OptimumBank (OPHC) Competitors

Princeton Bancorp (NASDAQ:BPRN) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, valuation, institutional ownership, earnings, profitability, risk, analyst recommendations and dividends.

Does the media prefer BPRN or OPHC?

In the previous week, OptimumBank had 1 more articles in the media than Princeton Bancorp. MarketBeat recorded 5 mentions for OptimumBank and 4 mentions for Princeton Bancorp. Princeton Bancorp's average media sentiment score of 1.67 beat OptimumBank's score of 0.19 indicating that Princeton Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Princeton Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
OptimumBank	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is BPRN or OPHC more profitable?

OptimumBank has a net margin of 19.62% compared to Princeton Bancorp's net margin of 0.00%. OptimumBank's return on equity of 14.10% beat Princeton Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Princeton Bancorp	N/A	N/A	N/A
OptimumBank	19.62%	14.10%	1.31%

Which has better valuation & earnings, BPRN or OPHC?

Princeton Bancorp has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Princeton Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Princeton Bancorp	$81.21M	2.68	$7.22M	$1.07	30.17
OptimumBank	$43.11M	1.17	$6.28M	$1.28	3.35

Do analysts recommend BPRN or OPHC?

Princeton Bancorp presently has a consensus price target of $37.50, indicating a potential upside of 16.17%. Given Princeton Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe Princeton Bancorp is more favorable than OptimumBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Princeton Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
OptimumBank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility & risk, BPRN or OPHC?

Princeton Bancorp has a beta of 0.67, indicating that its stock price is 33% less volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.5, indicating that its stock price is 50% less volatile than the S&P 500.

Do insiders and institutionals believe in BPRN or OPHC?

43.4% of Princeton Bancorp shares are owned by institutional investors. Comparatively, 7.4% of OptimumBank shares are owned by institutional investors. 23.0% of Princeton Bancorp shares are owned by insiders. Comparatively, 13.9% of OptimumBank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Princeton Bancorp beats OptimumBank on 11 of the 16 factors compared between the two stocks.