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Enova International (ENVA) Competitors

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$93.12 -1.77 (-1.87%)
Closing price 06/13/2025 03:59 PM Eastern
Extended Trading
$93.33 +0.21 (+0.23%)
As of 06/13/2025 06:39 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

ENVA vs. COOP, GGAL, UWMC, QFIN, OMF, CADE, UPST, OZK, VLY, and PFSI

Should you be buying Enova International stock or one of its competitors? The main competitors of Enova International include Mr. Cooper Group (COOP), Grupo Financiero Galicia (GGAL), UWM (UWMC), Qifu Technology (QFIN), OneMain (OMF), Cadence Bank (CADE), Upstart (UPST), Bank OZK (OZK), Valley National Bancorp (VLY), and PennyMac Financial Services (PFSI). These companies are all part of the "banking" industry.

Enova International vs. Its Competitors

Enova International (NYSE:ENVA) and Mr. Cooper Group (NASDAQ:COOP) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, valuation, risk, media sentiment, dividends, community ranking, profitability and analyst recommendations.

Enova International received 144 more outperform votes than Mr. Cooper Group when rated by MarketBeat users. Likewise, 62.77% of users gave Enova International an outperform vote while only 62.11% of users gave Mr. Cooper Group an outperform vote.

CompanyUnderperformOutperform
Enova InternationalOutperform Votes
344
62.77%
Underperform Votes
204
37.23%
Mr. Cooper GroupOutperform Votes
200
62.11%
Underperform Votes
122
37.89%

Mr. Cooper Group has a net margin of 30.07% compared to Enova International's net margin of 7.88%. Enova International's return on equity of 19.94% beat Mr. Cooper Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Enova International7.88% 19.94% 4.73%
Mr. Cooper Group 30.07%14.76%4.15%

89.4% of Enova International shares are held by institutional investors. Comparatively, 89.8% of Mr. Cooper Group shares are held by institutional investors. 8.4% of Enova International shares are held by company insiders. Comparatively, 1.7% of Mr. Cooper Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Enova International presently has a consensus target price of $111.00, indicating a potential upside of 19.20%. Mr. Cooper Group has a consensus target price of $131.14, indicating a potential downside of 8.34%. Given Enova International's stronger consensus rating and higher probable upside, analysts plainly believe Enova International is more favorable than Mr. Cooper Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Enova International
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.00
Mr. Cooper Group
0 Sell rating(s)
3 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.63

In the previous week, Mr. Cooper Group had 6 more articles in the media than Enova International. MarketBeat recorded 9 mentions for Mr. Cooper Group and 3 mentions for Enova International. Mr. Cooper Group's average media sentiment score of 1.24 beat Enova International's score of 1.11 indicating that Mr. Cooper Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Enova International
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Mr. Cooper Group
5 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Mr. Cooper Group has higher revenue and earnings than Enova International. Enova International is trading at a lower price-to-earnings ratio than Mr. Cooper Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Enova International$2.79B0.85$209.45M$8.4910.97
Mr. Cooper Group$3.04B3.01$669M$8.8016.26

Enova International has a beta of 1.45, indicating that its share price is 45% more volatile than the S&P 500. Comparatively, Mr. Cooper Group has a beta of 1.03, indicating that its share price is 3% more volatile than the S&P 500.

Summary

Enova International and Mr. Cooper Group tied by winning 9 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ENVA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ENVA vs. The Competition

MetricEnova InternationalPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$2.36B$6.32B$11.62B$19.68B
Dividend YieldN/A4.32%5.64%3.80%
P/E Ratio12.5218.6822.8234.98
Price / Sales0.853.1226.8142.66
Price / Cash9.5911.1317.6017.51
Price / Book2.017.422.834.78
Net Income$209.45M$391.67M$1.04B$1.02B
7 Day Performance-3.48%-1.93%0.10%0.82%
1 Month Performance-4.24%-2.06%0.02%1.32%
1 Year Performance59.13%25.54%540.97%10.65%

Enova International Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ENVA
Enova International
3.1039 of 5 stars
$93.12
-1.9%
$111.00
+19.2%
+59.1%$2.36B$2.79B12.521,800News Coverage
Positive News
Gap Down
COOP
Mr. Cooper Group
4.6704 of 5 stars
$132.18
+0.7%
$131.14
-0.8%
+74.9%$8.46B$3.04B12.986,600Positive News
Options Volume
GGAL
Grupo Financiero Galicia
2.8899 of 5 stars
$54.02
-2.3%
$61.20
+13.3%
+57.1%$7.97B$6.59T7.9612,012Positive News
UWMC
UWM
3.1917 of 5 stars
$4.25
+1.2%
$6.86
+61.3%
-42.8%$6.80B$1.04B-18.488,000Gap Down
High Trading Volume
QFIN
Qifu Technology
3.8655 of 5 stars
$42.69
+0.9%
$45.10
+5.6%
+107.4%$6.73B$14.77B8.642,199Positive News
OMF
OneMain
4.9391 of 5 stars
$52.95
-0.8%
$58.40
+10.3%
+10.0%$6.30B$4.65B12.499,200Positive News
CADE
Cadence Bank
4.5675 of 5 stars
$31.07
+0.7%
$36.82
+18.5%
+11.3%$5.66B$921.95M11.226,570Analyst Downgrade
Gap Down
UPST
Upstart
4.2523 of 5 stars
$57.42
+5.7%
$67.96
+18.4%
+132.3%$5.46B$714.41M-39.331,880Analyst Forecast
Insider Trade
Gap Down
OZK
Bank OZK
4.399 of 5 stars
$46.00
+0.3%
$50.86
+10.6%
+18.0%$5.22B$1.66B7.492,650Positive News
VLY
Valley National Bancorp
4.171 of 5 stars
$8.94
+0.4%
$10.55
+18.0%
+30.8%$5.01B$1.87B12.963,830Positive News
Gap Down
PFSI
PennyMac Financial Services
4.9166 of 5 stars
$96.00
+0.3%
$121.17
+26.2%
+4.8%$4.96B$2.98B16.444,140News Coverage
Insider Trade

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This page (NYSE:ENVA) was last updated on 6/15/2025 by MarketBeat.com Staff
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