Univest Financial (UVSP) Competitors

First BanCorp. (NYSE:FBP) and Univest Financial (NASDAQ:UVSP) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends, earnings, media sentiment and community ranking.

Is FBP or UVSP a better dividend stock?

First BanCorp. pays an annual dividend of $0.72 per share and has a dividend yield of 3.6%. Univest Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.9%. First BanCorp. pays out 39.1% of its earnings in the form of a dividend. Univest Financial pays out 33.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more volatility & risk, FBP or UVSP?

First BanCorp. has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500. Comparatively, Univest Financial has a beta of 0.72, indicating that its stock price is 28% less volatile than the S&P 500.

Which has preferable valuation & earnings, FBP or UVSP?

First BanCorp. has higher revenue and earnings than Univest Financial. First BanCorp. is trading at a lower price-to-earnings ratio than Univest Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First BanCorp.	$920.41M	3.53	$298.72M	$1.84	10.82
Univest Financial	$301.36M	2.88	$75.93M	$2.67	11.20

Does the media favor FBP or UVSP?

In the previous week, First BanCorp. had 6 more articles in the media than Univest Financial. MarketBeat recorded 14 mentions for First BanCorp. and 8 mentions for Univest Financial. First BanCorp.'s average media sentiment score of 1.19 beat Univest Financial's score of 0.96 indicating that First BanCorp. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First BanCorp.	8 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Univest Financial	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer FBP or UVSP?

First BanCorp. received 129 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 60.80% of users gave First BanCorp. an outperform vote while only 50.16% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
First BanCorp.	Outperform Votes 290 60.80%	Underperform Votes 187 39.20%
Univest Financial	Outperform Votes 161 50.16%	Underperform Votes 160 49.84%

Is FBP or UVSP more profitable?

First BanCorp. has a net margin of 24.37% compared to Univest Financial's net margin of 15.17%. First BanCorp.'s return on equity of 18.89% beat Univest Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First BanCorp.	24.37%	18.89%	1.58%
Univest Financial	15.17%	8.51%	0.92%

Do institutionals & insiders hold more shares of FBP or UVSP?

97.9% of First BanCorp. shares are owned by institutional investors. Comparatively, 75.1% of Univest Financial shares are owned by institutional investors. 2.3% of First BanCorp. shares are owned by company insiders. Comparatively, 1.7% of Univest Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Do analysts rate FBP or UVSP?

First BanCorp. presently has a consensus price target of $22.80, suggesting a potential upside of 14.49%. Univest Financial has a consensus price target of $29.00, suggesting a potential downside of 3.04%. Given First BanCorp.'s stronger consensus rating and higher probable upside, equities analysts clearly believe First BanCorp. is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First BanCorp.	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
Univest Financial	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

First BanCorp. beats Univest Financial on 17 of the 20 factors compared between the two stocks.