0.3%
N/A-12.8%$46.30M$43.11M2.9840High Trading Volume
PEBK
Peoples Bancorp of North Carolina
2.3378 of 5 stars
$31.50
+4.7%
N/A+27.5%$171.99M$108.45M10.13310Earnings Report
Gap Up
OVBC
Ohio Valley Banc
2.5871 of 5 stars
$35.90
-1.2%
N/A+56.4%$169.09M$88.93M12.21260News Coverage
Upcoming Earnings
Dividend Announcement
MRBK
Meridian Bank
4.0293 of 5 stars
$14.68
+2.2%
$17.50
+19.2%
+13.8%$165.88M$197.37M9.12410News Coverage
Earnings Report
Analyst Upgrade
Analyst Revision
TROO
TROOPS
0.548 of 5 stars
$1.46
+5.0%
N/A-36.7%$164.27M$15.08M0.0020Trending News
CPSS
Consumer Portfolio Services
2.2009 of 5 stars
$7.39
-5.4%
N/A-16.9%$164.24M$206.32M9.24740News Coverage
Upcoming Earnings
CBFV
CB Financial Services
3.4977 of 5 stars
$32.48
+0.8%
$35.50
+9.3%
+15.9%$162.08M$81.62M15.11200News Coverage
Earnings Report
Upcoming Earnings
UBFO
United Security Bancshares
2.5099 of 5 stars
$9.23
+3.7%
N/A+4.7%$161.34M$65.46M13.78120Positive News
Earnings Report
BVFL
BV Financial
1.819 of 5 stars
$16.10
+1.4%
N/A+7.4%$160.02M$38.70M14.77112News Coverage
Earnings Report
CZWI
Citizens Community Bancorp
3.3065 of 5 stars
$15.51
-0.1%
N/A+11.2%$153.08M$57.94M12.51220Upcoming Earnings
HNVR
Hanover Bancorp
3.9716 of 5 stars
$20.98
+0.7%
$23.83
+13.6%
+8.1%$151.37M$71.77M13.71160

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This page (NASDAQ:OPHC) was last updated on 10/23/2025 by MarketBeat.com Staff
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