OppFi (OPFI) Competitors $10.80 +0.45 (+4.35%) Closing price 03:59 PM EasternExtended Trading$10.84 +0.04 (+0.42%) As of 05:43 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock OPFI vs. EBC, AVAL, CLSK, BBAR, FHB, IREN, BFH, BUR, INTR, and DAVEShould you be buying OppFi stock or one of its competitors? The main competitors of OppFi include Eastern Bankshares (EBC), Grupo Aval Acciones y Valores (AVAL), Cleanspark (CLSK), BBVA Banco Frances (BBAR), First Hawaiian (FHB), IREN (IREN), Bread Financial (BFH), Burford Capital (BUR), Inter & Co. Inc. (INTR), and Dave (DAVE). These companies are all part of the "banking" industry. OppFi vs. Its Competitors Eastern Bankshares Grupo Aval Acciones y Valores Cleanspark BBVA Banco Frances First Hawaiian IREN Bread Financial Burford Capital Inter & Co. Inc. Dave Eastern Bankshares (NASDAQ:EBC) and OppFi (NYSE:OPFI) are both banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, risk, analyst recommendations and media sentiment. Do analysts rate EBC or OPFI? Eastern Bankshares presently has a consensus price target of $20.00, suggesting a potential upside of 31.23%. OppFi has a consensus price target of $13.63, suggesting a potential upside of 26.16%. Given Eastern Bankshares' stronger consensus rating and higher probable upside, analysts plainly believe Eastern Bankshares is more favorable than OppFi.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Eastern Bankshares 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00OppFi 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75 Do insiders & institutionals have more ownership in EBC or OPFI? 71.7% of Eastern Bankshares shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 1.1% of Eastern Bankshares shares are owned by insiders. Comparatively, 72.0% of OppFi shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth. Is EBC or OPFI more profitable? OppFi has a net margin of -6.04% compared to Eastern Bankshares' net margin of -6.49%. OppFi's return on equity of 53.08% beat Eastern Bankshares' return on equity.Company Net Margins Return on Equity Return on Assets Eastern Bankshares-6.49% 7.38% 1.05% OppFi -6.04%53.08%19.31% Does the media prefer EBC or OPFI? In the previous week, OppFi had 7 more articles in the media than Eastern Bankshares. MarketBeat recorded 15 mentions for OppFi and 8 mentions for Eastern Bankshares. Eastern Bankshares' average media sentiment score of 0.99 beat OppFi's score of 0.54 indicating that Eastern Bankshares is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Eastern Bankshares 3 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive OppFi 2 Very Positive mention(s) 0 Positive mention(s) 10 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more risk & volatility, EBC or OPFI? Eastern Bankshares has a beta of 0.94, meaning that its stock price is 6% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.71, meaning that its stock price is 71% more volatile than the S&P 500. Which has stronger valuation & earnings, EBC or OPFI? Eastern Bankshares has higher revenue and earnings than OppFi. Eastern Bankshares is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEastern Bankshares$1.09B2.99$119.56M-$0.31-49.16OppFi$525.96M1.78$7.26M-$1.31-8.24 SummaryEastern Bankshares and OppFi tied by winning 8 of the 16 factors compared between the two stocks. Get OppFi News Delivered to You Automatically Sign up to receive the latest news and ratings for OPFI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPFI vs. The Competition Export to ExcelMetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE ExchangeMarket Cap$937.55M$33.21B$22.20B$20.68BDividend YieldN/A2.48%2.83%3.69%P/E Ratio-8.2443.8127.4028.53Price / Sales1.788.8467.9666.51Price / Cash10.3218.3728.1823.60Price / Book3.976.526.014.31Net Income$7.26M$1.09B$197.93M$996.14M7 Day Performance4.05%0.01%8.15%1.94%1 Month Performance-24.37%-7.02%5.76%-0.53%1 Year Performance175.16%25.27%34.83%14.79% OppFi Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPFIOppFi3.1248 of 5 stars$10.80+4.3%$13.63+26.2%+172.5%$937.55M$525.96M-8.24570News CoveragePositive NewsEarnings ReportAnalyst RevisionEBCEastern Bankshares4.7268 of 5 stars$16.12+1.0%$19.25+19.4%+1.5%$3.44B$1.09B-52.001,998AVALGrupo Aval Acciones y Valores3.8798 of 5 stars$2.85-4.4%N/A+48.7%$3.38B$9.07B11.4070,271News CoverageUpcoming EarningsCLSKCleanspark4.2501 of 5 stars$12.03+1.8%$20.69+72.0%-3.2%$3.38B$378.97M-12.53130News CoverageEarnings ReportAnalyst ForecastOptions VolumeGap UpBBARBBVA Banco Frances3.7343 of 5 stars$15.72-1.1%$22.50+43.1%+106.8%$3.21B$2.72T9.196,289FHBFirst Hawaiian3.1588 of 5 stars$25.13-1.1%$27.64+10.0%+3.3%$3.16B$780.50M12.952,000Positive NewsIRENIREN3.5048 of 5 stars$16.58-6.4%$20.89+26.0%+174.7%$3.11B$188.76M0.00100Trending NewsOptions VolumeGap UpBFHBread Financial4.1431 of 5 stars$63.99+1.1%$64.42+0.7%+28.0%$2.98B$4.80B10.836,000Positive NewsAnalyst RevisionBURBurford Capital4.4488 of 5 stars$13.44-2.5%$18.00+33.9%+3.7%$2.94B$546.09M14.45140Positive NewsEarnings ReportINTRInter & Co. Inc.3.176 of 5 stars$6.54-2.4%$6.37-2.7%+22.5%$2.88B$1.31B15.954,333News CoverageEarnings ReportDAVEDave3.8554 of 5 stars$213.13+1.2%$237.50+11.4%+508.4%$2.84B$347.10M58.71250Trending NewsAnalyst Forecast Related Companies and Tools Related Companies EBC Competitors AVAL Competitors CLSK Competitors BBAR Competitors FHB Competitors IREN Competitors BFH Competitors BUR Competitors INTR Competitors DAVE Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:OPFI) was last updated on 8/8/2025 by MarketBeat.com Staff From Our PartnersTrump set to Boost Social Security Checks by 400%?If you're collecting or planning to collect social security... 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