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Citizens (CIA) Competitors

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$3.52 -0.28 (-7.37%)
As of 06/12/2025 03:58 PM Eastern

CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, AAME, MFC, and SLF

Should you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Atlantic American (AAME), Manulife Financial (MFC), and Sun Life Financial (SLF). These companies are all part of the "finance" sector.

Citizens vs. Its Competitors

Aflac (NYSE:AFL) and Citizens (NYSE:CIA) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, risk, community ranking, earnings, profitability, valuation, dividends and institutional ownership.

Aflac currently has a consensus target price of $104.93, suggesting a potential upside of 2.21%. Given Aflac's higher possible upside, research analysts plainly believe Aflac is more favorable than Citizens.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Aflac
2 Sell rating(s)
10 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.07
Citizens
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

Aflac received 362 more outperform votes than Citizens when rated by MarketBeat users. However, 58.76% of users gave Citizens an outperform vote while only 55.61% of users gave Aflac an outperform vote.

CompanyUnderperformOutperform
AflacOutperform Votes
580
55.61%
Underperform Votes
463
44.39%
CitizensOutperform Votes
218
58.76%
Underperform Votes
153
41.24%

Aflac has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500. Comparatively, Citizens has a beta of 0.38, indicating that its stock price is 62% less volatile than the S&P 500.

Aflac has a net margin of 28.76% compared to Citizens' net margin of 8.87%. Aflac's return on equity of 16.20% beat Citizens' return on equity.

Company Net Margins Return on Equity Return on Assets
Aflac28.76% 16.20% 3.32%
Citizens 8.87%11.50%1.31%

67.4% of Aflac shares are held by institutional investors. Comparatively, 13.7% of Citizens shares are held by institutional investors. 0.9% of Aflac shares are held by company insiders. Comparatively, 1.6% of Citizens shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, Aflac had 18 more articles in the media than Citizens. MarketBeat recorded 21 mentions for Aflac and 3 mentions for Citizens. Aflac's average media sentiment score of 1.26 beat Citizens' score of -0.34 indicating that Aflac is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Aflac
17 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Citizens
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Neutral

Aflac has higher revenue and earnings than Citizens. Aflac is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Aflac$17.14B3.24$5.44B$6.4016.04
Citizens$242.94M0.73$24.44M$0.1720.71

Summary

Aflac beats Citizens on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIA vs. The Competition

MetricCitizensLife insurance IndustryFinance SectorNYSE Exchange
Market Cap$176.53M$22.31B$11.73B$19.87B
Dividend YieldN/A3.29%5.66%3.83%
P/E Ratio8.198.3123.0535.60
Price / Sales0.731.3226.8643.81
Price / Cash8.459.7017.6017.51
Price / Book1.011.412.894.85
Net Income$24.44M$1.64B$1.04B$1.02B
7 Day Performance-5.63%-0.76%0.67%0.90%
1 Month Performance-13.94%0.53%1.15%2.35%
1 Year Performance20.96%16.16%540.95%10.79%

Citizens Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CIA
Citizens
1.2312 of 5 stars
$3.52
-7.4%
N/A+13.9%$176.53M$242.94M8.19220
AFL
Aflac
4.4724 of 5 stars
$103.78
+0.2%
$104.93
+1.1%
+16.4%$56.11B$17.14B10.8112,400Positive News
MET
MetLife
4.9692 of 5 stars
$78.61
+0.0%
$94.17
+19.8%
+14.4%$52.77B$72.28B13.1745,000Trending News
PRU
Prudential Financial
4.8003 of 5 stars
$103.57
-0.3%
$120.15
+16.0%
-8.7%$36.66B$60.62B13.8639,900
UNM
Unum Group
4.937 of 5 stars
$81.90
+0.2%
$88.29
+7.8%
+58.8%$14.28B$12.84B8.6510,900Positive News
PRI
Primerica
4.2033 of 5 stars
$271.32
+0.3%
$308.00
+13.5%
+16.8%$8.98B$3.16B19.733,440Positive News
LNC
Lincoln National
4.9778 of 5 stars
$32.89
-0.7%
$36.82
+11.9%
+4.7%$5.61B$18.59B1.7910,800
CNO
CNO Financial Group
4.1502 of 5 stars
$37.84
-0.3%
$41.00
+8.4%
+38.0%$3.75B$4.30B10.123,350Positive News
AAME
Atlantic American
2.0673 of 5 stars
$1.74
+3.0%
N/A+3.7%$35.49M$191.36M-4.97140Positive News
Short Interest ↓
MFC
Manulife Financial
4.8718 of 5 stars
$31.94
+0.3%
$45.67
+43.0%
+24.4%$54.71B$44.71B15.4340,000Positive News
Short Interest ↓
SLF
Sun Life Financial
4.8475 of 5 stars
$65.16
+0.8%
$88.00
+35.1%
+33.8%$36.80B$33.02B16.9729,200Positive News
Short Interest ↓

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This page (NYSE:CIA) was last updated on 6/13/2025 by MarketBeat.com Staff
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