SLM (SLM) Competitors $29.99 +1.08 (+3.74%) Closing price 04:00 PM EasternExtended Trading$29.57 -0.42 (-1.41%) As of 04:46 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock SLM vs. CACC, NNI, EZPW, ECPG, WRLD, PRAA, GDOT, RM, AXP, and COFShould you be buying SLM stock or one of its competitors? The main competitors of SLM include Credit Acceptance (CACC), Nelnet (NNI), EZCORP (EZPW), Encore Capital Group (ECPG), World Acceptance (WRLD), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry. SLM vs. Credit Acceptance Nelnet EZCORP Encore Capital Group World Acceptance PRA Group Green Dot Regional Management American Express Capital One Financial SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, risk, media sentiment, community ranking, institutional ownership, dividends, profitability and earnings. Which has stronger valuation & earnings, SLM or CACC? SLM has higher earnings, but lower revenue than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSLM$1.85B3.41$608.33M$2.7810.79Credit Acceptance$2.13B2.57$247.90M$19.8623.55 Which has more risk & volatility, SLM or CACC? SLM has a beta of 1.05, suggesting that its stock price is 5% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.27, suggesting that its stock price is 27% more volatile than the S&P 500. Do analysts prefer SLM or CACC? SLM currently has a consensus target price of $30.73, suggesting a potential upside of 2.46%. Credit Acceptance has a consensus target price of $440.00, suggesting a potential downside of 5.94%. Given SLM's stronger consensus rating and higher possible upside, equities analysts clearly believe SLM is more favorable than Credit Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SLM 0 Sell rating(s) 2 Hold rating(s) 9 Buy rating(s) 0 Strong Buy rating(s) 2.82Credit Acceptance 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50 Does the media refer more to SLM or CACC? In the previous week, SLM had 8 more articles in the media than Credit Acceptance. MarketBeat recorded 29 mentions for SLM and 21 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.15 beat SLM's score of 0.86 indicating that Credit Acceptance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SLM 15 Very Positive mention(s) 3 Positive mention(s) 10 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Credit Acceptance 14 Very Positive mention(s) 3 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is SLM or CACC more profitable? SLM has a net margin of 20.73% compared to Credit Acceptance's net margin of 11.46%. SLM's return on equity of 31.66% beat Credit Acceptance's return on equity.Company Net Margins Return on Equity Return on Assets SLM20.73% 31.66% 2.08% Credit Acceptance 11.46%29.01%5.65% Does the MarketBeat Community believe in SLM or CACC? SLM received 164 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.25% of users gave SLM an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote. CompanyUnderperformOutperformSLMOutperform Votes50069.25% Underperform Votes22230.75% Credit AcceptanceOutperform Votes33650.99% Underperform Votes32349.01% Do institutionals & insiders have more ownership in SLM or CACC? 98.9% of SLM shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 1.2% of SLM shares are held by company insiders. Comparatively, 5.3% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. SummarySLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks. Get SLM News Delivered to You Automatically Sign up to receive the latest news and ratings for SLM and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart SLM vs. The Competition Export to ExcelMetricSLMPersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$6.31B$5.79B$11.11B$7.93BDividend Yield1.87%4.36%5.77%4.22%P/E Ratio11.3216.1222.1218.54Price / Sales3.413.7526.10103.37Price / Cash10.5011.1317.6034.62Price / Book3.346.522.664.25Net Income$608.33M$391.67M$1.03B$248.18M7 Day Performance6.57%-3.88%0.75%1.27%1 Month Performance1.25%-0.60%-0.19%3.78%1 Year Performance41.13%15.20%538.54%5.28% SLM Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)SLMSLM4.5315 of 5 stars$29.99+3.7%$30.73+2.5%+36.4%$6.31B$1.85B11.321,700Earnings ReportCACCCredit Acceptance1.8222 of 5 stars$443.32-6.1%$440.00-0.7%-5.1%$5.33B$2.13B22.322,250Earnings ReportNews CoveragePositive NewsGap DownNNINelnet3.8986 of 5 stars$102.32-2.3%$98.00-4.2%+12.5%$3.71B$1.17B33.665,200Upcoming EarningsPositive NewsEZPWEZCORP2.7038 of 5 stars$15.76-1.1%$16.88+7.1%+49.1%$865.84M$1.18B13.707,000Earnings ReportAnalyst UpgradePositive NewsHigh Trading VolumeECPGEncore Capital Group4.2781 of 5 stars$30.52+0.4%$62.67+105.3%-16.3%$723.05M$1.32B-3.896,900Upcoming EarningsPositive NewsWRLDWorld Acceptance2.3213 of 5 stars$123.40-1.2%$10.00-91.9%-6.1%$709.18M$515.56M8.623,120Earnings ReportNews CoveragePositive NewsPRAAPRA Group4.4531 of 5 stars$16.47-3.2%$32.00+94.3%-23.1%$650.73M$1.12B9.203,280Upcoming EarningsShort Interest ↓Positive NewsGDOTGreen Dot3.9253 of 5 stars$7.62+2.7%$10.75+41.1%-4.4%$413.23M$1.72B-7.261,200Upcoming EarningsNews CoverageRMRegional Management4.6739 of 5 stars$31.46+0.6%$35.50+12.8%+31.0%$315.70M$513.97M7.561,990Earnings ReportNews CoverageGap DownAXPAmerican Express4.5192 of 5 stars$242.68-3.4%$290.90+19.9%+13.9%$170.49B$67.12B17.3277,300Insider TradeCOFCapital One Financial4.7234 of 5 stars$165.52+1.7%$206.07+24.5%+25.7%$63.14B$39.11B14.2855,900Analyst RevisionPositive NewsHigh Trading Volume Related Companies and Tools Related Companies Credit Acceptance Alternatives Nelnet Alternatives EZCORP Alternatives Encore Capital Group Alternatives World Acceptance Alternatives PRA Group Alternatives Green Dot Alternatives Regional Management Alternatives American Express Alternatives Capital One Financial Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:SLM) was last updated on 5/1/2025 by MarketBeat.com Staff From Our PartnersHow to invest in Elon Musk’s Optimus before its launchElon Musk is set to completely take over the AI industry with Optimus… A breakthrough AI-powered robot that El...InvestorPlace | SponsoredElon Set to Shock the World by May 1st ?Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...Brownstone Research | SponsoredTrump announcement boosts “next Bitcoin”President Trump just made his first big crypto move ... 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