UVE vs. HTH, STC, HCI, SAFT, PRA, EIG, AMSF, UFCS, DGICA, and GBLI
Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include Hilltop (HTH), Stewart Information Services (STC), HCI Group (HCI), Safety Insurance Group (SAFT), ProAssurance (PRA), Employers (EIG), AMERISAFE (AMSF), United Fire Group (UFCS), Donegal Group (DGICA), and Global Indemnity Group (GBLI). These companies are all part of the "property & casualty insurance" industry.
Universal Insurance vs. Its Competitors
Hilltop (NYSE:HTH) and Universal Insurance (NYSE:UVE) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, earnings, profitability, risk, analyst recommendations, valuation, institutional ownership and dividends.
Hilltop has a net margin of 7.87% compared to Universal Insurance's net margin of 4.31%. Universal Insurance's return on equity of 15.73% beat Hilltop's return on equity.
57.1% of Hilltop shares are owned by institutional investors. Comparatively, 66.6% of Universal Insurance shares are owned by institutional investors. 29.9% of Hilltop shares are owned by insiders. Comparatively, 16.6% of Universal Insurance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
Hilltop has a beta of 0.87, indicating that its share price is 13% less volatile than the S&P 500. Comparatively, Universal Insurance has a beta of 0.86, indicating that its share price is 14% less volatile than the S&P 500.
Hilltop currently has a consensus price target of $33.00, indicating a potential upside of 5.13%. Given Hilltop's stronger consensus rating and higher possible upside, equities research analysts plainly believe Hilltop is more favorable than Universal Insurance.
Hilltop has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.
Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. Hilltop pays out 36.5% of its earnings in the form of a dividend. Universal Insurance pays out 27.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has increased its dividend for 8 consecutive years. Universal Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.
In the previous week, Hilltop had 9 more articles in the media than Universal Insurance. MarketBeat recorded 11 mentions for Hilltop and 2 mentions for Universal Insurance. Hilltop's average media sentiment score of 1.02 beat Universal Insurance's score of 0.00 indicating that Hilltop is being referred to more favorably in the media.
Summary
Hilltop beats Universal Insurance on 11 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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Universal Insurance Competitors List
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This page (NYSE:UVE) was last updated on 7/8/2025 by MarketBeat.com Staff