Compare Stocks: PAY, TOST, CRCL, and JKHY

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
CRCL Circle Internet Group	$63.49 +0.4%	$74.15	$49.90 ▼ $189.92	$15.78B	0.23	14.89 million shs	19.81 million shs
JKHY Jack Henry & Associates	$154.41 -1.4%	$140.66	$121.04 ▼ $193.39	$10.97B	0.55	1.21 million shs	1.05 million shs
PAY Paymentus	$40.32 -9.6%	$26.16	$20.11 ▼ $45.31	$5.07B	1.29	865,303 shs	2.76 million shs
TOST Toast	$34.95 +3.4%	$27.87	$22.26 ▼ $46.81	$18.03B	1.72	11.84 million shs	20.68 million shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
CRCL Circle Internet Group	+5.05%	-1.26%	-1.62%	-47.77%	-61.42%
JKHY Jack Henry & Associates	+0.06%	-0.51%	+6.65%	+9.62%	-8.12%
PAY Paymentus	+29.34%	+29.97%	+64.18%	+63.36%	+51.19%
TOST Toast	+3.51%	+5.26%	+18.00%	+19.66%	-31.24%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
CRCL Circle Internet Group	$63.49 +0.4%	$74.15	$49.90 ▼ $189.92	$15.78B	0.23	14.89 million shs	19.81 million shs
JKHY Jack Henry & Associates	$154.41 -1.4%	$140.66	$121.04 ▼ $193.39	$10.97B	0.55	1.21 million shs	1.05 million shs
PAY Paymentus	$40.32 -9.6%	$26.16	$20.11 ▼ $45.31	$5.07B	1.29	865,303 shs	2.76 million shs
TOST Toast	$34.95 +3.4%	$27.87	$22.26 ▼ $46.81	$18.03B	1.72	11.84 million shs	20.68 million shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
CRCL Circle Internet Group	+5.05%	-1.26%	-1.62%	-47.77%	-61.42%
JKHY Jack Henry & Associates	+0.06%	-0.51%	+6.65%	+9.62%	-8.12%
PAY Paymentus	+29.34%	+29.97%	+64.18%	+63.36%	+51.19%
TOST Toast	+3.51%	+5.26%	+18.00%	+19.66%	-31.24%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
CRCL Circle Internet Group	2.37	Hold	$104.18	64.10% Upside
JKHY Jack Henry & Associates	2.87	Moderate Buy	$186.07	20.50% Upside
PAY Paymentus	2.57	Moderate Buy	$38.67	-4.11% Downside
TOST Toast	2.67	Moderate Buy	$38.38	9.84% Upside

Current Analyst Ratings Breakdown

Latest PAY, TOST, CRCL, and JKHY Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
8/5/2026	TOST Toast	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Outperform
8/5/2026	TOST Toast	Royal Bank Of Canada Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Sector Perform	$31.00 ➝ $36.00
8/5/2026	TOST Toast	Oppenheimer Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Outperform	$36.00 ➝ $38.00
8/5/2026	TOST Toast	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy	$39.00
8/5/2026	TOST Toast	Canaccord Genuity Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Set Price Target		$40.00
8/5/2026	CRCL Circle Internet Group	William Blair Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Outperform
8/5/2026	TOST Toast	Wells Fargo & Company Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Overweight	$36.00 ➝ $40.00
8/5/2026	TOST Toast	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$36.00 ➝ $39.00
8/5/2026	TOST Toast	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Set Price Target		$40.00
8/5/2026	TOST Toast	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Overweight	$35.00 ➝ $39.00
8/5/2026	TOST Toast	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Market Perform	$30.00 ➝ $35.00

(Data available from 8/5/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
CRCL Circle Internet Group	$2.75B	5.75	$0.03 per share	2,054.05	$13.75 per share	4.62
JKHY Jack Henry & Associates	$2.38B	4.62	$8.95 per share	17.26	$29.26 per share	5.28
PAY Paymentus	$1.20B	4.24	$1.02 per share	39.59	$4.46 per share	9.04
TOST Toast	$6.15B	2.93	$0.92 per share	38.18	$3.61 per share	9.68

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
CRCL Circle Internet Group	-$69.51M	-$3.20	N/A	39.43	N/A	-2.76%	2.89%	0.12%	N/A
JKHY Jack Henry & Associates	$455.75M	$7.15	21.60	21.69	2.20	20.64%	24.03%	17.02%	8/18/2026 (Estimated)
PAY Paymentus	$66.94M	$0.57	70.74	45.31	N/A	6.24%	15.62%	13.06%	N/A
TOST Toast	$342M	$0.65	53.77	26.68	N/A	6.39%	20.86%	13.84%	N/A

Latest PAY, TOST, CRCL, and JKHY Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
8/18/2026	Q4 2026	JKHY Jack Henry & Associates	$1.46	N/A	N/A	N/A	$630.22 million	N/A
8/5/2026	Q2 2026	CRCL Circle Internet Group	$0.26	$0.18	-$0.08	$0.18	N/A	$701.32 million
8/4/2026	Q2 2026	TOST Toast	$0.3222	$0.26	-$0.0622	$0.26	$1.87 billion	$1.91 billion
8/3/2026	Q2 2026	PAY Paymentus	$0.1886	$0.25	+$0.0614	$0.20	$345.44 million	$360.74 million
5/11/2026	Q1 2026	CRCL Circle Internet Group	$0.27	$0.21	-$0.06	$0.21	N/A	$694.13 million
5/7/2026	Q1 2026	TOST Toast	$0.28	$0.20	-$0.08	$0.20	$1.63 billion	$1.63 billion
5/5/2026	Q3 2026	JKHY Jack Henry & Associates	$1.43	$1.71	+$0.28	$1.71	$619.67 million	$615.93 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
CRCL Circle Internet Group	N/A	N/A	N/A	N/A	N/A
JKHY Jack Henry & Associates	$2.44	1.56%	+6.36%	34.13%	35 Years
PAY Paymentus	N/A	N/A	N/A	N/A	N/A
TOST Toast	N/A	N/A	N/A	N/A	N/A

Latest PAY, TOST, CRCL, and JKHY Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
5/8/2026	JKHY Jack Henry & Associates	quarterly	$0.61	1.74%	6/1/2026	6/1/2026	6/19/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
CRCL Circle Internet Group	N/A	1.03	1.03
JKHY Jack Henry & Associates	0.04	1.74	1.74
PAY Paymentus	N/A	4.41	4.41
TOST Toast	N/A	2.44	2.31

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
CRCL Circle Internet Group	N/A
JKHY Jack Henry & Associates	98.75%
PAY Paymentus	78.38%
TOST Toast	82.91%

Insider Ownership

Company	Insider Ownership
CRCL Circle Internet Group	10.85%
JKHY Jack Henry & Associates	0.60%
PAY Paymentus	55.75%
TOST Toast	10.03%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
CRCL Circle Internet Group	1,100	248.58 million	221.61 million	N/A
JKHY Jack Henry & Associates	7,400	71.05 million	70.63 million	Optionable
PAY Paymentus	1,340	125.79 million	55.66 million	Optionable
TOST Toast	6,500	516.00 million	464.25 million	Optionable

PAY, TOST, CRCL, and JKHY Headlines

Recent News About These Companies

Toast (NYSE:TOST) Price Target Raised to $35.00 at Keefe, Bruyette & Woods

3 hours ago | marketbeat.com

Stock Traders Purchase Large Volume of Call Options on Toast (NYSE:TOST)

3 hours ago | marketbeat.com

TOST Q2 Earnings Call Centers on AI-Led Reinvestment

August 5 at 11:02 AM | zacks.com

Toast (NYSE:TOST) Given New $40.00 Price Target at BMO Capital Markets

August 5 at 8:41 AM | marketbeat.com

Toast (NYSE:TOST) Stock Price Expected to Rise, Piper Sandler Analyst Says

August 5 at 8:11 AM | marketbeat.com

Needham & Company LLC Issues Positive Forecast for Toast (NYSE:TOST) Stock Price

August 5 at 8:11 AM | marketbeat.com

Insider Selling: Toast (NYSE:TOST) CRO Sells 14,280 Shares of Stock

August 5 at 5:06 AM | insidertrades.com

Quantinno Capital Management LP Buys 198,066 Shares of Toast, Inc. $TOST

August 5 at 4:55 AM | marketbeat.com

Compared to Estimates, Toast (TOST) Q2 Earnings: A Look at Key Metrics

August 4 at 9:01 PM | zacks.com

Toast (TOST) Q2 Earnings and Revenues Top Estimates

August 4 at 8:02 PM | zacks.com

Toast (NYSE:TOST) CRO Jonathan Vassil Sells 14,280 Shares

August 4 at 7:07 PM | marketbeat.com

Toast, Inc. (TOST) Q2 2026 Earnings Call Transcript

August 4 at 7:00 PM | seekingalpha.com

Toast (NYSE:TOST) Releases Earnings Results, Misses Expectations By $0.06 EPS

August 4 at 4:25 PM | marketbeat.com

Toast Announces Second Quarter 2026 Financial Results

August 4 at 4:05 PM | businesswire.com

Toast: The Restaurant Disruptor Faces Its Next Test

August 4 at 1:40 PM | seekingalpha.com

Janus Henderson Group PLC Trims Stock Holdings in Toast, Inc. $TOST

August 4 at 5:04 AM | marketbeat.com

Dimensional Fund Advisors LP Has $40.34 Million Position in Toast, Inc. $TOST

August 4 at 3:28 AM | marketbeat.com

Toast to Report Q2 Earnings: What Should Investors Do?

August 3 at 4:11 PM | zacks.com

Seeking Clues to Toast (TOST) Q2 Earnings? A Peek Into Wall Street Projections for Key Metrics

August 3 at 10:16 AM | zacks.com

Toast, Inc. (NYSE:TOST) Given Consensus Rating of "Moderate Buy" by Brokerages

August 3 at 2:28 AM | marketbeat.com

Toast (TOST) Projected to Post Earnings on Tuesday

August 3 at 2:10 AM | americanbankingnews.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

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PAY, TOST, CRCL, and JKHY Company Descriptions

Circle Internet Group NYSE:CRCL

$63.48 +0.24 (+0.37%)

Closing price 03:59 PM Eastern

Extended Trading

$62.69 -0.80 (-1.25%)

As of 04:33 PM Eastern

Founded in 2013, Circle's mission is to raise global economic prosperity through the frictionless exchange of value. We intend to connect the world more deeply by building a new global economic system on the foundation of the internet, and to facilitate the creation of a world where everyone, everywhere can share value as easily as we can today share information, content, and communications. Since inception, we have relentlessly pursued our mission and vision, building fundamental technology for the internet financial system. We have forged paths toward mainstream acceptance through persistent and active engagement with policymakers and regulators globally, and have seen institutional and consumer knowledge and acceptance of internet-native financial assets approach critical mass. Large and influential players in the incumbent financial services system are increasingly embracing digital assets broadly and stablecoins specifically. Circle's innovative products reach tens of millions of end-users, power thousands of businesses, and, as of March 31, 2025, USDC has been used for more than $25 trillion in onchain transactions. While we have made strong progress in our pursuit of our mission and vision over the past decade, we believe the internet financial system is in its infancy with decades of growth and innovation ahead. Our principal executive office is located in New York, NY.

Jack Henry & Associates NASDAQ:JKHY

$154.41 -2.22 (-1.42%)

Closing price 03:59 PM Eastern

Extended Trading

$154.30 -0.11 (-0.07%)

As of 04:12 PM Eastern

Jack Henry & Associates, Inc. is a financial technology company, which engages in the provision of technology solutions and payment processing services. It operates through the following segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer and member information. The Payments segment includes secure payment processing tools and services including ATM, debit, and credit card processing services, online and mobile bill pay solutions, ACH origination and remote deposit capture processing, and risk management products and services. The Complementary segment focuses on additional software, hosted processing platforms, and services including call center support, network security management, consulting, and monitoring. The Corporate and Other segment offers hardware and other products. The company was founded by Jerry D. Hall and John W. Henry in 1976 and is headquartered in Monett, MO.

Paymentus NYSE:PAY

$40.32 -4.28 (-9.59%)

Closing price 03:59 PM Eastern

Extended Trading

$39.90 -0.42 (-1.05%)

As of 04:31 PM Eastern

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.

Toast NYSE:TOST

$34.95 +1.14 (+3.36%)

Closing price 03:59 PM Eastern

Extended Trading

$34.75 -0.20 (-0.56%)

As of 04:31 PM Eastern

Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, and India. The company offers software products for restaurant operations and point of sale, such as Toast POS, Toast now, multi-location management, kitchen display system, Toast mobile order and pay, Toast catering and events, Toast invoicing, Toast tables, and restaurant retail; and hardware products, including Toast flex, Toast flex for guest, Toast go 2, Toast tap, kiosks, and Delphi by Toast. It provides toast online ordering and toast takeout, first-party delivery toast delivery services, and third-party delivery integrations and orders hub; and loyalty, email marketing, and toast gift cards. In addition, the company offers payroll and team management, Sling by Toast, Toast pay card and payout, and tips manager, as well as partner-enabled products comprising insurance and benefits; supply chain and accounting products, such as xtraCHEF by toast; and financial technology solutions consisting of payment processing, toast capital, and purchase plans. Further, it offers reporting and analytics, Toast shop, and Toast partner connect and application programming interfaces. The company was formerly known as Opti Systems, Inc. and changed its name to Toast, Inc. in May 2012. Toast, Inc. was incorporated in 2011 and is headquartered in Boston, Massachusetts.

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Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest PAY, TOST, CRCL, and JKHY Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest PAY, TOST, CRCL, and JKHY Earnings

Compare Dividends

Latest PAY, TOST, CRCL, and JKHY Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

PAY, TOST, CRCL, and JKHY Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

PAY, TOST, CRCL, and JKHY Company Descriptions

Circle Internet Group NYSE:CRCL

Jack Henry & Associates NASDAQ:JKHY

Paymentus NYSE:PAY

Toast NYSE:TOST

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