UVE vs. HTH, HCI, STC, PRA, SAFT, EIG, AMSF, UFCS, DGICA, and GBLI
Should you be buying Universal Insurance stock or one of its competitors? The main competitors of Universal Insurance include Hilltop (HTH), HCI Group (HCI), Stewart Information Services (STC), ProAssurance (PRA), Safety Insurance Group (SAFT), Employers (EIG), AMERISAFE (AMSF), United Fire Group (UFCS), Donegal Group (DGICA), and Global Indemnity Group (GBLI). These companies are all part of the "property & casualty insurance" industry.
Universal Insurance vs. Its Competitors
Hilltop (NYSE:HTH) and Universal Insurance (NYSE:UVE) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, profitability, earnings, community ranking, media sentiment, risk, analyst recommendations, institutional ownership and dividends.
In the previous week, Universal Insurance had 1 more articles in the media than Hilltop. MarketBeat recorded 3 mentions for Universal Insurance and 2 mentions for Hilltop. Universal Insurance's average media sentiment score of 0.57 beat Hilltop's score of -0.64 indicating that Universal Insurance is being referred to more favorably in the news media.
Hilltop has a net margin of 7.04% compared to Universal Insurance's net margin of 4.82%. Universal Insurance's return on equity of 15.43% beat Hilltop's return on equity.
Hilltop has higher earnings, but lower revenue than Universal Insurance. Universal Insurance is trading at a lower price-to-earnings ratio than Hilltop, indicating that it is currently the more affordable of the two stocks.
Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.4%. Universal Insurance pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. Hilltop pays out 36.5% of its earnings in the form of a dividend. Universal Insurance pays out 27.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hilltop has increased its dividend for 8 consecutive years. Hilltop is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
57.1% of Hilltop shares are held by institutional investors. Comparatively, 66.6% of Universal Insurance shares are held by institutional investors. 29.9% of Hilltop shares are held by insiders. Comparatively, 17.5% of Universal Insurance shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Universal Insurance received 51 more outperform votes than Hilltop when rated by MarketBeat users. Likewise, 64.05% of users gave Universal Insurance an outperform vote while only 52.48% of users gave Hilltop an outperform vote.
Hilltop currently has a consensus target price of $33.00, indicating a potential upside of 11.74%. Given Hilltop's stronger consensus rating and higher possible upside, equities research analysts clearly believe Hilltop is more favorable than Universal Insurance.
Hilltop has a beta of 0.88, suggesting that its share price is 12% less volatile than the S&P 500. Comparatively, Universal Insurance has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500.
Summary
Hilltop and Universal Insurance tied by winning 10 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UVE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Universal Insurance Competitors List
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This page (NYSE:UVE) was last updated on 6/15/2025 by MarketBeat.com Staff
