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OppFi (OPFI) Competitors

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$10.50 -0.34 (-3.14%)
Closing price 03:59 PM Eastern
Extended Trading
$10.53 +0.03 (+0.29%)
As of 04:32 PM Eastern
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OPFI vs. INTR, AVAL, EBC, UCB, HUT, BTDR, LU, FHB, ENVA, and FBK

Should you be buying OppFi stock or one of its competitors? The main competitors of OppFi include Inter & Co. Inc. (INTR), Grupo Aval Acciones y Valores (AVAL), Eastern Bankshares (EBC), United Community Banks (UCB), Hut 8 (HUT), Bitdeer Technologies Group (BTDR), Lufax (LU), First Hawaiian (FHB), Enova International (ENVA), and FB Financial (FBK). These companies are all part of the "banking" industry.

OppFi vs. Its Competitors

Inter & Co. Inc. (NASDAQ:INTR) and OppFi (NYSE:OPFI) are both banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and risk.

In the previous week, OppFi had 9 more articles in the media than Inter & Co. Inc.. MarketBeat recorded 9 mentions for OppFi and 0 mentions for Inter & Co. Inc.. Inter & Co. Inc.'s average media sentiment score of 0.50 beat OppFi's score of 0.38 indicating that Inter & Co. Inc. is being referred to more favorably in the media.

Company Overall Sentiment
Inter & Co. Inc. Positive
OppFi Neutral

Inter & Co. Inc. has a beta of 1.13, suggesting that its stock price is 13% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.71, suggesting that its stock price is 71% more volatile than the S&P 500.

Inter & Co. Inc. has a net margin of 12.55% compared to OppFi's net margin of -6.04%. OppFi's return on equity of 53.83% beat Inter & Co. Inc.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Inter & Co. Inc.12.55% 11.85% 1.38%
OppFi -6.04%53.83%19.01%

Inter & Co. Inc. has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Inter & Co. Inc., indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Inter & Co. Inc.$7.36B0.54$168.18M$0.4520.07
OppFi$525.96M1.74$7.26M-$1.31-8.00

22.9% of Inter & Co. Inc. shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 72.0% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Inter & Co. Inc. currently has a consensus price target of $6.77, suggesting a potential downside of 25.08%. OppFi has a consensus price target of $13.63, suggesting a potential upside of 29.95%. Given OppFi's stronger consensus rating and higher possible upside, analysts clearly believe OppFi is more favorable than Inter & Co. Inc..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Inter & Co. Inc.
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
OppFi
1 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.67

Summary

OppFi beats Inter & Co. Inc. on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPFI vs. The Competition

MetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE Exchange
Market Cap$915.45M$34.27B$35.70B$22.13B
Dividend YieldN/A2.29%2.84%3.55%
P/E Ratio-8.0039.0726.7829.95
Price / Sales1.7462.65748.1770.63
Price / Cash9.8717.0928.6518.33
Price / Book3.858.928.414.65
Net Income$7.26M$1.11B$197.71M$1.01B
7 Day Performance-12.04%1.45%3.14%1.22%
1 Month Performance0.58%14.22%14.35%3.22%
1 Year Performance134.56%58.87%62.98%14.04%

OppFi Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPFI
OppFi
3.2803 of 5 stars
$10.50
-3.1%
$13.63
+29.8%
+142.5%$916.76M$525.96M-8.02570Insider Trade
INTR
Inter & Co. Inc.
2.8513 of 5 stars
$9.27
+1.4%
$6.77
-27.0%
+47.0%$4.08B$1.31B20.604,333
AVAL
Grupo Aval Acciones y Valores
4.0125 of 5 stars
$3.30
-0.8%
N/A+68.1%$3.91B$9.07B10.6370,271
EBC
Eastern Bankshares
4.4276 of 5 stars
$18.16
-1.0%
$21.50
+18.4%
+12.6%$3.84B$1.09B-58.581,998
UCB
United Community Banks
N/A$31.38
-1.4%
$34.57
+10.2%
N/A$3.81B$952.89M15.383,070
HUT
Hut 8
2.3351 of 5 stars
$34.85
+5.1%
$29.88
-14.3%
+233.6%$3.68B$162.38M0.00219Options Volume
Gap Up
BTDR
Bitdeer Technologies Group
1.9266 of 5 stars
$17.31
+6.5%
$22.55
+30.2%
+166.0%$3.66B$349.78M-3.68211Positive News
Analyst Forecast
LU
Lufax
1.1504 of 5 stars
$4.07
+13.4%
$3.20
-21.4%
-0.6%$3.53B$4.82B-5.2936,215Gap Down
High Trading Volume
FHB
First Hawaiian
3.2348 of 5 stars
$24.92
-1.0%
$27.06
+8.6%
+7.5%$3.11B$1.17B12.852,000
ENVA
Enova International
2.9568 of 5 stars
$121.99
+0.0%
$111.00
-9.0%
+35.4%$3.05B$2.66B12.951,787
FBK
FB Financial
4.4201 of 5 stars
$55.53
-0.8%
$58.80
+5.9%
+26.0%$2.99B$764.61M28.771,490Positive News

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This page (NYSE:OPFI) was last updated on 10/6/2025 by MarketBeat.com Staff
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