HMN vs. KMPR, GNW, AIG, HIG, L, AFG, AIZ, MTG, ACT, and ESGR
Should you be buying Horace Mann Educators stock or one of its competitors? The main competitors of Horace Mann Educators include Kemper (KMPR), Genworth Financial (GNW), American International Group (AIG), The Hartford Insurance Group (HIG), Loews (L), American Financial Group (AFG), Assurant (AIZ), MGIC Investment (MTG), Enact (ACT), and Enstar Group (ESGR). These companies are all part of the "finance" sector.
Horace Mann Educators vs. Its Competitors
Horace Mann Educators (NYSE:HMN) and Kemper (NYSE:KMPR) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, valuation, earnings, profitability, analyst recommendations, dividends, media sentiment and risk.
Horace Mann Educators has a net margin of 8.49% compared to Kemper's net margin of 7.18%. Kemper's return on equity of 14.39% beat Horace Mann Educators' return on equity.
Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.1%. Kemper pays an annual dividend of $1.28 per share and has a dividend yield of 2.4%. Horace Mann Educators pays out 41.4% of its earnings in the form of a dividend. Kemper pays out 24.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has raised its dividend for 17 consecutive years and Kemper has raised its dividend for 1 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Horace Mann Educators presently has a consensus target price of $46.75, suggesting a potential upside of 3.82%. Kemper has a consensus target price of $72.75, suggesting a potential upside of 34.47%. Given Kemper's stronger consensus rating and higher possible upside, analysts clearly believe Kemper is more favorable than Horace Mann Educators.
99.3% of Horace Mann Educators shares are held by institutional investors. Comparatively, 86.2% of Kemper shares are held by institutional investors. 4.0% of Horace Mann Educators shares are held by insiders. Comparatively, 6.2% of Kemper shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Horace Mann Educators has a beta of 0.27, suggesting that its share price is 73% less volatile than the S&P 500. Comparatively, Kemper has a beta of 1.27, suggesting that its share price is 27% more volatile than the S&P 500.
Kemper has higher revenue and earnings than Horace Mann Educators. Kemper is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.
In the previous week, Kemper had 7 more articles in the media than Horace Mann Educators. MarketBeat recorded 25 mentions for Kemper and 18 mentions for Horace Mann Educators. Horace Mann Educators' average media sentiment score of 0.60 beat Kemper's score of 0.37 indicating that Horace Mann Educators is being referred to more favorably in the media.
Summary
Kemper beats Horace Mann Educators on 12 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding HMN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Horace Mann Educators Competitors List
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This page (NYSE:HMN) was last updated on 8/15/2025 by MarketBeat.com Staff
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