Univest Corporation of Pennsylvania (UVSP) Competitors

First BanCorp. (NYSE:FBP) and Univest Corporation of Pennsylvania (NASDAQ:UVSP) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, media sentiment, profitability, valuation, earnings, risk and institutional ownership.

Which has higher earnings & valuation, FBP or UVSP?

First BanCorp. has higher revenue and earnings than Univest Corporation of Pennsylvania. First BanCorp. is trading at a lower price-to-earnings ratio than Univest Corporation of Pennsylvania, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First BanCorp.	$1.23B	2.89	$298.72M	$1.84	11.92
Univest Corporation of Pennsylvania	$500.41M	1.89	$75.93M	$2.67	12.24

Is FBP or UVSP a better dividend stock?

First BanCorp. pays an annual dividend of $0.72 per share and has a dividend yield of 3.3%. Univest Corporation of Pennsylvania pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. First BanCorp. pays out 39.1% of its earnings in the form of a dividend. Univest Corporation of Pennsylvania pays out 33.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First BanCorp. has increased its dividend for 6 consecutive years and Univest Corporation of Pennsylvania has increased its dividend for 1 consecutive years. First BanCorp. is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, FBP or UVSP?

First BanCorp. has a beta of 0.93, meaning that its stock price is 7% less volatile than the S&P 500. Comparatively, Univest Corporation of Pennsylvania has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of FBP or UVSP?

97.9% of First BanCorp. shares are owned by institutional investors. Comparatively, 75.1% of Univest Corporation of Pennsylvania shares are owned by institutional investors. 2.3% of First BanCorp. shares are owned by company insiders. Comparatively, 1.7% of Univest Corporation of Pennsylvania shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the media prefer FBP or UVSP?

In the previous week, Univest Corporation of Pennsylvania had 4 more articles in the media than First BanCorp.. MarketBeat recorded 5 mentions for Univest Corporation of Pennsylvania and 1 mentions for First BanCorp.. First BanCorp.'s average media sentiment score of 0.75 beat Univest Corporation of Pennsylvania's score of 0.67 indicating that First BanCorp. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First BanCorp.	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Univest Corporation of Pennsylvania	1 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FBP or UVSP more profitable?

First BanCorp. has a net margin of 24.46% compared to Univest Corporation of Pennsylvania's net margin of 15.54%. First BanCorp.'s return on equity of 18.22% beat Univest Corporation of Pennsylvania's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First BanCorp.	24.46%	18.22%	1.59%
Univest Corporation of Pennsylvania	15.54%	8.84%	0.97%

Do analysts rate FBP or UVSP?

First BanCorp. presently has a consensus target price of $22.80, suggesting a potential upside of 3.97%. Univest Corporation of Pennsylvania has a consensus target price of $29.00, suggesting a potential downside of 11.27%. Given First BanCorp.'s stronger consensus rating and higher probable upside, equities analysts clearly believe First BanCorp. is more favorable than Univest Corporation of Pennsylvania.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First BanCorp.	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
Univest Corporation of Pennsylvania	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

First BanCorp. beats Univest Corporation of Pennsylvania on 15 of the 19 factors compared between the two stocks.