Zions Bancorporation, National Association (ZION) Competitors

Zions Bancorporation, National Association (NASDAQ:ZION) and First Citizens BancShares (NASDAQ:FCNCA) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, dividends, institutional ownership, earnings, valuation, community ranking, profitability, analyst recommendations and risk.

Does the MarketBeat Community favor ZION or FCNCA?

Zions Bancorporation, National Association received 550 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 54.99% of users gave First Citizens BancShares an outperform vote while only 52.32% of users gave Zions Bancorporation, National Association an outperform vote.

Company	Underperform	Outperform
Zions Bancorporation, National Association	Outperform Votes 743 52.32%	Underperform Votes 677 47.68%
First Citizens BancShares	Outperform Votes 193 54.99%	Underperform Votes 158 45.01%

Does the media favor ZION or FCNCA?

In the previous week, Zions Bancorporation, National Association had 2 more articles in the media than First Citizens BancShares. MarketBeat recorded 19 mentions for Zions Bancorporation, National Association and 17 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 1.49 beat Zions Bancorporation, National Association's score of 1.17 indicating that First Citizens BancShares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Zions Bancorporation, National Association	10 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Citizens BancShares	14 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate ZION or FCNCA?

Zions Bancorporation, National Association presently has a consensus price target of $58.47, suggesting a potential upside of 20.24%. First Citizens BancShares has a consensus price target of $2,336.58, suggesting a potential upside of 21.81%. Given First Citizens BancShares' stronger consensus rating and higher possible upside, analysts clearly believe First Citizens BancShares is more favorable than Zions Bancorporation, National Association.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zions Bancorporation, National Association	1 Sell rating(s)	13 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.17
First Citizens BancShares	0 Sell rating(s)	4 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.71

Is ZION or FCNCA a better dividend stock?

Zions Bancorporation, National Association pays an annual dividend of $1.72 per share and has a dividend yield of 3.5%. First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. Zions Bancorporation, National Association pays out 33.6% of its earnings in the form of a dividend. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Zions Bancorporation, National Association has increased its dividend for 12 consecutive years and First Citizens BancShares has increased its dividend for 8 consecutive years. Zions Bancorporation, National Association is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ZION or FCNCA more profitable?

First Citizens BancShares has a net margin of 18.55% compared to Zions Bancorporation, National Association's net margin of 15.70%. Zions Bancorporation, National Association's return on equity of 13.65% beat First Citizens BancShares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Zions Bancorporation, National Association	15.70%	13.65%	0.89%
First Citizens BancShares	18.55%	13.22%	1.30%

Which has higher earnings & valuation, ZION or FCNCA?

First Citizens BancShares has higher revenue and earnings than Zions Bancorporation, National Association. Zions Bancorporation, National Association is trading at a lower price-to-earnings ratio than First Citizens BancShares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zions Bancorporation, National Association	$3.18B	2.25	$784M	$5.12	9.50
First Citizens BancShares	$9.59B	2.66	$2.78B	$174.64	10.98

Do insiders & institutionals hold more shares of ZION or FCNCA?

76.8% of Zions Bancorporation, National Association shares are held by institutional investors. Comparatively, 78.0% of First Citizens BancShares shares are held by institutional investors. 2.2% of Zions Bancorporation, National Association shares are held by insiders. Comparatively, 13.4% of First Citizens BancShares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Which has more risk and volatility, ZION or FCNCA?

Zions Bancorporation, National Association has a beta of 0.88, meaning that its stock price is 12% less volatile than the S&P 500. Comparatively, First Citizens BancShares has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500.

Summary

First Citizens BancShares beats Zions Bancorporation, National Association on 15 of the 21 factors compared between the two stocks.