Free Trial

OppFi (OPFI) Competitors

OppFi logo
$11.67 +0.02 (+0.17%)
Closing price 07/18/2025 03:59 PM Eastern
Extended Trading
$11.62 -0.04 (-0.39%)
As of 07/18/2025 07:57 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

OPFI vs. CORZ, UCB, CLSK, EBC, AVAL, FHB, IREN, BUR, BBAR, and INTR

Should you be buying OppFi stock or one of its competitors? The main competitors of OppFi include Core Scientific (CORZ), United Community Banks (UCB), Cleanspark (CLSK), Eastern Bankshares (EBC), Grupo Aval Acciones y Valores (AVAL), First Hawaiian (FHB), IREN (IREN), Burford Capital (BUR), BBVA Banco Frances (BBAR), and Inter & Co. Inc. (INTR). These companies are all part of the "banking" industry.

OppFi vs. Its Competitors

Core Scientific (NASDAQ:CORZ) and OppFi (NYSE:OPFI) are both banking companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.

Core Scientific has a beta of 6.71, meaning that its stock price is 571% more volatile than the S&P 500. Comparatively, OppFi has a beta of 1.73, meaning that its stock price is 73% more volatile than the S&P 500.

Core Scientific has a net margin of 0.00% compared to OppFi's net margin of -1.79%. OppFi's return on equity of 48.24% beat Core Scientific's return on equity.

Company Net Margins Return on Equity Return on Assets
Core ScientificN/A N/A N/A
OppFi -1.79%48.24%17.42%

In the previous week, Core Scientific had 2 more articles in the media than OppFi. MarketBeat recorded 11 mentions for Core Scientific and 9 mentions for OppFi. OppFi's average media sentiment score of 0.41 beat Core Scientific's score of 0.40 indicating that OppFi is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Core Scientific
2 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
OppFi
4 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

7.1% of OppFi shares are owned by institutional investors. 1.4% of Core Scientific shares are owned by insiders. Comparatively, 72.0% of OppFi shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Core Scientific currently has a consensus price target of $18.22, suggesting a potential upside of 36.50%. OppFi has a consensus price target of $13.63, suggesting a potential upside of 16.75%. Given Core Scientific's higher probable upside, research analysts clearly believe Core Scientific is more favorable than OppFi.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Core Scientific
1 Sell rating(s)
11 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.35
OppFi
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

OppFi has higher revenue and earnings than Core Scientific. OppFi is trading at a lower price-to-earnings ratio than Core Scientific, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Core Scientific$510.67M7.79-$1.50B-$5.03-2.65
OppFi$525.96M1.93$7.26M-$0.37-31.54

Summary

OppFi beats Core Scientific on 9 of the 16 factors compared between the two stocks.

Get OppFi News Delivered to You Automatically

Sign up to receive the latest news and ratings for OPFI and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

OPFI vs. The Competition

MetricOppFiFinancial Transaction Services IndustryBusiness SectorNYSE Exchange
Market Cap$1.01B$33.50B$15.01B$20.81B
Dividend YieldN/A2.46%2.74%3.65%
P/E Ratio-31.5428.3828.1527.57
Price / Sales1.9311.0442.8058.82
Price / Cash10.6119.0227.2622.29
Price / Book4.297.516.214.66
Net Income$7.26M$1.11B$195.71M$995.08M
7 Day Performance-4.97%-0.35%3.99%-0.30%
1 Month Performance-7.27%1.89%9.31%4.90%
1 Year Performance205.50%36.08%24.42%11.14%

OppFi Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPFI
OppFi
2.1587 of 5 stars
$11.67
+0.2%
$13.63
+16.8%
+186.0%$1.01B$525.96M-31.54570Insider Trade
CORZ
Core Scientific
2.6529 of 5 stars
$13.56
+8.4%
$18.22
+34.4%
+31.4%$4.04B$510.67M-2.70200
UCB
United Community Banks
3.1477 of 5 stars
$31.72
+1.7%
$33.14
+4.5%
N/A$3.85B$938.98M15.553,070Positive News
CLSK
Cleanspark
3.2426 of 5 stars
$12.60
-0.4%
$20.38
+61.7%
-25.1%$3.54B$378.97M-13.12130
EBC
Eastern Bankshares
4.4044 of 5 stars
$16.19
+2.0%
$19.25
+18.9%
-1.9%$3.46B$1.09B-24.911,998News Coverage
Upcoming Earnings
AVAL
Grupo Aval Acciones y Valores
3.4094 of 5 stars
$2.88
-1.7%
N/A+39.4%$3.42B$16.37T11.5270,271News Coverage
Dividend Announcement
FHB
First Hawaiian
2.3851 of 5 stars
$26.04
+0.7%
$27.64
+6.2%
+5.2%$3.27B$1.17B14.152,000News Coverage
Upcoming Earnings
IREN
IREN
2.6313 of 5 stars
$17.28
+6.5%
$20.44
+18.3%
+75.4%$3.25B$372.10M0.00100Gap Up
High Trading Volume
BUR
Burford Capital
4.347 of 5 stars
$14.37
+1.3%
$18.00
+25.3%
+0.9%$3.14B$546.09M15.45140News Coverage
Analyst Downgrade
Analyst Revision
BBAR
BBVA Banco Frances
4.2165 of 5 stars
$14.73
+0.4%
$22.50
+52.8%
+78.1%$3.01B$4.86B8.616,289News Coverage
Analyst Downgrade
INTR
Inter & Co. Inc.
2.32 of 5 stars
$6.78
-1.0%
$6.37
-6.1%
+6.0%$2.98B$6.84B16.544,333News Coverage

Related Companies and Tools


This page (NYSE:OPFI) was last updated on 7/19/2025 by MarketBeat.com Staff
From Our Partners