TriCo Bancshares (TCBK) Competitors

F.N.B. (NYSE:FNB) and TriCo Bancshares (NASDAQ:TCBK) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, media sentiment, earnings, institutional ownership, analyst recommendations, risk, valuation and profitability.

Does the media prefer FNB or TCBK?

In the previous week, TriCo Bancshares had 3 more articles in the media than F.N.B.. MarketBeat recorded 5 mentions for TriCo Bancshares and 2 mentions for F.N.B.. F.N.B.'s average media sentiment score of 0.73 beat TriCo Bancshares' score of -0.02 indicating that F.N.B. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
F.N.B.	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TriCo Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate FNB or TCBK?

F.N.B. currently has a consensus price target of $17.57, indicating a potential upside of 14.55%. TriCo Bancshares has a consensus price target of $47.80, indicating a potential upside of 12.68%. Given F.N.B.'s stronger consensus rating and higher possible upside, research analysts plainly believe F.N.B. is more favorable than TriCo Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
F.N.B.	0 Sell rating(s)	0 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	3.14
TriCo Bancshares	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is FNB or TCBK a better dividend stock?

F.N.B. pays an annual dividend of $0.48 per share and has a dividend yield of 3.1%. TriCo Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 3.1%. F.N.B. pays out 38.1% of its earnings in the form of a dividend. TriCo Bancshares pays out 38.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TriCo Bancshares has increased its dividend for 12 consecutive years. F.N.B. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has higher earnings & valuation, FNB or TCBK?

F.N.B. has higher revenue and earnings than TriCo Bancshares. F.N.B. is trading at a lower price-to-earnings ratio than TriCo Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
F.N.B.	$2.57B	2.15	$465M	$1.26	12.17
TriCo Bancshares	$531.04M	2.62	$114.87M	$3.43	12.37

Is FNB or TCBK more profitable?

TriCo Bancshares has a net margin of 21.41% compared to F.N.B.'s net margin of 17.78%. TriCo Bancshares' return on equity of 9.28% beat F.N.B.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
F.N.B.	17.78%	7.97%	1.03%
TriCo Bancshares	21.41%	9.28%	1.16%

Which has more volatility and risk, FNB or TCBK?

F.N.B. has a beta of 0.92, meaning that its share price is 8% less volatile than the S&P 500. Comparatively, TriCo Bancshares has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500.

Do institutionals & insiders believe in FNB or TCBK?

79.3% of F.N.B. shares are held by institutional investors. Comparatively, 59.1% of TriCo Bancshares shares are held by institutional investors. 1.4% of F.N.B. shares are held by insiders. Comparatively, 4.8% of TriCo Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

F.N.B. beats TriCo Bancshares on 11 of the 20 factors compared between the two stocks.