FCAP vs. ORRF, SMBC, SPFI, FSBC, SMBK, ALRS, CBNK, MPB, YRD, and FUFU
Should you be buying First Capital stock or one of its competitors? The main competitors of First Capital include Orrstown Financial Services (ORRF), Southern Missouri Bancorp (SMBC), South Plains Financial (SPFI), Five Star Bancorp (FSBC), SmartFinancial (SMBK), Alerus Financial (ALRS), Capital Bancorp (CBNK), Mid Penn Bancorp (MPB), Yirendai (YRD), and BitFuFu (FUFU). These companies are all part of the "banking" industry.
First Capital vs. Its Competitors
First Capital (NASDAQ:FCAP) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership and dividends.
First Capital has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500. Comparatively, Orrstown Financial Services has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500.
Orrstown Financial Services has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Orrstown Financial Services, indicating that it is currently the more affordable of the two stocks.
First Capital has a net margin of 20.51% compared to Orrstown Financial Services' net margin of 9.74%. Orrstown Financial Services' return on equity of 14.35% beat First Capital's return on equity.
11.7% of First Capital shares are owned by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are owned by institutional investors. 4.0% of First Capital shares are owned by insiders. Comparatively, 4.7% of Orrstown Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
First Capital pays an annual dividend of $1.16 per share and has a dividend yield of 2.7%. Orrstown Financial Services pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. First Capital pays out 31.7% of its earnings in the form of a dividend. Orrstown Financial Services pays out 53.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years and Orrstown Financial Services has raised its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Orrstown Financial Services has a consensus price target of $38.00, suggesting a potential upside of 12.51%. Given Orrstown Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Orrstown Financial Services is more favorable than First Capital.
In the previous week, Orrstown Financial Services had 1 more articles in the media than First Capital. MarketBeat recorded 1 mentions for Orrstown Financial Services and 0 mentions for First Capital. Orrstown Financial Services' average media sentiment score of 1.11 beat First Capital's score of 0.00 indicating that Orrstown Financial Services is being referred to more favorably in the news media.
Summary
Orrstown Financial Services beats First Capital on 15 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
First Capital Competitors List
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This page (NASDAQ:FCAP) was last updated on 7/5/2025 by MarketBeat.com Staff
