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OppFi (OPFI) Competitors

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$9.99 -0.17 (-1.65%)
As of 10:04 AM Eastern
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OPFI vs. WULF, INTR, EBC, BBAR, FHB, BUR, BFH, CLSK, FBK, and DAVE

Should you be buying OppFi stock or one of its competitors? The main competitors of OppFi include TeraWulf (WULF), Inter & Co. Inc. (INTR), Eastern Bankshares (EBC), BBVA Banco Frances (BBAR), First Hawaiian (FHB), Burford Capital (BUR), Bread Financial (BFH), Cleanspark (CLSK), FB Financial (FBK), and Dave (DAVE). These companies are all part of the "banking" industry.

OppFi vs. Its Competitors

TeraWulf (NASDAQ:WULF) and OppFi (NYSE:OPFI) are both banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, dividends, profitability, valuation, earnings, risk and institutional ownership.

TeraWulf has a beta of 3.17, indicating that its share price is 217% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.71, indicating that its share price is 71% more volatile than the S&P 500.

In the previous week, TeraWulf had 27 more articles in the media than OppFi. MarketBeat recorded 31 mentions for TeraWulf and 4 mentions for OppFi. TeraWulf's average media sentiment score of 0.99 beat OppFi's score of 0.75 indicating that TeraWulf is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
TeraWulf
11 Very Positive mention(s)
1 Positive mention(s)
8 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
OppFi
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OppFi has a net margin of -6.04% compared to TeraWulf's net margin of -91.42%. OppFi's return on equity of 53.83% beat TeraWulf's return on equity.

Company Net Margins Return on Equity Return on Assets
TeraWulf-91.42% -54.98% -17.50%
OppFi -6.04%53.83%19.01%

62.5% of TeraWulf shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 24.9% of TeraWulf shares are held by company insiders. Comparatively, 72.0% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

TeraWulf presently has a consensus price target of $11.22, indicating a potential upside of 21.28%. OppFi has a consensus price target of $13.63, indicating a potential upside of 36.36%. Given OppFi's higher possible upside, analysts clearly believe OppFi is more favorable than TeraWulf.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
TeraWulf
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
2 Strong Buy rating(s)
3.09
OppFi
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

OppFi has higher revenue and earnings than TeraWulf. TeraWulf is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
TeraWulf$140.05M25.89-$72.42M-$0.35-26.44
OppFi$525.96M1.66$7.26M-$1.31-7.63

Summary

TeraWulf beats OppFi on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPFI vs. The Competition

MetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE Exchange
Market Cap$876.24M$34.21B$25.99B$21.27B
Dividend YieldN/A2.18%2.78%3.51%
P/E Ratio-7.6641.3728.2029.37
Price / Sales1.6619.771,187.0449.79
Price / Cash9.2418.8126.8423.86
Price / Book4.016.576.185.38
Net Income$7.26M$1.11B$197.87M$996.59M
7 Day Performance1.91%0.34%8.97%0.53%
1 Month Performance-8.35%4.73%6.28%3.60%
1 Year Performance116.75%26.95%45.18%12.11%

OppFi Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPFI
OppFi
3.3472 of 5 stars
$9.99
-1.7%
$13.63
+36.4%
+123.3%$876.24M$525.96M-7.66570Positive News
WULF
TeraWulf
3.6179 of 5 stars
$9.38
+4.6%
$10.39
+10.8%
+125.8%$3.68B$140.05M-26.806Analyst Forecast
Gap Up
High Trading Volume
INTR
Inter & Co. Inc.
2.7039 of 5 stars
$8.20
+1.7%
$6.77
-17.5%
+13.3%$3.61B$1.31B18.224,333Positive News
EBC
Eastern Bankshares
4.5305 of 5 stars
$15.87
+0.6%
$20.00
+26.0%
+1.4%$3.36B$1.09B-51.191,998News Coverage
Positive News
BBAR
BBVA Banco Frances
4.6189 of 5 stars
$16.24
+2.1%
$22.50
+38.5%
+32.9%$3.32B$4.86B9.506,289
FHB
First Hawaiian
2.195 of 5 stars
$24.56
+0.2%
$27.64
+12.6%
+7.7%$3.06B$1.17B12.662,000News Coverage
Positive News
BUR
Burford Capital
4.2871 of 5 stars
$13.61
+1.6%
$18.00
+32.3%
+3.2%$2.98B$546.09M12.60140
BFH
Bread Financial
3.4062 of 5 stars
$60.26
+0.9%
$64.42
+6.9%
+15.9%$2.81B$4.80B10.206,000News Coverage
Positive News
Buyback Announcement
CLSK
Cleanspark
4.5215 of 5 stars
$9.84
+0.9%
$20.47
+108.1%
-10.6%$2.77B$378.97M11.58130Positive News
FBK
FB Financial
4.1138 of 5 stars
$50.90
+1.1%
$58.25
+14.5%
+13.6%$2.74B$764.61M26.371,490News Coverage
Positive News
DAVE
Dave
3.2167 of 5 stars
$202.30
+0.5%
$262.17
+29.6%
+507.1%$2.73B$347.10M53.52250

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This page (NYSE:OPFI) was last updated on 8/29/2025 by MarketBeat.com Staff
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