Navient (NAVI) Competitors

Fifth Third Bancorp (NASDAQ:FITB) and Navient (NASDAQ:NAVI) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, valuation, risk, institutional ownership, media sentiment, earnings, analyst recommendations and dividends.

Do analysts rate FITB or NAVI?

Fifth Third Bancorp presently has a consensus target price of $47.80, suggesting a potential upside of 6.72%. Navient has a consensus target price of $13.56, suggesting a potential upside of 0.02%. Given Fifth Third Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Fifth Third Bancorp is more favorable than Navient.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fifth Third Bancorp	0 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	2 Strong Buy rating(s)	2.82
Navient	3 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	1.89

Do institutionals and insiders hold more shares of FITB or NAVI?

83.8% of Fifth Third Bancorp shares are owned by institutional investors. Comparatively, 97.1% of Navient shares are owned by institutional investors. 0.5% of Fifth Third Bancorp shares are owned by company insiders. Comparatively, 31.2% of Navient shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is FITB or NAVI a better dividend stock?

Fifth Third Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.3%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 4.7%. Fifth Third Bancorp pays out 46.0% of its earnings in the form of a dividend. Navient pays out 206.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Fifth Third Bancorp has increased its dividend for 14 consecutive years.

Is FITB or NAVI more profitable?

Fifth Third Bancorp has a net margin of 17.97% compared to Navient's net margin of 0.89%. Fifth Third Bancorp's return on equity of 13.31% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fifth Third Bancorp	17.97%	13.31%	1.15%
Navient	0.89%	4.08%	0.21%

Which has more risk & volatility, FITB or NAVI?

Fifth Third Bancorp has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500. Comparatively, Navient has a beta of 1.37, meaning that its stock price is 37% more volatile than the S&P 500.

Does the media favor FITB or NAVI?

In the previous week, Fifth Third Bancorp had 21 more articles in the media than Navient. MarketBeat recorded 25 mentions for Fifth Third Bancorp and 4 mentions for Navient. Fifth Third Bancorp's average media sentiment score of 1.49 beat Navient's score of 0.57 indicating that Fifth Third Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fifth Third Bancorp	21 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Navient	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, FITB or NAVI?

Fifth Third Bancorp has higher revenue and earnings than Navient. Fifth Third Bancorp is trading at a lower price-to-earnings ratio than Navient, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fifth Third Bancorp	$13.28B	2.23	$2.31B	$3.22	13.91
Navient	$738M	1.83	$131M	$0.31	43.74

Summary

Fifth Third Bancorp beats Navient on 15 of the 20 factors compared between the two stocks.