NASDAQ:COFS ChoiceOne Financial Services (COFS) Stock Price, News & Analysis → CEO of Biggest AI Chipmaker Just Dropped a Bombshell… (From Banyan Hill Publishing) (Ad) Free COFS Stock Alerts $28.19 +0.89 (+3.26%) (As of 05/17/2024 ET) Add Compare Share Share Today's Range$26.80▼$28.1950-Day Range$22.19▼$28.1952-Week Range$15.84▼$32.14Volume6,350 shsAverage Volume7,279 shsMarket Capitalization$213.40 millionP/E Ratio10.03Dividend Yield3.83%Price Target$24.00 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get ChoiceOne Financial Services alerts: Email Address ChoiceOne Financial Services MarketRank™ Stock AnalysisAnalyst RatingHold2.00 Rating ScoreUpside/Downside14.9% Downside$24.00 Price TargetShort InterestBearish1.63% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews SentimentN/AInsider TradingN/AProj. Earnings Growth0.99%From $3.02 to $3.05 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.0.91 out of 5 starsFinance Sector728th out of 871 stocksState Commercial Banks Industry167th out of 178 stocks 1.0 Analyst's Opinion Consensus RatingChoiceOne Financial Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageChoiceOne Financial Services has received no research coverage in the past 90 days.Read more about ChoiceOne Financial Services' stock forecast and price target. Previous Next 1.0 Short Interest Percentage of Shares Shorted1.63% of the float of ChoiceOne Financial Services has been sold short.Short Interest Ratio / Days to CoverChoiceOne Financial Services has a short interest ratio ("days to cover") of 11.6, which indicates bearish sentiment.Change versus previous monthShort interest in ChoiceOne Financial Services has recently increased by 0.54%, indicating that investor sentiment is decreasing. Previous Next 5.0 Dividend Strength Dividend LeadershipChoiceOne Financial Services is a leading dividend payer. It pays a dividend yield of 3.83%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthChoiceOne Financial Services has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of ChoiceOne Financial Services is 38.43%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, ChoiceOne Financial Services will have a dividend payout ratio of 35.41% next year. This indicates that ChoiceOne Financial Services will be able to sustain or increase its dividend.Read more about ChoiceOne Financial Services' dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for COFS. Previous Next 1.4 News and Social Media Coverage News SentimentChoiceOne Financial Services has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies. Previous Next 0.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, ChoiceOne Financial Services insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 7.92% of the stock of ChoiceOne Financial Services is held by insiders.Percentage Held by InstitutionsOnly 19.90% of the stock of ChoiceOne Financial Services is held by institutions.Read more about ChoiceOne Financial Services' insider trading history. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for ChoiceOne Financial Services are expected to grow by 0.99% in the coming year, from $3.02 to $3.05 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of ChoiceOne Financial Services is 10.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 120.52.Price to Earnings Ratio vs. SectorThe P/E ratio of ChoiceOne Financial Services is 10.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 36.62.Price to Book Value per Share RatioChoiceOne Financial Services has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about ChoiceOne Financial Services' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Weiss RatingsThe ONE AI Stock to own now. (It’s not Nvidia.)Don’t panic — you haven’t missed the boat on AI. In fact, it has barely launched. Sure, the early stages of this boom were big … But I believe the real wealth in AI has yet to be made …Click here to see the presentation now. About ChoiceOne Financial Services Stock (NASDAQ:COFS)ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers alternative investment products, which include annuities and mutual funds; and sells insurance policies, such as life and health for commercial and consumer clients. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.Read More COFS Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart COFS Stock News HeadlinesMay 12, 2024 | americanbankingnews.comMalaga Financial (OTCMKTS:MLGF) & ChoiceOne Financial Services (NASDAQ:COFS) Head to Head ContrastApril 26, 2024 | finanznachrichten.deChoiceOne Financial Services, Inc.: ChoiceOne Reports First Quarter 2024 ResultsApril 26, 2024 | finance.yahoo.comChoiceOne Financial Services First Quarter 2024 Earnings: EPS: US$0.75 (vs US$0.75 in 1Q 2023)April 24, 2024 | finance.yahoo.comChoiceOne Financial Services Inc. (COFS) Q1 2024 Earnings Analysis: Surpasses EPS EstimatesApril 24, 2024 | prnewswire.comChoiceOne Reports First Quarter 2024 ResultsMarch 18, 2024 | finance.yahoo.comChoiceOne Financial Services Full Year 2023 Earnings: EPS: US$2.82 (vs US$3.15 in FY 2022)March 3, 2024 | finance.yahoo.comChoiceOne Financial Services (NASDAQ:COFS) Is Due To Pay A Dividend Of $0.27February 28, 2024 | prnewswire.comCHOICEONE FINANCIAL ANNOUNCES CASH DIVIDENDSJanuary 31, 2024 | wsj.comChoiceOne Financial Services Inc.January 29, 2024 | finance.yahoo.comChoiceOne Bank Now Accepting Annual Scholarship ApplicationsJanuary 25, 2024 | finance.yahoo.comChoiceOne Financial Services Inc Reports Mixed Results Amidst Historic Loan GrowthJanuary 24, 2024 | finance.yahoo.comChoiceOne Reports Fourth Quarter 2023 ResultsDecember 21, 2023 | finance.yahoo.comChoiceOne Bank Announces Kiwanis Inclusive Playground CommitmentDecember 18, 2023 | msn.comStrength Seen in ChoiceOne Financial Services, Inc. (COFS): Can Its 6.8% Jump Turn into More Strength?December 14, 2023 | finance.yahoo.comChoiceOne Bank Announces Newly Redesigned, Interactive WebsiteDecember 9, 2023 | finance.yahoo.comChoiceOne Financial Services, Inc. (NASDAQ:COFS) Looks Like A Good Stock, And It's Going Ex-Dividend SoonDecember 3, 2023 | finance.yahoo.comChoiceOne Financial Services' (NASDAQ:COFS) Dividend Will Be Increased To $0.27November 29, 2023 | msn.comChoiceOne Financial Services raises quarterly dividend by 3.8% to $0.27/shareNovember 16, 2023 | finance.yahoo.comPositive earnings growth hasn't been enough to get ChoiceOne Financial Services (NASDAQ:COFS) shareholders a favorable return over the last three yearsNovember 8, 2023 | morningstar.comChoiceOne Financial Services Inc COFSOctober 27, 2023 | finance.yahoo.comChoiceOne Celebrates 125th Anniversary Ringing Nasdaq Stock Exchange Opening BellOctober 25, 2023 | msn.comChoiceOne Financial Services Non-GAAP EPS of $0.68 beats by $0.01, revenue of $19.9MOctober 25, 2023 | finance.yahoo.comChoiceOne Reports Third Quarter 2023 ResultsSeptember 28, 2023 | nasdaq.comJanney Montgomery Scott Initiates Coverage of Choiceone Financial Services (COFS) with Neutral RecommendationAugust 27, 2023 | finance.yahoo.comChoiceOne Financial Services (NASDAQ:COFS) Is Paying Out A Larger Dividend Than Last YearSee More Headlines Receive COFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for ChoiceOne Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 3/29 Dividend3/14/2024Dividend Payable3/29/2024Last Earnings4/24/2024Today5/19/2024Next Earnings (Estimated)7/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:COFS CUSIPN/A CIK803164 Webwww.choiceone.com Phone(616) 887-7366FaxN/AEmployees324Year FoundedN/APrice Target and Rating Average Stock Price Target$24.00 High Stock Price Target$24.00 Low Stock Price Target$24.00 Potential Upside/Downside-14.9%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$2.81 Trailing P/E Ratio10.03 Forward P/E Ratio9.33 P/E GrowthN/ANet Income$21.26 million Net Margins17.53% Pretax Margin21.22% Return on Equity11.15% Return on Assets0.83% Debt Debt-to-Equity Ratio1.19 Current Ratio0.71 Quick Ratio0.71 Sales & Book Value Annual Sales$113.89 million Price / Sales1.87 Cash Flow$4.61 per share Price / Cash Flow6.11 Book Value$27.31 per share Price / Book1.03Miscellaneous Outstanding Shares7,570,000Free Float6,971,000Market Cap$213.40 million OptionableNot Optionable Beta0.68 Beginners Guide To Retirement StocksClick the link below and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. Get This Free Report Key ExecutivesMr. Kelly J. Potes CFP (Age 62)CEO & Director Comp: $628.18kMr. Michael J. Burke Jr. (Age 53)President & Director Comp: $461.2kMr. Bradley A. Henion (Age 54)Executive VP & Chief Lending Officer of ChoiceOne Bank Comp: $303.77kMr. Adom J. Greenland (Age 43)CFO, Executive VP, Secretary & Treasurer Comp: $225.7kMs. Shelly M. Childers (Age 61)Senior VP & Chief Information Officer Mr. Lee A. Braford (Age 63)Senior VP & Chief Credit Officer of ChoiceOne Bank Comp: $141.06kMr. Peter Batistoni (Age 58)Senior VP & Senior Lender of ChoiceOne Bank Ms. Heather D. Brolick (Age 64)Senior Vice President of Human Resources of ChoiceOne Bank Mr. Robert M. Jamula (Age 55)Senior Vice President of Wealth Management of ChoiceOne Bank More ExecutivesKey CompetitorsFirst Financial NorthwestNASDAQ:FFNWHomeStreetNASDAQ:HMSTFVCBankcorpNASDAQ:FVCBNorwood FinancialNASDAQ:NWFLBankwell Financial GroupNASDAQ:BWFGView All CompetitorsInsiders & InstitutionsShakespeare Wealth Management LLCSold 4,915 shares on 5/13/2024Ownership: 0.522%Vanguard Group Inc.Bought 2,871 shares on 5/10/2024Ownership: 4.639%Empowered Funds LLCBought 1,750 shares on 5/7/2024Ownership: 0.316%CWM LLCBought 1,211 shares on 4/5/2024Ownership: 0.064%ICA Group Wealth Management LLCSold 819 shares on 3/8/2024Ownership: 0.202%View All Insider TransactionsView All Institutional Transactions COFS Stock Analysis - Frequently Asked Questions Should I buy or sell ChoiceOne Financial Services stock right now? 1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for ChoiceOne Financial Services in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street analysts is that investors should "hold" COFS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in COFS, but not buy additional shares or sell existing shares. View COFS analyst ratings or view top-rated stocks. What is ChoiceOne Financial Services' stock price target for 2024? 1 Wall Street research analysts have issued 1-year target prices for ChoiceOne Financial Services' shares. Their COFS share price targets range from $24.00 to $24.00. On average, they predict the company's share price to reach $24.00 in the next twelve months. This suggests that the stock has a possible downside of 14.9%. View analysts price targets for COFS or view top-rated stocks among Wall Street analysts. How have COFS shares performed in 2024? ChoiceOne Financial Services' stock was trading at $29.30 at the beginning of 2024. Since then, COFS stock has decreased by 3.8% and is now trading at $28.19. View the best growth stocks for 2024 here. When is ChoiceOne Financial Services' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, July 24th 2024. View our COFS earnings forecast. How were ChoiceOne Financial Services' earnings last quarter? ChoiceOne Financial Services, Inc. (NASDAQ:COFS) released its earnings results on Wednesday, April, 24th. The company reported $0.74 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.59 by $0.15. The company had revenue of $20.53 million for the quarter, compared to the consensus estimate of $19.40 million. ChoiceOne Financial Services had a trailing twelve-month return on equity of 11.15% and a net margin of 17.53%. How often does ChoiceOne Financial Services pay dividends? What is the dividend yield for ChoiceOne Financial Services? ChoiceOne Financial Services announced a quarterly dividend on Wednesday, February 28th. Shareholders of record on Friday, March 15th will be given a dividend of $0.27 per share on Friday, March 29th. This represents a $1.08 dividend on an annualized basis and a yield of 3.83%. The ex-dividend date of this dividend is Thursday, March 14th. Read our dividend analysis for COFS. Is ChoiceOne Financial Services a good dividend stock? ChoiceOne Financial Services (NASDAQ:COFS) pays an annual dividend of $1.08 per share and currently has a dividend yield of 3.83%. The company has been increasing its dividend for 12 consecutive years, indicating the company has a strong committment to maintain and grow its dividend. The dividend payout ratio is 38.43%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, COFS will have a dividend payout ratio of 35.41% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for COFS. Who are ChoiceOne Financial Services' major shareholders? ChoiceOne Financial Services' stock is owned by a number of retail and institutional investors. Top institutional investors include Vanguard Group Inc. (4.64%), Shakespeare Wealth Management LLC (0.52%), Empowered Funds LLC (0.32%) and CWM LLC (0.06%). Insiders that own company stock include Greg L Armock, Kelly Potes and Michael J Burke Jr. View institutional ownership trends. How do I buy shares of ChoiceOne Financial Services? Shares of COFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:COFS) was last updated on 5/19/2024 by MarketBeat.com Staff From Our PartnersBuy this small stock before coming AI Tidal WaveChaikin AnalyticsCEO of Biggest AI Chipmaker Just Dropped a Bombshell…Banyan Hill PublishingShocking $16T Elon Musk Crypto LeakCrypto 101 MediaForget Bitcoin: This $8 Stock Is the Next Big ThingBehind the MarketsDems have chosen Biden replacement?Paradigm PressHow Biden has already won 2024Porter & CompanyExposed: 10 CENT Crypto to Explode May 20th?True Market InsidersA letter is coming from the "Bureau of the Fiscal Service".Stansberry Research Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding ChoiceOne Financial Services, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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