BofI Holding Company Profile (NASDAQ:BOFI)

About BofI Holding (BOFI)

BofI Holding logoBofI Holding, Inc. (BofI) is the holding company for BofI Federal Bank (the Bank). The Bank is a diversified financial services company. The Bank provides consumer and business banking products through its branchless, low-cost distribution channels and affinity partners. The Bank has deposit and loan customers, including consumer and business checking, savings and time deposit accounts and financing for single family and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. The Bank distributes its deposit products through a range of retail distribution channels, and its deposits consist of demand, savings and time deposits accounts. Its mortgage-backed securities consist primarily of mortgage pass-through securities issued by government-sponsored entities and non-agency collateralized mortgage obligations and pass-through mortgage-backed securities issued by private sponsors.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Savings & Loans
  • Sub-Industry: Thrifts & Mortgage Finance
  • Exchange: NASDAQ
  • Symbol: BOFI
  • CUSIP: 05566U10
Key Metrics:
  • Previous Close: $26.95
  • 50 Day Moving Average: $29.36
  • 200 Day Moving Average: $25.85
  • 52-Week Range: $15.29 - $32.57
  • Trailing P/E Ratio: 13.83
  • Foreward P/E Ratio: 11.00
  • P/E Growth: 1.31
  • Market Cap: $1.71B
  • Outstanding Shares: 63,362,000
  • Beta: 0.23
  • Net Margins: 29.85%
  • Return on Equity: 18.15%
  • Return on Assets: 1.62%
  • Debt-to-Equity Ratio: 0.08%
  • Current Ratio: 1.14%
  • Quick Ratio: 1.13%

Analyst Ratings

Consensus Ratings for BofI Holding (NASDAQ:BOFI) (?)
Ratings Breakdown: 4 Buy Ratings
Consensus Rating:Buy (Score: 3.00)
Consensus Price Target: $32.67 (21.21% upside)

Analysts' Ratings History for BofI Holding (NASDAQ:BOFI)
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
11/23/2016StephensInitiated CoverageOverweight$30.00N/AView Rating Details
10/30/2016FBR & CoSet Price TargetBuy$33.00N/AView Rating Details
8/23/2016DA DavidsonReiterated RatingBuyN/AView Rating Details
4/7/2016Craig HallumInitiated CoverageBuy$35.00N/AView Rating Details
12/11/2015Raymond James Financial, Inc.Lower Price TargetStrong-Buy$36.25 -> $35.00N/AView Rating Details
11/20/2015Keefe, Bruyette & WoodsBoost Price Target$30.00N/AView Rating Details
10/15/2015Sandler O'NeillUpgradeHold -> BuyN/AView Rating Details
(Data available from 3/29/2015 forward)


Earnings History for BofI Holding (NASDAQ:BOFI)
Earnings by Quarter for BofI Holding (NASDAQ:BOFI)
Earnings History by Quarter for BofI Holding (NASDAQ:BOFI)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
1/30/2017Q217$0.48$0.50$90.23 millionViewN/AView Earnings Details
10/27/2016Q117$0.45$0.45$81.38 millionViewListenView Earnings Details
8/2/2016Q416$0.46$0.46$70.06 millionViewN/AView Earnings Details
4/28/2016Q316$0.56$0.56$75.86 million$92.90 millionViewListenView Earnings Details
1/28/2016Q216$0.42$0.44$64.50 millionViewListenView Earnings Details
10/29/2015Q116$1.51$1.60$57.06 million$68.90 millionViewListenView Earnings Details
7/30/2015Q415$1.38$1.54$53.67 million$55.29 millionViewListenView Earnings Details
4/30/2015Q315$1.28$1.35$50.10 millionViewN/AView Earnings Details
1/29/2015Q215$1.22$1.26$48.02 millionViewN/AView Earnings Details
11/4/2014$1.11$1.20ViewN/AView Earnings Details
8/7/2014Q214$1.02$1.09$38.84 millionViewN/AView Earnings Details
5/6/2014Q114$0.97$1.00$34.55 millionViewN/AView Earnings Details
2/4/2014Q413$0.79$0.91$28.50 millionViewN/AView Earnings Details
11/5/2013Q313$0.85$0.85ViewN/AView Earnings Details
5/8/2013Q3 2013$0.72$0.75ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for BofI Holding (NASDAQ:BOFI)
Current Year EPS Consensus Estimate: $2.10 EPS
Next Year EPS Consensus Estimate: $2.45 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20165$0.53$2.05$0.85
Q2 20165$0.43$1.80$0.73
Q3 20165$0.46$1.85$1.03
Q4 20165$0.47$1.97$1.07
Q1 20174$0.45$2.38$1.03
Q2 20173$0.45$0.56$0.50
Q3 20173$0.61$0.67$0.65
Q4 20173$0.53$0.57$0.54
Q1 20182$0.53$0.53$0.53
Q2 20182$0.56$0.59$0.58
Q3 20182$0.70$0.75$0.73
Q4 20182$0.58$0.61$0.60
(Data provided by Zacks Investment Research)


Dividend History for BofI Holding (NASDAQ:BOFI)
No dividend announcements for this company have been tracked by

Insider Trades

Insider Trading and Institutional Ownership History for BofI Holding (NASDAQ:BOFI)
Insider Ownership Percentage: 6.34%
Institutional Ownership Percentage: 89.69%
Insider Trades by Quarter for BofI Holding (NASDAQ:BOFI)
Institutional Ownership by Quarter for BofI Holding (NASDAQ:BOFI)
Insider Trades by Quarter for BofI Holding (NASDAQ:BOFI)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
2/24/2017Mosich NickDirectorSell3,500$30.57$106,995.00View SEC Filing  
12/13/2016Mosich NickDirectorSell6,532$28.48$186,031.36View SEC Filing  
11/29/2016Theodore C AllrichDirectorSell10,000$25.05$250,500.00View SEC Filing  
11/22/2016Theodore C AllrichDirectorSell5,000$24.25$121,250.00View SEC Filing  
2/19/2016James John CourtDirectorBuy2,000$16.77$33,540.00View SEC Filing  
2/11/2016Andrew J MichelettiCFOBuy1,000$13.69$13,690.00View SEC Filing  
12/9/2015Gregory GarrabrantsCEOBuy1,000$18.47$18,470.00View SEC Filing  
12/8/2015Gregory GarrabrantsCEOBuy2,000$18.99$37,980.00View SEC Filing  
11/4/2015Gregory GarrabrantsCEOBuy1,605$93.91$150,725.55View SEC Filing  
11/3/2015Gregory GarrabrantsCEOBuy6,670$91.40$609,638.00View SEC Filing  
8/25/2015Edward James RatinoffDirectorSell1,073$122.25$131,174.25View SEC Filing  
8/18/2015James John CourtDirectorSell1,282$131.55$168,647.10View SEC Filing  
8/13/2015Theodore C AllrichDirectorSell4,319$130.59$564,018.21View SEC Filing  
12/12/2014John Gary BurkeDirectorSell7,100$77.50$550,250.00View SEC Filing  
11/14/2014John Gary BurkeDirectorSell3,801$80.33$305,334.33View SEC Filing  
6/11/2014Edward James RatinoffDirectorSell1,988$77.36$153,791.68View SEC Filing  
9/12/2013James John CourtDirectorSell1,569$63.64$99,851.16View SEC Filing  
8/29/2013John Gary BurkeDirectorSell20,000$64.92$1,298,400.00View SEC Filing  
8/16/2013Theodore AllrichDirectorSell2,000$68.01$136,020.00View SEC Filing  
8/12/2013Paul GrinbergDirectorSell23,800$66.55$1,583,890.00View SEC Filing  
11/23/2012Theodore C AllrichDirectorSell5,000$26.90$134,500.00View SEC Filing  
(Data available from 1/1/2013 forward)


Headline Trends for BofI Holding (NASDAQ:BOFI)
Latest Headlines for BofI Holding (NASDAQ:BOFI)
DateHeadline logoRoundtable: 1 Stock I Won’t Touch With a 10-Foot Pole - March 29 at 4:20 PM logo3 Stocks We Won't Touch With a 10-Foot Pole - March 29 at 4:20 PM logoBOFI HOLDING, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits - March 24 at 3:23 PM logo9 Things You Didn't Know About BofI Holding - March 10 at 4:27 PM logoBofI Holding (BOFI) Presents At The Raymond James 38th Annual Institutional Investors Conference 2017 - March 8 at 9:48 PM logoBofI Holding, Inc. breached its 50 day moving average in a Bearish Manner : BOFI-US : March 7, 2017 - March 7 at 11:20 AM logoBetter Buy: BofI Holding, Inc. vs. Bank of America - Motley Fool - March 4 at 4:30 PM logoBetter Buy: BofI Holding, Inc. vs. Bank of America - March 3 at 8:18 PM logoLanding Bank Values Out West? - February 28 at 4:19 PM logoForm 4 BofI Holding, Inc. For: Feb 24 Filed by: Nick Mosich - February 24 at 8:58 PM logoCould BofI Holding, Inc. Be a Millionaire-Maker Stock? - Motley Fool - February 24 at 3:58 PM logoCould BofI Holding, Inc. Be a Millionaire-Maker Stock? - February 23 at 12:47 PM logoBOFI Announces New Chairman of its Board of Directors - Business Wire (press release) - February 17 at 6:10 PM logoBRIEF-BOFI says Paul Grinberg appointed chairman of the board - February 16 at 9:05 PM logoBRIEF-BOFI says Paul Grinberg appointed chairman of the board - February 16 at 9:05 PM logoBRIEF-BOFI says Paul Grinberg appointed chairman of the board - February 16 at 9:05 PM logoBOFI HOLDING, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Exhibits - February 16 at 9:05 PM logoWSJ's Heard on the Street cautious on BofI Holding - Seeking Alpha - February 16 at 8:49 AM logoWSJ's Heard on the Street cautious on BofI Holding - Seeking Alpha - February 16 at 8:49 AM logo[$$] Time to Log Out of Bank of the Internet - February 14 at 4:35 PM logoTime to Log Out of Bank of the Internet - February 14 at 5:56 AM logoDoes BofI Holding Offer a Great Value Buying Opportunity Now? - February 7 at 4:59 PM logoPost Earnings Coverage as New York Community Bancorp Reported Q4 and Full-Year FY16 Results - February 3 at 4:09 PM logoBOFI HOLDING, INC. Financials - February 3 at 4:09 PM logoResearch Reports Initiation on Savings & Loans Stocks -- Investors Bancorp, Astoria Financial, BofI Holding, and Capitol Federal Financial - February 2 at 4:09 PM


Frequently Asked Questions for BofI Holding (NASDAQ:BOFI)

What is BofI Holding's stock symbol?

BofI Holding trades on the NASDAQ under the ticker symbol "BOFI."

How were BofI Holding's earnings last quarter?

BofI Holding, Inc. (NASDAQ:BOFI) announced its quarterly earnings data on Monday, January, 30th. The company reported $0.50 earnings per share for the quarter, beating analysts' consensus estimates of $0.48 by $0.02. BofI Holding had a net margin of 29.85% and a return on equity of 18.15%. During the same period in the previous year, the company earned $0.44 earnings per share.

When will BofI Holding make its next earnings announcement?

BofI Holding is scheduled to release their next quarterly earnings announcement on Wednesday, April, 26th 2017.

Where is BofI Holding's stock going? Where will BofI Holding's stock price be in 2017?

4 analysts have issued 12-month price objectives for BofI Holding's stock. Their predictions range from $30.00 to $35.00. On average, they anticipate BofI Holding's share price to reach $32.67 in the next twelve months.

Are investors shorting BofI Holding?

BofI Holding saw a decrease in short interest during the month of February. As of February 15th, there was short interest totalling 19,953,425 shares, a decrease of 0.3% from the January 31st total of 20,014,891 shares. Based on an average daily trading volume, of 693,909 shares, the short-interest ratio is presently 28.8 days. Approximately 35.8% of the company's shares are sold short.

Who owns BofI Holding stock?

BofI Holding's stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include Dimensional Fund Advisors LP (3.76%), Davis Capital Partners LLC (2.96%), State Street Corp (2.01%), Stieven Capital Advisors L.P. (1.12%), Basswood Capital Management L.L.C. (1.06%) and Thompson Siegel & Walmsley LLC (0.88%). Company insiders that own BofI Holding stock include Andrew J Micheletti, Edward James Ratinoff, Gregory Garrabrants, James John Court, Mosich Nick and Theodore C Allrich.

Who sold BofI Holding stock? Who is selling BofI Holding stock?

BofI Holding's stock was sold by a variety of institutional investors in the last quarter, including Basswood Capital Management L.L.C., Allianz Asset Management AG, Stieven Capital Advisors L.P., Thompson Siegel & Walmsley LLC, Cipher Capital LP, Century Capital Management LLC, Guggenheim Capital LLC and Quinn Opportunity Partners LLC. Company insiders that have sold BofI Holding stock in the last year include Mosich Nick and Theodore C Allrich.

Who bought BofI Holding stock? Who is buying BofI Holding stock?

BofI Holding's stock was bought by a variety of institutional investors in the last quarter, including Russell Investments Group Ltd., Credit Agricole S A, Norges Bank, Prudential PLC, Osterweis Capital Management Inc., State Street Corp, Elkfork Partners LLC and Davis Capital Partners LLC. Company insiders that have bought BofI Holding stock in the last two years include Andrew J Micheletti, Gregory Garrabrants and James John Court.

How do I buy BofI Holding stock?

Shares of BofI Holding can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of BofI Holding stock cost?

One share of BofI Holding stock can currently be purchased for approximately $26.95.

BofI Holding (BOFI) Chart for Wednesday, March, 29, 2017

This page was last updated on 3/29/2017 by Staff