Horace Mann Educators (HMN) Competitors

Horace Mann Educators (NYSE:HMN) and The Hanover Insurance Group (NYSE:THG) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, valuation, dividends, earnings and analyst recommendations.

Which has stronger valuation and earnings, HMN or THG?

The Hanover Insurance Group has higher revenue and earnings than Horace Mann Educators. The Hanover Insurance Group is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Horace Mann Educators	$1.58B	1.21	$102.80M	$3.38	13.89
The Hanover Insurance Group	$6.24B	1.04	$426M	$15.19	11.92

Is HMN or THG more profitable?

The Hanover Insurance Group has a net margin of 8.67% compared to Horace Mann Educators' net margin of 8.49%. The Hanover Insurance Group's return on equity of 20.24% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Horace Mann Educators	8.49%	14.23%	1.29%
The Hanover Insurance Group	8.67%	20.24%	3.92%

Is HMN or THG a better dividend stock?

Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.0%. The Hanover Insurance Group pays an annual dividend of $3.60 per share and has a dividend yield of 2.0%. Horace Mann Educators pays out 41.4% of its earnings in the form of a dividend. The Hanover Insurance Group pays out 23.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has increased its dividend for 17 consecutive years and The Hanover Insurance Group has increased its dividend for 20 consecutive years.

Does the media prefer HMN or THG?

In the previous week, The Hanover Insurance Group had 9 more articles in the media than Horace Mann Educators. MarketBeat recorded 15 mentions for The Hanover Insurance Group and 6 mentions for Horace Mann Educators. The Hanover Insurance Group's average media sentiment score of 1.37 beat Horace Mann Educators' score of 1.09 indicating that The Hanover Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Horace Mann Educators	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
The Hanover Insurance Group	12 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals believe in HMN or THG?

99.3% of Horace Mann Educators shares are owned by institutional investors. Comparatively, 86.6% of The Hanover Insurance Group shares are owned by institutional investors. 4.0% of Horace Mann Educators shares are owned by company insiders. Comparatively, 2.5% of The Hanover Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has more risk & volatility, HMN or THG?

Horace Mann Educators has a beta of 0.27, indicating that its stock price is 73% less volatile than the S&P 500. Comparatively, The Hanover Insurance Group has a beta of 0.46, indicating that its stock price is 54% less volatile than the S&P 500.

Do analysts prefer HMN or THG?

Horace Mann Educators currently has a consensus price target of $46.75, suggesting a potential downside of 0.42%. The Hanover Insurance Group has a consensus price target of $185.13, suggesting a potential upside of 2.21%. Given The Hanover Insurance Group's higher possible upside, analysts plainly believe The Hanover Insurance Group is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.60
The Hanover Insurance Group	0 Sell rating(s)	4 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.60

Summary

The Hanover Insurance Group beats Horace Mann Educators on 13 of the 19 factors compared between the two stocks.