M&T Bank (MTB) Competitors

The PNC Financial Services Group (NYSE:PNC) and M&T Bank (NYSE:MTB) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, media sentiment, community ranking, profitability, earnings, dividends and risk.

Do analysts prefer PNC or MTB?

The PNC Financial Services Group currently has a consensus target price of $200.88, suggesting a potential upside of 24.06%. M&T Bank has a consensus target price of $208.24, suggesting a potential upside of 21.57%. Given The PNC Financial Services Group's stronger consensus rating and higher possible upside, analysts plainly believe The PNC Financial Services Group is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The PNC Financial Services Group	2 Sell rating(s)	6 Hold rating(s)	9 Buy rating(s)	1 Strong Buy rating(s)	2.50
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.47

Which has more risk and volatility, PNC or MTB?

The PNC Financial Services Group has a beta of 1.04, indicating that its stock price is 4% more volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500.

Which has preferable valuation & earnings, PNC or MTB?

The PNC Financial Services Group has higher revenue and earnings than M&T Bank. The PNC Financial Services Group is trading at a lower price-to-earnings ratio than M&T Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The PNC Financial Services Group	$21.11B	3.04	$5.89B	$14.16	11.44
M&T Bank	$9.30B	3.03	$2.59B	$14.93	11.47

Does the MarketBeat Community believe in PNC or MTB?

The PNC Financial Services Group received 586 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 57.91% of users gave The PNC Financial Services Group an outperform vote while only 46.04% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
The PNC Financial Services Group	Outperform Votes 842 57.91%	Underperform Votes 612 42.09%
M&T Bank	Outperform Votes 256 46.04%	Underperform Votes 300 53.96%

Is PNC or MTB more profitable?

M&T Bank has a net margin of 19.24% compared to The PNC Financial Services Group's net margin of 17.10%. The PNC Financial Services Group's return on equity of 11.12% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
The PNC Financial Services Group	17.10%	11.12%	1.06%
M&T Bank	19.24%	10.12%	1.25%

Is PNC or MTB a better dividend stock?

The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 4.0%. M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.2%. The PNC Financial Services Group pays out 45.2% of its earnings in the form of a dividend. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has raised its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals believe in PNC or MTB?

83.5% of The PNC Financial Services Group shares are held by institutional investors. Comparatively, 84.7% of M&T Bank shares are held by institutional investors. 0.4% of The PNC Financial Services Group shares are held by company insiders. Comparatively, 0.5% of M&T Bank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the media refer more to PNC or MTB?

In the previous week, The PNC Financial Services Group had 14 more articles in the media than M&T Bank. MarketBeat recorded 31 mentions for The PNC Financial Services Group and 17 mentions for M&T Bank. M&T Bank's average media sentiment score of 1.38 beat The PNC Financial Services Group's score of 1.21 indicating that M&T Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
The PNC Financial Services Group	23 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	12 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

The PNC Financial Services Group beats M&T Bank on 14 of the 22 factors compared between the two stocks.