Horace Mann Educators (HMN) Competitors

Horace Mann Educators (NYSE:HMN) and Kemper (NYSE:KMPR) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, profitability, dividends, community ranking, earnings, valuation, institutional ownership and media sentiment.

Which has stronger earnings & valuation, HMN or KMPR?

Kemper has higher revenue and earnings than Horace Mann Educators. Kemper is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Horace Mann Educators	$1.57B	1.11	$102.80M	$2.76	15.51
Kemper	$4.68B	0.87	$317.80M	$5.35	11.85

Is HMN or KMPR more profitable?

Kemper has a net margin of 6.85% compared to Horace Mann Educators' net margin of 6.44%. Kemper's return on equity of 14.11% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Horace Mann Educators	6.44%	10.58%	0.92%
Kemper	6.85%	14.11%	3.01%

Is HMN or KMPR a better dividend stock?

Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.3%. Kemper pays an annual dividend of $1.28 per share and has a dividend yield of 2.0%. Horace Mann Educators pays out 50.7% of its earnings in the form of a dividend. Kemper pays out 23.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has raised its dividend for 17 consecutive years and Kemper has raised its dividend for 1 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend HMN or KMPR?

Horace Mann Educators currently has a consensus price target of $46.00, suggesting a potential upside of 7.48%. Kemper has a consensus price target of $79.40, suggesting a potential upside of 25.26%. Given Kemper's stronger consensus rating and higher possible upside, analysts plainly believe Kemper is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50
Kemper	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.20

Do institutionals & insiders believe in HMN or KMPR?

99.3% of Horace Mann Educators shares are owned by institutional investors. Comparatively, 86.2% of Kemper shares are owned by institutional investors. 4.0% of Horace Mann Educators shares are owned by insiders. Comparatively, 6.2% of Kemper shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has more risk and volatility, HMN or KMPR?

Horace Mann Educators has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500. Comparatively, Kemper has a beta of 1.3, meaning that its stock price is 30% more volatile than the S&P 500.

Does the MarketBeat Community prefer HMN or KMPR?

Kemper received 72 more outperform votes than Horace Mann Educators when rated by MarketBeat users. Likewise, 60.89% of users gave Kemper an outperform vote while only 50.67% of users gave Horace Mann Educators an outperform vote.

Company	Underperform	Outperform
Horace Mann Educators	Outperform Votes 188 50.67%	Underperform Votes 183 49.33%
Kemper	Outperform Votes 260 60.89%	Underperform Votes 167 39.11%

Does the media favor HMN or KMPR?

In the previous week, Kemper had 2 more articles in the media than Horace Mann Educators. MarketBeat recorded 14 mentions for Kemper and 12 mentions for Horace Mann Educators. Kemper's average media sentiment score of 1.19 beat Horace Mann Educators' score of 0.55 indicating that Kemper is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Horace Mann Educators	7 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Kemper	9 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Positive

Summary

Kemper beats Horace Mann Educators on 16 of the 21 factors compared between the two stocks.