Western Union (WU) Competitors

Genpact (NYSE:G) and Western Union (NYSE:WU) are both mid-cap business services companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, profitability, community ranking, institutional ownership, dividends and earnings.

Which has more risk & volatility, G or WU?

Genpact has a beta of 0.94, suggesting that its share price is 6% less volatile than the S&P 500. Comparatively, Western Union has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500.

Do analysts prefer G or WU?

Genpact presently has a consensus price target of $50.71, indicating a potential upside of 15.71%. Western Union has a consensus price target of $10.78, indicating a potential upside of 16.54%. Given Western Union's higher probable upside, analysts plainly believe Western Union is more favorable than Genpact.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Genpact	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
Western Union	4 Sell rating(s)	7 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.64

Is G or WU more profitable?

Western Union has a net margin of 22.19% compared to Genpact's net margin of 10.77%. Western Union's return on equity of 96.90% beat Genpact's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Genpact	10.77%	22.50%	10.48%
Western Union	22.19%	96.90%	7.43%

Is G or WU a better dividend stock?

Genpact pays an annual dividend of $0.68 per share and has a dividend yield of 1.6%. Western Union pays an annual dividend of $0.94 per share and has a dividend yield of 10.2%. Genpact pays out 23.2% of its earnings in the form of a dividend. Western Union pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Genpact has raised its dividend for 6 consecutive years.

Do institutionals & insiders believe in G or WU?

96.0% of Genpact shares are owned by institutional investors. Comparatively, 91.8% of Western Union shares are owned by institutional investors. 3.1% of Genpact shares are owned by company insiders. Comparatively, 1.6% of Western Union shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has better earnings and valuation, G or WU?

Western Union has lower revenue, but higher earnings than Genpact. Western Union is trading at a lower price-to-earnings ratio than Genpact, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Genpact	$4.85B	1.58	$512.38M	$2.93	14.96
Western Union	$4.14B	0.74	$934.20M	$2.68	3.45

Does the media refer more to G or WU?

In the previous week, Western Union had 2 more articles in the media than Genpact. MarketBeat recorded 17 mentions for Western Union and 15 mentions for Genpact. Western Union's average media sentiment score of 0.80 beat Genpact's score of 0.43 indicating that Western Union is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Genpact	4 Very Positive mention(s)	2 Positive mention(s)	4 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Neutral
Western Union	8 Very Positive mention(s)	4 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in G or WU?

Western Union received 102 more outperform votes than Genpact when rated by MarketBeat users. However, 67.67% of users gave Genpact an outperform vote while only 52.73% of users gave Western Union an outperform vote.

Company	Underperform	Outperform
Genpact	Outperform Votes 496 67.67%	Underperform Votes 237 32.33%
Western Union	Outperform Votes 598 52.73%	Underperform Votes 536 47.27%

Summary

Genpact beats Western Union on 13 of the 21 factors compared between the two stocks.