M&T Bank (MTB) Competitors

M&T Bank (NYSE:MTB) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, analyst recommendations, dividends, profitability, media sentiment, risk and valuation.

Is MTB or PNC a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.8%. The PNC Financial Services Group pays an annual dividend of $6.80 per share and has a dividend yield of 3.5%. M&T Bank pays out 35.0% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has raised its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has preferable valuation & earnings, MTB or PNC?

The PNC Financial Services Group has higher revenue and earnings than M&T Bank. M&T Bank is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$13.45B	2.24	$2.59B	$15.44	12.52
The PNC Financial Services Group	$34.44B	2.21	$5.89B	$14.62	13.23

Is MTB or PNC more profitable?

M&T Bank has a net margin of 20.44% compared to The PNC Financial Services Group's net margin of 18.33%. The PNC Financial Services Group's return on equity of 11.07% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	20.44%	10.35%	1.30%
The PNC Financial Services Group	18.33%	11.07%	1.11%

Which has more volatility and risk, MTB or PNC?

M&T Bank has a beta of 0.63, suggesting that its share price is 37% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500.

Does the media favor MTB or PNC?

In the previous week, The PNC Financial Services Group had 11 more articles in the media than M&T Bank. MarketBeat recorded 50 mentions for The PNC Financial Services Group and 39 mentions for M&T Bank. The PNC Financial Services Group's average media sentiment score of 1.47 beat M&T Bank's score of 1.34 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	28 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
The PNC Financial Services Group	40 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals believe in MTB or PNC?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are held by institutional investors. 0.5% of M&T Bank shares are held by company insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts rate MTB or PNC?

M&T Bank presently has a consensus price target of $212.88, indicating a potential upside of 10.16%. The PNC Financial Services Group has a consensus price target of $214.17, indicating a potential upside of 10.75%. Given The PNC Financial Services Group's stronger consensus rating and higher possible upside, analysts clearly believe The PNC Financial Services Group is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	7 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.57
The PNC Financial Services Group	1 Sell rating(s)	7 Hold rating(s)	11 Buy rating(s)	1 Strong Buy rating(s)	2.60

Summary

The PNC Financial Services Group beats M&T Bank on 12 of the 20 factors compared between the two stocks.