Navient (NAVI) Competitors

Navient (NASDAQ:NAVI) and Fifth Third Bancorp (NASDAQ:FITB) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, profitability, institutional ownership, risk, analyst recommendations, earnings and media sentiment.

Do analysts rate NAVI or FITB?

Navient presently has a consensus target price of $13.06, suggesting a potential downside of 0.97%. Fifth Third Bancorp has a consensus target price of $47.80, suggesting a potential upside of 5.59%. Given Fifth Third Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Fifth Third Bancorp is more favorable than Navient.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Navient	4 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	1.78
Fifth Third Bancorp	0 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	2 Strong Buy rating(s)	2.82

Is NAVI or FITB more profitable?

Fifth Third Bancorp has a net margin of 17.97% compared to Navient's net margin of 0.89%. Fifth Third Bancorp's return on equity of 13.31% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Navient	0.89%	4.08%	0.21%
Fifth Third Bancorp	17.97%	13.31%	1.15%

Does the media refer more to NAVI or FITB?

In the previous week, Fifth Third Bancorp had 22 more articles in the media than Navient. MarketBeat recorded 29 mentions for Fifth Third Bancorp and 7 mentions for Navient. Fifth Third Bancorp's average media sentiment score of 0.97 beat Navient's score of 0.64 indicating that Fifth Third Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Navient	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Fifth Third Bancorp	13 Very Positive mention(s)	2 Positive mention(s)	5 Neutral mention(s)	1 Negative mention(s)	2 Very Negative mention(s)	Positive

Do insiders & institutionals have more ownership in NAVI or FITB?

97.1% of Navient shares are owned by institutional investors. Comparatively, 83.8% of Fifth Third Bancorp shares are owned by institutional investors. 31.2% of Navient shares are owned by insiders. Comparatively, 0.5% of Fifth Third Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is NAVI or FITB a better dividend stock?

Navient pays an annual dividend of $0.64 per share and has a dividend yield of 4.9%. Fifth Third Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.3%. Navient pays out 206.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Fifth Third Bancorp pays out 46.0% of its earnings in the form of a dividend. Fifth Third Bancorp has increased its dividend for 14 consecutive years.

Which has better valuation & earnings, NAVI or FITB?

Fifth Third Bancorp has higher revenue and earnings than Navient. Fifth Third Bancorp is trading at a lower price-to-earnings ratio than Navient, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Navient	$4.43B	0.30	$131M	$0.31	42.55
Fifth Third Bancorp	$13.28B	2.26	$2.31B	$3.22	14.06

Which has more risk & volatility, NAVI or FITB?

Navient has a beta of 1.35, meaning that its share price is 35% more volatile than the S&P 500. Comparatively, Fifth Third Bancorp has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500.

Summary

Fifth Third Bancorp beats Navient on 15 of the 20 factors compared between the two stocks.