American Express (AXP) Competitors $285.83 -10.34 (-3.49%) As of 03:11 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock AXP vs. COF, DFS, SLM, CACC, NNI, ECPG, WRLD, EZPW, PRAA, and GDOTShould you be buying American Express stock or one of its competitors? The main competitors of American Express include Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), Credit Acceptance (CACC), Nelnet (NNI), Encore Capital Group (ECPG), World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), and Green Dot (GDOT). These companies are all part of the "consumer finance" industry. American Express vs. Capital One Financial Discover Financial Services SLM Credit Acceptance Nelnet Encore Capital Group World Acceptance EZCORP PRA Group Green Dot American Express (NYSE:AXP) and Capital One Financial (NYSE:COF) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, risk, analyst recommendations, community ranking, dividends, valuation, earnings and profitability. Does the media favor AXP or COF? In the previous week, Capital One Financial had 36 more articles in the media than American Express. MarketBeat recorded 73 mentions for Capital One Financial and 37 mentions for American Express. American Express' average media sentiment score of 1.44 beat Capital One Financial's score of 0.58 indicating that American Express is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment American Express 31 Very Positive mention(s) 3 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Capital One Financial 35 Very Positive mention(s) 8 Positive mention(s) 14 Neutral mention(s) 7 Negative mention(s) 3 Very Negative mention(s) Positive Is AXP or COF a better dividend stock? American Express pays an annual dividend of $3.28 per share and has a dividend yield of 1.1%. Capital One Financial pays an annual dividend of $2.40 per share and has a dividend yield of 1.3%. American Express pays out 22.9% of its earnings in the form of a dividend. Capital One Financial pays out 20.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. American Express has increased its dividend for 4 consecutive years. Capital One Financial is clearly the better dividend stock, given its higher yield and lower payout ratio. Is AXP or COF more profitable? American Express has a net margin of 15.36% compared to Capital One Financial's net margin of 9.46%. American Express' return on equity of 32.65% beat Capital One Financial's return on equity.Company Net Margins Return on Equity Return on Assets American Express15.36% 32.65% 3.56% Capital One Financial 9.46%9.45%1.17% Which has better earnings and valuation, AXP or COF? American Express has higher revenue and earnings than Capital One Financial. Capital One Financial is trading at a lower price-to-earnings ratio than American Express, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAmerican Express$67.12B3.00$10.13B$14.3220.05Capital One Financial$39.71B1.84$4.75B$11.9116.00 Does the MarketBeat Community favor AXP or COF? Capital One Financial received 94 more outperform votes than American Express when rated by MarketBeat users. Likewise, 64.49% of users gave Capital One Financial an outperform vote while only 59.84% of users gave American Express an outperform vote. CompanyUnderperformOutperformAmerican ExpressOutperform Votes120159.84% Underperform Votes80640.16% Capital One FinancialOutperform Votes129564.49% Underperform Votes71335.51% Do analysts prefer AXP or COF? American Express presently has a consensus target price of $295.05, indicating a potential upside of 2.74%. Capital One Financial has a consensus target price of $207.60, indicating a potential upside of 8.95%. Given Capital One Financial's stronger consensus rating and higher possible upside, analysts plainly believe Capital One Financial is more favorable than American Express.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score American Express 1 Sell rating(s) 15 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.29Capital One Financial 0 Sell rating(s) 4 Hold rating(s) 12 Buy rating(s) 2 Strong Buy rating(s) 2.89 Which has more volatility and risk, AXP or COF? American Express has a beta of 1.23, meaning that its share price is 23% more volatile than the S&P 500. Comparatively, Capital One Financial has a beta of 1.13, meaning that its share price is 13% more volatile than the S&P 500. Do insiders & institutionals have more ownership in AXP or COF? 84.3% of American Express shares are owned by institutional investors. Comparatively, 89.8% of Capital One Financial shares are owned by institutional investors. 0.2% of American Express shares are owned by company insiders. Comparatively, 1.3% of Capital One Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. SummaryAmerican Express and Capital One Financial tied by winning 11 of the 22 factors compared between the two stocks. Get American Express News Delivered to You Automatically Sign up to receive the latest news and ratings for AXP and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart AXP vs. The Competition Export to ExcelMetricAmerican ExpressNondepository credit institutions IndustryFinance SectorNYSE ExchangeMarket Cap$200.79B$8.06B$11.60B$19.61BDividend Yield1.10%4.38%5.46%3.84%P/E Ratio20.4617.8122.7034.79Price / Sales3.007.7727.4235.55Price / Cash18.3642.1517.6217.51Price / Book6.682.482.834.75Net Income$10.13B$531.39M$1.04B$1.02B7 Day Performance-4.29%3.26%0.34%0.00%1 Month Performance18.33%37.09%8.57%11.34%1 Year Performance18.14%18.66%538.69%4.68% American Express Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)AXPAmerican Express4.4743 of 5 stars$286.13-3.4%$295.05+3.1%+22.0%$200.72B$67.12B20.4577,300Positive NewsCOFCapital One Financial4.4266 of 5 stars$200.65+6.9%$207.73+3.5%+39.3%$76.51B$39.71B17.3055,900Analyst ForecastDFSDiscover Financial Services4.7094 of 5 stars$203.26+6.9%$191.64-5.7%+58.7%$51.13B$18.00B12.7320,200Positive NewsSLMSLM4.693 of 5 stars$33.24+3.3%$30.73-7.5%+62.6%$6.97B$1.87B12.541,700Positive NewsAnalyst ForecastGap UpCACCCredit Acceptance2.0879 of 5 stars$501.62+2.0%$440.00-12.3%+0.5%$5.81B$2.19B25.232,250Positive NewsGap UpNNINelnet3.5207 of 5 stars$114.20+1.4%$98.00-14.2%+10.2%$4.15B$1.17B37.575,200Positive NewsECPGEncore Capital Group4.3511 of 5 stars$41.01+1.2%$62.67+52.8%-11.2%$956.94M$1.32B-5.226,900WRLDWorld Acceptance2.1493 of 5 stars$148.19+5.4%$10.00-93.3%+13.9%$851.62M$522.13M10.353,120Positive NewsAnalyst UpgradeEZPWEZCORP4.6074 of 5 stars$14.61-1.6%$17.38+19.0%+37.0%$804.58M$1.20B12.727,000Positive NewsAnalyst ForecastPRAAPRA Group4.1788 of 5 stars$15.04+11.9%$27.00+79.5%-33.6%$595.68M$1.14B8.393,280High Trading VolumeGDOTGreen Dot4.1209 of 5 stars$10.82-1.1%$11.50+6.3%-4.6%$585.14M$1.72B-10.281,200Positive News Related Companies and Tools Related Companies COF Alternatives DFS Alternatives SLM Alternatives CACC Alternatives NNI Alternatives ECPG Alternatives WRLD Alternatives EZPW Alternatives PRAA Alternatives GDOT Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:AXP) was last updated on 5/21/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGold Hits New Highs as Global Markets SpiralWhen Trump took office in 2017, gold was just $1,100 an ounce. 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