Texas Community Bancshares (TCBS) Competitors

First Community (NASDAQ:FCCO) and Texas Community Bancshares (NASDAQ:TCBS) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, media sentiment, risk, valuation, dividends and earnings.

Does the media favor FCCO or TCBS?

In the previous week, First Community and First Community both had 1 articles in the media. Texas Community Bancshares' average media sentiment score of 0.75 beat First Community's score of 0.00 indicating that Texas Community Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Community	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Texas Community Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FCCO or TCBS a better dividend stock?

First Community pays an annual dividend of $0.60 per share and has a dividend yield of 2.4%. Texas Community Bancshares pays an annual dividend of $0.16 per share and has a dividend yield of 1.0%. First Community pays out 30.3% of its earnings in the form of a dividend. Texas Community Bancshares pays out 23.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community has increased its dividend for 4 consecutive years and Texas Community Bancshares has increased its dividend for 1 consecutive years. First Community is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate FCCO or TCBS?

First Community currently has a consensus price target of $29.67, suggesting a potential upside of 16.80%. Given First Community's stronger consensus rating and higher probable upside, analysts clearly believe First Community is more favorable than Texas Community Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Community	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33
Texas Community Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FCCO or TCBS more profitable?

First Community has a net margin of 14.48% compared to Texas Community Bancshares' net margin of 8.16%. First Community's return on equity of 10.70% beat Texas Community Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Community	14.48%	10.70%	0.78%
Texas Community Bancshares	8.16%	3.87%	0.45%

Do institutionals & insiders hold more shares of FCCO or TCBS?

61.3% of First Community shares are held by institutional investors. Comparatively, 15.8% of Texas Community Bancshares shares are held by institutional investors. 5.9% of First Community shares are held by company insiders. Comparatively, 19.5% of Texas Community Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has more risk & volatility, FCCO or TCBS?

First Community has a beta of 0.37, meaning that its stock price is 63% less volatile than the S&P 500. Comparatively, Texas Community Bancshares has a beta of 0.06, meaning that its stock price is 94% less volatile than the S&P 500.

Which has higher valuation & earnings, FCCO or TCBS?

First Community has higher revenue and earnings than Texas Community Bancshares. First Community is trading at a lower price-to-earnings ratio than Texas Community Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Community	$103.43M	1.89	$13.95M	$1.98	12.83
Texas Community Bancshares	$20.55M	2.37	-$1.30M	$0.67	23.88

Summary

First Community beats Texas Community Bancshares on 14 of the 19 factors compared between the two stocks.