Univest Financial (UVSP) Competitors

Univest Financial (NASDAQ:UVSP) and Renasant (NASDAQ:RNST) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, dividends, community ranking, analyst recommendations, earnings and valuation.

Does the MarketBeat Community prefer UVSP or RNST?

Renasant received 216 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 57.65% of users gave Renasant an outperform vote while only 50.16% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
Univest Financial	Outperform Votes 161 50.16%	Underperform Votes 160 49.84%
Renasant	Outperform Votes 377 57.65%	Underperform Votes 277 42.35%

Is UVSP or RNST more profitable?

Renasant has a net margin of 17.91% compared to Univest Financial's net margin of 15.17%. Univest Financial's return on equity of 8.51% beat Renasant's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Univest Financial	15.17%	8.51%	0.92%
Renasant	17.91%	6.58%	0.93%

Which has more risk and volatility, UVSP or RNST?

Univest Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500. Comparatively, Renasant has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of UVSP or RNST?

75.1% of Univest Financial shares are owned by institutional investors. Comparatively, 77.3% of Renasant shares are owned by institutional investors. 1.7% of Univest Financial shares are owned by company insiders. Comparatively, 2.8% of Renasant shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Does the media favor UVSP or RNST?

In the previous week, Univest Financial and Univest Financial both had 4 articles in the media. Univest Financial's average media sentiment score of 1.41 beat Renasant's score of 0.00 indicating that Univest Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Univest Financial	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Renasant	0 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has stronger valuation & earnings, UVSP or RNST?

Renasant has higher revenue and earnings than Univest Financial. Univest Financial is trading at a lower price-to-earnings ratio than Renasant, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Univest Financial	$301.36M	2.85	$75.93M	$2.67	11.16
Renasant	$668.50M	5.12	$195.46M	$3.22	11.18

Do analysts recommend UVSP or RNST?

Univest Financial currently has a consensus price target of $29.00, suggesting a potential downside of 2.65%. Renasant has a consensus price target of $41.00, suggesting a potential upside of 13.86%. Given Renasant's stronger consensus rating and higher possible upside, analysts clearly believe Renasant is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Univest Financial	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Renasant	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.83

Is UVSP or RNST a better dividend stock?

Univest Financial pays an annual dividend of $0.88 per share and has a dividend yield of 3.0%. Renasant pays an annual dividend of $0.88 per share and has a dividend yield of 2.4%. Univest Financial pays out 33.0% of its earnings in the form of a dividend. Renasant pays out 27.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Financial has increased its dividend for 1 consecutive years. Univest Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Renasant beats Univest Financial on 16 of the 21 factors compared between the two stocks.