Donegal Group (DGICA) Competitors

Donegal Group (NASDAQ:DGICA) and HCI Group (NYSE:HCI) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, dividends, analyst recommendations, profitability, valuation, risk, community ranking and media sentiment.

Does the MarketBeat Community believe in DGICA or HCI?

HCI Group received 31 more outperform votes than Donegal Group when rated by MarketBeat users. Likewise, 62.13% of users gave HCI Group an outperform vote while only 56.27% of users gave Donegal Group an outperform vote.

Company	Underperform	Outperform
Donegal Group	Outperform Votes 220 56.27%	Underperform Votes 171 43.73%
HCI Group	Outperform Votes 251 62.13%	Underperform Votes 153 37.87%

Is DGICA or HCI more profitable?

HCI Group has a net margin of 19.37% compared to Donegal Group's net margin of 5.14%. HCI Group's return on equity of 34.17% beat Donegal Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Donegal Group	5.14%	9.50%	2.02%
HCI Group	19.37%	34.17%	7.44%

Do institutionals & insiders believe in DGICA or HCI?

28.0% of Donegal Group shares are held by institutional investors. Comparatively, 87.0% of HCI Group shares are held by institutional investors. 6.6% of Donegal Group shares are held by company insiders. Comparatively, 21.9% of HCI Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has stronger valuation & earnings, DGICA or HCI?

HCI Group has lower revenue, but higher earnings than Donegal Group. Donegal Group is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Donegal Group	$993.64M	0.69	$4.43M	$2.05	9.31
HCI Group	$760.09M	2.36	$79.03M	$10.34	15.04

Which has more risk and volatility, DGICA or HCI?

Donegal Group has a beta of 0.02, indicating that its stock price is 98% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500.

Is DGICA or HCI a better dividend stock?

Donegal Group pays an annual dividend of $0.73 per share and has a dividend yield of 3.8%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.0%. Donegal Group pays out 35.6% of its earnings in the form of a dividend. HCI Group pays out 15.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Donegal Group has raised its dividend for 5 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate DGICA or HCI?

Donegal Group presently has a consensus price target of $18.00, indicating a potential downside of 5.64%. HCI Group has a consensus price target of $181.25, indicating a potential upside of 16.56%. Given HCI Group's stronger consensus rating and higher probable upside, analysts plainly believe HCI Group is more favorable than Donegal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Donegal Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
HCI Group	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media prefer DGICA or HCI?

In the previous week, HCI Group had 1 more articles in the media than Donegal Group. MarketBeat recorded 5 mentions for HCI Group and 4 mentions for Donegal Group. Donegal Group's average media sentiment score of 1.29 beat HCI Group's score of 0.59 indicating that Donegal Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Donegal Group	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
HCI Group	1 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

HCI Group beats Donegal Group on 17 of the 21 factors compared between the two stocks.