M&T Bank (MTB) Competitors

M&T Bank (NYSE:MTB) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, media sentiment, profitability, analyst recommendations, institutional ownership, earnings, dividends and risk.

Do institutionals and insiders believe in MTB or PNC?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are held by institutional investors. 0.5% of M&T Bank shares are held by company insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has more volatility & risk, MTB or PNC?

M&T Bank has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.06, meaning that its stock price is 6% more volatile than the S&P 500.

Does the media prefer MTB or PNC?

In the previous week, The PNC Financial Services Group had 10 more articles in the media than M&T Bank. MarketBeat recorded 27 mentions for The PNC Financial Services Group and 17 mentions for M&T Bank. The PNC Financial Services Group's average media sentiment score of 1.43 beat M&T Bank's score of 1.01 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	9 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
The PNC Financial Services Group	23 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is MTB or PNC a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.7%. The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 3.3%. M&T Bank pays out 36.2% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 45.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has increased its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is MTB or PNC more profitable?

M&T Bank has a net margin of 19.86% compared to The PNC Financial Services Group's net margin of 17.68%. The PNC Financial Services Group's return on equity of 10.95% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.86%	10.18%	1.28%
The PNC Financial Services Group	17.68%	10.95%	1.07%

Do analysts rate MTB or PNC?

M&T Bank currently has a consensus target price of $210.88, suggesting a potential upside of 6.75%. The PNC Financial Services Group has a consensus target price of $202.67, suggesting a potential upside of 5.36%. Given M&T Bank's stronger consensus rating and higher probable upside, research analysts plainly believe M&T Bank is more favorable than The PNC Financial Services Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	7 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.57
The PNC Financial Services Group	2 Sell rating(s)	6 Hold rating(s)	10 Buy rating(s)	1 Strong Buy rating(s)	2.53

Which has higher valuation & earnings, MTB or PNC?

The PNC Financial Services Group has higher revenue and earnings than M&T Bank. M&T Bank is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$13.45B	2.36	$2.59B	$14.93	13.23
The PNC Financial Services Group	$34.44B	2.21	$5.89B	$14.16	13.58

Summary

M&T Bank and The PNC Financial Services Group tied by winning 10 of the 20 factors compared between the two stocks.