Zions Bancorporation, National Association (ZION) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and Zions Bancorporation, National Association (NASDAQ:ZION) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, community ranking, analyst recommendations, valuation, risk, dividends, media sentiment and institutional ownership.

Which has more risk & volatility, FCNCA or ZION?

First Citizens BancShares has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500. Comparatively, Zions Bancorporation, National Association has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500.

Is FCNCA or ZION a better dividend stock?

First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. Zions Bancorporation, National Association pays an annual dividend of $1.72 per share and has a dividend yield of 3.8%. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. Zions Bancorporation, National Association pays out 33.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Zions Bancorporation, National Association has raised its dividend for 12 consecutive years. Zions Bancorporation, National Association is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate FCNCA or ZION?

First Citizens BancShares currently has a consensus target price of $2,330.82, indicating a potential upside of 31.01%. Zions Bancorporation, National Association has a consensus target price of $58.76, indicating a potential upside of 30.68%. Given First Citizens BancShares' stronger consensus rating and higher probable upside, analysts plainly believe First Citizens BancShares is more favorable than Zions Bancorporation, National Association.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	4 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.67
Zions Bancorporation, National Association	1 Sell rating(s)	13 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.17

Does the media favor FCNCA or ZION?

In the previous week, Zions Bancorporation, National Association had 3 more articles in the media than First Citizens BancShares. MarketBeat recorded 32 mentions for Zions Bancorporation, National Association and 29 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 1.07 beat Zions Bancorporation, National Association's score of 0.63 indicating that First Citizens BancShares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	16 Very Positive mention(s)	1 Positive mention(s)	6 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
Zions Bancorporation, National Association	11 Very Positive mention(s)	2 Positive mention(s)	6 Neutral mention(s)	7 Negative mention(s)	1 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, FCNCA or ZION?

First Citizens BancShares has higher revenue and earnings than Zions Bancorporation, National Association. Zions Bancorporation, National Association is trading at a lower price-to-earnings ratio than First Citizens BancShares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$9.65B	2.50	$2.78B	$174.64	10.19
Zions Bancorporation, National Association	$3.18B	2.08	$784M	$5.12	8.78

Does the MarketBeat Community prefer FCNCA or ZION?

Zions Bancorporation, National Association received 552 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 54.73% of users gave First Citizens BancShares an outperform vote while only 52.36% of users gave Zions Bancorporation, National Association an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 191 54.73%	Underperform Votes 158 45.27%
Zions Bancorporation, National Association	Outperform Votes 743 52.36%	Underperform Votes 676 47.64%

Is FCNCA or ZION more profitable?

First Citizens BancShares has a net margin of 18.55% compared to Zions Bancorporation, National Association's net margin of 15.70%. Zions Bancorporation, National Association's return on equity of 13.65% beat First Citizens BancShares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.55%	13.22%	1.30%
Zions Bancorporation, National Association	15.70%	13.65%	0.89%

Do insiders and institutionals believe in FCNCA or ZION?

78.0% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 76.8% of Zions Bancorporation, National Association shares are owned by institutional investors. 13.4% of First Citizens BancShares shares are owned by insiders. Comparatively, 1.8% of Zions Bancorporation, National Association shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

First Citizens BancShares beats Zions Bancorporation, National Association on 15 of the 21 factors compared between the two stocks.