Navient (NAVI) Competitors

Navient (NASDAQ:NAVI) and Fifth Third Bancorp (NASDAQ:FITB) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, media sentiment, risk and dividends.

Which has better earnings & valuation, NAVI or FITB?

Fifth Third Bancorp has higher revenue and earnings than Navient. Fifth Third Bancorp is trading at a lower price-to-earnings ratio than Navient, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Navient	$4.43B	0.29	$131M	$0.31	40.84
Fifth Third Bancorp	$13.28B	2.06	$2.31B	$3.22	12.70

Do analysts rate NAVI or FITB?

Navient currently has a consensus price target of $13.56, suggesting a potential upside of 7.13%. Fifth Third Bancorp has a consensus price target of $47.80, suggesting a potential upside of 16.84%. Given Fifth Third Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Fifth Third Bancorp is more favorable than Navient.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Navient	3 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	1.89
Fifth Third Bancorp	0 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	2 Strong Buy rating(s)	2.82

Is NAVI or FITB a better dividend stock?

Navient pays an annual dividend of $0.64 per share and has a dividend yield of 5.1%. Fifth Third Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.6%. Navient pays out 206.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Fifth Third Bancorp pays out 46.0% of its earnings in the form of a dividend. Fifth Third Bancorp has raised its dividend for 14 consecutive years.

Is NAVI or FITB more profitable?

Fifth Third Bancorp has a net margin of 17.97% compared to Navient's net margin of 0.89%. Fifth Third Bancorp's return on equity of 13.31% beat Navient's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Navient	0.89%	4.08%	0.21%
Fifth Third Bancorp	17.97%	13.31%	1.15%

Does the media favor NAVI or FITB?

In the previous week, Navient had 19 more articles in the media than Fifth Third Bancorp. MarketBeat recorded 34 mentions for Navient and 15 mentions for Fifth Third Bancorp. Fifth Third Bancorp's average media sentiment score of 1.62 beat Navient's score of 0.04 indicating that Fifth Third Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Navient	10 Very Positive mention(s)	3 Positive mention(s)	8 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral
Fifth Third Bancorp	14 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do institutionals & insiders believe in NAVI or FITB?

97.1% of Navient shares are held by institutional investors. Comparatively, 83.8% of Fifth Third Bancorp shares are held by institutional investors. 31.2% of Navient shares are held by insiders. Comparatively, 0.5% of Fifth Third Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has more volatility and risk, NAVI or FITB?

Navient has a beta of 1.37, indicating that its share price is 37% more volatile than the S&P 500. Comparatively, Fifth Third Bancorp has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500.

Summary

Fifth Third Bancorp beats Navient on 14 of the 20 factors compared between the two stocks.