OptimumBank (OPHC) Competitors $4.53 +0.01 (+0.22%) As of 07/3/2025 03:30 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPHC vs. FVCB, BPRN, INBK, LCNB, HWBK, BETR, VABK, BLFY, BKKT, and FINWShould you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Fvcbankcorp (FVCB), Princeton Bancorp (BPRN), First Internet Bancorp (INBK), LCNB (LCNB), Hawthorn Bancshares (HWBK), Better Home & Finance (BETR), Virginia National Bankshares (VABK), Blue Foundry Bancorp (BLFY), Bakkt (BKKT), and FinWise Bancorp (FINW). These companies are all part of the "banking" industry. OptimumBank vs. Its Competitors Fvcbankcorp Princeton Bancorp First Internet Bancorp LCNB Hawthorn Bancshares Better Home & Finance Virginia National Bankshares Blue Foundry Bancorp Bakkt FinWise Bancorp OptimumBank (NASDAQ:OPHC) and Fvcbankcorp (NASDAQ:FVCB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, risk, analyst recommendations, valuation, dividends, profitability and media sentiment. Do institutionals and insiders have more ownership in OPHC or FVCB? 7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 43.6% of Fvcbankcorp shares are owned by institutional investors. 13.9% of OptimumBank shares are owned by insiders. Comparatively, 10.9% of Fvcbankcorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Does the media prefer OPHC or FVCB? In the previous week, OptimumBank and OptimumBank both had 1 articles in the media. OptimumBank's average media sentiment score of 1.28 beat Fvcbankcorp's score of 0.50 indicating that OptimumBank is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment OptimumBank 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Fvcbankcorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has preferable valuation and earnings, OPHC or FVCB? Fvcbankcorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Fvcbankcorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOptimumBank$40.98M1.30$6.28M$1.333.41Fvcbankcorp$115.85M1.97$15.06M$1.0212.45 Which has more volatility & risk, OPHC or FVCB? OptimumBank has a beta of 0.48, suggesting that its share price is 52% less volatile than the S&P 500. Comparatively, Fvcbankcorp has a beta of 0.35, suggesting that its share price is 65% less volatile than the S&P 500. Is OPHC or FVCB more profitable? OptimumBank has a net margin of 19.62% compared to Fvcbankcorp's net margin of 16.03%. OptimumBank's return on equity of 14.10% beat Fvcbankcorp's return on equity.Company Net Margins Return on Equity Return on Assets OptimumBank19.62% 14.10% 1.31% Fvcbankcorp 16.03%8.18%0.83% SummaryOptimumBank beats Fvcbankcorp on 7 of the 12 factors compared between the two stocks. Get OptimumBank News Delivered to You Automatically Sign up to receive the latest news and ratings for OPHC and its competitors with MarketBeat's FREE daily newsletter. Email Address Media Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPHC vs. The Competition Export to ExcelMetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$53.23M$587.96M$12.09B$9.04BDividend YieldN/A3.46%5.53%4.01%P/E Ratio3.4315.8220.0420.25Price / Sales1.303.0425.68118.23Price / Cash4.7710.7421.6858.07Price / Book0.471.252.285.67Net Income$6.28M$28.87M$1.00B$249.21M7 Day Performance0.44%2.37%2.25%3.28%1 Month Performance4.38%4.63%4.63%5.55%1 Year Performance4.38%23.33%538.61%21.08% OptimumBank Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPHCOptimumBank2.3998 of 5 stars$4.53+0.2%N/A+4.1%$53.23M$40.98M3.4340Positive NewsFVCBFvcbankcorp1.6261 of 5 stars$11.73+3.4%N/A+21.5%$204.03M$55.86M11.50130News CoverageBPRNPrinceton Bancorp3.8549 of 5 stars$30.50+3.6%$37.50+23.0%-2.1%$203.92M$131.10M17.23180INBKFirst Internet Bancorp4.0424 of 5 stars$24.88+6.7%$31.75+27.6%+0.0%$202.82M$135.23M10.32290Dividend AnnouncementLCNBLCNB2.7927 of 5 stars$14.60+3.4%$16.25+11.3%+19.4%$200.04M$125.42M12.70310News CoverageHWBKHawthorn Bancshares2.0354 of 5 stars$28.35-1.5%N/A+50.1%$199.99M$109.67M10.31310High Trading VolumeBETRBetter Home & Finance1.2076 of 5 stars$12.49-4.7%N/A+2,797.3%$199.18M$108.49M-0.941,250VABKVirginia National Bankshares1.4883 of 5 stars$36.85+0.7%N/A+14.3%$197.40M$83.52M11.17170Gap UpBLFYBlue Foundry Bancorp1.8268 of 5 stars$9.18+3.6%$11.00+19.8%+7.9%$192.45M$87.25M-16.39180BKKTBakkt0.293 of 5 stars$12.14-9.9%N/A+1.1%$187.53M$3.49B-2.46760Gap DownFINWFinWise Bancorp3.945 of 5 stars$13.82-2.3%$20.88+51.0%+52.0%$186.99M$96.84M15.02120Gap DownHigh Trading Volume Related Companies and Tools Related Companies FVCB Competitors BPRN Competitors INBK Competitors LCNB Competitors HWBK Competitors BETR Competitors VABK Competitors BLFY Competitors BKKT Competitors FINW Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPHC) was last updated on 7/5/2025 by MarketBeat.com Staff From Our PartnersBanks aren’t ready for this altcoin—are you?Our expert analysts have identified a $100 billion gap in the crypto market. 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