OppFi (OPFI) Competitors $10.26 +0.29 (+2.86%) Closing price 10/14/2025 03:58 PM EasternExtended Trading$10.22 -0.04 (-0.34%) As of 10/14/2025 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPFI vs. LU, FBK, FHB, BMA, ENVA, DAVE, PRK, BFH, BUR, and MFHShould you be buying OppFi stock or one of its competitors? The main competitors of OppFi include Lufax (LU), FB Financial (FBK), First Hawaiian (FHB), Macro Bank (BMA), Enova International (ENVA), Dave (DAVE), Park National (PRK), Bread Financial (BFH), Burford Capital (BUR), and Mercurity Fintech (MFH). These companies are all part of the "banking" industry. OppFi vs. Its Competitors Lufax FB Financial First Hawaiian Macro Bank Enova International Dave Park National Bread Financial Burford Capital Mercurity Fintech Lufax (NYSE:LU) and OppFi (NYSE:OPFI) are both banking companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, dividends, valuation, earnings, profitability and analyst recommendations. Do institutionals & insiders believe in LU or OPFI? 69.1% of Lufax shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 72.0% of OppFi shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Which has more risk and volatility, LU or OPFI? Lufax has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.71, suggesting that its share price is 71% more volatile than the S&P 500. Is LU or OPFI more profitable? Lufax has a net margin of 0.00% compared to OppFi's net margin of -6.04%. OppFi's return on equity of 53.83% beat Lufax's return on equity.Company Net Margins Return on Equity Return on Assets LufaxN/A N/A N/A OppFi -6.04%53.83%19.01% Do analysts rate LU or OPFI? Lufax currently has a consensus target price of $3.20, suggesting a potential downside of 11.97%. OppFi has a consensus target price of $13.63, suggesting a potential upside of 32.86%. Given OppFi's stronger consensus rating and higher probable upside, analysts plainly believe OppFi is more favorable than Lufax.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Lufax 2 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.33OppFi 1 Sell rating(s) 2 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.33 Does the media favor LU or OPFI? In the previous week, OppFi had 2 more articles in the media than Lufax. MarketBeat recorded 5 mentions for OppFi and 3 mentions for Lufax. Lufax's average media sentiment score of 0.78 beat OppFi's score of 0.05 indicating that Lufax is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Lufax 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive OppFi 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral Which has better earnings and valuation, LU or OPFI? Lufax has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Lufax, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLufax$4.82B0.65$125.31M-$0.77-4.72OppFi$525.96M1.70$7.26M-$1.31-7.83 SummaryOppFi beats Lufax on 9 of the 16 factors compared between the two stocks. Get OppFi News Delivered to You Automatically Sign up to receive the latest news and ratings for OPFI and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPFI vs. The Competition Export to ExcelMetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE ExchangeMarket Cap$870.44M$33.37B$31.64B$21.76BDividend YieldN/A2.32%2.93%3.63%P/E Ratio-7.8338.4026.5429.93Price / Sales1.7036.52955.5968.45Price / Cash9.0816.3431.1623.91Price / Book3.777.708.314.68Net Income$7.26M$1.11B$196.57M$1.01B7 Day Performance2.35%-3.30%-0.50%-0.71%1 Month Performance-7.94%-1.55%4.91%1.18%1 Year Performance110.14%32.02%56.51%14.46% OppFi Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPFIOppFi2.6939 of 5 stars$10.26+2.9%$13.63+32.9%+108.4%$870.44M$525.96M-7.83570LULufax1.1105 of 5 stars$4.09+2.3%$3.20-21.8%+5.1%$3.54B$4.82B-5.3136,215Upcoming EarningsFBKFB Financial4.2499 of 5 stars$59.28+1.9%$58.80-0.8%+22.1%$3.19B$764.61M30.721,490Trending NewsEarnings ReportGap UpHigh Trading VolumeFHBFirst Hawaiian3.2965 of 5 stars$24.82+0.9%$27.06+9.0%+4.2%$3.09B$1.17B12.792,000BMAMacro Bank4.7726 of 5 stars$43.56+1.1%$66.63+52.9%-31.5%$2.78B$3.16T3.829,004Dividend CutGap DownENVAEnova International2.7653 of 5 stars$110.52-2.4%$111.00+0.4%+28.6%$2.76B$2.66B11.731,787Gap DownDAVEDave3.9204 of 5 stars$200.28-1.5%$274.13+36.9%+393.6%$2.70B$347.10M52.98250Trending NewsAnalyst RevisionGap DownPRKPark National2.4342 of 5 stars$162.32+0.5%$177.75+9.5%-6.3%$2.61B$543.45M17.441,790BFHBread Financial4.339 of 5 stars$54.77-1.7%$66.20+20.9%+16.6%$2.55B$4.80B9.276,000BURBurford Capital4.1444 of 5 stars$11.52-3.5%$18.00+56.3%-16.8%$2.52B$546.09M10.67140MFHMercurity Fintech0.6276 of 5 stars$35.79+21.7%N/A+1,058.5%$2.47B$1.01M0.0010Gap Down Related Companies and Tools Related Companies LU Competitors FBK Competitors FHB Competitors BMA Competitors ENVA Competitors DAVE Competitors PRK Competitors BFH Competitors BUR Competitors MFH Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:OPFI) was last updated on 10/15/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredIf You Keep Cash In A U.S. Bank Account… Read This NOWThe Treasury Department just issued a stunning warning: U.S. banks could lose up to $6.6 trillion of custom...Banyan Hill Publishing | SponsoredBuy UBER immediatelyBULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredFront-Run Buffett's Shocking Gold MoveA Historic Gold Announcement Is About to Rock Wall Street? 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