Navient (NAVI) Competitors

Navient (NASDAQ:NAVI) and Fifth Third Bancorp (NASDAQ:FITB) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends, earnings and risk.

Do analysts recommend NAVI or FITB?

Navient currently has a consensus price target of $12.93, indicating a potential downside of 12.23%. Fifth Third Bancorp has a consensus price target of $47.53, indicating a potential upside of 10.20%. Given Fifth Third Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Fifth Third Bancorp is more favorable than Navient.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Navient	3 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	1.88
Fifth Third Bancorp	0 Sell rating(s)	5 Hold rating(s)	12 Buy rating(s)	2 Strong Buy rating(s)	2.84

Which has more volatility & risk, NAVI or FITB?

Navient has a beta of 1.4, indicating that its stock price is 40% more volatile than the S&P 500. Comparatively, Fifth Third Bancorp has a beta of 0.91, indicating that its stock price is 9% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in NAVI or FITB?

97.1% of Navient shares are held by institutional investors. Comparatively, 83.8% of Fifth Third Bancorp shares are held by institutional investors. 31.2% of Navient shares are held by insiders. Comparatively, 0.5% of Fifth Third Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is NAVI or FITB more profitable?

Fifth Third Bancorp has a net margin of 17.65% compared to Navient's net margin of 1.37%. Fifth Third Bancorp's return on equity of 13.64% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Navient	1.37%	5.20%	0.26%
Fifth Third Bancorp	17.65%	13.64%	1.14%

Does the media refer more to NAVI or FITB?

In the previous week, Fifth Third Bancorp had 15 more articles in the media than Navient. MarketBeat recorded 17 mentions for Fifth Third Bancorp and 2 mentions for Navient. Fifth Third Bancorp's average media sentiment score of 1.02 beat Navient's score of 0.94 indicating that Fifth Third Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Navient	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Fifth Third Bancorp	12 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, NAVI or FITB?

Fifth Third Bancorp has higher revenue and earnings than Navient. Fifth Third Bancorp is trading at a lower price-to-earnings ratio than Navient, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Navient	$4.43B	0.34	$131M	$0.50	29.46
Fifth Third Bancorp	$13.28B	2.17	$2.31B	$3.15	13.69

Is NAVI or FITB a better dividend stock?

Navient pays an annual dividend of $0.64 per share and has a dividend yield of 4.3%. Fifth Third Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. Navient pays out 128.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Fifth Third Bancorp pays out 47.0% of its earnings in the form of a dividend. Fifth Third Bancorp has increased its dividend for 14 consecutive years.

Summary

Fifth Third Bancorp beats Navient on 15 of the 20 factors compared between the two stocks.