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CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
$97.08
+0.6%
$94.70
$53.83
$109.91
$3.90B1.1705,497 shs706,765 shs
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
$4.58
+0.8%
$4.91
$4.35
$10.90
$1.10B0.33647,805 shs415,176 shs
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$81.49
-1.0%
$84.18
$77.67
$160.36
$4.28B1.44533,602 shs448,012 shs
United Community Banks, Inc. stock logo
UCB
United Community Banks
$35.51
-0.1%
$33.77
$28.65
$36.77
$4.25B0.811.05 million shs801,873 shs
7 Stocks That Could Lead the Next Market Boom Cover

Tesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. Inside this report, you’ll find 7 stocks that could play a major role in the next tech-driven market boom.

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Compare Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
+0.62%-6.39%-4.46%+17.38%+58.53%
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
+0.66%-6.15%-9.33%-10.47%-56.72%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
-1.13%-2.60%-0.06%-12.02%-18.62%
United Community Banks, Inc. stock logo
UCB
United Community Banks
0.00%-0.40%+2.53%+4.99%+13.91%
CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
$97.08
+0.6%
$94.70
$53.83
$109.91
$3.90B1.1705,497 shs706,765 shs
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
$4.58
+0.8%
$4.91
$4.35
$10.90
$1.10B0.33647,805 shs415,176 shs
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$81.49
-1.0%
$84.18
$77.67
$160.36
$4.28B1.44533,602 shs448,012 shs
United Community Banks, Inc. stock logo
UCB
United Community Banks
$35.51
-0.1%
$33.77
$28.65
$36.77
$4.25B0.811.05 million shs801,873 shs
7 Stocks That Could Lead the Next Market Boom Cover

Tesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. Inside this report, you’ll find 7 stocks that could play a major role in the next tech-driven market boom.

Get This Free Report

Compare Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
+0.62%-6.39%-4.46%+17.38%+58.53%
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
+0.66%-6.15%-9.33%-10.47%-56.72%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
-1.13%-2.60%-0.06%-12.02%-18.62%
United Community Banks, Inc. stock logo
UCB
United Community Banks
0.00%-0.40%+2.53%+4.99%+13.91%
CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
2.47
Hold$107.9211.16% Upside
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
2.00
HoldN/AN/A
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
2.30
Hold$114.6340.66% Upside
United Community Banks, Inc. stock logo
UCB
United Community Banks
2.57
Moderate Buy$38.408.15% Upside

Current Analyst Ratings Breakdown

Latest FINV, UCB, PFSI, and BFH Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
7/9/2026
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
DowngradeHold (C)Hold (C-)
7/7/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
Boost Price TargetHold$95.00 ➝ $103.00
7/7/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
Boost Price TargetBuy$94.00 ➝ $120.00
7/7/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
Boost Price TargetNeutral$94.00 ➝ $108.00
7/7/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
UpgradeUnderweightEqual Weight$70.00 ➝ $104.00
7/7/2026
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
DowngradeOverweightEqual Weight$107.00 ➝ $93.00
7/6/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
Reiterated RatingOutperform$116.00
7/6/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
DowngradeStrong-BuyHold
7/2/2026
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
Lower Price TargetOverweight$112.00 ➝ $106.00
6/30/2026
United Community Banks, Inc. stock logo
UCB
United Community Banks
UpgradeBuy (B-)Buy (B)
6/30/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
Boost Price TargetBuy$105.00 ➝ $132.00
(Data available from 7/14/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)
CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
$4.70B0.83$16.43 per share5.91$72.86 per share1.33
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
$1.94B0.57$1.63 per share2.80$9.90 per share0.46
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$2.05B2.07$9.91 per share8.22$82.77 per share0.98
United Community Banks, Inc. stock logo
UCB
United Community Banks
$1.07B3.98$3.16 per share11.22$30.17 per share1.18
CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
$518M$12.217.958.050.8511.90%18.79%2.79%7/23/2026 (Estimated)
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
$363.56M$1.193.84N/AN/A16.58%14.22%9.15%8/24/2026 (Estimated)
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$501.08M$9.418.665.720.5923.47%10.93%1.66%7/28/2026 (Estimated)
United Community Banks, Inc. stock logo
UCB
United Community Banks
$328.10M$2.7213.0510.93N/A22.05%9.65%1.24%N/A

Latest FINV, UCB, PFSI, and BFH Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
7/28/2026Q2 2026
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$2.25N/AN/AN/A$581.72 millionN/A
7/23/2026Q2 2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
$2.71N/AN/AN/A$959.20 millionN/A
5/25/2026Q1 2026
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
$0.2333$0.26+$0.0267$0.24$438.70 million$465.58 million
5/5/2026Q1 2026
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$2.22$2.19-$0.03$1.53$546.17 million$544.98 million
4/23/2026Q1 2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
$3.00$4.18+$1.18$4.15$992.05 million$1.02 billion
4/21/2026Q1 2026
United Community Banks, Inc. stock logo
UCB
United Community Banks
$0.70$0.70N/A$0.69N/A$278.27 million
CompanyAnnual PayoutDividend Yield5-Year Annualized Dividend GrowthPayout RatioYears of Consecutive Growth
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
$0.920.95%-7.36%7.53%N/A
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
N/AN/A-100.00%N/AN/A
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
$1.201.47%+17.32%12.75%1 Years
United Community Banks, Inc. stock logo
UCB
United Community Banks
$1.002.82%+6.36%36.76%N/A

Latest FINV, UCB, PFSI, and BFH Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
5/14/2026
United Community Banks, Inc. stock logo
UCB
United Community Banks
quarterly$0.252.99%6/15/20266/15/20267/3/2026
4/23/2026
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
quarterly$0.231.03%5/29/20265/29/20266/15/2026
5/4/2026
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
quarterly$0.301.39%5/18/20265/18/20265/28/2026
(Data available from 1/1/2013 forward)
CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
0.25
1.15
1.15
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
0.07
3.36
3.36
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
3.63
0.33
0.33
United Community Banks, Inc. stock logo
UCB
United Community Banks
0.03
0.82
0.82

Institutional Ownership

CompanyInstitutional Ownership
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
99.52%
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
31.15%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
57.87%
United Community Banks, Inc. stock logo
UCB
United Community Banks
82.29%

Insider Ownership

CompanyInsider Ownership
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
1.30%
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
44.00%
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
15.80%
United Community Banks, Inc. stock logo
UCB
United Community Banks
0.45%
CompanyEmployeesShares OutstandingFree FloatOptionable
Bread Financial Holdings, Inc. stock logo
BFH
Bread Financial
6,00040.41 million39.88 millionOptionable
PPDAI Group Inc. Sponsored ADR stock logo
FINV
PPDAI Group
3,869243.29 million136.24 millionOptionable
PennyMac Financial Services, Inc. stock logo
PFSI
PennyMac Financial Services
4,90051.92 million43.72 millionOptionable
United Community Banks, Inc. stock logo
UCB
United Community Banks
3,070119.69 million119.15 millionN/A

Recent News About These Companies

United Community Banks Jumps on Sale of NFLC
United Community Banks, Inc. (UCB) M&A Call Transcript
Wafra Announces Acquisition of Navitas Credit Corp.

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

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Bread Financial stock logo

Bread Financial NYSE:BFH

$97.08 +0.58 (+0.60%)
Closing price 07/13/2026 03:59 PM Eastern
Extended Trading
$97.97 +0.89 (+0.92%)
As of 07:56 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

PPDAI Group stock logo

PPDAI Group NYSE:FINV

$4.58 +0.04 (+0.77%)
Closing price 07/13/2026 03:59 PM Eastern
Extended Trading
$4.64 +0.06 (+1.42%)
As of 07:00 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FinVolution Group operates in the online consumer finance industry. The company operates a fintech platform that is empowered by borrowers with financial institutions. It operates in China and internationally. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

PennyMac Financial Services stock logo

PennyMac Financial Services NYSE:PFSI

$81.49 -0.86 (-1.05%)
Closing price 07/13/2026 03:59 PM Eastern
Extended Trading
$81.50 +0.01 (+0.01%)
As of 07:53 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.

United Community Banks stock logo

United Community Banks NYSE:UCB

$35.51 -0.04 (-0.12%)
Closing price 07/13/2026 03:59 PM Eastern
Extended Trading
$36.49 +0.98 (+2.77%)
As of 08:13 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. The company accepts various deposit products, including checking, savings, money market, and other deposit accounts. It also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, the company originate loans partially guaranteed by the SBA and USDA loan programs. Further, it provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, the company offers reinsurance on a property insurance contract; insurance agency services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. It operates through a network of 171 branches in Florida, Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia.