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OppFi (OPFI) Competitors

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$12.14 +0.41 (+3.50%)
As of 01:18 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

OPFI vs. IFS, AX, ASB, UCB, AVAL, EBC, CORZ, RIOT, INTR, and FHB

Should you be buying OppFi stock or one of its competitors? The main competitors of OppFi include Intercorp Financial Services (IFS), Axos Financial (AX), Associated Banc (ASB), United Community Banks (UCB), Grupo Aval Acciones y Valores (AVAL), Eastern Bankshares (EBC), Core Scientific (CORZ), Riot Platforms (RIOT), Inter & Co, Inc. (INTR), and First Hawaiian (FHB). These companies are all part of the "banking" industry.

OppFi vs.

OppFi (NYSE:OPFI) and Intercorp Financial Services (NYSE:IFS) are both business services companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, community ranking, dividends, risk, earnings, media sentiment and valuation.

OppFi presently has a consensus price target of $13.33, indicating a potential upside of 9.83%. Intercorp Financial Services has a consensus price target of $30.00, indicating a potential downside of 18.42%. Given OppFi's higher possible upside, analysts plainly believe OppFi is more favorable than Intercorp Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OppFi
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Intercorp Financial Services
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Intercorp Financial Services received 22 more outperform votes than OppFi when rated by MarketBeat users. However, 63.33% of users gave OppFi an outperform vote while only 56.16% of users gave Intercorp Financial Services an outperform vote.

CompanyUnderperformOutperform
OppFiOutperform Votes
19
63.33%
Underperform Votes
11
36.67%
Intercorp Financial ServicesOutperform Votes
41
56.16%
Underperform Votes
32
43.84%

7.1% of OppFi shares are held by institutional investors. 72.0% of OppFi shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Intercorp Financial Services has a net margin of 21.03% compared to OppFi's net margin of 1.40%. OppFi's return on equity of 35.04% beat Intercorp Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
OppFi1.40% 35.04% 12.09%
Intercorp Financial Services 21.03%12.38%1.38%

OppFi has a beta of 1.61, suggesting that its stock price is 61% more volatile than the S&P 500. Comparatively, Intercorp Financial Services has a beta of 1.17, suggesting that its stock price is 17% more volatile than the S&P 500.

In the previous week, OppFi had 1 more articles in the media than Intercorp Financial Services. MarketBeat recorded 6 mentions for OppFi and 5 mentions for Intercorp Financial Services. Intercorp Financial Services' average media sentiment score of 1.27 beat OppFi's score of 0.44 indicating that Intercorp Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OppFi
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Intercorp Financial Services
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Intercorp Financial Services has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Intercorp Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OppFi$538.89M1.95-$1M-$0.37-32.81
Intercorp Financial Services$6.54B0.64$346.47M$3.759.81

Summary

OppFi beats Intercorp Financial Services on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPFI vs. The Competition

MetricOppFiNondepository credit institutions IndustryBusiness SectorNYSE Exchange
Market Cap$1.05B$7.85B$24.25B$19.26B
Dividend YieldN/A4.35%2.48%3.83%
P/E Ratio76.0917.1732.7734.34
Price / Sales1.957.42269.8134.56
Price / Cash21.4342.1530.9317.51
Price / Book6.942.435.384.68
Net Income-$1M$524.31M$195.96M$1.02B
7 Day Performance2.84%-1.65%-1.10%-2.66%
1 Month Performance37.33%20.57%15.56%5.98%
1 Year Performance289.10%18.66%19.19%5.61%

OppFi Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPFI
OppFi
1.3573 of 5 stars
$12.14
+3.5%
$13.33
+9.8%
+266.6%$1.05B$538.89M76.09570Gap Down
IFS
Intercorp Financial Services
3.6047 of 5 stars
$35.54
-0.4%
$30.00
-15.6%
+60.4%$4.07B$6.54B11.777,380Positive News
AX
Axos Financial
3.3382 of 5 stars
$72.08
-0.5%
$81.50
+13.1%
+15.0%$4.06B$1.21B9.691,340Positive News
Analyst Forecast
Gap Down
ASB
Associated Banc
4.844 of 5 stars
$24.13
-0.6%
$26.00
+7.7%
+7.7%$4.00B$1.05B30.544,100Positive News
Gap Down
UCB
United Community Banks
3.5305 of 5 stars
$29.53
-0.5%
$33.14
+12.2%
N/A$3.53B$938.98M14.483,070News Coverage
Positive News
Dividend Announcement
Gap Down
AVAL
Grupo Aval Acciones y Valores
N/A$2.81
-1.1%
N/A+10.5%$3.34B$16.06T16.5370,200High Trading Volume
EBC
Eastern Bankshares
4.9224 of 5 stars
$15.58
-0.1%
$19.25
+23.6%
+5.9%$3.33B$526.70M23.252,150Positive News
CORZ
Core Scientific
2.8477 of 5 stars
$10.85
+0.6%
$18.75
+72.8%
+161.0%$3.23B$410.91M-2.01200Positive News
Analyst Forecast
Gap Down
RIOT
Riot Platforms
3.6654 of 5 stars
$8.97
-2.0%
$16.59
+85.0%
-17.1%$3.20B$458.75M20.86340Gap Down
INTR
Inter & Co, Inc.
3.0366 of 5 stars
$6.97
+3.3%
$6.78
-2.7%
+8.9%$3.06B$6.84B17.873,235News Coverage
Gap Down
FHB
First Hawaiian
2.9065 of 5 stars
$24.24
-1.4%
$27.29
+12.6%
+11.4%$3.05B$780.50M13.542,000Positive News
Gap Up

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This page (NYSE:OPFI) was last updated on 5/23/2025 by MarketBeat.com Staff
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