United Fire Group (UFCS) Competitors

United Fire Group (NASDAQ:UFCS) and Kinsale Capital Group (NYSE:KNSL) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, media sentiment, earnings, risk and valuation.

Do insiders & institutionals have more ownership in UFCS or KNSL?

62.7% of United Fire Group shares are held by institutional investors. Comparatively, 85.4% of Kinsale Capital Group shares are held by institutional investors. 6.1% of United Fire Group shares are held by company insiders. Comparatively, 5.5% of Kinsale Capital Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has more volatility & risk, UFCS or KNSL?

United Fire Group has a beta of 0.5, indicating that its share price is 50% less volatile than the S&P 500. Comparatively, Kinsale Capital Group has a beta of 1.19, indicating that its share price is 19% more volatile than the S&P 500.

Is UFCS or KNSL more profitable?

Kinsale Capital Group has a net margin of 24.73% compared to United Fire Group's net margin of 5.13%. Kinsale Capital Group's return on equity of 26.36% beat United Fire Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Fire Group	5.13%	9.01%	2.01%
Kinsale Capital Group	24.73%	26.36%	7.90%

Does the media refer more to UFCS or KNSL?

In the previous week, Kinsale Capital Group had 7 more articles in the media than United Fire Group. MarketBeat recorded 10 mentions for Kinsale Capital Group and 3 mentions for United Fire Group. Kinsale Capital Group's average media sentiment score of 1.35 beat United Fire Group's score of 0.54 indicating that Kinsale Capital Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
United Fire Group	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Kinsale Capital Group	8 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer UFCS or KNSL?

United Fire Group currently has a consensus target price of $30.00, indicating a potential upside of 8.42%. Kinsale Capital Group has a consensus target price of $491.88, indicating a potential upside of 4.05%. Given United Fire Group's stronger consensus rating and higher probable upside, analysts plainly believe United Fire Group is more favorable than Kinsale Capital Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Fire Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Kinsale Capital Group	0 Sell rating(s)	6 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.40

Is UFCS or KNSL a better dividend stock?

United Fire Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.3%. Kinsale Capital Group pays an annual dividend of $0.68 per share and has a dividend yield of 0.1%. United Fire Group pays out 25.3% of its earnings in the form of a dividend. Kinsale Capital Group pays out 3.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kinsale Capital Group has raised its dividend for 2 consecutive years.

Which has stronger earnings & valuation, UFCS or KNSL?

Kinsale Capital Group has higher revenue and earnings than United Fire Group. United Fire Group is trading at a lower price-to-earnings ratio than Kinsale Capital Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Fire Group	$1.25B	0.56	$61.96M	$2.53	10.94
Kinsale Capital Group	$1.59B	6.94	$414.84M	$17.38	27.20

Summary

Kinsale Capital Group beats United Fire Group on 15 of the 19 factors compared between the two stocks.