Affirm (AFRM) Competitors $61.00 -0.34 (-0.55%) Closing price 04:00 PM EasternExtended Trading$60.98 -0.02 (-0.04%) As of 07:58 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock AFRM vs. BNS, LYG, BCS, CM, IBIT, NWG, NU, DB, BBD, and KBShould you be buying Affirm stock or one of its competitors? The main competitors of Affirm include Bank of Nova Scotia (BNS), Lloyds Banking Group (LYG), Barclays (BCS), Canadian Imperial Bank of Commerce (CM), iShares Bitcoin Trust ETF (IBIT), NatWest Group (NWG), NU (NU), Deutsche Bank Aktiengesellschaft (DB), Banco Bradesco (BBD), and KB Financial Group (KB). These companies are all part of the "banking" industry. Affirm vs. Bank of Nova Scotia Lloyds Banking Group Barclays Canadian Imperial Bank of Commerce iShares Bitcoin Trust ETF NatWest Group NU Deutsche Bank Aktiengesellschaft Banco Bradesco KB Financial Group Affirm (NASDAQ:AFRM) and Bank of Nova Scotia (NYSE:BNS) are both large-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, analyst recommendations, dividends, valuation, institutional ownership, profitability, community ranking and media sentiment. Do insiders & institutionals believe in AFRM or BNS? 69.3% of Affirm shares are owned by institutional investors. Comparatively, 49.1% of Bank of Nova Scotia shares are owned by institutional investors. 11.8% of Affirm shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Which has stronger valuation and earnings, AFRM or BNS? Bank of Nova Scotia has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Bank of Nova Scotia, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAffirm$3.01B6.54-$517.76M-$0.21-290.48Bank of Nova Scotia$35.13B1.92$5.70B$3.4115.86 Do analysts rate AFRM or BNS? Affirm presently has a consensus target price of $64.85, indicating a potential upside of 6.31%. Bank of Nova Scotia has a consensus target price of $81.00, indicating a potential upside of 49.79%. Given Bank of Nova Scotia's higher probable upside, analysts clearly believe Bank of Nova Scotia is more favorable than Affirm.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Affirm 0 Sell rating(s) 7 Hold rating(s) 16 Buy rating(s) 1 Strong Buy rating(s) 2.75Bank of Nova Scotia 0 Sell rating(s) 5 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.44 Is AFRM or BNS more profitable? Bank of Nova Scotia has a net margin of 10.20% compared to Affirm's net margin of -7.10%. Bank of Nova Scotia's return on equity of 11.56% beat Affirm's return on equity.Company Net Margins Return on Equity Return on Assets Affirm-7.10% -7.25% -2.02% Bank of Nova Scotia 10.20%11.56%0.61% Which has more risk & volatility, AFRM or BNS? Affirm has a beta of 3.58, meaning that its stock price is 258% more volatile than the S&P 500. Comparatively, Bank of Nova Scotia has a beta of 1.13, meaning that its stock price is 13% more volatile than the S&P 500. Does the MarketBeat Community prefer AFRM or BNS? Bank of Nova Scotia received 643 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 63.23% of users gave Bank of Nova Scotia an outperform vote while only 41.18% of users gave Affirm an outperform vote. CompanyUnderperformOutperformAffirmOutperform Votes11241.18% Underperform Votes16058.82% Bank of Nova ScotiaOutperform Votes75563.23% Underperform Votes43936.77% Does the media refer more to AFRM or BNS? In the previous week, Affirm had 7 more articles in the media than Bank of Nova Scotia. MarketBeat recorded 10 mentions for Affirm and 3 mentions for Bank of Nova Scotia. Bank of Nova Scotia's average media sentiment score of 1.21 beat Affirm's score of 0.66 indicating that Bank of Nova Scotia is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Affirm 2 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Bank of Nova Scotia 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryBank of Nova Scotia beats Affirm on 11 of the 19 factors compared between the two stocks. Get Affirm News Delivered to You Automatically Sign up to receive the latest news and ratings for AFRM and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart AFRM vs. The Competition Export to ExcelMetricAffirmPersonal credit institutions IndustryBusiness SectorNASDAQ ExchangeMarket Cap$19.68B$6.42B$14.26B$8.66BDividend YieldN/A4.40%2.63%4.19%P/E Ratio-93.8519.0734.0220.17Price / Sales6.543.24336.20161.90Price / CashN/A11.1330.9334.64Price / Book6.958.595.474.72Net Income-$517.76M$391.67M$195.34M$247.80M7 Day Performance10.99%3.93%2.84%3.36%1 Month Performance31.35%5.76%5.95%9.71%1 Year Performance100.39%26.45%23.05%14.41% Affirm Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)AFRMAffirm1.8682 of 5 stars$61.00-0.6%$64.85+6.3%+104.1%$19.68B$3.01B-93.852,550Analyst ForecastBNSBank of Nova Scotia4.4113 of 5 stars$53.46-0.1%$81.00+51.5%+15.1%$66.57B$35.13B12.3791,000Positive NewsLYGLloyds Banking Group3.6572 of 5 stars$4.27+1.3%N/A+52.5%$64.13B$18.91B12.9259,400BCSBarclays4.2975 of 5 stars$17.92+0.5%N/A+63.7%$63.89B$26.99B9.7487,400Trending NewsCMCanadian Imperial Bank of Commerce4.9199 of 5 stars$67.83-0.2%$109.00+60.7%+40.3%$63.72B$26.57B12.6750,400IBITiShares Bitcoin Trust ETFN/A$59.29-0.3%N/A+56.7%$62.49BN/A0.00N/ANWGNatWest Group4.5123 of 5 stars$14.45+1.0%N/A+74.9%$58.17B$15.16B10.6261,000Positive NewsNUNU4.035 of 5 stars$11.95-0.5%$15.13+26.7%+0.3%$57.59B$8.54B29.886,080DBDeutsche Bank Aktiengesellschaft2.5988 of 5 stars$27.780.0%N/A+70.0%$55.33B$30.82B19.9883,000Trending NewsAnalyst ForecastBBDBanco Bradesco2.4548 of 5 stars$2.89+0.2%$2.40-16.8%+16.9%$30.70B$110.76B9.6288,400KBKB Financial Group4.6441 of 5 stars$73.21-2.1%N/A+43.0%$28.80B$19.92T8.53150Positive NewsGap Down Related Companies and Tools Related Companies Bank of Nova Scotia Alternatives Lloyds Banking Group Alternatives Barclays Alternatives Canadian Imperial Bank of Commerce Alternatives iShares Bitcoin Trust ETF Alternatives NatWest Group Alternatives NU Alternatives Deutsche Bank Aktiengesellschaft Alternatives Banco Bradesco Alternatives KB Financial Group Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:AFRM) was last updated on 6/10/2025 by MarketBeat.com Staff From Our PartnersBanks aren’t ready for this altcoin—are you?Urgent Crypto Market Alert The last time we saw this pattern, early investors made fortunes...Crypto 101 Media | SponsoredTrump’s Exec Order #14154 could be a “Millionaire-Maker”Former Presidential Advisor, Jim Rickards, says Trump could “rewire our economy and hand millions of Americans...Paradigm Press | SponsoredAn AI run of epic proportions is only getting startedI just put together an urgent new presentation that you need to see right away. 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