Navient (NAVI) Competitors

East West Bancorp (NASDAQ:EWBC) and Navient (NASDAQ:NAVI) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, risk, institutional ownership, profitability, analyst recommendations and dividends.

Is EWBC or NAVI a better dividend stock?

East West Bancorp pays an annual dividend of $2.40 per share and has a dividend yield of 2.5%. Navient pays an annual dividend of $0.64 per share and has a dividend yield of 5.3%. East West Bancorp pays out 28.0% of its earnings in the form of a dividend. Navient pays out 206.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. East West Bancorp has raised its dividend for 8 consecutive years.

Do institutionals & insiders have more ownership in EWBC or NAVI?

89.5% of East West Bancorp shares are held by institutional investors. Comparatively, 97.1% of Navient shares are held by institutional investors. 1.0% of East West Bancorp shares are held by company insiders. Comparatively, 31.2% of Navient shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has higher valuation and earnings, EWBC or NAVI?

East West Bancorp has higher revenue and earnings than Navient. East West Bancorp is trading at a lower price-to-earnings ratio than Navient, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
East West Bancorp	$4.53B	2.92	$1.17B	$8.56	11.21
Navient	$4.43B	0.27	$131M	$0.31	39.32

Does the media refer more to EWBC or NAVI?

In the previous week, East West Bancorp had 7 more articles in the media than Navient. MarketBeat recorded 9 mentions for East West Bancorp and 2 mentions for Navient. East West Bancorp's average media sentiment score of 0.98 beat Navient's score of 0.06 indicating that East West Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
East West Bancorp	8 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Navient	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility and risk, EWBC or NAVI?

East West Bancorp has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500. Comparatively, Navient has a beta of 1.34, meaning that its share price is 34% more volatile than the S&P 500.

Do analysts recommend EWBC or NAVI?

East West Bancorp presently has a consensus price target of $121.33, indicating a potential upside of 26.42%. Navient has a consensus price target of $13.07, indicating a potential upside of 7.23%. Given East West Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe East West Bancorp is more favorable than Navient.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
East West Bancorp	1 Sell rating(s)	4 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.65
Navient	4 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	1.78

Is EWBC or NAVI more profitable?

East West Bancorp has a net margin of 26.06% compared to Navient's net margin of 0.89%. East West Bancorp's return on equity of 15.09% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
East West Bancorp	26.06%	15.09%	1.56%
Navient	0.89%	4.08%	0.21%

Summary

East West Bancorp beats Navient on 14 of the 20 factors compared between the two stocks.