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First Capital (FCAP) Competitors

First Capital logo
$37.78 +0.37 (+0.99%)
Closing price 07/25/2025 04:00 PM Eastern
Extended Trading
$37.66 -0.13 (-0.33%)
As of 07/25/2025 04:04 PM Eastern
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FCAP vs. PFIS, NPB, GNTY, TCBX, HIVE, BHB, BSVN, ACNB, FBIZ, and HKD

Should you be buying First Capital stock or one of its competitors? The main competitors of First Capital include Peoples Financial Services (PFIS), Northpointe Bancshares (NPB), Guaranty Bancshares (GNTY), Third Coast Bancshares (TCBX), HIVE Digital Technologies (HIVE), Bar Harbor Bankshares (BHB), Bank7 (BSVN), ACNB (ACNB), First Business Financial Services (FBIZ), and AMTD Digital (HKD). These companies are all part of the "banking" industry.

First Capital vs. Its Competitors

First Capital (NASDAQ:FCAP) and Peoples Financial Services (NASDAQ:PFIS) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, media sentiment, profitability, risk, earnings and dividends.

Peoples Financial Services has a consensus target price of $53.00, indicating a potential upside of 6.23%. Given Peoples Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe Peoples Financial Services is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Peoples Financial Services
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Capital has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, Peoples Financial Services has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500.

11.7% of First Capital shares are owned by institutional investors. Comparatively, 31.7% of Peoples Financial Services shares are owned by institutional investors. 4.0% of First Capital shares are owned by insiders. Comparatively, 8.0% of Peoples Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

First Capital pays an annual dividend of $1.16 per share and has a dividend yield of 3.1%. Peoples Financial Services pays an annual dividend of $2.47 per share and has a dividend yield of 5.0%. First Capital pays out 31.7% of its earnings in the form of a dividend. Peoples Financial Services pays out 116.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Capital has raised its dividend for 2 consecutive years and Peoples Financial Services has raised its dividend for 8 consecutive years. Peoples Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Capital has a net margin of 20.51% compared to Peoples Financial Services' net margin of 7.83%. First Capital's return on equity of 10.64% beat Peoples Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital20.51% 10.64% 1.03%
Peoples Financial Services 7.83%10.37%0.96%

First Capital has higher earnings, but lower revenue than Peoples Financial Services. First Capital is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$58.13M2.18$11.94M$3.6610.32
Peoples Financial Services$229.80M2.17$8.50M$2.1323.42

In the previous week, Peoples Financial Services had 2 more articles in the media than First Capital. MarketBeat recorded 5 mentions for Peoples Financial Services and 3 mentions for First Capital. First Capital's average media sentiment score of 0.94 beat Peoples Financial Services' score of 0.58 indicating that First Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Peoples Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Peoples Financial Services beats First Capital on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCAP vs. The Competition

MetricFirst CapitalFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$125.52M$611.39M$12.26B$9.50B
Dividend Yield3.10%3.38%5.54%4.01%
P/E Ratio10.329.9919.0620.08
Price / Sales2.181.8126.1189.32
Price / Cash7.6915.1121.6358.56
Price / Book1.101.002.205.88
Net Income$11.94M$33.50M$998.02M$258.89M
7 Day Performance-3.15%-0.47%0.59%3.71%
1 Month Performance-4.60%2.84%3.47%11.72%
1 Year Performance22.90%5.46%536.57%18.01%

First Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCAP
First Capital
0.8989 of 5 stars
$37.78
+1.0%
N/A+25.6%$125.52M$58.13M10.32220News Coverage
Earnings Report
PFIS
Peoples Financial Services
0.7966 of 5 stars
$51.99
+0.8%
$53.00
+1.9%
-0.5%$515.37M$156.73M24.41400News Coverage
Dividend Announcement
NPB
Northpointe Bancshares
N/A$14.99
+0.5%
$17.25
+15.1%
N/A$512.72M$390.45M0.00541Earnings Report
GNTY
Guaranty Bancshares
2.1934 of 5 stars
$45.17
-0.8%
$45.00
-0.4%
+35.4%$512.22M$118.37M16.42470High Trading Volume
TCBX
Third Coast Bancshares
1.5545 of 5 stars
$36.04
+0.3%
$35.00
-2.9%
+45.9%$497.17M$338.98M12.26330News Coverage
Earnings Report
HIVE
HIVE Digital Technologies
2.8525 of 5 stars
$2.27
+1.8%
$6.67
+193.7%
-38.6%$489.72M$115.28M-6.3120News Coverage
Gap Up
High Trading Volume
BHB
Bar Harbor Bankshares
2.1833 of 5 stars
$31.52
+0.1%
N/AN/A$482.79M$150.40M11.06490News Coverage
Dividend Announcement
Analyst Forecast
BSVN
Bank7
3.683 of 5 stars
$48.30
-0.4%
$53.50
+10.8%
+16.5%$458.33M$142.79M10.41120News Coverage
ACNB
ACNB
3.7541 of 5 stars
$43.36
+0.8%
$48.40
+11.6%
+10.1%$450.68M$132.20M14.95400News Coverage
Earnings Report
Dividend Announcement
FBIZ
First Business Financial Services
4.7812 of 5 stars
$53.81
+0.2%
$57.25
+6.4%
+11.7%$446.80M$262.38M9.78340Trending News
Earnings Report
HKD
AMTD Digital
0.3509 of 5 stars
$1.80
-0.6%
N/A-44.4%$445.87M$20.44M0.0050News Coverage

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This page (NASDAQ:FCAP) was last updated on 7/26/2025 by MarketBeat.com Staff
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