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Citizens (CIA) Competitors

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$3.91 +0.09 (+2.36%)
Closing price 08/1/2025 03:59 PM Eastern
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$3.91 0.00 (0.00%)
As of 08/1/2025 04:10 PM Eastern
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CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, ABL, SNFCA, and GOCO

Should you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Abacus Life (ABL), Security National Financial (SNFCA), and GoHealth (GOCO). These companies are all part of the "finance" sector.

Citizens vs. Its Competitors

Aflac (NYSE:AFL) and Citizens (NYSE:CIA) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, earnings, profitability, analyst recommendations, risk, media sentiment, institutional ownership and valuation.

In the previous week, Aflac had 13 more articles in the media than Citizens. MarketBeat recorded 18 mentions for Aflac and 5 mentions for Citizens. Aflac's average media sentiment score of 1.25 beat Citizens' score of 0.16 indicating that Aflac is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Aflac
16 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Citizens
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Aflac presently has a consensus target price of $108.15, indicating a potential upside of 10.25%. Given Aflac's higher possible upside, research analysts plainly believe Aflac is more favorable than Citizens.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Aflac
2 Sell rating(s)
8 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.08
Citizens
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

67.4% of Aflac shares are held by institutional investors. Comparatively, 13.7% of Citizens shares are held by institutional investors. 0.9% of Aflac shares are held by insiders. Comparatively, 1.6% of Citizens shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Aflac has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Citizens has a beta of 0.39, indicating that its share price is 61% less volatile than the S&P 500.

Aflac has a net margin of 21.27% compared to Citizens' net margin of 3.60%. Aflac's return on equity of 15.55% beat Citizens' return on equity.

Company Net Margins Return on Equity Return on Assets
Aflac21.27% 15.55% 3.30%
Citizens 3.60%5.50%0.67%

Aflac has higher revenue and earnings than Citizens. Aflac is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Aflac$18.93B2.80$5.44B$6.4015.33
Citizens$242.94M0.81$14.91M$0.1723.00

Summary

Aflac beats Citizens on 13 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIA vs. The Competition

MetricCitizensINS IndustryFinance SectorNYSE Exchange
Market Cap$196.09M$13.55B$12.04B$20.63B
Dividend YieldN/A3.64%5.63%3.67%
P/E Ratio23.0013.5919.7829.01
Price / Sales0.811.4425.9465.92
Price / Cash8.978.2821.3322.82
Price / Book0.931.332.094.43
Net Income$14.91M$1.16B$1.00B$993.74M
7 Day Performance-4.28%-3.05%-2.46%-3.39%
1 Month Performance9.68%-2.67%-0.85%-2.10%
1 Year Performance52.73%8.80%537.09%10.09%

Citizens Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CIA
Citizens
1.6785 of 5 stars
$3.91
+2.4%
N/A+45.4%$196.09M$242.94M23.00220Upcoming Earnings
AFL
Aflac
4.874 of 5 stars
$100.84
-2.4%
$108.15
+7.3%
-3.5%$55.89B$18.93B15.7612,694Positive News
Upcoming Earnings
MET
MetLife
4.9934 of 5 stars
$77.64
-1.2%
$96.09
+23.8%
-2.3%$52.74B$72.28B12.6245,000Trending News
Upcoming Earnings
PRU
Prudential Financial
4.7767 of 5 stars
$103.74
-1.4%
$121.75
+17.4%
-17.9%$37.24B$68.05B16.4438,196Earnings Report
Analyst Upgrade
UNM
Unum Group
4.9882 of 5 stars
$80.09
-0.8%
$91.77
+14.6%
+23.2%$14.08B$12.89B9.4311,063Trending News
Earnings Report
Analyst Forecast
Short Interest ↑
PRI
Primerica
4.4767 of 5 stars
$264.38
-0.5%
$317.83
+20.2%
+2.7%$8.79B$3.09B17.782,874News Coverage
Positive News
Upcoming Earnings
LNC
Lincoln National
4.8887 of 5 stars
$35.07
+0.7%
$38.78
+10.6%
+8.3%$5.95B$18.44B4.989,783Trending News
Earnings Report
Analyst Upgrade
CNO
CNO Financial Group
4.5617 of 5 stars
$37.63
-0.5%
$41.00
+9.0%
+4.9%$3.75B$4.45B13.163,500Earnings Report
ABL
Abacus Life
2.7291 of 5 stars
$5.28
+0.6%
$13.75
+160.4%
-45.0%$508.48M$111.92M-22.9682News Coverage
Upcoming Earnings
SNFCA
Security National Financial
1.4957 of 5 stars
$8.77
-1.1%
N/A+5.8%$229.94M$334.52M9.491,421News Coverage
Positive News
GOCO
GoHealth
2.6532 of 5 stars
$6.00
-0.8%
$18.00
+200.0%
-56.2%$143.62M$798.89M-5.002,261

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This page (NYSE:CIA) was last updated on 8/2/2025 by MarketBeat.com Staff
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