OptimumBank (OPHC) Competitors $4.66 +0.01 (+0.11%) Closing price 07/25/2025 03:59 PM EasternExtended Trading$4.58 -0.09 (-1.91%) As of 07/25/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPHC vs. OPOF, WNEB, FINW, OPBK, HWBK, VABK, BETR, BLFY, FCCO, and FXNCShould you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Old Point Financial (OPOF), Western New England Bancorp (WNEB), FinWise Bancorp (FINW), OP Bancorp (OPBK), Hawthorn Bancshares (HWBK), Virginia National Bankshares (VABK), Better Home & Finance (BETR), Blue Foundry Bancorp (BLFY), First Community (FCCO), and First National (FXNC). These companies are all part of the "banking" industry. OptimumBank vs. Its Competitors Old Point Financial Western New England Bancorp FinWise Bancorp OP Bancorp Hawthorn Bancshares Virginia National Bankshares Better Home & Finance Blue Foundry Bancorp First Community First National OptimumBank (NASDAQ:OPHC) and Old Point Financial (NASDAQ:OPOF) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, earnings, valuation, risk and media sentiment. Do insiders and institutionals have more ownership in OPHC or OPOF? 7.4% of OptimumBank shares are held by institutional investors. Comparatively, 33.4% of Old Point Financial shares are held by institutional investors. 13.9% of OptimumBank shares are held by insiders. Comparatively, 21.1% of Old Point Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term. Which has preferable valuation and earnings, OPHC or OPOF? Old Point Financial has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOptimumBank$40.98M1.34$6.28M$1.333.51Old Point Financial$85.82M2.42$9.51M$1.9620.70 Does the media refer more to OPHC or OPOF? In the previous week, Old Point Financial had 2 more articles in the media than OptimumBank. MarketBeat recorded 2 mentions for Old Point Financial and 0 mentions for OptimumBank. Old Point Financial's average media sentiment score of 1.28 beat OptimumBank's score of 0.00 indicating that Old Point Financial is being referred to more favorably in the news media. Company Overall Sentiment OptimumBank Neutral Old Point Financial Positive Which has more risk and volatility, OPHC or OPOF? OptimumBank has a beta of 0.48, indicating that its share price is 52% less volatile than the S&P 500. Comparatively, Old Point Financial has a beta of -0.31, indicating that its share price is 131% less volatile than the S&P 500. Is OPHC or OPOF more profitable? OptimumBank has a net margin of 19.62% compared to Old Point Financial's net margin of 11.52%. OptimumBank's return on equity of 14.10% beat Old Point Financial's return on equity.Company Net Margins Return on Equity Return on Assets OptimumBank19.62% 14.10% 1.31% Old Point Financial 11.52%8.58%0.68% SummaryOld Point Financial beats OptimumBank on 9 of the 13 factors compared between the two stocks. Get OptimumBank News Delivered to You Automatically Sign up to receive the latest news and ratings for OPHC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPHC vs. The Competition Export to ExcelMetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$54.82M$523.68M$12.26B$9.50BDividend YieldN/A2.79%5.54%4.00%P/E Ratio3.5310.9719.0620.07Price / Sales1.342.8626.1198.54Price / Cash4.7711.2221.6358.56Price / Book0.481.392.205.88Net Income$6.28M$27.69M$998.02M$258.89M7 Day Performance2.53%-0.06%0.58%3.70%1 Month Performance4.83%3.20%3.45%11.71%1 Year Performance4.60%10.51%536.27%17.98% OptimumBank Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPHCOptimumBankN/A$4.67+0.1%N/A+4.6%$54.82M$40.98M3.5340OPOFOld Point Financial1.2268 of 5 stars$41.20-0.1%N/A+138.0%$210.51M$85.82M21.02280WNEBWestern New England Bancorp3.2679 of 5 stars$10.04+0.6%$8.50-15.3%+33.3%$208.15M$72.99M18.96360Trending NewsEarnings ReportDividend AnnouncementAnalyst ForecastAnalyst RevisionFINWFinWise Bancorp3.2402 of 5 stars$15.83+0.5%$20.88+31.8%+47.0%$207.29M$96.84M17.04120News CoverageEarnings ReportAnalyst UpgradeGap DownOPBKOP Bancorp3.8433 of 5 stars$13.94+0.5%$18.00+29.2%+11.4%$205.21M$84.70M9.73190News CoverageEarnings ReportDividend AnnouncementHigh Trading VolumeHWBKHawthorn Bancshares1.7528 of 5 stars$29.13+1.5%N/A+36.2%$204.89M$109.67M10.75310Positive NewsUpcoming EarningsVABKVirginia National Bankshares1.3904 of 5 stars$37.57+2.2%N/A-5.1%$201.98M$83.52M11.36170News CoverageEarnings ReportDividend AnnouncementGap UpBETRBetter Home & Finance0.38 of 5 stars$13.26+0.5%N/A+2,614.3%$201.55M$108.49M-1.001,250BLFYBlue Foundry Bancorp2.3273 of 5 stars$9.20+1.0%$11.00+19.6%-19.7%$200.15M$87.25M-16.46180Positive NewsUpcoming EarningsFCCOFirst Community4.1062 of 5 stars$25.49+0.3%$29.67+16.4%+8.8%$194.50M$103.43M12.79250News CoveragePositive NewsEarnings ReportDividend IncreaseFXNCFirst National2.7901 of 5 stars$21.05+1.9%$24.75+17.6%+30.6%$189.37M$92.70M25.38210Upcoming Earnings Related Companies and Tools Related Companies OPOF Competitors WNEB Competitors FINW Competitors OPBK Competitors HWBK Competitors VABK Competitors BETR Competitors BLFY Competitors FCCO Competitors FXNC Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPHC) was last updated on 7/26/2025 by MarketBeat.com Staff From Our PartnersBREAKING: The House just passed 3 pro-crypto bills!THREE pro-crypto bills just passed the House! 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