Western Union (WU) Competitors

Western Union (NYSE:WU) and Genpact (NYSE:G) are both mid-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, community ranking, dividends, earnings, analyst recommendations, profitability, media sentiment, institutional ownership and risk.

Which has more volatility and risk, WU or G?

Western Union has a beta of 0.72, indicating that its stock price is 28% less volatile than the S&P 500. Comparatively, Genpact has a beta of 1.02, indicating that its stock price is 2% more volatile than the S&P 500.

Do insiders & institutionals hold more shares of WU or G?

91.8% of Western Union shares are held by institutional investors. Comparatively, 96.0% of Genpact shares are held by institutional investors. 1.6% of Western Union shares are held by company insiders. Comparatively, 3.1% of Genpact shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Do analysts prefer WU or G?

Western Union presently has a consensus target price of $10.78, indicating a potential upside of 11.69%. Genpact has a consensus target price of $50.71, indicating a potential upside of 16.53%. Given Genpact's stronger consensus rating and higher possible upside, analysts plainly believe Genpact is more favorable than Western Union.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Western Union	4 Sell rating(s)	6 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.60
Genpact	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43

Is WU or G a better dividend stock?

Western Union pays an annual dividend of $0.94 per share and has a dividend yield of 9.7%. Genpact pays an annual dividend of $0.68 per share and has a dividend yield of 1.6%. Western Union pays out 35.1% of its earnings in the form of a dividend. Genpact pays out 23.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Genpact has raised its dividend for 6 consecutive years.

Does the MarketBeat Community favor WU or G?

Western Union received 103 more outperform votes than Genpact when rated by MarketBeat users. However, 67.62% of users gave Genpact an outperform vote while only 52.78% of users gave Western Union an outperform vote.

Company	Underperform	Outperform
Western Union	Outperform Votes 598 52.78%	Underperform Votes 535 47.22%
Genpact	Outperform Votes 495 67.62%	Underperform Votes 237 32.38%

Does the media refer more to WU or G?

In the previous week, Western Union had 4 more articles in the media than Genpact. MarketBeat recorded 18 mentions for Western Union and 14 mentions for Genpact. Genpact's average media sentiment score of 1.26 beat Western Union's score of 1.15 indicating that Genpact is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Western Union	9 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
Genpact	13 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is WU or G more profitable?

Western Union has a net margin of 22.19% compared to Genpact's net margin of 10.77%. Western Union's return on equity of 96.90% beat Genpact's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Western Union	22.19%	96.90%	7.43%
Genpact	10.77%	22.50%	10.48%

Which has preferable valuation & earnings, WU or G?

Western Union has higher earnings, but lower revenue than Genpact. Western Union is trading at a lower price-to-earnings ratio than Genpact, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Western Union	$4.14B	0.77	$934.20M	$2.68	3.60
Genpact	$4.85B	1.57	$512.38M	$2.93	14.85

Summary

Genpact beats Western Union on 15 of the 21 factors compared between the two stocks.