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Paymentus (PAY) Competitors

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$36.62 +0.61 (+1.68%)
Closing price 03:59 PM Eastern
Extended Trading
$37.22 +0.60 (+1.65%)
As of 07:03 PM Eastern
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PAY vs. TOST, CHYM, JKHY, PAYP, and WEX

Should you buy Paymentus stock or one of its competitors? Paymentus's main competitors and comparable companies include Toast (TOST), Chime Financial (CHYM), Jack Henry & Associates (JKHY), PayPay (PAYP), and WEX (WEX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Paymentus compare to Toast?

Paymentus (NYSE:PAY) and Toast (NYSE:TOST) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, earnings, media sentiment, profitability, analyst recommendations, risk and valuation.

78.4% of Paymentus shares are owned by institutional investors. Comparatively, 82.9% of Toast shares are owned by institutional investors. 55.8% of Paymentus shares are owned by company insiders. Comparatively, 10.0% of Toast shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Paymentus has a beta of 1.31, indicating that its share price is 31% more volatile than the broader market. Comparatively, Toast has a beta of 1.72, indicating that its share price is 72% more volatile than the broader market.

Paymentus currently has a consensus target price of $38.67, indicating a potential upside of 5.60%. Toast has a consensus target price of $39.12, indicating a potential upside of 25.72%. Given Toast's higher possible upside, analysts plainly believe Toast is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.63
Toast
0 Sell rating(s)
11 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.59

In the previous week, Toast had 2 more articles in the media than Paymentus. MarketBeat recorded 8 mentions for Toast and 6 mentions for Paymentus. Toast's average media sentiment score of 0.89 beat Paymentus' score of 0.24 indicating that Toast is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Toast
4 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

Toast has higher revenue and earnings than Paymentus. Toast is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Paymentus$1.20B3.85$66.94M$0.6655.48
Toast$6.15B2.60$342M$0.7839.89

Toast has a net margin of 7.14% compared to Paymentus' net margin of 6.24%. Toast's return on equity of 23.90% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
Paymentus6.24% 15.26% 12.80%
Toast 7.14%23.90%15.77%

Summary

Toast beats Paymentus on 12 of the 17 factors compared between the two stocks.

How does Paymentus compare to Chime Financial?

Chime Financial (NASDAQ:CHYM) and Paymentus (NYSE:PAY) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, media sentiment, dividends, valuation, analyst recommendations, risk and earnings.

In the previous week, Chime Financial had 51 more articles in the media than Paymentus. MarketBeat recorded 57 mentions for Chime Financial and 6 mentions for Paymentus. Chime Financial's average media sentiment score of 0.56 beat Paymentus' score of 0.24 indicating that Chime Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chime Financial
19 Very Positive mention(s)
6 Positive mention(s)
17 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

78.4% of Paymentus shares are owned by institutional investors. 12.3% of Chime Financial shares are owned by insiders. Comparatively, 55.8% of Paymentus shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Paymentus has a net margin of 6.24% compared to Chime Financial's net margin of -0.74%. Paymentus' return on equity of 15.26% beat Chime Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chime Financial-0.74% -1.28% -0.92%
Paymentus 6.24%15.26%12.80%

Chime Financial has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, Paymentus has a beta of 1.31, indicating that its share price is 31% more volatile than the broader market.

Chime Financial presently has a consensus price target of $36.40, indicating a potential upside of 16.48%. Paymentus has a consensus price target of $38.67, indicating a potential upside of 5.60%. Given Chime Financial's stronger consensus rating and higher probable upside, research analysts clearly believe Chime Financial is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chime Financial
1 Sell rating(s)
2 Hold rating(s)
17 Buy rating(s)
4 Strong Buy rating(s)
3.00
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.63

Paymentus has lower revenue, but higher earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chime Financial$2.19B5.41-$1.01B-$0.07N/A
Paymentus$1.20B3.85$66.94M$0.6655.48

Summary

Paymentus beats Chime Financial on 9 of the 17 factors compared between the two stocks.

How does Paymentus compare to Jack Henry & Associates?

Jack Henry & Associates (NASDAQ:JKHY) and Paymentus (NYSE:PAY) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, dividends, profitability, risk, valuation, media sentiment and analyst recommendations.

Jack Henry & Associates has a beta of 0.56, suggesting that its stock price is 44% less volatile than the broader market. Comparatively, Paymentus has a beta of 1.31, suggesting that its stock price is 31% more volatile than the broader market.

In the previous week, Jack Henry & Associates had 29 more articles in the media than Paymentus. MarketBeat recorded 35 mentions for Jack Henry & Associates and 6 mentions for Paymentus. Jack Henry & Associates' average media sentiment score of 0.89 beat Paymentus' score of 0.24 indicating that Jack Henry & Associates is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Jack Henry & Associates
9 Very Positive mention(s)
2 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Jack Henry & Associates currently has a consensus target price of $192.18, indicating a potential upside of 20.88%. Paymentus has a consensus target price of $38.67, indicating a potential upside of 5.60%. Given Jack Henry & Associates' stronger consensus rating and higher probable upside, research analysts plainly believe Jack Henry & Associates is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jack Henry & Associates
0 Sell rating(s)
5 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.78
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.63

Jack Henry & Associates has a net margin of 19.76% compared to Paymentus' net margin of 6.24%. Jack Henry & Associates' return on equity of 23.49% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
Jack Henry & Associates19.76% 23.49% 16.34%
Paymentus 6.24%15.26%12.80%

Jack Henry & Associates has higher revenue and earnings than Paymentus. Jack Henry & Associates is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jack Henry & Associates$2.54B4.38$502.78M$6.9722.81
Paymentus$1.20B3.85$66.94M$0.6655.48

98.8% of Jack Henry & Associates shares are owned by institutional investors. Comparatively, 78.4% of Paymentus shares are owned by institutional investors. 0.6% of Jack Henry & Associates shares are owned by company insiders. Comparatively, 55.8% of Paymentus shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Jack Henry & Associates beats Paymentus on 13 of the 17 factors compared between the two stocks.

How does Paymentus compare to PayPay?

PayPay (NASDAQ:PAYP) and Paymentus (NYSE:PAY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, institutional ownership, media sentiment, dividends, risk, analyst recommendations, earnings and valuation.

PayPay currently has a consensus price target of $24.45, indicating a potential upside of 38.55%. Paymentus has a consensus price target of $38.67, indicating a potential upside of 5.60%. Given PayPay's stronger consensus rating and higher possible upside, analysts clearly believe PayPay is more favorable than Paymentus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PayPay
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.69
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.63

78.4% of Paymentus shares are held by institutional investors. 55.8% of Paymentus shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, Paymentus had 2 more articles in the media than PayPay. MarketBeat recorded 6 mentions for Paymentus and 4 mentions for PayPay. PayPay's average media sentiment score of 0.66 beat Paymentus' score of 0.24 indicating that PayPay is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PayPay
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

PayPay has higher revenue and earnings than Paymentus. Paymentus is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PayPay$2.51B4.76$759.22M$0.3058.83
Paymentus$1.20B3.85$66.94M$0.6655.48

Paymentus has a net margin of 6.24% compared to PayPay's net margin of 0.00%. Paymentus' return on equity of 15.26% beat PayPay's return on equity.

Company Net Margins Return on Equity Return on Assets
PayPayN/A N/A N/A
Paymentus 6.24%15.26%12.80%

Summary

PayPay and Paymentus tied by winning 8 of the 16 factors compared between the two stocks.

How does Paymentus compare to WEX?

WEX (NYSE:WEX) and Paymentus (NYSE:PAY) are both mid-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, profitability, earnings, media sentiment, dividends, analyst recommendations and valuation.

WEX has a beta of 0.83, suggesting that its share price is 17% less volatile than the broader market. Comparatively, Paymentus has a beta of 1.31, suggesting that its share price is 31% more volatile than the broader market.

97.5% of WEX shares are owned by institutional investors. Comparatively, 78.4% of Paymentus shares are owned by institutional investors. 1.4% of WEX shares are owned by company insiders. Comparatively, 55.8% of Paymentus shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, WEX had 4 more articles in the media than Paymentus. MarketBeat recorded 10 mentions for WEX and 6 mentions for Paymentus. WEX's average media sentiment score of 1.32 beat Paymentus' score of 0.24 indicating that WEX is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
WEX
5 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Paymentus
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

WEX has a net margin of 12.56% compared to Paymentus' net margin of 6.24%. WEX's return on equity of 43.19% beat Paymentus' return on equity.

Company Net Margins Return on Equity Return on Assets
WEX12.56% 43.19% 3.53%
Paymentus 6.24%15.26%12.80%

WEX currently has a consensus target price of $185.64, indicating a potential downside of 5.86%. Paymentus has a consensus target price of $38.67, indicating a potential upside of 5.60%. Given Paymentus' stronger consensus rating and higher possible upside, analysts clearly believe Paymentus is more favorable than WEX.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
WEX
0 Sell rating(s)
8 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.43
Paymentus
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.63

WEX has higher revenue and earnings than Paymentus. WEX is trading at a lower price-to-earnings ratio than Paymentus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
WEX$2.66B2.53$304.10M$10.0419.64
Paymentus$1.20B3.85$66.94M$0.6655.48

Summary

WEX beats Paymentus on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PAY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PAY vs. The Competition

MetricPaymentusFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$4.61B$27.32B$13.80B$22.93B
Dividend YieldN/A6.15%5.95%3.58%
P/E Ratio55.4818.6425.2128.24
Price / Sales3.85433.16497.1618.99
Price / Cash42.53180.0540.5734.34
Price / Book8.213.172.724.66
Net Income$66.94M$1.11B$1.31B$1.07B
7 Day Performance4.05%-2.26%-0.95%-2.12%
1 Month Performance-12.61%9.28%-1.31%-4.92%
1 Year Performance10.72%-2.07%9.52%8.27%

Paymentus Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PAY
Paymentus
3.3846 of 5 stars
$36.62
+1.7%
$38.67
+5.6%
+11.7%$4.61B$1.20B55.481,340
TOST
Toast
4.4882 of 5 stars
$33.94
0.0%
$39.12
+15.2%
-21.0%$17.45B$6.15B43.516,500
CHYM
Chime Financial
3.5451 of 5 stars
$33.76
flat
$32.74
-3.0%
+44.6%$12.78B$2.19BN/A1,519
JKHY
Jack Henry & Associates
4.6195 of 5 stars
$165.64
flat
$193.40
+16.8%
-2.8%$11.61B$2.54B23.767,300
PAYP
PayPay
4.5961 of 5 stars
$17.04
flat
$24.45
+43.5%
N/A$11.54B$2.51B56.801,994

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This page (NYSE:PAY) was last updated on 9/16/2026 by MarketBeat.com Staff.
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