NMI (NMIH) Competitors

NMI (NASDAQ:NMIH) and Kinsale Capital Group (NYSE:KNSL) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, risk, media sentiment, valuation, dividends, profitability, analyst recommendations, institutional ownership and community ranking.

Does the MarketBeat Community prefer NMIH or KNSL?

NMI received 105 more outperform votes than Kinsale Capital Group when rated by MarketBeat users. However, 67.01% of users gave Kinsale Capital Group an outperform vote while only 65.24% of users gave NMI an outperform vote.

Company	Underperform	Outperform
NMI	Outperform Votes 426 65.24%	Underperform Votes 227 34.76%
Kinsale Capital Group	Outperform Votes 321 67.01%	Underperform Votes 158 32.99%

Do insiders & institutionals believe in NMIH or KNSL?

94.1% of NMI shares are owned by institutional investors. Comparatively, 85.4% of Kinsale Capital Group shares are owned by institutional investors. 3.0% of NMI shares are owned by company insiders. Comparatively, 5.5% of Kinsale Capital Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Does the media favor NMIH or KNSL?

In the previous week, Kinsale Capital Group had 2 more articles in the media than NMI. MarketBeat recorded 11 mentions for Kinsale Capital Group and 9 mentions for NMI. Kinsale Capital Group's average media sentiment score of 1.14 beat NMI's score of 0.91 indicating that Kinsale Capital Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
NMI	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Kinsale Capital Group	9 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer NMIH or KNSL?

NMI currently has a consensus price target of $42.29, suggesting a potential upside of 4.15%. Kinsale Capital Group has a consensus price target of $484.57, suggesting a potential upside of 2.31%. Given NMI's stronger consensus rating and higher possible upside, equities research analysts plainly believe NMI is more favorable than Kinsale Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NMI	0 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.71
Kinsale Capital Group	0 Sell rating(s)	6 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has more risk & volatility, NMIH or KNSL?

NMI has a beta of 0.55, indicating that its stock price is 45% less volatile than the S&P 500. Comparatively, Kinsale Capital Group has a beta of 1.2, indicating that its stock price is 20% more volatile than the S&P 500.

Which has better earnings & valuation, NMIH or KNSL?

Kinsale Capital Group has higher revenue and earnings than NMI. NMI is trading at a lower price-to-earnings ratio than Kinsale Capital Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NMI	$667.96M	4.75	$360.11M	$4.63	8.77
Kinsale Capital Group	$1.64B	6.74	$414.84M	$17.38	27.25

Is NMIH or KNSL more profitable?

NMI has a net margin of 55.32% compared to Kinsale Capital Group's net margin of 26.13%. Kinsale Capital Group's return on equity of 28.04% beat NMI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NMI	55.32%	17.33%	11.44%
Kinsale Capital Group	26.13%	28.04%	8.31%

Summary

Kinsale Capital Group beats NMI on 11 of the 18 factors compared between the two stocks.