Citizens (CIA) Competitors $5.35 +0.33 (+6.55%) Closing price 08/22/2025 03:59 PM EasternExtended Trading$5.35 +0.00 (+0.02%) As of 08/22/2025 07:43 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CIA vs. AFL, MET, PRU, UNM, PRI, LNC, CNO, ABL, SNFCA, and GOCOShould you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Aflac (AFL), MetLife (MET), Prudential Financial (PRU), Unum Group (UNM), Primerica (PRI), Lincoln National (LNC), CNO Financial Group (CNO), Abacus Life (ABL), Security National Financial (SNFCA), and GoHealth (GOCO). These companies are all part of the "finance" sector. Citizens vs. Its Competitors Aflac MetLife Prudential Financial Unum Group Primerica Lincoln National CNO Financial Group Abacus Life Security National Financial GoHealth Citizens (NYSE:CIA) and Aflac (NYSE:AFL) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, earnings, valuation, institutional ownership, media sentiment and risk. Which has more risk & volatility, CIA or AFL? Citizens has a beta of 0.39, indicating that its stock price is 61% less volatile than the S&P 500. Comparatively, Aflac has a beta of 0.83, indicating that its stock price is 17% less volatile than the S&P 500. Does the media refer more to CIA or AFL? In the previous week, Aflac had 24 more articles in the media than Citizens. MarketBeat recorded 27 mentions for Aflac and 3 mentions for Citizens. Aflac's average media sentiment score of 1.37 beat Citizens' score of 0.23 indicating that Aflac is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 1 Very Negative mention(s) Neutral Aflac 18 Very Positive mention(s) 4 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is CIA or AFL more profitable? Aflac has a net margin of 15.32% compared to Citizens' net margin of 4.57%. Aflac's return on equity of 15.08% beat Citizens' return on equity.Company Net Margins Return on Equity Return on Assets Citizens4.57% 6.42% 0.81% Aflac 15.32%15.08%3.21% Do institutionals and insiders have more ownership in CIA or AFL? 13.7% of Citizens shares are owned by institutional investors. Comparatively, 67.4% of Aflac shares are owned by institutional investors. 1.6% of Citizens shares are owned by company insiders. Comparatively, 0.9% of Aflac shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Do analysts rate CIA or AFL? Aflac has a consensus price target of $109.15, indicating a potential upside of 0.74%. Given Aflac's higher probable upside, analysts clearly believe Aflac is more favorable than Citizens.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00Aflac 2 Sell rating(s) 8 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.08 Which has better valuation and earnings, CIA or AFL? Aflac has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens$245M1.10$14.91M$0.2224.31Aflac$18.93B3.06$5.44B$4.4124.57 SummaryAflac beats Citizens on 14 of the 17 factors compared between the two stocks. Get Citizens News Delivered to You Automatically Sign up to receive the latest news and ratings for CIA and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CIA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CIA vs. The Competition Export to ExcelMetricCitizensINS IndustryFinance SectorNYSE ExchangeMarket Cap$252.23M$14.48B$12.41B$20.94BDividend YieldN/A3.33%5.52%3.58%P/E Ratio24.319.8319.3929.11Price / Sales1.101.6126.0952.98Price / Cash11.798.6121.7523.54Price / Book1.171.382.355.45Net Income$14.91M$1.16B$1.01B$992.10M7 Day Performance4.27%1.11%1.73%2.61%1 Month Performance29.74%4.52%1.02%1.46%1 Year Performance72.27%10.15%537.30%10.72% Citizens Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CIACitizens1.1346 of 5 stars$5.35+6.6%N/A+71.4%$252.23M$245M24.31220AFLAflac4.7619 of 5 stars$105.77+0.4%$109.15+3.2%+1.6%$56.36B$16.20B23.9812,694Positive NewsBuyback AnnouncementMETMetLife4.9838 of 5 stars$77.77+0.6%$95.60+22.9%+10.2%$51.43B$70.99B13.1845,000Positive NewsPRUPrudential Financial4.8685 of 5 stars$106.66+0.7%$122.08+14.5%-4.7%$37.28B$68.05B23.6538,196News CoveragePositive NewsEx-DividendAnalyst RevisionUNMUnum Group4.9802 of 5 stars$68.57-0.4%$91.15+32.9%+29.3%$11.72B$12.83B8.2011,063News CoverageShort Interest ↑PRIPrimerica4.6427 of 5 stars$262.28+0.2%$315.29+20.2%+3.9%$8.48B$3.16B12.962,874News CoveragePositive NewsLNCLincoln National4.8753 of 5 stars$40.17-1.0%$39.70-1.2%+35.1%$7.69B$18.07B7.019,783CNOCNO Financial Group4.6588 of 5 stars$37.75+0.3%$43.40+15.0%+20.8%$3.65B$4.45B13.933,500Positive NewsABLAbacus Life3.3113 of 5 stars$6.35-0.9%$13.70+115.7%-34.5%$620.83M$111.92M-105.8382SNFCASecurity National Financial1.6669 of 5 stars$8.45-0.2%N/A+3.2%$219.58M$340.68M9.511,421GOCOGoHealth2.5221 of 5 stars$5.70+1.6%$18.00+215.8%-29.0%$133.17M$798.89M-1.582,261 Related Companies and Tools Related Companies AFL Alternatives MET Alternatives PRU Alternatives UNM Alternatives PRI Alternatives LNC Alternatives CNO Alternatives ABL Alternatives SNFCA Alternatives GOCO Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:CIA) was last updated on 8/23/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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