Citizens (CIA) Competitors $5.44 +0.01 (+0.09%) Closing price 09/12/2025 03:59 PM EasternExtended Trading$5.44 0.00 (0.00%) As of 09/12/2025 04:57 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, ABL, SNFCA, and GOCOShould you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Abacus Life (ABL), Security National Financial (SNFCA), and GoHealth (GOCO). These companies are all part of the "finance" sector. Citizens vs. Its Competitors Aflac MetLife Prudential Financial Unum Group Primerica Lincoln National CNO Financial Group Abacus Life Security National Financial GoHealth Citizens (NYSE:CIA) and Aflac (NYSE:AFL) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, earnings, valuation, risk, media sentiment and analyst recommendations. Is CIA or AFL more profitable? Aflac has a net margin of 15.32% compared to Citizens' net margin of 4.57%. Aflac's return on equity of 15.08% beat Citizens' return on equity.Company Net Margins Return on Equity Return on Assets Citizens4.57% 6.42% 0.81% Aflac 15.32%15.08%3.21% Does the media refer more to CIA or AFL? In the previous week, Aflac had 27 more articles in the media than Citizens. MarketBeat recorded 27 mentions for Aflac and 0 mentions for Citizens. Aflac's average media sentiment score of 0.95 beat Citizens' score of 0.63 indicating that Aflac is being referred to more favorably in the news media. Company Overall Sentiment Citizens Positive Aflac Positive Do insiders & institutionals hold more shares of CIA or AFL? 13.7% of Citizens shares are owned by institutional investors. Comparatively, 67.4% of Aflac shares are owned by institutional investors. 1.6% of Citizens shares are owned by company insiders. Comparatively, 0.9% of Aflac shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. Which has better valuation & earnings, CIA or AFL? Aflac has higher revenue and earnings than Citizens. Aflac is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens$245M1.12$14.91M$0.2224.75Aflac$16.20B3.60$5.44B$4.4124.75 Which has more risk & volatility, CIA or AFL? Citizens has a beta of 0.42, indicating that its share price is 58% less volatile than the S&P 500. Comparatively, Aflac has a beta of 0.85, indicating that its share price is 15% less volatile than the S&P 500. Do analysts prefer CIA or AFL? Aflac has a consensus price target of $109.15, suggesting a potential upside of 0.01%. Given Aflac's higher possible upside, analysts plainly believe Aflac is more favorable than Citizens.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00Aflac 2 Sell rating(s) 8 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.08 SummaryAflac beats Citizens on 13 of the 17 factors compared between the two stocks. Get Citizens News Delivered to You Automatically Sign up to receive the latest news and ratings for CIA and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CIA vs. The Competition Export to ExcelMetricCitizensINS IndustryFinance SectorNYSE ExchangeMarket Cap$273.33M$14.87B$12.81B$21.64BDividend YieldN/A2.87%5.40%3.49%P/E Ratio24.759.90245.5929.75Price / Sales1.121.6030.8968.28Price / Cash12.788.7022.3625.00Price / Book1.291.422.314.58Net Income$14.91M$1.16B$1.01B$1.00B7 Day Performance4.51%2.45%1.03%0.65%1 Month Performance5.93%0.06%2.37%3.07%1 Year Performance75.65%12.40%539.26%14.34% Citizens Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CIACitizens1.4423 of 5 stars$5.45+0.1%N/A+77.9%$273.33M$245M24.75220AFLAflac4.6538 of 5 stars$106.96+0.8%$109.15+2.1%+1.0%$57.15B$18.93B24.2512,694METMetLife4.9715 of 5 stars$81.41+0.8%$95.60+17.4%+7.1%$54.11B$70.99B13.8045,000PRUPrudential Financial4.7705 of 5 stars$109.78+1.0%$122.08+11.2%-7.7%$38.60B$68.05B24.3438,196Positive NewsUNMUnum Group4.9729 of 5 stars$69.86+0.8%$91.15+30.5%+38.1%$11.90B$12.89B8.3611,063Positive NewsPRIPrimerica4.5974 of 5 stars$269.11+0.2%$315.29+17.2%+8.3%$8.72B$3.09B13.302,874Positive NewsLNCLincoln National4.9381 of 5 stars$42.93+0.4%$39.70-7.5%+43.9%$8.14B$18.44B7.499,783News CoveragePositive NewsCNOCNO Financial Group4.7469 of 5 stars$39.49+0.2%$43.40+9.9%+20.2%$3.83B$4.45B14.573,500Positive NewsABLAbacus Life2.9976 of 5 stars$7.15+3.2%$13.13+83.6%-34.0%$691.87M$111.92M-119.1782News CoveragePositive NewsAnalyst RevisionSNFCASecurity National Financial1.233 of 5 stars$9.00+2.5%N/A+0.9%$233.84M$334.52M10.131,421Positive NewsHigh Trading VolumeGOCOGoHealth2.7344 of 5 stars$5.11+0.4%$12.00+134.8%-39.9%$146.19M$798.89M-1.422,261News Coverage Related Companies and Tools Related Companies AFL Alternatives MET Alternatives PRU Alternatives UNM Alternatives PRI Alternatives LNC Alternatives CNO Alternatives ABL Alternatives SNFCA Alternatives GOCO Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:CIA) was last updated on 9/13/2025 by MarketBeat.com Staff From Our PartnersWhy Trump’s “Smart Dollar” could rewrite the rulesMUST SEE: Donald Trump's Radical Overhaul of the U.S. Dollar Congress just approved President Trump's lates...Stansberry Research | SponsoredTrump's Law S.1582: $21T Dollar Revolution ComingDo you have money in any of these banks? 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