Employers (EIG) Competitors

Employers (NYSE:EIG) and Safety Insurance Group (NASDAQ:SAFT) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, valuation, earnings, profitability, analyst recommendations, dividends, media sentiment and risk.

Which has stronger valuation & earnings, EIG or SAFT?

Employers has higher earnings, but lower revenue than Safety Insurance Group. Employers is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Employers	$889.50M	1.12	$118.60M	$4.10	10.37
Safety Insurance Group	$1.19B	0.87	$70.73M	$5.71	12.23

Does the media favor EIG or SAFT?

In the previous week, Employers had 2 more articles in the media than Safety Insurance Group. MarketBeat recorded 2 mentions for Employers and 0 mentions for Safety Insurance Group. Safety Insurance Group's average media sentiment score of 1.89 beat Employers' score of 1.67 indicating that Safety Insurance Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Employers	Very Positive
Safety Insurance Group	Very Positive

Do insiders and institutionals have more ownership in EIG or SAFT?

80.5% of Employers shares are held by institutional investors. Comparatively, 81.0% of Safety Insurance Group shares are held by institutional investors. 1.4% of Employers shares are held by insiders. Comparatively, 2.0% of Safety Insurance Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is EIG or SAFT a better dividend stock?

Employers pays an annual dividend of $1.28 per share and has a dividend yield of 3.0%. Safety Insurance Group pays an annual dividend of $3.68 per share and has a dividend yield of 5.3%. Employers pays out 31.2% of its earnings in the form of a dividend. Safety Insurance Group pays out 64.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Employers has raised its dividend for 4 consecutive years.

Do analysts recommend EIG or SAFT?

Employers presently has a consensus target price of $58.00, suggesting a potential upside of 36.44%. Given Employers' stronger consensus rating and higher possible upside, research analysts clearly believe Employers is more favorable than Safety Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Employers	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Safety Insurance Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is EIG or SAFT more profitable?

Employers has a net margin of 11.37% compared to Safety Insurance Group's net margin of 7.07%. Safety Insurance Group's return on equity of 8.34% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Employers	11.37%	7.56%	2.29%
Safety Insurance Group	7.07%	8.34%	3.09%

Which has more volatility & risk, EIG or SAFT?

Employers has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500. Comparatively, Safety Insurance Group has a beta of 0.26, suggesting that its share price is 74% less volatile than the S&P 500.

Summary

Employers beats Safety Insurance Group on 10 of the 19 factors compared between the two stocks.