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Universal Insurance (UVE) Competitors

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$28.35 +1.79 (+6.74%)
Closing price 03:59 PM Eastern
Extended Trading
$28.37 +0.02 (+0.07%)
As of 04:10 PM Eastern
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UVE vs. HCI, HTH, STC, PRA, SAFT, EIG, AMSF, UFCS, DGICA, and ITIC

Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include HCI Group (HCI), Hilltop (HTH), Stewart Information Services (STC), ProAssurance (PRA), Safety Insurance Group (SAFT), Employers (EIG), AMERISAFE (AMSF), United Fire Group (UFCS), Donegal Group (DGICA), and Investors Title (ITIC). These companies are all part of the "property & casualty insurance" industry.

Universal Insurance vs. Its Competitors

Universal Insurance (NYSE:UVE) and HCI Group (NYSE:HCI) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, earnings, analyst recommendations, dividends, profitability, media sentiment, institutional ownership and valuation.

Universal Insurance has a beta of 0.79, indicating that its stock price is 21% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 1.17, indicating that its stock price is 17% more volatile than the S&P 500.

HCI Group has lower revenue, but higher earnings than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than HCI Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Universal Insurance$1.57B0.51$58.93M$2.2912.38
HCI Group$750.05M3.35$109.95M$11.2817.18

In the previous week, HCI Group had 3 more articles in the media than Universal Insurance. MarketBeat recorded 3 mentions for HCI Group and 0 mentions for Universal Insurance. Universal Insurance's average media sentiment score of 1.43 beat HCI Group's score of 0.63 indicating that Universal Insurance is being referred to more favorably in the media.

Company Overall Sentiment
Universal Insurance Positive
HCI Group Positive

HCI Group has a consensus price target of $181.25, indicating a potential downside of 6.46%. Given HCI Group's stronger consensus rating and higher probable upside, analysts clearly believe HCI Group is more favorable than Universal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Universal Insurance
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
HCI Group
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 2.3%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 0.8%. Universal Insurance pays out 27.9% of its earnings in the form of a dividend. HCI Group pays out 14.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

66.6% of Universal Insurance shares are owned by institutional investors. Comparatively, 87.0% of HCI Group shares are owned by institutional investors. 16.6% of Universal Insurance shares are owned by insiders. Comparatively, 21.9% of HCI Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

HCI Group has a net margin of 18.58% compared to Universal Insurance's net margin of 4.24%. HCI Group's return on equity of 25.84% beat Universal Insurance's return on equity.

Company Net Margins Return on Equity Return on Assets
Universal Insurance4.24% 15.37% 2.21%
HCI Group 18.58%25.84%6.58%

Summary

HCI Group beats Universal Insurance on 15 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UVE vs. The Competition

MetricUniversal InsuranceINS IndustryFinance SectorNYSE Exchange
Market Cap$802.82M$58.84B$12.62B$21.74B
Dividend Yield2.43%1.86%5.51%3.56%
P/E Ratio12.3816.72245.9429.81
Price / Sales0.512.7330.9665.78
Price / Cash11.5828.6322.5124.69
Price / Book2.153.082.284.60
Net Income$58.93M$4.66B$1.01B$999.94M
7 Day Performance8.62%1.57%0.11%2.00%
1 Month Performance14.22%4.18%1.41%4.50%
1 Year Performance34.29%22.42%541.86%14.51%

Universal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UVE
Universal Insurance
4.2519 of 5 stars
$28.35
+6.7%
N/A+24.4%$802.82M$1.57B12.381,068Positive News
HCI
HCI Group
3.125 of 5 stars
$185.24
+2.2%
$181.25
-2.2%
+68.5%$2.35B$750.05M16.42530
HTH
Hilltop
4.6484 of 5 stars
$34.11
-0.8%
$32.00
-6.2%
+4.5%$2.17B$1.61B15.293,646
STC
Stewart Information Services
2.0508 of 5 stars
$74.49
-1.0%
$77.50
+4.0%
-0.6%$2.11B$2.49B23.957,000Negative News
Short Interest ↑
PRA
ProAssurance
3.0396 of 5 stars
$23.80
0.0%
$21.50
-9.7%
+59.9%$1.22B$1.15B25.321,036
SAFT
Safety Insurance Group
3.6365 of 5 stars
$72.00
+0.6%
N/A-13.4%$1.07B$1.12B12.61550Positive News
EIG
Employers
3.7356 of 5 stars
$42.35
+0.3%
$58.00
+37.0%
-11.2%$993.13M$880.70M10.33680
AMSF
AMERISAFE
4.1485 of 5 stars
$43.93
+0.1%
$57.50
+30.9%
-12.6%$833.50M$309.04M16.64350
UFCS
United Fire Group
4.0306 of 5 stars
$31.07
-0.7%
$30.50
-1.8%
+49.5%$797.65M$1.25B8.851,090Positive News
DGICA
Donegal Group
3.9522 of 5 stars
$19.36
+0.2%
$18.00
-7.0%
+31.5%$705.71M$989.60M8.13880Positive News
ITIC
Investors Title
2.0579 of 5 stars
$255.28
+0.4%
N/A+19.0%$479.73M$258.30M14.60560News Coverage

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This page (NYSE:UVE) was last updated on 10/3/2025 by MarketBeat.com Staff
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