Horace Mann Educators (HMN) Competitors

Horace Mann Educators (NYSE:HMN) and Kemper (NYSE:KMPR) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, earnings, dividends, institutional ownership, profitability, analyst recommendations, risk and media sentiment.

Is HMN or KMPR more profitable?

Kemper has a net margin of 7.38% compared to Horace Mann Educators' net margin of 7.04%. Kemper's return on equity of 15.02% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Horace Mann Educators	7.04%	11.86%	1.05%
Kemper	7.38%	15.02%	3.31%

Which has preferable earnings and valuation, HMN or KMPR?

Kemper has higher revenue and earnings than Horace Mann Educators. Kemper is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Horace Mann Educators	$1.60B	1.04	$102.80M	$2.76	14.71
Kemper	$4.64B	0.83	$317.80M	$5.35	11.30

Is HMN or KMPR a better dividend stock?

Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.4%. Kemper pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Horace Mann Educators pays out 50.7% of its earnings in the form of a dividend. Kemper pays out 23.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has increased its dividend for 17 consecutive years and Kemper has increased its dividend for 1 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals believe in HMN or KMPR?

99.3% of Horace Mann Educators shares are owned by institutional investors. Comparatively, 86.2% of Kemper shares are owned by institutional investors. 4.0% of Horace Mann Educators shares are owned by insiders. Comparatively, 6.2% of Kemper shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has more risk and volatility, HMN or KMPR?

Horace Mann Educators has a beta of 0.27, indicating that its share price is 73% less volatile than the S&P 500. Comparatively, Kemper has a beta of 1.28, indicating that its share price is 28% more volatile than the S&P 500.

Does the media favor HMN or KMPR?

In the previous week, Horace Mann Educators and Horace Mann Educators both had 6 articles in the media. Kemper's average media sentiment score of 1.05 beat Horace Mann Educators' score of 0.86 indicating that Kemper is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Horace Mann Educators	3 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Kemper	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer HMN or KMPR?

Horace Mann Educators currently has a consensus price target of $46.33, indicating a potential upside of 14.10%. Kemper has a consensus price target of $79.40, indicating a potential upside of 31.37%. Given Kemper's stronger consensus rating and higher probable upside, analysts plainly believe Kemper is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50
Kemper	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.20

Summary

Kemper beats Horace Mann Educators on 13 of the 18 factors compared between the two stocks.