OppFi (OPFI) Competitors $10.99 +0.53 (+5.07%) Closing price 09/12/2025 03:59 PM EasternExtended Trading$10.98 -0.01 (-0.09%) As of 09/12/2025 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPFI vs. FHB, BFH, CIFR, ENVA, FBK, BMA, PGY, BUR, PRK, and HUTShould you be buying OppFi stock or one of its competitors? The main competitors of OppFi include First Hawaiian (FHB), Bread Financial (BFH), Cipher Mining (CIFR), Enova International (ENVA), FB Financial (FBK), Macro Bank (BMA), Pagaya Technologies (PGY), Burford Capital (BUR), Park National (PRK), and Hut 8 (HUT). These companies are all part of the "banking" industry. OppFi vs. Its Competitors First Hawaiian Bread Financial Cipher Mining Enova International FB Financial Macro Bank Pagaya Technologies Burford Capital Park National Hut 8 OppFi (NYSE:OPFI) and First Hawaiian (NASDAQ:FHB) are both banking companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, media sentiment, risk, profitability, dividends and earnings. Which has more volatility and risk, OPFI or FHB? OppFi has a beta of 1.7, suggesting that its share price is 70% more volatile than the S&P 500. Comparatively, First Hawaiian has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500. Do analysts rate OPFI or FHB? OppFi presently has a consensus price target of $13.63, indicating a potential upside of 23.98%. First Hawaiian has a consensus price target of $27.07, indicating a potential upside of 5.87%. Given OppFi's stronger consensus rating and higher possible upside, research analysts plainly believe OppFi is more favorable than First Hawaiian.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score OppFi 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00First Hawaiian 4 Sell rating(s) 3 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.43 Does the media prefer OPFI or FHB? In the previous week, First Hawaiian had 6 more articles in the media than OppFi. MarketBeat recorded 6 mentions for First Hawaiian and 0 mentions for OppFi. First Hawaiian's average media sentiment score of 1.19 beat OppFi's score of 1.00 indicating that First Hawaiian is being referred to more favorably in the news media. Company Overall Sentiment OppFi Positive First Hawaiian Positive Which has higher valuation and earnings, OPFI or FHB? First Hawaiian has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOppFi$525.96M1.82$7.26M-$1.31-8.39First Hawaiian$1.17B2.73$230.13M$1.9413.18 Do insiders & institutionals have more ownership in OPFI or FHB? 7.1% of OppFi shares are owned by institutional investors. Comparatively, 97.6% of First Hawaiian shares are owned by institutional investors. 72.0% of OppFi shares are owned by insiders. Comparatively, 0.6% of First Hawaiian shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Is OPFI or FHB more profitable? First Hawaiian has a net margin of 21.45% compared to OppFi's net margin of -6.04%. OppFi's return on equity of 53.83% beat First Hawaiian's return on equity.Company Net Margins Return on Equity Return on Assets OppFi-6.04% 53.83% 19.01% First Hawaiian 21.45%9.29%1.04% SummaryFirst Hawaiian beats OppFi on 9 of the 17 factors compared between the two stocks. Get OppFi News Delivered to You Automatically Sign up to receive the latest news and ratings for OPFI and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPFI vs. The Competition Export to ExcelMetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE ExchangeMarket Cap$959.54M$33.25B$26.48B$21.49BDividend YieldN/A2.22%2.73%3.49%P/E Ratio-8.3939.9727.1929.75Price / Sales1.8216.28814.0151.60Price / Cash10.0118.1625.8718.13Price / Book4.047.237.794.63Net Income$7.26M$1.12B$199.52M$999.94M7 Day Performance5.12%1.77%6.72%0.62%1 Month Performance5.47%3.45%20.61%4.34%1 Year Performance153.81%28.62%51.48%16.38% OppFi Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPFIOppFi3.2899 of 5 stars$10.99+5.1%$13.63+24.0%+153.8%$959.54M$525.96M-8.39570Positive NewsFHBFirst Hawaiian2.7512 of 5 stars$25.78+0.2%$27.07+5.0%+9.9%$3.21B$1.17B13.292,000Positive NewsBFHBread Financial3.8566 of 5 stars$65.51-1.1%$64.91-0.9%+31.3%$3.06B$4.80B11.086,000Positive NewsCIFRCipher Mining1.1394 of 5 stars$7.72+2.7%$7.67-0.7%+251.1%$3.04B$158.85M-17.9510Insider TradeENVAEnova International2.1821 of 5 stars$118.42-1.5%$111.00-6.3%+45.1%$2.96B$2.66B12.571,787FBKFB Financial4.4888 of 5 stars$53.68+0.1%$58.25+8.5%+14.2%$2.89B$764.61M27.821,490BMAMacro Bank4.843 of 5 stars$45.22-23.2%$62.17+37.5%-35.5%$2.89B$4.49B3.969,004Dividend IncreaseShort Interest ↓High Trading VolumePGYPagaya Technologies2.5403 of 5 stars$37.21-0.1%$34.33-7.7%+216.0%$2.85B$1.13B-9.72800BURBurford Capital4.2236 of 5 stars$12.73-4.5%$18.00+41.4%-3.0%$2.79B$546.09M11.79140Positive NewsPRKPark National2.2085 of 5 stars$171.31-0.5%$177.75+3.8%-0.6%$2.75B$543.45M18.401,790Trending NewsHUTHut 81.8476 of 5 stars$25.48+0.4%$26.94+5.7%+188.6%$2.69B$550.39M0.00219Positive News Related Companies and Tools Related Companies FHB Competitors BFH Competitors CIFR Competitors ENVA Competitors FBK Competitors BMA Competitors PGY Competitors BUR Competitors PRK Competitors HUT Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:OPFI) was last updated on 9/15/2025 by MarketBeat.com Staff From Our PartnersOut of 18,347 Cryptocurrencies... 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