Donegal Group (DGICA) Competitors

HCI Group (NYSE:HCI) and Donegal Group (NASDAQ:DGICA) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, media sentiment, earnings, institutional ownership, analyst recommendations, risk, valuation and profitability.

Do institutionals & insiders believe in HCI or DGICA?

87.0% of HCI Group shares are held by institutional investors. Comparatively, 28.0% of Donegal Group shares are held by institutional investors. 21.9% of HCI Group shares are held by insiders. Comparatively, 6.6% of Donegal Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is HCI or DGICA more profitable?

HCI Group has a net margin of 18.58% compared to Donegal Group's net margin of 8.33%. HCI Group's return on equity of 25.84% beat Donegal Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HCI Group	18.58%	25.84%	6.58%
Donegal Group	8.33%	14.33%	3.41%

Which has higher earnings & valuation, HCI or DGICA?

HCI Group has higher earnings, but lower revenue than Donegal Group. Donegal Group is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HCI Group	$750.05M	2.83	$109.95M	$11.28	14.53
Donegal Group	$989.60M	0.65	$50.86M	$2.38	7.42

Do analysts rate HCI or DGICA?

HCI Group currently has a consensus price target of $181.25, indicating a potential upside of 10.59%. Donegal Group has a consensus price target of $18.00, indicating a potential upside of 1.87%. Given HCI Group's stronger consensus rating and higher possible upside, research analysts plainly believe HCI Group is more favorable than Donegal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HCI Group	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Donegal Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more volatility and risk, HCI or DGICA?

HCI Group has a beta of 1.24, meaning that its share price is 24% more volatile than the S&P 500. Comparatively, Donegal Group has a beta of 0.01, meaning that its share price is 99% less volatile than the S&P 500.

Does the media prefer HCI or DGICA?

In the previous week, HCI Group had 2 more articles in the media than Donegal Group. MarketBeat recorded 7 mentions for HCI Group and 5 mentions for Donegal Group. HCI Group's average media sentiment score of 1.34 beat Donegal Group's score of 1.09 indicating that HCI Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HCI Group	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Donegal Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is HCI or DGICA a better dividend stock?

HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.0%. Donegal Group pays an annual dividend of $0.73 per share and has a dividend yield of 4.1%. HCI Group pays out 14.2% of its earnings in the form of a dividend. Donegal Group pays out 30.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Donegal Group has increased its dividend for 5 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

HCI Group beats Donegal Group on 16 of the 19 factors compared between the two stocks.