Citizens (CIA) Competitors $3.91 +0.09 (+2.36%) Closing price 08/1/2025 03:59 PM EasternExtended Trading$3.91 0.00 (0.00%) As of 08/1/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, ABL, SNFCA, and GOCOShould you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Abacus Life (ABL), Security National Financial (SNFCA), and GoHealth (GOCO). These companies are all part of the "finance" sector. Citizens vs. Its Competitors Aflac MetLife Prudential Financial Unum Group Primerica Lincoln National CNO Financial Group Abacus Life Security National Financial GoHealth Aflac (NYSE:AFL) and Citizens (NYSE:CIA) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, earnings, profitability, analyst recommendations, risk, media sentiment, institutional ownership and valuation. Does the media refer more to AFL or CIA? In the previous week, Aflac had 13 more articles in the media than Citizens. MarketBeat recorded 18 mentions for Aflac and 5 mentions for Citizens. Aflac's average media sentiment score of 1.25 beat Citizens' score of 0.16 indicating that Aflac is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Aflac 16 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Citizens 1 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Do analysts recommend AFL or CIA? Aflac presently has a consensus target price of $108.15, indicating a potential upside of 10.25%. Given Aflac's higher possible upside, research analysts plainly believe Aflac is more favorable than Citizens.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Aflac 2 Sell rating(s) 8 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.08Citizens 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00 Do insiders and institutionals believe in AFL or CIA? 67.4% of Aflac shares are held by institutional investors. Comparatively, 13.7% of Citizens shares are held by institutional investors. 0.9% of Aflac shares are held by insiders. Comparatively, 1.6% of Citizens shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term. Which has more risk and volatility, AFL or CIA? Aflac has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Citizens has a beta of 0.39, indicating that its share price is 61% less volatile than the S&P 500. Is AFL or CIA more profitable? Aflac has a net margin of 21.27% compared to Citizens' net margin of 3.60%. Aflac's return on equity of 15.55% beat Citizens' return on equity.Company Net Margins Return on Equity Return on Assets Aflac21.27% 15.55% 3.30% Citizens 3.60%5.50%0.67% Which has stronger valuation & earnings, AFL or CIA? Aflac has higher revenue and earnings than Citizens. Aflac is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAflac$18.93B2.80$5.44B$6.4015.33Citizens$242.94M0.81$14.91M$0.1723.00 SummaryAflac beats Citizens on 13 of the 17 factors compared between the two stocks. Get Citizens News Delivered to You Automatically Sign up to receive the latest news and ratings for CIA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CIA vs. The Competition Export to ExcelMetricCitizensINS IndustryFinance SectorNYSE ExchangeMarket Cap$196.09M$13.55B$12.04B$20.63BDividend YieldN/A3.64%5.63%3.67%P/E Ratio23.0013.5919.7829.01Price / Sales0.811.4425.9465.92Price / Cash8.978.2821.3322.82Price / Book0.931.332.094.43Net Income$14.91M$1.16B$1.00B$993.74M7 Day Performance-4.28%-3.05%-2.46%-3.39%1 Month Performance9.68%-2.67%-0.85%-2.10%1 Year Performance52.73%8.80%537.09%10.09% Citizens Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CIACitizens1.6785 of 5 stars$3.91+2.4%N/A+45.4%$196.09M$242.94M23.00220Upcoming EarningsAFLAflac4.874 of 5 stars$100.84-2.4%$108.15+7.3%-3.5%$55.89B$18.93B15.7612,694Positive NewsUpcoming EarningsMETMetLife4.9934 of 5 stars$77.64-1.2%$96.09+23.8%-2.3%$52.74B$72.28B12.6245,000Trending NewsUpcoming EarningsPRUPrudential Financial4.7767 of 5 stars$103.74-1.4%$121.75+17.4%-17.9%$37.24B$68.05B16.4438,196Earnings ReportAnalyst UpgradeUNMUnum Group4.9882 of 5 stars$80.09-0.8%$91.77+14.6%+23.2%$14.08B$12.89B9.4311,063Trending NewsEarnings ReportAnalyst ForecastShort Interest ↑PRIPrimerica4.4767 of 5 stars$264.38-0.5%$317.83+20.2%+2.7%$8.79B$3.09B17.782,874News CoveragePositive NewsUpcoming EarningsLNCLincoln National4.8887 of 5 stars$35.07+0.7%$38.78+10.6%+8.3%$5.95B$18.44B4.989,783Trending NewsEarnings ReportAnalyst UpgradeCNOCNO Financial Group4.5617 of 5 stars$37.63-0.5%$41.00+9.0%+4.9%$3.75B$4.45B13.163,500Earnings ReportABLAbacus Life2.7291 of 5 stars$5.28+0.6%$13.75+160.4%-45.0%$508.48M$111.92M-22.9682News CoverageUpcoming EarningsSNFCASecurity National Financial1.4957 of 5 stars$8.77-1.1%N/A+5.8%$229.94M$334.52M9.491,421News CoveragePositive NewsGOCOGoHealth2.6532 of 5 stars$6.00-0.8%$18.00+200.0%-56.2%$143.62M$798.89M-5.002,261 Related Companies and Tools Related Companies AFL Alternatives MET Alternatives PRU Alternatives UNM Alternatives PRI Alternatives LNC Alternatives CNO Alternatives ABL Alternatives SNFCA Alternatives GOCO Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:CIA) was last updated on 8/2/2025 by MarketBeat.com Staff From Our Partners379 passengers walked away from thisWhy Elon Musk Just Invested $51 Million Into Brand New “Miracle Metal” Developed by MIT ScientistsTrue Market Insiders | Sponsored$100 Trillion “AI Metal” Found in American Ghost TownJeff Brown recently traveled to a ghost town in the middle of an American desert… To investigate what could...Brownstone Research | SponsoredMarket Crash Warning: How to Protect Your Wealth Before August 12thChina tariffs hit August 12—and experts warn a market meltdown may follow. 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One of Tru...Weiss Ratings | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Citizens With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. 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