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Enova International (ENVA) Competitors

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$105.99 +1.98 (+1.90%)
Closing price 10/13/2025 03:59 PM Eastern
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$105.98 0.00 (0.00%)
As of 04:07 AM Eastern
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ENVA vs. BFH, COF, EQH, EVR, FNB, JHG, OMF, SF, SNV, and SYF

Should you be buying Enova International stock or one of its competitors? The main competitors of Enova International include Bread Financial (BFH), Capital One Financial (COF), Equitable (EQH), Evercore (EVR), F.N.B. (FNB), Janus Henderson Group (JHG), OneMain (OMF), Stifel Financial (SF), Synovus Financial (SNV), and Synchrony Financial (SYF). These companies are all part of the "finance" sector.

Enova International vs. Its Competitors

Enova International (NYSE:ENVA) and Bread Financial (NYSE:BFH) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, profitability, media sentiment, risk, dividends, earnings and institutional ownership.

Enova International has a net margin of 8.75% compared to Bread Financial's net margin of 6.05%. Enova International's return on equity of 23.33% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International8.75% 23.33% 5.23%
Bread Financial 6.05%13.10%1.83%

In the previous week, Bread Financial had 7 more articles in the media than Enova International. MarketBeat recorded 12 mentions for Bread Financial and 5 mentions for Enova International. Bread Financial's average media sentiment score of 0.73 beat Enova International's score of 0.20 indicating that Bread Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bread Financial
4 Very Positive mention(s)
2 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bread Financial has higher revenue and earnings than Enova International. Bread Financial is trading at a lower price-to-earnings ratio than Enova International, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$2.66B1.00$209.45M$9.4211.25
Bread Financial$3.81B0.69$277M$5.919.54

Enova International has a beta of 1.49, indicating that its share price is 49% more volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.41, indicating that its share price is 41% more volatile than the S&P 500.

89.4% of Enova International shares are held by institutional investors. Comparatively, 99.5% of Bread Financial shares are held by institutional investors. 8.4% of Enova International shares are held by insiders. Comparatively, 0.9% of Bread Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Enova International presently has a consensus target price of $111.00, indicating a potential upside of 4.73%. Bread Financial has a consensus target price of $66.20, indicating a potential upside of 17.46%. Given Bread Financial's higher probable upside, analysts clearly believe Bread Financial is more favorable than Enova International.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
3.00
Bread Financial
3 Sell rating(s)
6 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Enova International beats Bread Financial on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ENVA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ENVA vs. The Competition

MetricEnova InternationalFIN IndustryFinance SectorNYSE Exchange
Market Cap$2.60B$10.90B$12.42B$21.48B
Dividend YieldN/A3.77%5.63%3.67%
P/E Ratio11.2521.0129.9529.66
Price / Sales1.002.3630.1086.18
Price / Cash9.438.3419.3417.79
Price / Book2.321.792.274.63
Net Income$209.45M$486.48M$1.02B$1.01B
7 Day Performance-2.35%-1.66%-0.85%-0.80%
1 Month Performance-7.92%-4.63%-1.29%0.55%
1 Year Performance23.45%16.13%534.73%13.03%

Enova International Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ENVA
Enova International
3.1563 of 5 stars
$105.99
+1.9%
$111.00
+4.7%
+23.3%$2.60B$2.66B11.251,787
BFH
Bread Financial
4.5086 of 5 stars
$54.77
-1.7%
$66.20
+20.9%
+10.9%$2.60B$4.80B9.276,000
COF
Capital One Financial
4.9833 of 5 stars
$213.78
-0.3%
$249.44
+16.7%
+33.3%$137.11B$53.94B109.6352,600Positive News
Upcoming Earnings
EQH
Equitable
4.1393 of 5 stars
$50.90
-0.5%
$64.55
+26.8%
+11.3%$15.32B$12.44B41.058,000
EVR
Evercore
4.6511 of 5 stars
$325.24
-1.2%
$303.75
-6.6%
+18.9%$12.70B$3.24B29.572,380Analyst Upgrade
FNB
F.N.B.
4.5967 of 5 stars
$16.48
+1.4%
$18.64
+13.1%
+9.2%$5.84B$1.64B12.884,280Upcoming Earnings
JHG
Janus Henderson Group
4.8609 of 5 stars
$45.61
0.0%
$47.00
+3.0%
+9.9%$7.12B$2.59B17.152,300Positive News
Analyst Upgrade
OMF
OneMain
4.9745 of 5 stars
$55.42
-1.4%
$61.50
+11.0%
+15.3%$6.68B$4.99B10.009,000Analyst Downgrade
SF
Stifel Financial
4.626 of 5 stars
$113.28
+1.7%
$116.30
+2.7%
+12.2%$11.38B$4.97B21.959,000
SNV
Synovus Financial
4.992 of 5 stars
$48.47
-0.4%
$58.50
+20.7%
+0.8%$6.76B$3.43B9.304,775Upcoming Earnings
SYF
Synchrony Financial
4.8486 of 5 stars
$71.39
+0.2%
$76.84
+7.6%
+32.1%$26.50B$16.05B8.6620,000Upcoming Earnings

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This page (NYSE:ENVA) was last updated on 10/14/2025 by MarketBeat.com Staff
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