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Affirm (AFRM) Competitors

Affirm logo
$69.14 +1.08 (+1.59%)
As of 06/30/2025 04:00 PM Eastern

AFRM vs. BMO, ING, ITUB, MFG, BNS, CM, BCS, IBIT, LYG, and NU

Should you be buying Affirm stock or one of its competitors? The main competitors of Affirm include Bank Of Montreal (BMO), ING Group (ING), Itau Unibanco (ITUB), Mizuho Financial Group (MFG), Bank of Nova Scotia (BNS), Canadian Imperial Bank of Commerce (CM), Barclays (BCS), iShares Bitcoin Trust ETF (IBIT), Lloyds Banking Group (LYG), and NU (NU). These companies are all part of the "banking" industry.

Affirm vs. Its Competitors

Bank Of Montreal (NYSE:BMO) and Affirm (NASDAQ:AFRM) are both large-cap banking companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, risk, analyst recommendations, profitability, media sentiment, dividends, earnings and valuation.

Bank Of Montreal has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Bank Of Montreal, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank Of Montreal$58.27B1.37$5.38B$7.7114.35
Affirm$2.32B9.60-$517.76M-$0.21-329.24

Bank Of Montreal has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500. Comparatively, Affirm has a beta of 3.58, meaning that its share price is 258% more volatile than the S&P 500.

Bank Of Montreal has a net margin of 10.25% compared to Affirm's net margin of -2.07%. Bank Of Montreal's return on equity of 10.15% beat Affirm's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank Of Montreal10.25% 10.15% 0.55%
Affirm -2.07%-2.22%-0.61%

Bank Of Montreal currently has a consensus price target of $129.50, indicating a potential upside of 17.07%. Affirm has a consensus price target of $65.67, indicating a potential downside of 5.02%. Given Bank Of Montreal's higher possible upside, research analysts clearly believe Bank Of Montreal is more favorable than Affirm.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank Of Montreal
0 Sell rating(s)
8 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.11
Affirm
0 Sell rating(s)
8 Hold rating(s)
17 Buy rating(s)
1 Strong Buy rating(s)
2.73

In the previous week, Bank Of Montreal had 5 more articles in the media than Affirm. MarketBeat recorded 11 mentions for Bank Of Montreal and 6 mentions for Affirm. Affirm's average media sentiment score of 0.79 beat Bank Of Montreal's score of 0.43 indicating that Affirm is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank Of Montreal
3 Very Positive mention(s)
1 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Affirm
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

45.8% of Bank Of Montreal shares are owned by institutional investors. Comparatively, 69.3% of Affirm shares are owned by institutional investors. 1.0% of Bank Of Montreal shares are owned by insiders. Comparatively, 11.8% of Affirm shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Bank Of Montreal beats Affirm on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding AFRM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AFRM vs. The Competition

MetricAffirmINTERNET SOFTWARE IndustryComputer SectorNASDAQ Exchange
Market Cap$21.96B$18.25B$27.27B$8.90B
Dividend YieldN/A2.61%2.94%4.13%
P/E Ratio-329.2466.1535.8419.67
Price / Sales9.6068.792,014.49110.29
Price / CashN/A83.9433.8927.49
Price / Book7.878.537.055.42
Net Income-$517.76M$335.91M$762.33M$248.34M
7 Day Performance5.30%1.98%1.82%0.81%
1 Month Performance33.32%2.74%6.10%5.01%
1 Year Performance131.78%68.84%52,172.47%18.10%

Affirm Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFRM
Affirm
2.12 of 5 stars
$69.14
+1.6%
$65.67
-5.0%
+128.9%$21.96B$2.32B-329.242,006Analyst Forecast
BMO
Bank Of Montreal
4.6318 of 5 stars
$105.22
+0.1%
$129.50
+23.1%
+31.9%$75.93B$58.27B13.6453,597
ING
ING Group
3.8872 of 5 stars
$20.71
+1.5%
N/A+27.6%$72.43B$22.58B9.8160,000Positive News
ITUB
Itau Unibanco
3.1617 of 5 stars
$6.63
-0.1%
$6.27
-5.3%
+28.3%$71.32B$62.19B9.3596,219Dividend Cut
MFG
Mizuho Financial Group
3.8224 of 5 stars
$5.43
-0.5%
N/A+31.4%$68.34B$59.30B11.5452,307Positive News
BNS
Bank of Nova Scotia
4.3281 of 5 stars
$54.19
+0.0%
$81.00
+49.5%
+21.0%$67.49B$55.90B15.8988,488
CM
Canadian Imperial Bank of Commerce
4.9637 of 5 stars
$69.70
+1.2%
$109.00
+56.4%
+49.1%$65.54B$47.09B12.2548,552
BCS
Barclays
4.571 of 5 stars
$17.55
-0.2%
N/A+73.6%$62.43B$34.23B8.9192,900
IBIT
iShares Bitcoin Trust ETF
N/A$58.64
-0.1%
N/A+79.3%$61.81BN/A0.00N/A
LYG
Lloyds Banking Group
3.933 of 5 stars
$4.10
-0.1%
N/A+55.7%$61.67B$43.81B11.7061,228Positive News
NU
NU
3.2836 of 5 stars
$12.34
+1.6%
$15.13
+22.7%
+6.6%$59.44B$11.52B28.698,716Analyst Forecast

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This page (NASDAQ:AFRM) was last updated on 7/1/2025 by MarketBeat.com Staff
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