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Citizens (CIA) Competitors

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$5.35 +0.33 (+6.55%)
Closing price 08/22/2025 03:59 PM Eastern
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$5.35 +0.00 (+0.02%)
As of 08/22/2025 07:43 PM Eastern
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CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, ABL, SNFCA, and GOCO

Should you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Abacus Life (ABL), Security National Financial (SNFCA), and GoHealth (GOCO). These companies are all part of the "finance" sector.

Citizens vs. Its Competitors

Citizens (NYSE:CIA) and Aflac (NYSE:AFL) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, earnings, valuation, institutional ownership, media sentiment and risk.

Citizens has a beta of 0.39, indicating that its stock price is 61% less volatile than the S&P 500. Comparatively, Aflac has a beta of 0.83, indicating that its stock price is 17% less volatile than the S&P 500.

In the previous week, Aflac had 24 more articles in the media than Citizens. MarketBeat recorded 27 mentions for Aflac and 3 mentions for Citizens. Aflac's average media sentiment score of 1.37 beat Citizens' score of 0.23 indicating that Aflac is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral
Aflac
18 Very Positive mention(s)
4 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Aflac has a net margin of 15.32% compared to Citizens' net margin of 4.57%. Aflac's return on equity of 15.08% beat Citizens' return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens4.57% 6.42% 0.81%
Aflac 15.32%15.08%3.21%

13.7% of Citizens shares are owned by institutional investors. Comparatively, 67.4% of Aflac shares are owned by institutional investors. 1.6% of Citizens shares are owned by company insiders. Comparatively, 0.9% of Aflac shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Aflac has a consensus price target of $109.15, indicating a potential upside of 0.74%. Given Aflac's higher probable upside, analysts clearly believe Aflac is more favorable than Citizens.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Aflac
2 Sell rating(s)
8 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.08

Aflac has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens$245M1.10$14.91M$0.2224.31
Aflac$18.93B3.06$5.44B$4.4124.57

Summary

Aflac beats Citizens on 14 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIA vs. The Competition

MetricCitizensINS IndustryFinance SectorNYSE Exchange
Market Cap$252.23M$14.48B$12.41B$20.94B
Dividend YieldN/A3.33%5.52%3.58%
P/E Ratio24.319.8319.3929.11
Price / Sales1.101.6126.0952.98
Price / Cash11.798.6121.7523.54
Price / Book1.171.382.355.45
Net Income$14.91M$1.16B$1.01B$992.10M
7 Day Performance4.27%1.11%1.73%2.61%
1 Month Performance29.74%4.52%1.02%1.46%
1 Year Performance72.27%10.15%537.30%10.72%

Citizens Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CIA
Citizens
1.1346 of 5 stars
$5.35
+6.6%
N/A+71.4%$252.23M$245M24.31220
AFL
Aflac
4.7619 of 5 stars
$105.77
+0.4%
$109.15
+3.2%
+1.6%$56.36B$16.20B23.9812,694Positive News
Buyback Announcement
MET
MetLife
4.9838 of 5 stars
$77.77
+0.6%
$95.60
+22.9%
+10.2%$51.43B$70.99B13.1845,000Positive News
PRU
Prudential Financial
4.8685 of 5 stars
$106.66
+0.7%
$122.08
+14.5%
-4.7%$37.28B$68.05B23.6538,196News Coverage
Positive News
Ex-Dividend
Analyst Revision
UNM
Unum Group
4.9802 of 5 stars
$68.57
-0.4%
$91.15
+32.9%
+29.3%$11.72B$12.83B8.2011,063News Coverage
Short Interest ↑
PRI
Primerica
4.6427 of 5 stars
$262.28
+0.2%
$315.29
+20.2%
+3.9%$8.48B$3.16B12.962,874News Coverage
Positive News
LNC
Lincoln National
4.8753 of 5 stars
$40.17
-1.0%
$39.70
-1.2%
+35.1%$7.69B$18.07B7.019,783
CNO
CNO Financial Group
4.6588 of 5 stars
$37.75
+0.3%
$43.40
+15.0%
+20.8%$3.65B$4.45B13.933,500Positive News
ABL
Abacus Life
3.3113 of 5 stars
$6.35
-0.9%
$13.70
+115.7%
-34.5%$620.83M$111.92M-105.8382
SNFCA
Security National Financial
1.6669 of 5 stars
$8.45
-0.2%
N/A+3.2%$219.58M$340.68M9.511,421
GOCO
GoHealth
2.5221 of 5 stars
$5.70
+1.6%
$18.00
+215.8%
-29.0%$133.17M$798.89M-1.582,261

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This page (NYSE:CIA) was last updated on 8/23/2025 by MarketBeat.com Staff
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