Northern States Financial Corporation operates as the holding company for NorStates Bank that provides commercial banking products and services to individuals, businesses, and other organizations in northeastern Illinois and southeastern Wisconsin. The company offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; home mortgage and equity, auto, recreational vehicle, and personal loans; business term loans, operating lines of credit, real estate loans, and letters of credit; wealth management services, such as trust, and investment and asset management services; and debit and credit cards. It also provides online and mobile banking, bill payment, mobile deposit, ATM, and telephone banking services; other services comprising money transfer, safe deposit box, notary, foreign currency, night depository, and wire transfer services; and cash management, ACH, and remote deposit capture services. As of June 7, 2018, the company operated through eight branches in Lake County, Illinois. Northern States Financial Corporation was founded in 1919 and is based in Waukegan, Illinois.
