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Atlanticus (ATLC) Competitors

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$76.15 +3.98 (+5.51%)
Closing price 09/15/2025 04:00 PM Eastern
Extended Trading
$76.19 +0.04 (+0.05%)
As of 07:36 AM Eastern
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ATLC vs. UCB, AVAL, INTR, BMA, WULF, EBC, FHB, BFH, ENVA, and CIFR

Should you be buying Atlanticus stock or one of its competitors? The main competitors of Atlanticus include United Community Banks (UCB), Grupo Aval Acciones y Valores (AVAL), Inter & Co. Inc. (INTR), Macro Bank (BMA), TeraWulf (WULF), Eastern Bankshares (EBC), First Hawaiian (FHB), Bread Financial (BFH), Enova International (ENVA), and Cipher Mining (CIFR). These companies are all part of the "banking" industry.

Atlanticus vs. Its Competitors

United Community Banks (NYSE:UCB) and Atlanticus (NASDAQ:ATLC) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, valuation, analyst recommendations, media sentiment and dividends.

United Community Banks has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2, suggesting that its stock price is 100% more volatile than the S&P 500.

United Community Banks has higher revenue and earnings than Atlanticus. Atlanticus is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$1.50B2.56$252.40M$2.2014.40
Atlanticus$342.38M3.36$111.30M$5.6913.38

Atlanticus has a consensus price target of $73.20, indicating a potential downside of 3.87%. Given Atlanticus' stronger consensus rating and higher probable upside, analysts plainly believe Atlanticus is more favorable than United Community Banks.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Atlanticus
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

82.3% of United Community Banks shares are owned by institutional investors. Comparatively, 14.1% of Atlanticus shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by insiders. Comparatively, 50.4% of Atlanticus shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

United Community Banks has a net margin of 17.93% compared to Atlanticus' net margin of 8.51%. Atlanticus' return on equity of 24.20% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks17.93% 8.91% 1.09%
Atlanticus 8.51%24.20%3.72%

In the previous week, Atlanticus had 18 more articles in the media than United Community Banks. MarketBeat recorded 18 mentions for Atlanticus and 0 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.91 beat Atlanticus' score of 0.65 indicating that United Community Banks is being referred to more favorably in the media.

Company Overall Sentiment
United Community Banks Positive
Atlanticus Positive

Summary

Atlanticus beats United Community Banks on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ATLC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ATLC vs. The Competition

MetricAtlanticusFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$1.09B$7.95B$12.81B$10.16B
Dividend YieldN/A4.67%5.42%4.60%
P/E Ratio13.3817.29244.4626.40
Price / Sales3.366.9530.99174.59
Price / Cash8.2927.0119.2529.91
Price / Book2.293.032.316.28
Net Income$111.30M$313.53M$1.01B$270.38M
7 Day Performance11.74%1.94%0.61%1.89%
1 Month Performance24.12%7.70%3.21%6.01%
1 Year Performance141.36%33.40%541.40%25.26%

Atlanticus Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ATLC
Atlanticus
2.7734 of 5 stars
$76.15
+5.5%
$73.20
-3.9%
+142.5%$1.09B$342.38M13.38330News Coverage
Analyst Downgrade
Gap Up
High Trading Volume
UCB
United Community Banks
1.6695 of 5 stars
$33.02
-0.8%
N/AN/A$4.04B$952.89M15.012,979
AVAL
Grupo Aval Acciones y Valores
3.1664 of 5 stars
$3.39
+2.4%
N/A+62.7%$3.93B$17.06T10.9470,271Short Interest ↑
INTR
Inter & Co. Inc.
3.4156 of 5 stars
$8.76
-0.1%
$6.77
-22.8%
+24.3%$3.86B$1.31B19.474,333News Coverage
Positive News
Short Interest ↓
BMA
Macro Bank
4.8309 of 5 stars
$45.22
-23.2%
$62.17
+37.5%
-37.4%$3.76B$2.92T3.969,004Dividend Increase
Short Interest ↓
High Trading Volume
WULF
TeraWulf
2.5677 of 5 stars
$9.20
+0.8%
$11.22
+22.0%
+147.4%$3.72B$140.05M-26.296Analyst Forecast
EBC
Eastern Bankshares
4.448 of 5 stars
$17.42
+0.7%
$20.00
+14.8%
+6.5%$3.66B$1.09B-56.191,998Positive News
FHB
First Hawaiian
2.486 of 5 stars
$25.78
+0.2%
$27.07
+5.0%
+9.2%$3.21B$1.17B13.292,000Positive News
BFH
Bread Financial
3.8122 of 5 stars
$65.51
-1.1%
$64.91
-0.9%
+32.7%$3.09B$4.80B11.086,000Positive News
ENVA
Enova International
2.1896 of 5 stars
$118.42
-1.5%
$111.00
-6.3%
+47.0%$3.01B$2.66B12.571,787
CIFR
Cipher Mining
1.2737 of 5 stars
$7.72
+2.7%
$7.67
-0.7%
+251.1%$2.96B$151.27M-17.9510Analyst Forecast

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This page (NASDAQ:ATLC) was last updated on 9/16/2025 by MarketBeat.com Staff
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