S&T Bancorp (STBA) Competitors

S&T Bancorp (NASDAQ:STBA) and Home BancShares (NYSE:HOMB) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, community ranking, media sentiment, dividends, profitability, institutional ownership, analyst recommendations, risk and valuation.

Do insiders and institutionals believe in STBA or HOMB?

65.2% of S&T Bancorp shares are owned by institutional investors. Comparatively, 67.3% of Home BancShares shares are owned by institutional investors. 1.2% of S&T Bancorp shares are owned by company insiders. Comparatively, 6.3% of Home BancShares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has higher earnings & valuation, STBA or HOMB?

Home BancShares has higher revenue and earnings than S&T Bancorp. S&T Bancorp is trading at a lower price-to-earnings ratio than Home BancShares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&T Bancorp	$564.96M	2.56	$131.26M	$3.47	10.87
Home BancShares	$1.47B	3.82	$402.24M	$2.10	13.52

Do analysts prefer STBA or HOMB?

S&T Bancorp presently has a consensus target price of $42.00, indicating a potential upside of 11.38%. Home BancShares has a consensus target price of $32.40, indicating a potential upside of 14.08%. Given Home BancShares' stronger consensus rating and higher possible upside, analysts clearly believe Home BancShares is more favorable than S&T Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
S&T Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Home BancShares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Which has more risk & volatility, STBA or HOMB?

S&T Bancorp has a beta of 0.9, indicating that its share price is 10% less volatile than the S&P 500. Comparatively, Home BancShares has a beta of 0.8, indicating that its share price is 20% less volatile than the S&P 500.

Is STBA or HOMB a better dividend stock?

S&T Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.6%. Home BancShares pays an annual dividend of $0.80 per share and has a dividend yield of 2.8%. S&T Bancorp pays out 39.2% of its earnings in the form of a dividend. Home BancShares pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. S&T Bancorp has raised its dividend for 13 consecutive years and Home BancShares has raised its dividend for 15 consecutive years.

Does the media favor STBA or HOMB?

In the previous week, Home BancShares had 5 more articles in the media than S&T Bancorp. MarketBeat recorded 8 mentions for Home BancShares and 3 mentions for S&T Bancorp. Home BancShares' average media sentiment score of 0.63 beat S&T Bancorp's score of 0.36 indicating that Home BancShares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
S&T Bancorp	1 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Home BancShares	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in STBA or HOMB?

Home BancShares received 235 more outperform votes than S&T Bancorp when rated by MarketBeat users. Likewise, 59.93% of users gave Home BancShares an outperform vote while only 49.72% of users gave S&T Bancorp an outperform vote.

Company	Underperform	Outperform
S&T Bancorp	Outperform Votes 269 49.72%	Underperform Votes 272 50.28%
Home BancShares	Outperform Votes 504 59.93%	Underperform Votes 337 40.07%

Is STBA or HOMB more profitable?

Home BancShares has a net margin of 28.44% compared to S&T Bancorp's net margin of 23.84%. Home BancShares' return on equity of 10.49% beat S&T Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&T Bancorp	23.84%	9.71%	1.38%
Home BancShares	28.44%	10.49%	1.82%

Summary

Home BancShares beats S&T Bancorp on 18 of the 21 factors compared between the two stocks.