Horace Mann Educators (HMN) Competitors

The Hanover Insurance Group (NYSE:THG) and Horace Mann Educators (NYSE:HMN) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, analyst recommendations, media sentiment, profitability, institutional ownership, earnings and valuation.

Is THG or HMN more profitable?

The Hanover Insurance Group has a net margin of 8.67% compared to Horace Mann Educators' net margin of 8.49%. The Hanover Insurance Group's return on equity of 20.24% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
The Hanover Insurance Group	8.67%	20.24%	3.92%
Horace Mann Educators	8.49%	14.23%	1.29%

Is THG or HMN a better dividend stock?

The Hanover Insurance Group pays an annual dividend of $3.60 per share and has a dividend yield of 2.0%. Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.1%. The Hanover Insurance Group pays out 23.7% of its earnings in the form of a dividend. Horace Mann Educators pays out 41.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The Hanover Insurance Group has raised its dividend for 20 consecutive years and Horace Mann Educators has raised its dividend for 17 consecutive years.

Do analysts rate THG or HMN?

The Hanover Insurance Group currently has a consensus price target of $188.00, indicating a potential upside of 4.97%. Horace Mann Educators has a consensus price target of $46.75, indicating a potential upside of 3.96%. Given The Hanover Insurance Group's stronger consensus rating and higher probable upside, equities analysts plainly believe The Hanover Insurance Group is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The Hanover Insurance Group	0 Sell rating(s)	3 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.70
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.67

Does the media prefer THG or HMN?

In the previous week, The Hanover Insurance Group had 5 more articles in the media than Horace Mann Educators. MarketBeat recorded 11 mentions for The Hanover Insurance Group and 6 mentions for Horace Mann Educators. The Hanover Insurance Group's average media sentiment score of 0.93 beat Horace Mann Educators' score of 0.57 indicating that The Hanover Insurance Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
The Hanover Insurance Group	5 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Horace Mann Educators	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation & earnings, THG or HMN?

The Hanover Insurance Group has higher revenue and earnings than Horace Mann Educators. The Hanover Insurance Group is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The Hanover Insurance Group	$6.24B	1.03	$426M	$15.19	11.79
Horace Mann Educators	$1.60B	1.15	$102.80M	$3.38	13.30

Do institutionals and insiders believe in THG or HMN?

86.6% of The Hanover Insurance Group shares are held by institutional investors. Comparatively, 99.3% of Horace Mann Educators shares are held by institutional investors. 2.5% of The Hanover Insurance Group shares are held by insiders. Comparatively, 4.0% of Horace Mann Educators shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has more risk and volatility, THG or HMN?

The Hanover Insurance Group has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500. Comparatively, Horace Mann Educators has a beta of 0.21, indicating that its stock price is 79% less volatile than the S&P 500.

Summary

The Hanover Insurance Group beats Horace Mann Educators on 14 of the 20 factors compared between the two stocks.