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OptimumBank (OPHC) Competitors

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$4.16 -0.03 (-0.72%)
As of 04:00 PM Eastern
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OPHC vs. BTCS, FSFG, CPSS, SWKH, MRBK, OVBC, PEBK, MNSB, UBFO, and BVFL

Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include BTCS (BTCS), First Savings Financial Group (FSFG), Consumer Portfolio Services (CPSS), SWK (SWKH), Meridian Bank (MRBK), Ohio Valley Banc (OVBC), Peoples Bancorp of North Carolina (PEBK), MainStreet Bank (MNSB), United Security Bancshares (UBFO), and BV Financial (BVFL). These companies are all part of the "banking" industry.

OptimumBank vs. Its Competitors

BTCS (NASDAQ:BTCS) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, valuation, institutional ownership, dividends, media sentiment and profitability.

OptimumBank has a net margin of 19.62% compared to BTCS's net margin of -268.37%. OptimumBank's return on equity of 14.10% beat BTCS's return on equity.

Company Net Margins Return on Equity Return on Assets
BTCS-268.37% -51.90% -40.98%
OptimumBank 19.62%14.10%1.31%

BTCS presently has a consensus price target of $7.00, indicating a potential upside of 44.93%. Given BTCS's stronger consensus rating and higher possible upside, equities research analysts clearly believe BTCS is more favorable than OptimumBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BTCS
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
OptimumBank
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

OptimumBank has higher revenue and earnings than BTCS. BTCS is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
BTCS$7.52M30.86-$1.27M-$1.14-4.24
OptimumBank$43.11M1.13$6.28M$1.283.25

In the previous week, BTCS had 1 more articles in the media than OptimumBank. MarketBeat recorded 4 mentions for BTCS and 3 mentions for OptimumBank. BTCS's average media sentiment score of 0.87 beat OptimumBank's score of -1.00 indicating that BTCS is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
BTCS
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OptimumBank
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative

3.5% of BTCS shares are held by institutional investors. Comparatively, 7.4% of OptimumBank shares are held by institutional investors. 42.8% of BTCS shares are held by insiders. Comparatively, 13.9% of OptimumBank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

BTCS has a beta of 1.38, indicating that its share price is 38% more volatile than the S&P 500. Comparatively, OptimumBank has a beta of 0.43, indicating that its share price is 57% less volatile than the S&P 500.

Summary

BTCS and OptimumBank tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPHC vs. The Competition

MetricOptimumBankNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$48.90M$557.80M$12.68B$10.27B
Dividend YieldN/A2.55%5.41%4.60%
P/E Ratio3.1511.33246.5526.51
Price / Sales1.132.7431.21165.32
Price / Cash4.7711.5719.2529.89
Price / Book0.431.352.326.32
Net Income$6.28M$23.34M$1.01B$270.51M
7 Day Performance-2.44%-0.48%0.48%2.15%
1 Month Performance-3.01%3.34%3.00%6.35%
1 Year Performance-8.55%13.38%541.09%25.48%

OptimumBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPHC
OptimumBank
0.8022 of 5 stars
$4.16
-0.7%
N/A-8.6%$48.90M$43.11M3.1540News Coverage
Negative News
Short Interest ↑
BTCS
BTCS
2.716 of 5 stars
$4.17
-0.8%
$7.00
+68.1%
+316.8%$200.13M$4.07M-3.654Dividend Announcement
Short Interest ↓
FSFG
First Savings Financial Group
4.587 of 5 stars
$27.63
+1.6%
$32.33
+17.0%
+14.8%$192.78M$80.61M8.94470
CPSS
Consumer Portfolio Services
3.0784 of 5 stars
$8.31
+4.3%
N/A-10.0%$184.65M$393.51M10.39740Positive News
Gap Down
SWKH
SWK
3.3705 of 5 stars
$14.61
+0.2%
$18.00
+23.2%
-13.8%$177.45M$44.99M10.2940News Coverage
Analyst Upgrade
MRBK
Meridian Bank
3.7093 of 5 stars
$15.46
-1.1%
$17.50
+13.2%
+35.9%$174.92M$197.37M9.61410Positive News
Short Interest ↓
OVBC
Ohio Valley Banc
2.851 of 5 stars
$36.54
-0.1%
N/A+59.6%$172.08M$88.93M12.43260Positive News
PEBK
Peoples Bancorp of North Carolina
2.6006 of 5 stars
$31.50
-0.3%
N/A+18.7%$171.96M$108.45M10.13310
MNSB
MainStreet Bank
2.5137 of 5 stars
$21.94
-0.6%
N/A+22.4%$169.12M$137.87M-15.02170News Coverage
Positive News
UBFO
United Security Bancshares
3.2138 of 5 stars
$9.56
+0.1%
N/A+12.4%$166.98M$52.34M14.48120
BVFL
BV Financial
2.6052 of 5 stars
$16.65
-0.5%
N/A+13.5%$165.48M$38.70M16.17112News Coverage
Analyst Upgrade

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This page (NASDAQ:OPHC) was last updated on 9/16/2025 by MarketBeat.com Staff
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