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SLM (SLM) Competitors

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$29.99 +1.08 (+3.74%)
Closing price 04:00 PM Eastern
Extended Trading
$29.57 -0.42 (-1.41%)
As of 04:46 PM Eastern
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SLM vs. CACC, NNI, EZPW, ECPG, WRLD, PRAA, GDOT, RM, AXP, and COF

Should you be buying SLM stock or one of its competitors? The main competitors of SLM include Credit Acceptance (CACC), Nelnet (NNI), EZCORP (EZPW), Encore Capital Group (ECPG), World Acceptance (WRLD), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry.

SLM vs.

SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, risk, media sentiment, community ranking, institutional ownership, dividends, profitability and earnings.

SLM has higher earnings, but lower revenue than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$1.85B3.41$608.33M$2.7810.79
Credit Acceptance$2.13B2.57$247.90M$19.8623.55

SLM has a beta of 1.05, suggesting that its stock price is 5% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.27, suggesting that its stock price is 27% more volatile than the S&P 500.

SLM currently has a consensus target price of $30.73, suggesting a potential upside of 2.46%. Credit Acceptance has a consensus target price of $440.00, suggesting a potential downside of 5.94%. Given SLM's stronger consensus rating and higher possible upside, equities analysts clearly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
0 Sell rating(s)
2 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.82
Credit Acceptance
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

In the previous week, SLM had 8 more articles in the media than Credit Acceptance. MarketBeat recorded 29 mentions for SLM and 21 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.15 beat SLM's score of 0.86 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
15 Very Positive mention(s)
3 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
14 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SLM has a net margin of 20.73% compared to Credit Acceptance's net margin of 11.46%. SLM's return on equity of 31.66% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM20.73% 31.66% 2.08%
Credit Acceptance 11.46%29.01%5.65%

SLM received 164 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.25% of users gave SLM an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
SLMOutperform Votes
500
69.25%
Underperform Votes
222
30.75%
Credit AcceptanceOutperform Votes
336
50.99%
Underperform Votes
323
49.01%

98.9% of SLM shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 1.2% of SLM shares are held by company insiders. Comparatively, 5.3% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

SLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SLM vs. The Competition

MetricSLMPersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$6.31B$5.79B$11.11B$7.93B
Dividend Yield1.87%4.36%5.77%4.22%
P/E Ratio11.3216.1222.1218.54
Price / Sales3.413.7526.10103.37
Price / Cash10.5011.1317.6034.62
Price / Book3.346.522.664.25
Net Income$608.33M$391.67M$1.03B$248.18M
7 Day Performance6.57%-3.88%0.75%1.27%
1 Month Performance1.25%-0.60%-0.19%3.78%
1 Year Performance41.13%15.20%538.54%5.28%

SLM Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SLM
SLM
4.5315 of 5 stars
$29.99
+3.7%
$30.73
+2.5%
+36.4%$6.31B$1.85B11.321,700Earnings Report
CACC
Credit Acceptance
1.8222 of 5 stars
$443.32
-6.1%
$440.00
-0.7%
-5.1%$5.33B$2.13B22.322,250Earnings Report
News Coverage
Positive News
Gap Down
NNI
Nelnet
3.8986 of 5 stars
$102.32
-2.3%
$98.00
-4.2%
+12.5%$3.71B$1.17B33.665,200Upcoming Earnings
Positive News
EZPW
EZCORP
2.7038 of 5 stars
$15.76
-1.1%
$16.88
+7.1%
+49.1%$865.84M$1.18B13.707,000Earnings Report
Analyst Upgrade
Positive News
High Trading Volume
ECPG
Encore Capital Group
4.2781 of 5 stars
$30.52
+0.4%
$62.67
+105.3%
-16.3%$723.05M$1.32B-3.896,900Upcoming Earnings
Positive News
WRLD
World Acceptance
2.3213 of 5 stars
$123.40
-1.2%
$10.00
-91.9%
-6.1%$709.18M$515.56M8.623,120Earnings Report
News Coverage
Positive News
PRAA
PRA Group
4.4531 of 5 stars
$16.47
-3.2%
$32.00
+94.3%
-23.1%$650.73M$1.12B9.203,280Upcoming Earnings
Short Interest ↓
Positive News
GDOT
Green Dot
3.9253 of 5 stars
$7.62
+2.7%
$10.75
+41.1%
-4.4%$413.23M$1.72B-7.261,200Upcoming Earnings
News Coverage
RM
Regional Management
4.6739 of 5 stars
$31.46
+0.6%
$35.50
+12.8%
+31.0%$315.70M$513.97M7.561,990Earnings Report
News Coverage
Gap Down
AXP
American Express
4.5192 of 5 stars
$242.68
-3.4%
$290.90
+19.9%
+13.9%$170.49B$67.12B17.3277,300Insider Trade
COF
Capital One Financial
4.7234 of 5 stars
$165.52
+1.7%
$206.07
+24.5%
+25.7%$63.14B$39.11B14.2855,900Analyst Revision
Positive News
High Trading Volume

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This page (NASDAQ:SLM) was last updated on 5/1/2025 by MarketBeat.com Staff
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