Texas Community Bancshares (TCBS) Competitors

First Community (NASDAQ:FCCO) and Texas Community Bancshares (NASDAQ:TCBS) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, earnings, institutional ownership, dividends, valuation, media sentiment, analyst recommendations and risk.

Which has higher valuation and earnings, FCCO or TCBS?

First Community has higher revenue and earnings than Texas Community Bancshares. First Community is trading at a lower price-to-earnings ratio than Texas Community Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Community	$103.43M	1.92	$13.95M	$2.23	11.61
Texas Community Bancshares	$20.55M	2.28	-$1.30M	$0.78	20.26

Do insiders & institutionals have more ownership in FCCO or TCBS?

61.3% of First Community shares are owned by institutional investors. Comparatively, 15.8% of Texas Community Bancshares shares are owned by institutional investors. 5.9% of First Community shares are owned by company insiders. Comparatively, 19.5% of Texas Community Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more risk and volatility, FCCO or TCBS?

First Community has a beta of 0.41, indicating that its stock price is 59% less volatile than the S&P 500. Comparatively, Texas Community Bancshares has a beta of 0.06, indicating that its stock price is 94% less volatile than the S&P 500.

Does the media favor FCCO or TCBS?

In the previous week, Texas Community Bancshares had 1 more articles in the media than First Community. MarketBeat recorded 3 mentions for Texas Community Bancshares and 2 mentions for First Community. First Community's average media sentiment score of 1.35 beat Texas Community Bancshares' score of 0.81 indicating that First Community is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Community	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Texas Community Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FCCO or TCBS more profitable?

First Community has a net margin of 15.87% compared to Texas Community Bancshares' net margin of 9.50%. First Community's return on equity of 11.84% beat Texas Community Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Community	15.87%	11.84%	0.87%
Texas Community Bancshares	9.50%	4.48%	0.53%

Do analysts prefer FCCO or TCBS?

First Community presently has a consensus price target of $29.67, suggesting a potential upside of 14.61%. Given First Community's stronger consensus rating and higher probable upside, equities analysts plainly believe First Community is more favorable than Texas Community Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Community	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33
Texas Community Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FCCO or TCBS a better dividend stock?

First Community pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. Texas Community Bancshares pays an annual dividend of $0.16 per share and has a dividend yield of 1.0%. First Community pays out 28.7% of its earnings in the form of a dividend. Texas Community Bancshares pays out 20.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community has raised its dividend for 4 consecutive years and Texas Community Bancshares has raised its dividend for 1 consecutive years. First Community is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Community beats Texas Community Bancshares on 15 of the 20 factors compared between the two stocks.