OptimumBank (OPHC) Competitors $4.23 0.00 (0.00%) As of 09/5/2025 04:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPHC vs. EFSI, CBNA, BTCS, BKKT, FSFG, SWKH, MRBK, CPSS, MNSB, and OVBCShould you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include Eagle Financial Services (EFSI), Chain Bridge Bancorp (CBNA), BTCS (BTCS), Bakkt (BKKT), First Savings Financial Group (FSFG), SWK (SWKH), Meridian Bank (MRBK), Consumer Portfolio Services (CPSS), MainStreet Bank (MNSB), and Ohio Valley Banc (OVBC). These companies are all part of the "banking" industry. OptimumBank vs. Its Competitors Eagle Financial Services Chain Bridge Bancorp BTCS Bakkt First Savings Financial Group SWK Meridian Bank Consumer Portfolio Services MainStreet Bank Ohio Valley Banc OptimumBank (NASDAQ:OPHC) and Eagle Financial Services (NASDAQ:EFSI) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, institutional ownership, risk, dividends, earnings and profitability. Does the media refer more to OPHC or EFSI? In the previous week, Eagle Financial Services had 1 more articles in the media than OptimumBank. MarketBeat recorded 2 mentions for Eagle Financial Services and 1 mentions for OptimumBank. Eagle Financial Services' average media sentiment score of 1.73 beat OptimumBank's score of 1.08 indicating that Eagle Financial Services is being referred to more favorably in the news media. Company Overall Sentiment OptimumBank Positive Eagle Financial Services Very Positive Which has stronger valuation & earnings, OPHC or EFSI? Eagle Financial Services has higher revenue and earnings than OptimumBank. OptimumBank is trading at a lower price-to-earnings ratio than Eagle Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOptimumBank$43.11M1.15$6.28M$1.283.30Eagle Financial Services$112.88M1.78$15.34M$2.1617.27 Which has more risk and volatility, OPHC or EFSI? OptimumBank has a beta of 0.43, meaning that its stock price is 57% less volatile than the S&P 500. Comparatively, Eagle Financial Services has a beta of 0.29, meaning that its stock price is 71% less volatile than the S&P 500. Do institutionals & insiders hold more shares of OPHC or EFSI? 7.4% of OptimumBank shares are owned by institutional investors. Comparatively, 0.3% of Eagle Financial Services shares are owned by institutional investors. 13.9% of OptimumBank shares are owned by company insiders. Comparatively, 12.3% of Eagle Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Is OPHC or EFSI more profitable? OptimumBank has a net margin of 19.62% compared to Eagle Financial Services' net margin of 7.45%. OptimumBank's return on equity of 14.10% beat Eagle Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets OptimumBank19.62% 14.10% 1.31% Eagle Financial Services 7.45%9.87%0.76% Do analysts prefer OPHC or EFSI? Eagle Financial Services has a consensus price target of $39.50, suggesting a potential upside of 5.90%. Given Eagle Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Eagle Financial Services is more favorable than OptimumBank.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score OptimumBank 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Eagle Financial Services 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 SummaryEagle Financial Services beats OptimumBank on 10 of the 16 factors compared between the two stocks. Get OptimumBank News Delivered to You Automatically Sign up to receive the latest news and ratings for OPHC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPHC vs. The Competition Export to ExcelMetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$49.69M$576.21M$12.55B$9.94BDividend YieldN/A2.56%5.41%4.53%P/E Ratio3.2011.43232.5126.11Price / Sales1.152.7830.87121.74Price / Cash4.7711.5919.0929.11Price / Book0.441.382.296.09Net Income$6.28M$23.34M$1.01B$266.19M7 Day Performance-0.47%-0.18%0.45%0.45%1 Month Performance3.93%7.76%4.00%5.05%1 Year Performance-6.21%18.14%544.50%26.04% OptimumBank Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPHCOptimumBank2.8383 of 5 stars$4.23flatN/A-6.2%$49.69M$43.11M3.2040Positive NewsShort Interest ↓EFSIEagle Financial Services2.7667 of 5 stars$36.90-1.4%$39.50+7.0%N/A$198.52M$112.88M17.08230News CoveragePositive NewsCBNAChain Bridge Bancorp2.3355 of 5 stars$30.14-0.3%$29.67-1.6%N/A$197.69M$56.65M7.9784News CoverageBTCSBTCS1.9335 of 5 stars$4.05-3.2%$7.00+73.1%+304.8%$194.36M$4.07M-3.554Negative NewsDividend AnnouncementShort Interest ↑Gap UpBKKTBakkt0.1464 of 5 stars$8.95+2.1%N/A-25.8%$193.71M$3.49B-2.03760Gap UpFSFGFirst Savings Financial Group4.7283 of 5 stars$27.19-0.9%$32.33+18.9%+15.5%$189.75M$134.52M8.80470News CoveragePositive NewsSWKHSWK3.1084 of 5 stars$14.98+0.4%$18.00+20.2%-14.5%$181.95M$44.99M10.5540MRBKMeridian Bank2.6783 of 5 stars$15.72-0.1%$17.50+11.3%+36.1%$177.24M$197.37M9.74410News CoverageShort Interest ↑CPSSConsumer Portfolio ServicesN/A$7.86-1.7%N/A-14.0%$174.54M$393.51M9.82740MNSBMainStreet Bank2.5413 of 5 stars$22.56-0.4%N/A+30.3%$173.90M$137.87M-15.45170Positive NewsOVBCOhio Valley Banc2.3724 of 5 stars$36.59-1.1%N/A+50.8%$172.41M$88.93M12.45260 Related Companies and Tools Related Companies EFSI Competitors CBNA Competitors BTCS Competitors BKKT Competitors FSFG Competitors SWKH Competitors MRBK Competitors CPSS Competitors MNSB Competitors OVBC Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPHC) was last updated on 9/7/2025 by MarketBeat.com Staff From Our PartnersTrump's Law S.1582: $21T Dollar Revolution ComingDo you have money in any of these banks? 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