Qudian (QD) Competitors

FB Financial (NYSE:FBK) and Qudian (NYSE:QD) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, community ranking, profitability, valuation, institutional ownership, risk, dividends, earnings and analyst recommendations.

Which has more volatility & risk, FBK or QD?

FB Financial has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500. Comparatively, Qudian has a beta of 0.64, indicating that its share price is 36% less volatile than the S&P 500.

Is FBK or QD more profitable?

Qudian has a net margin of 18.32% compared to FB Financial's net margin of 15.18%. FB Financial's return on equity of 10.43% beat Qudian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FB Financial	15.18%	10.43%	1.25%
Qudian	18.32%	0.36%	0.34%

Do analysts rate FBK or QD?

FB Financial currently has a consensus price target of $53.80, indicating a potential upside of 24.25%. Given FB Financial's higher probable upside, research analysts clearly believe FB Financial is more favorable than Qudian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
Qudian	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has higher earnings & valuation, FBK or QD?

FB Financial has higher revenue and earnings than Qudian. Qudian is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FB Financial	$482.15M	4.11	$116.04M	$2.72	15.92
Qudian	$186.37M	2.69	$5.51M	$0.24	12.38

Do institutionals & insiders hold more shares of FBK or QD?

65.4% of FB Financial shares are held by institutional investors. Comparatively, 8.1% of Qudian shares are held by institutional investors. 1.9% of FB Financial shares are held by company insiders. Comparatively, 25.7% of Qudian shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media refer more to FBK or QD?

In the previous week, Qudian had 2 more articles in the media than FB Financial. MarketBeat recorded 3 mentions for Qudian and 1 mentions for FB Financial. FB Financial's average media sentiment score of 0.95 beat Qudian's score of 0.01 indicating that FB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FB Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Qudian	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Does the MarketBeat Community believe in FBK or QD?

Qudian received 228 more outperform votes than FB Financial when rated by MarketBeat users. Likewise, 67.76% of users gave Qudian an outperform vote while only 49.31% of users gave FB Financial an outperform vote.

Company	Underperform	Outperform
FB Financial	Outperform Votes 249 49.31%	Underperform Votes 256 50.69%
Qudian	Outperform Votes 477 67.76%	Underperform Votes 227 32.24%

Summary

FB Financial beats Qudian on 11 of the 18 factors compared between the two stocks.