First Capital (FCAP) Competitors $37.78 +0.37 (+0.99%) Closing price 07/25/2025 04:00 PM EasternExtended Trading$37.66 -0.13 (-0.33%) As of 07/25/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock FCAP vs. PFIS, NPB, GNTY, TCBX, HIVE, BHB, BSVN, ACNB, FBIZ, and HKDShould you be buying First Capital stock or one of its competitors? The main competitors of First Capital include Peoples Financial Services (PFIS), Northpointe Bancshares (NPB), Guaranty Bancshares (GNTY), Third Coast Bancshares (TCBX), HIVE Digital Technologies (HIVE), Bar Harbor Bankshares (BHB), Bank7 (BSVN), ACNB (ACNB), First Business Financial Services (FBIZ), and AMTD Digital (HKD). These companies are all part of the "banking" industry. First Capital vs. Its Competitors Peoples Financial Services Northpointe Bancshares Guaranty Bancshares Third Coast Bancshares HIVE Digital Technologies Bar Harbor Bankshares Bank7 ACNB First Business Financial Services AMTD Digital First Capital (NASDAQ:FCAP) and Peoples Financial Services (NASDAQ:PFIS) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, media sentiment, profitability, risk, earnings and dividends. Do analysts rate FCAP or PFIS? Peoples Financial Services has a consensus target price of $53.00, indicating a potential upside of 6.23%. Given Peoples Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe Peoples Financial Services is more favorable than First Capital.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Capital 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Peoples Financial Services 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Which has more risk & volatility, FCAP or PFIS? First Capital has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, Peoples Financial Services has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500. Do insiders & institutionals have more ownership in FCAP or PFIS? 11.7% of First Capital shares are owned by institutional investors. Comparatively, 31.7% of Peoples Financial Services shares are owned by institutional investors. 4.0% of First Capital shares are owned by insiders. Comparatively, 8.0% of Peoples Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Is FCAP or PFIS a better dividend stock? First Capital pays an annual dividend of $1.16 per share and has a dividend yield of 3.1%. Peoples Financial Services pays an annual dividend of $2.47 per share and has a dividend yield of 5.0%. First Capital pays out 31.7% of its earnings in the form of a dividend. Peoples Financial Services pays out 116.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Capital has raised its dividend for 2 consecutive years and Peoples Financial Services has raised its dividend for 8 consecutive years. Peoples Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Is FCAP or PFIS more profitable? First Capital has a net margin of 20.51% compared to Peoples Financial Services' net margin of 7.83%. First Capital's return on equity of 10.64% beat Peoples Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets First Capital20.51% 10.64% 1.03% Peoples Financial Services 7.83%10.37%0.96% Which has higher valuation & earnings, FCAP or PFIS? First Capital has higher earnings, but lower revenue than Peoples Financial Services. First Capital is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFirst Capital$58.13M2.18$11.94M$3.6610.32Peoples Financial Services$229.80M2.17$8.50M$2.1323.42 Does the media prefer FCAP or PFIS? In the previous week, Peoples Financial Services had 2 more articles in the media than First Capital. MarketBeat recorded 5 mentions for Peoples Financial Services and 3 mentions for First Capital. First Capital's average media sentiment score of 0.94 beat Peoples Financial Services' score of 0.58 indicating that First Capital is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Capital 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Peoples Financial Services 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryPeoples Financial Services beats First Capital on 11 of the 19 factors compared between the two stocks. Get First Capital News Delivered to You Automatically Sign up to receive the latest news and ratings for FCAP and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FCAP vs. The Competition Export to ExcelMetricFirst CapitalFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$125.52M$611.39M$12.26B$9.50BDividend Yield3.10%3.38%5.54%4.01%P/E Ratio10.329.9919.0620.08Price / Sales2.181.8126.1189.32Price / Cash7.6915.1121.6358.56Price / Book1.101.002.205.88Net Income$11.94M$33.50M$998.02M$258.89M7 Day Performance-3.15%-0.47%0.59%3.71%1 Month Performance-4.60%2.84%3.47%11.72%1 Year Performance22.90%5.46%536.57%18.01% First Capital Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FCAPFirst Capital0.8989 of 5 stars$37.78+1.0%N/A+25.6%$125.52M$58.13M10.32220News CoverageEarnings ReportPFISPeoples Financial Services0.7966 of 5 stars$51.99+0.8%$53.00+1.9%-0.5%$515.37M$156.73M24.41400News CoverageDividend AnnouncementNPBNorthpointe BancsharesN/A$14.99+0.5%$17.25+15.1%N/A$512.72M$390.45M0.00541Earnings ReportGNTYGuaranty Bancshares2.1934 of 5 stars$45.17-0.8%$45.00-0.4%+35.4%$512.22M$118.37M16.42470High Trading VolumeTCBXThird Coast Bancshares1.5545 of 5 stars$36.04+0.3%$35.00-2.9%+45.9%$497.17M$338.98M12.26330News CoverageEarnings ReportHIVEHIVE Digital Technologies2.8525 of 5 stars$2.27+1.8%$6.67+193.7%-38.6%$489.72M$115.28M-6.3120News CoverageGap UpHigh Trading VolumeBHBBar Harbor Bankshares2.1833 of 5 stars$31.52+0.1%N/AN/A$482.79M$150.40M11.06490News CoverageDividend AnnouncementAnalyst ForecastBSVNBank73.683 of 5 stars$48.30-0.4%$53.50+10.8%+16.5%$458.33M$142.79M10.41120News CoverageACNBACNB3.7541 of 5 stars$43.36+0.8%$48.40+11.6%+10.1%$450.68M$132.20M14.95400News CoverageEarnings ReportDividend AnnouncementFBIZFirst Business Financial Services4.7812 of 5 stars$53.81+0.2%$57.25+6.4%+11.7%$446.80M$262.38M9.78340Trending NewsEarnings ReportHKDAMTD Digital0.3509 of 5 stars$1.80-0.6%N/A-44.4%$445.87M$20.44M0.0050News Coverage Related Companies and Tools Related Companies Peoples Financial Services Alternatives Northpointe Bancshares Alternatives Guaranty Bancshares Alternatives Third Coast Bancshares Alternatives HIVE Digital Technologies Alternatives Bar Harbor Bankshares Alternatives Bank7 Alternatives ACNB Alternatives First Business Financial Services Alternatives AMTD Digital Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:FCAP) was last updated on 7/26/2025 by MarketBeat.com Staff From Our PartnersWhy AMZN, GOOG, MSFT might destroy NVDAInvesting Legend Hints the End May be Near for These 3 Iconic Stocks Futurist Eric Fry say Amazon, Tesla an...InvestorPlace | SponsoredCritical AI announcement set to ignite AI 2.0 I just put together an urgent new presentation that you need to see right away. 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