Donegal Group (DGICA) Competitors

Hilltop (NYSE:HTH) and Donegal Group (NASDAQ:DGICA) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, risk, valuation, profitability, institutional ownership and earnings.

Does the media refer more to HTH or DGICA?

In the previous week, Donegal Group had 1 more articles in the media than Hilltop. MarketBeat recorded 4 mentions for Donegal Group and 3 mentions for Hilltop. Hilltop's average media sentiment score of 0.86 beat Donegal Group's score of 0.34 indicating that Hilltop is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hilltop	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Donegal Group	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts recommend HTH or DGICA?

Hilltop presently has a consensus price target of $33.00, suggesting a potential upside of 3.42%. Donegal Group has a consensus price target of $18.00, suggesting a potential downside of 6.83%. Given Hilltop's higher probable upside, analysts clearly believe Hilltop is more favorable than Donegal Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hilltop	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Donegal Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more risk & volatility, HTH or DGICA?

Hilltop has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500. Comparatively, Donegal Group has a beta of 0.01, meaning that its share price is 99% less volatile than the S&P 500.

Is HTH or DGICA a better dividend stock?

Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Donegal Group pays an annual dividend of $0.73 per share and has a dividend yield of 3.8%. Hilltop pays out 36.5% of its earnings in the form of a dividend. Donegal Group pays out 35.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has raised its dividend for 8 consecutive years and Donegal Group has raised its dividend for 5 consecutive years. Donegal Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is HTH or DGICA more profitable?

Hilltop has a net margin of 7.87% compared to Donegal Group's net margin of 7.06%. Donegal Group's return on equity of 12.82% beat Hilltop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hilltop	7.87%	5.79%	0.80%
Donegal Group	7.06%	12.82%	2.91%

Do insiders & institutionals have more ownership in HTH or DGICA?

57.1% of Hilltop shares are owned by institutional investors. Comparatively, 28.0% of Donegal Group shares are owned by institutional investors. 29.9% of Hilltop shares are owned by insiders. Comparatively, 6.6% of Donegal Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has preferable earnings & valuation, HTH or DGICA?

Hilltop has higher revenue and earnings than Donegal Group. Donegal Group is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hilltop	$1.61B	1.27	$113.21M	$1.97	16.20
Donegal Group	$989.60M	0.70	$50.86M	$2.05	9.42

Summary

Hilltop beats Donegal Group on 11 of the 17 factors compared between the two stocks.