Qudian (QD) Competitors

Qudian (NYSE:QD) and First Hawaiian (NASDAQ:FHB) are both banking companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership and valuation.

Which has more risk & volatility, QD or FHB?

Qudian has a beta of 0.69, indicating that its share price is 31% less volatile than the S&P 500. Comparatively, First Hawaiian has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500.

Is QD or FHB more profitable?

Qudian has a net margin of 388.27% compared to First Hawaiian's net margin of 21.45%. First Hawaiian's return on equity of 9.29% beat Qudian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qudian	388.27%	4.65%	4.21%
First Hawaiian	21.45%	9.29%	1.04%

Do analysts prefer QD or FHB?

First Hawaiian has a consensus price target of $27.07, indicating a potential upside of 4.48%. Given First Hawaiian's higher possible upside, analysts clearly believe First Hawaiian is more favorable than Qudian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qudian	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Hawaiian	4 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.43

Which has stronger earnings & valuation, QD or FHB?

First Hawaiian has higher revenue and earnings than Qudian. Qudian is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qudian	$29.65M	26.03	$12.57M	$0.43	10.64
First Hawaiian	$1.17B	2.77	$230.13M	$1.94	13.36

Does the media favor QD or FHB?

In the previous week, First Hawaiian had 11 more articles in the media than Qudian. MarketBeat recorded 13 mentions for First Hawaiian and 2 mentions for Qudian. First Hawaiian's average media sentiment score of 1.30 beat Qudian's score of 0.98 indicating that First Hawaiian is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qudian	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Hawaiian	10 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of QD or FHB?

8.1% of Qudian shares are owned by institutional investors. Comparatively, 97.6% of First Hawaiian shares are owned by institutional investors. 25.7% of Qudian shares are owned by insiders. Comparatively, 0.6% of First Hawaiian shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

First Hawaiian beats Qudian on 10 of the 16 factors compared between the two stocks.