Unum Group (UNM) Competitors

AMERISAFE (NASDAQ:AMSF) and Unum Group (NYSE:UNM) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, dividends, media sentiment, institutional ownership, earnings, risk and valuation.

Which has more volatility & risk, AMSF or UNM?

AMERISAFE has a beta of 0.38, suggesting that its stock price is 62% less volatile than the S&P 500. Comparatively, Unum Group has a beta of 0.38, suggesting that its stock price is 62% less volatile than the S&P 500.

Is AMSF or UNM more profitable?

AMERISAFE has a net margin of 16.46% compared to Unum Group's net margin of 11.77%. AMERISAFE's return on equity of 16.54% beat Unum Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
AMERISAFE	16.46%	16.54%	3.84%
Unum Group	11.77%	13.44%	2.38%

Does the media prefer AMSF or UNM?

In the previous week, Unum Group had 19 more articles in the media than AMERISAFE. MarketBeat recorded 21 mentions for Unum Group and 2 mentions for AMERISAFE. AMERISAFE's average media sentiment score of 1.72 beat Unum Group's score of 1.41 indicating that AMERISAFE is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
AMERISAFE	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Unum Group	18 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals have more ownership in AMSF or UNM?

97.4% of AMERISAFE shares are owned by institutional investors. Comparatively, 86.6% of Unum Group shares are owned by institutional investors. 1.6% of AMERISAFE shares are owned by company insiders. Comparatively, 0.9% of Unum Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Is AMSF or UNM a better dividend stock?

AMERISAFE pays an annual dividend of $1.56 per share and has a dividend yield of 3.4%. Unum Group pays an annual dividend of $1.84 per share and has a dividend yield of 2.6%. AMERISAFE pays out 59.1% of its earnings in the form of a dividend. Unum Group pays out 22.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AMERISAFE has raised its dividend for 12 consecutive years and Unum Group has raised its dividend for 16 consecutive years.

Which has better valuation & earnings, AMSF or UNM?

Unum Group has higher revenue and earnings than AMERISAFE. Unum Group is trading at a lower price-to-earnings ratio than AMERISAFE, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AMERISAFE	$306.47M	2.85	$55.44M	$2.64	17.41
Unum Group	$12.83B	0.96	$1.78B	$8.36	8.63

Do analysts rate AMSF or UNM?

AMERISAFE presently has a consensus price target of $57.50, indicating a potential upside of 25.10%. Unum Group has a consensus price target of $91.15, indicating a potential upside of 26.34%. Given Unum Group's stronger consensus rating and higher possible upside, analysts clearly believe Unum Group is more favorable than AMERISAFE.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AMERISAFE	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Unum Group	0 Sell rating(s)	4 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.77

Summary

Unum Group beats AMERISAFE on 10 of the 19 factors compared between the two stocks.