Atlanticus (ATLC) Competitors $76.15 +3.98 (+5.51%) Closing price 09/15/2025 04:00 PM EasternExtended Trading$76.19 +0.04 (+0.05%) As of 07:36 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock ATLC vs. UCB, AVAL, INTR, BMA, WULF, EBC, FHB, BFH, ENVA, and CIFRShould you be buying Atlanticus stock or one of its competitors? The main competitors of Atlanticus include United Community Banks (UCB), Grupo Aval Acciones y Valores (AVAL), Inter & Co. Inc. (INTR), Macro Bank (BMA), TeraWulf (WULF), Eastern Bankshares (EBC), First Hawaiian (FHB), Bread Financial (BFH), Enova International (ENVA), and Cipher Mining (CIFR). These companies are all part of the "banking" industry. Atlanticus vs. Its Competitors United Community Banks Grupo Aval Acciones y Valores Inter & Co. Inc. Macro Bank TeraWulf Eastern Bankshares First Hawaiian Bread Financial Enova International Cipher Mining United Community Banks (NYSE:UCB) and Atlanticus (NASDAQ:ATLC) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, valuation, analyst recommendations, media sentiment and dividends. Which has more risk & volatility, UCB or ATLC? United Community Banks has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2, suggesting that its stock price is 100% more volatile than the S&P 500. Which has better earnings and valuation, UCB or ATLC? United Community Banks has higher revenue and earnings than Atlanticus. Atlanticus is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Community Banks$1.50B2.56$252.40M$2.2014.40Atlanticus$342.38M3.36$111.30M$5.6913.38 Do analysts recommend UCB or ATLC? Atlanticus has a consensus price target of $73.20, indicating a potential downside of 3.87%. Given Atlanticus' stronger consensus rating and higher probable upside, analysts plainly believe Atlanticus is more favorable than United Community Banks.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score United Community Banks 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Atlanticus 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.80 Do insiders and institutionals have more ownership in UCB or ATLC? 82.3% of United Community Banks shares are owned by institutional investors. Comparatively, 14.1% of Atlanticus shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by insiders. Comparatively, 50.4% of Atlanticus shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Is UCB or ATLC more profitable? United Community Banks has a net margin of 17.93% compared to Atlanticus' net margin of 8.51%. Atlanticus' return on equity of 24.20% beat United Community Banks' return on equity.Company Net Margins Return on Equity Return on Assets United Community Banks17.93% 8.91% 1.09% Atlanticus 8.51%24.20%3.72% Does the media prefer UCB or ATLC? In the previous week, Atlanticus had 18 more articles in the media than United Community Banks. MarketBeat recorded 18 mentions for Atlanticus and 0 mentions for United Community Banks. United Community Banks' average media sentiment score of 0.91 beat Atlanticus' score of 0.65 indicating that United Community Banks is being referred to more favorably in the media. Company Overall Sentiment United Community Banks Positive Atlanticus Positive SummaryAtlanticus beats United Community Banks on 10 of the 16 factors compared between the two stocks. Get Atlanticus News Delivered to You Automatically Sign up to receive the latest news and ratings for ATLC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding ATLC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart ATLC vs. The Competition Export to ExcelMetricAtlanticusFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$1.09B$7.95B$12.81B$10.16BDividend YieldN/A4.67%5.42%4.60%P/E Ratio13.3817.29244.4626.40Price / Sales3.366.9530.99174.59Price / Cash8.2927.0119.2529.91Price / Book2.293.032.316.28Net Income$111.30M$313.53M$1.01B$270.38M7 Day Performance11.74%1.94%0.61%1.89%1 Month Performance24.12%7.70%3.21%6.01%1 Year Performance141.36%33.40%541.40%25.26% Atlanticus Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)ATLCAtlanticus2.7734 of 5 stars$76.15+5.5%$73.20-3.9%+142.5%$1.09B$342.38M13.38330News CoverageAnalyst DowngradeGap UpHigh Trading VolumeUCBUnited Community Banks1.6695 of 5 stars$33.02-0.8%N/AN/A$4.04B$952.89M15.012,979AVALGrupo Aval Acciones y Valores3.1664 of 5 stars$3.39+2.4%N/A+62.7%$3.93B$17.06T10.9470,271Short Interest ↑INTRInter & Co. Inc.3.4156 of 5 stars$8.76-0.1%$6.77-22.8%+24.3%$3.86B$1.31B19.474,333News CoveragePositive NewsShort Interest ↓BMAMacro Bank4.8309 of 5 stars$45.22-23.2%$62.17+37.5%-37.4%$3.76B$2.92T3.969,004Dividend IncreaseShort Interest ↓High Trading VolumeWULFTeraWulf2.5677 of 5 stars$9.20+0.8%$11.22+22.0%+147.4%$3.72B$140.05M-26.296Analyst ForecastEBCEastern Bankshares4.448 of 5 stars$17.42+0.7%$20.00+14.8%+6.5%$3.66B$1.09B-56.191,998Positive NewsFHBFirst Hawaiian2.486 of 5 stars$25.78+0.2%$27.07+5.0%+9.2%$3.21B$1.17B13.292,000Positive NewsBFHBread Financial3.8122 of 5 stars$65.51-1.1%$64.91-0.9%+32.7%$3.09B$4.80B11.086,000Positive NewsENVAEnova International2.1896 of 5 stars$118.42-1.5%$111.00-6.3%+47.0%$3.01B$2.66B12.571,787CIFRCipher Mining1.2737 of 5 stars$7.72+2.7%$7.67-0.7%+251.1%$2.96B$151.27M-17.9510Analyst Forecast Related Companies and Tools Related Companies UCB Competitors AVAL Competitors INTR Competitors BMA Competitors WULF Competitors EBC Competitors FHB Competitors BFH Competitors ENVA Competitors CIFR Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:ATLC) was last updated on 9/16/2025 by MarketBeat.com Staff From Our PartnersWhat a Former CIA Agent Knows About the Coming Collapse This isn’t just another gold investing book—it’s a survival playbook written by a former CIA officer trained...Advantage Gold | SponsoredNew Biotech Backed by Proven Incubator Now Open to PublicA successful biotech incubator just opened its next chapter - and you're invited to their raise. 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