S&T Bancorp (STBA) Competitors

S&T Bancorp (NASDAQ:STBA) and Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, institutional ownership, community ranking, dividends, risk, profitability, analyst recommendations, valuation and media sentiment.

Is STBA or HOMB more profitable?

Home Bancshares, Inc. (Conway, AR) has a net margin of 27.39% compared to S&T Bancorp's net margin of 23.24%. Home Bancshares, Inc. (Conway, AR)'s return on equity of 10.31% beat S&T Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&T Bancorp	23.24%	9.77%	1.37%
Home Bancshares, Inc. (Conway, AR)	27.39%	10.31%	1.77%

Is STBA or HOMB a better dividend stock?

S&T Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.7%. Home Bancshares, Inc. (Conway, AR) pays an annual dividend of $0.80 per share and has a dividend yield of 2.8%. S&T Bancorp pays out 39.2% of its earnings in the form of a dividend. Home Bancshares, Inc. (Conway, AR) pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. S&T Bancorp has raised its dividend for 13 consecutive years and Home Bancshares, Inc. (Conway, AR) has raised its dividend for 15 consecutive years.

Does the MarketBeat Community favor STBA or HOMB?

Home Bancshares, Inc. (Conway, AR) received 235 more outperform votes than S&T Bancorp when rated by MarketBeat users. Likewise, 59.93% of users gave Home Bancshares, Inc. (Conway, AR) an outperform vote while only 49.81% of users gave S&T Bancorp an outperform vote.

Company	Underperform	Outperform
S&T Bancorp	Outperform Votes 269 49.81%	Underperform Votes 271 50.19%
Home Bancshares, Inc. (Conway, AR)	Outperform Votes 504 59.93%	Underperform Votes 337 40.07%

Which has more volatility and risk, STBA or HOMB?

S&T Bancorp has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500. Comparatively, Home Bancshares, Inc. (Conway, AR) has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500.

Do analysts prefer STBA or HOMB?

S&T Bancorp currently has a consensus price target of $42.00, indicating a potential upside of 14.69%. Home Bancshares, Inc. (Conway, AR) has a consensus price target of $32.40, indicating a potential upside of 14.88%. Given Home Bancshares, Inc. (Conway, AR)'s stronger consensus rating and higher possible upside, analysts clearly believe Home Bancshares, Inc. (Conway, AR) is more favorable than S&T Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
S&T Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Home Bancshares, Inc. (Conway, AR)	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Which has stronger earnings and valuation, STBA or HOMB?

Home Bancshares, Inc. (Conway, AR) has higher revenue and earnings than S&T Bancorp. S&T Bancorp is trading at a lower price-to-earnings ratio than Home Bancshares, Inc. (Conway, AR), indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&T Bancorp	$381.33M	3.68	$131.26M	$3.47	10.55
Home Bancshares, Inc. (Conway, AR)	$1.01B	5.49	$402.24M	$2.10	13.43

Does the media favor STBA or HOMB?

In the previous week, Home Bancshares, Inc. (Conway, AR) had 2 more articles in the media than S&T Bancorp. MarketBeat recorded 8 mentions for Home Bancshares, Inc. (Conway, AR) and 6 mentions for S&T Bancorp. Home Bancshares, Inc. (Conway, AR)'s average media sentiment score of 1.46 beat S&T Bancorp's score of 1.18 indicating that Home Bancshares, Inc. (Conway, AR) is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
S&T Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Home Bancshares, Inc. (Conway, AR)	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of STBA or HOMB?

65.2% of S&T Bancorp shares are held by institutional investors. Comparatively, 67.3% of Home Bancshares, Inc. (Conway, AR) shares are held by institutional investors. 1.2% of S&T Bancorp shares are held by company insiders. Comparatively, 6.3% of Home Bancshares, Inc. (Conway, AR) shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Home Bancshares, Inc. (Conway, AR) beats S&T Bancorp on 18 of the 21 factors compared between the two stocks.