Donegal Group (DGICA) Competitors

Hilltop (NYSE:HTH) and Donegal Group (NASDAQ:DGICA) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, dividends, risk, analyst recommendations, earnings, valuation, profitability and institutional ownership.

Do institutionals and insiders believe in HTH or DGICA?

57.1% of Hilltop shares are owned by institutional investors. Comparatively, 28.0% of Donegal Group shares are owned by institutional investors. 29.9% of Hilltop shares are owned by insiders. Comparatively, 6.6% of Donegal Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Do analysts recommend HTH or DGICA?

Hilltop presently has a consensus target price of $33.00, indicating a potential upside of 5.67%. Donegal Group has a consensus target price of $18.00, indicating a potential downside of 1.85%. Given Hilltop's higher possible upside, analysts plainly believe Hilltop is more favorable than Donegal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hilltop	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Donegal Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is HTH or DGICA a better dividend stock?

Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Donegal Group pays an annual dividend of $0.73 per share and has a dividend yield of 4.0%. Hilltop pays out 36.5% of its earnings in the form of a dividend. Donegal Group pays out 35.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has raised its dividend for 8 consecutive years and Donegal Group has raised its dividend for 5 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is HTH or DGICA more profitable?

Hilltop has a net margin of 7.87% compared to Donegal Group's net margin of 7.06%. Donegal Group's return on equity of 12.82% beat Hilltop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hilltop	7.87%	5.79%	0.80%
Donegal Group	7.06%	12.82%	2.91%

Which has better earnings & valuation, HTH or DGICA?

Hilltop has higher revenue and earnings than Donegal Group. Donegal Group is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hilltop	$1.61B	1.25	$113.21M	$1.97	15.85
Donegal Group	$989.60M	0.67	$50.86M	$2.05	8.95

Which has more risk and volatility, HTH or DGICA?

Hilltop has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500. Comparatively, Donegal Group has a beta of 0.01, suggesting that its share price is 99% less volatile than the S&P 500.

Does the media favor HTH or DGICA?

In the previous week, Hilltop and Hilltop both had 5 articles in the media. Donegal Group's average media sentiment score of 0.53 beat Hilltop's score of 0.52 indicating that Donegal Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hilltop	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Donegal Group	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Hilltop beats Donegal Group on 10 of the 16 factors compared between the two stocks.