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SLM (SLM) Competitors

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$32.79 -0.81 (-2.41%)
Closing price 04:00 PM Eastern
Extended Trading
$32.78 -0.01 (-0.02%)
As of 05:39 PM Eastern
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SLM vs. CACC, NNI, ECPG, WRLD, EZPW, PRAA, GDOT, RM, AXP, and COF

Should you be buying SLM stock or one of its competitors? The main competitors of SLM include Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry.

SLM vs.

Credit Acceptance (NASDAQ:CACC) and SLM (NASDAQ:SLM) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, community ranking, profitability, valuation, institutional ownership, risk, dividends, earnings and analyst recommendations.

SLM received 166 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.34% of users gave SLM an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
Credit AcceptanceOutperform Votes
336
50.99%
Underperform Votes
323
49.01%
SLMOutperform Votes
502
69.34%
Underperform Votes
222
30.66%

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 98.9% of SLM shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by company insiders. Comparatively, 1.2% of SLM shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Credit Acceptance currently has a consensus price target of $440.00, indicating a potential downside of 10.54%. SLM has a consensus price target of $31.82, indicating a potential downside of 4.66%. Given SLM's stronger consensus rating and higher probable upside, analysts clearly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
SLM
0 Sell rating(s)
2 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.82

SLM has a net margin of 20.73% compared to Credit Acceptance's net margin of 11.46%. SLM's return on equity of 31.66% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance11.46% 29.01% 5.65%
SLM 20.73%31.66%2.08%

SLM has lower revenue, but higher earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$2.19B2.60$247.90M$23.4420.98
SLM$1.87B3.75$608.33M$2.7812.01

In the previous week, SLM had 11 more articles in the media than Credit Acceptance. MarketBeat recorded 14 mentions for SLM and 3 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.94 beat SLM's score of 1.22 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
SLM
10 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Credit Acceptance has a beta of 1.23, indicating that its share price is 23% more volatile than the S&P 500. Comparatively, SLM has a beta of 1.05, indicating that its share price is 5% more volatile than the S&P 500.

Summary

SLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SLM vs. The Competition

MetricSLMPersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$7.01B$6.16B$11.60B$8.53B
Dividend Yield1.56%4.34%5.46%4.11%
P/E Ratio12.6018.7822.7019.97
Price / Sales3.753.1527.42122.22
Price / Cash10.5011.1317.6234.62
Price / Book3.718.612.834.59
Net Income$608.33M$391.67M$1.04B$248.18M
7 Day Performance-0.76%-3.14%0.34%2.15%
1 Month Performance28.17%22.21%8.57%16.14%
1 Year Performance58.78%18.98%538.69%8.06%

SLM Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SLM
SLM
4.6599 of 5 stars
$32.79
-2.4%
$31.82
-3.0%
+62.6%$6.88B$1.87B12.371,700Positive News
Analyst Forecast
Gap Up
CACC
Credit Acceptance
2.0394 of 5 stars
$499.08
+1.5%
$440.00
-11.8%
+0.5%$5.79B$2.19B25.132,250Positive News
High Trading Volume
NNI
Nelnet
3.4808 of 5 stars
$114.03
+1.2%
$98.00
-14.1%
+10.2%$4.14B$1.17B37.515,200Positive News
ECPG
Encore Capital Group
4.3857 of 5 stars
$40.50
0.0%
$62.67
+54.7%
-11.2%$945.63M$1.32B-5.166,900Positive News
Gap Up
WRLD
World Acceptance
2.123 of 5 stars
$147.38
+4.9%
$10.00
-93.2%
+13.9%$846.99M$522.13M10.293,120Positive News
Analyst Upgrade
Gap Up
EZPW
EZCORP
4.5667 of 5 stars
$14.59
-1.7%
$17.38
+19.1%
+37.0%$802.65M$1.20B12.697,000Analyst Forecast
PRAA
PRA Group
4.2495 of 5 stars
$14.86
+10.6%
$27.00
+81.7%
-33.6%$589.33M$1.14B8.303,280Gap Up
High Trading Volume
GDOT
Green Dot
4.1131 of 5 stars
$10.75
-1.7%
$11.50
+6.9%
-4.6%$583.14M$1.72B-10.241,200High Trading Volume
RM
Regional Management
4.7123 of 5 stars
$29.68
+2.7%
$34.00
+14.6%
-1.9%$294.41M$520.37M7.131,990Gap Down
AXP
American Express
4.504 of 5 stars
$298.96
+5.1%
$295.05
-1.3%
+22.0%$209.45B$67.12B21.3477,300Positive News
COF
Capital One Financial
4.7135 of 5 stars
$200.03
+6.5%
$207.73
+3.8%
+39.3%$76.31B$39.71B17.2655,900Analyst Forecast
High Trading Volume

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This page (NASDAQ:SLM) was last updated on 5/21/2025 by MarketBeat.com Staff
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