First Commonwealth Financial (FCF) Competitors

First Busey (NASDAQ:BUSE) and First Commonwealth Financial (NYSE:FCF) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership, media sentiment and profitability.

Is BUSE or FCF more profitable?

First Commonwealth Financial has a net margin of 18.94% compared to First Busey's net margin of 9.48%. First Commonwealth Financial's return on equity of 9.71% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
First Commonwealth Financial	18.94%	9.71%	1.18%

Which has more risk & volatility, BUSE or FCF?

First Busey has a beta of 0.77, suggesting that its stock price is 23% less volatile than the S&P 500. Comparatively, First Commonwealth Financial has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500.

Do insiders & institutionals believe in BUSE or FCF?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 72.6% of First Commonwealth Financial shares are owned by institutional investors. 3.9% of First Busey shares are owned by company insiders. Comparatively, 2.2% of First Commonwealth Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the media prefer BUSE or FCF?

In the previous week, First Busey and First Busey both had 4 articles in the media. First Busey's average media sentiment score of 0.62 beat First Commonwealth Financial's score of 0.36 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Commonwealth Financial	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has stronger earnings and valuation, BUSE or FCF?

First Commonwealth Financial has higher revenue and earnings than First Busey. First Commonwealth Financial is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.05	$113.69M	$1.12	20.30
First Commonwealth Financial	$699.69M	2.40	$142.57M	$1.30	12.35

Do analysts rate BUSE or FCF?

First Busey presently has a consensus price target of $27.33, suggesting a potential upside of 20.23%. First Commonwealth Financial has a consensus price target of $18.90, suggesting a potential upside of 17.72%. Given First Busey's higher possible upside, analysts plainly believe First Busey is more favorable than First Commonwealth Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
First Commonwealth Financial	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57

Is BUSE or FCF a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.4%. First Commonwealth Financial pays an annual dividend of $0.54 per share and has a dividend yield of 3.4%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Commonwealth Financial pays out 41.5% of its earnings in the form of a dividend. First Busey has increased its dividend for 10 consecutive years and First Commonwealth Financial has increased its dividend for 9 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Commonwealth Financial beats First Busey on 11 of the 18 factors compared between the two stocks.