Citizens (CIA) Competitors $5.35 -0.14 (-2.57%) As of 02:05 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, ABL, SNFCA, and GOCOShould you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Abacus Life (ABL), Security National Financial (SNFCA), and GoHealth (GOCO). These companies are all part of the "finance" sector. Citizens vs. Its Competitors Aflac MetLife Prudential Financial Unum Group Primerica Lincoln National CNO Financial Group Abacus Life Security National Financial GoHealth Aflac (NYSE:AFL) and Citizens (NYSE:CIA) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, dividends, analyst recommendations, risk, institutional ownership, earnings, media sentiment and valuation. Which has higher earnings and valuation, AFL or CIA? Aflac has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAflac$16.20B3.69$5.44B$4.4125.33Citizens$245M1.10$14.91M$0.2224.31 Do institutionals and insiders have more ownership in AFL or CIA? 67.4% of Aflac shares are held by institutional investors. Comparatively, 13.7% of Citizens shares are held by institutional investors. 0.9% of Aflac shares are held by insiders. Comparatively, 1.6% of Citizens shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Does the media prefer AFL or CIA? In the previous week, Aflac had 39 more articles in the media than Citizens. MarketBeat recorded 42 mentions for Aflac and 3 mentions for Citizens. Aflac's average media sentiment score of 0.70 beat Citizens' score of 0.20 indicating that Aflac is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Aflac 21 Very Positive mention(s) 2 Positive mention(s) 13 Neutral mention(s) 2 Negative mention(s) 2 Very Negative mention(s) Positive Citizens 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has more risk and volatility, AFL or CIA? Aflac has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500. Comparatively, Citizens has a beta of 0.39, indicating that its share price is 61% less volatile than the S&P 500. Is AFL or CIA more profitable? Aflac has a net margin of 15.32% compared to Citizens' net margin of 4.57%. Aflac's return on equity of 15.08% beat Citizens' return on equity.Company Net Margins Return on Equity Return on Assets Aflac15.32% 15.08% 3.21% Citizens 4.57%6.42%0.81% Do analysts recommend AFL or CIA? Aflac presently has a consensus price target of $109.45, suggesting a potential downside of 2.03%. Given Aflac's higher probable upside, equities research analysts clearly believe Aflac is more favorable than Citizens.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Aflac 2 Sell rating(s) 7 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.08Citizens 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 3.00 SummaryAflac beats Citizens on 14 of the 17 factors compared between the two stocks. Get Citizens News Delivered to You Automatically Sign up to receive the latest news and ratings for CIA and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CIA vs. The Competition Export to ExcelMetricCitizensINS IndustryFinance SectorNYSE ExchangeMarket Cap$268.73M$14.58B$12.47B$21.47BDividend YieldN/A2.88%5.55%3.58%P/E Ratio24.319.5829.8629.07Price / Sales1.101.5330.4594.61Price / Cash12.998.5522.5824.53Price / Book1.271.362.264.55Net Income$14.91M$1.16B$1.02B$1.01B7 Day Performance2.77%-3.21%-1.29%-2.67%1 Month Performance-1.31%-2.64%-0.94%0.68%1 Year Performance2.67%0.38%537.63%12.73% Citizens Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CIACitizens1.4689 of 5 stars$5.35-2.6%N/A+12.4%$268.73M$245M24.31220News CoverageAnalyst ForecastAFLAflac4.3053 of 5 stars$110.83-0.5%$109.15-1.5%+0.0%$59.31B$18.93B25.1512,694Analyst ForecastMETMetLife4.9604 of 5 stars$81.42-0.8%$94.64+16.2%-3.1%$54.18B$70.99B13.8145,000Trending NewsDividend AnnouncementAnalyst ForecastPRUPrudential Financial4.9281 of 5 stars$102.75-1.0%$122.08+18.8%-16.0%$36.18B$59.52B22.7938,196Analyst ForecastUNMUnum Group4.9762 of 5 stars$77.22-0.3%$91.14+18.0%+24.4%$13.16B$12.89B9.2411,063Dividend AnnouncementAnalyst ForecastPRIPrimerica4.7808 of 5 stars$275.19-0.4%$316.29+14.9%-3.2%$8.93B$3.09B13.622,874Analyst ForecastLNCLincoln National4.9604 of 5 stars$40.17-0.7%$39.45-1.8%+25.0%$7.61B$18.44B7.019,783Analyst ForecastCNOCNO Financial Group4.3635 of 5 stars$39.25-0.7%$43.40+10.6%+16.7%$3.80B$4.45B14.483,500Analyst ForecastABLAbacus Life2.9999 of 5 stars$5.88-0.7%$13.13+123.2%-36.3%$568.49M$161.72M-97.9282News CoveragePositive NewsAnalyst ForecastSNFCASecurity National Financial1.4035 of 5 stars$8.60+0.1%N/A-12.5%$223.43M$334.52M9.681,421News CoverageAnalyst ForecastGOCOGoHealth3.3777 of 5 stars$4.69+0.3%$12.00+156.1%-54.1%$134.04M$798.89M-1.302,261Short Interest ↓ Related Companies and Tools Related Companies AFL Alternatives MET Alternatives PRU Alternatives UNM Alternatives PRI Alternatives LNC Alternatives CNO Alternatives ABL Alternatives SNFCA Alternatives GOCO Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:CIA) was last updated on 10/10/2025 by MarketBeat.com Staff From Our PartnersThe $20 stock that could make silicon chips obsoleteWhen a new chip can run at the speed of light, the game changes. 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