Synchrony Financial (SYF) Competitors

Banco Bilbao Vizcaya Argentaria (NYSE:BBVA) and Synchrony Financial (NYSE:SYF) are both large-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, dividends, community ranking, earnings, profitability, risk and institutional ownership.

Do analysts rate BBVA or SYF?

Synchrony Financial has a consensus target price of $63.95, suggesting a potential upside of 11.55%. Given Synchrony Financial's higher possible upside, analysts clearly believe Synchrony Financial is more favorable than Banco Bilbao Vizcaya Argentaria.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Bilbao Vizcaya Argentaria	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	2 Strong Buy rating(s)	2.75
Synchrony Financial	0 Sell rating(s)	8 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.67

Is BBVA or SYF more profitable?

Banco Bilbao Vizcaya Argentaria has a net margin of 28.10% compared to Synchrony Financial's net margin of 15.36%. Synchrony Financial's return on equity of 18.30% beat Banco Bilbao Vizcaya Argentaria's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Banco Bilbao Vizcaya Argentaria	28.10%	17.49%	1.29%
Synchrony Financial	15.36%	18.30%	2.23%

Which has stronger earnings and valuation, BBVA or SYF?

Banco Bilbao Vizcaya Argentaria has higher revenue and earnings than Synchrony Financial. Synchrony Financial is trading at a lower price-to-earnings ratio than Banco Bilbao Vizcaya Argentaria, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Bilbao Vizcaya Argentaria	$40.98B	2.19	$10.88B	$1.89	8.15
Synchrony Financial	$16.11B	1.35	$3.50B	$7.29	7.86

Which has more volatility & risk, BBVA or SYF?

Banco Bilbao Vizcaya Argentaria has a beta of 1.05, meaning that its stock price is 5% more volatile than the S&P 500. Comparatively, Synchrony Financial has a beta of 1.42, meaning that its stock price is 42% more volatile than the S&P 500.

Does the MarketBeat Community favor BBVA or SYF?

Synchrony Financial received 386 more outperform votes than Banco Bilbao Vizcaya Argentaria when rated by MarketBeat users. Likewise, 70.25% of users gave Synchrony Financial an outperform vote while only 54.59% of users gave Banco Bilbao Vizcaya Argentaria an outperform vote.

Company	Underperform	Outperform
Banco Bilbao Vizcaya Argentaria	Outperform Votes 476 54.59%	Underperform Votes 396 45.41%
Synchrony Financial	Outperform Votes 862 70.25%	Underperform Votes 365 29.75%

Is BBVA or SYF a better dividend stock?

Banco Bilbao Vizcaya Argentaria pays an annual dividend of $0.74 per share and has a dividend yield of 4.8%. Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.1%. Banco Bilbao Vizcaya Argentaria pays out 39.2% of its earnings in the form of a dividend. Synchrony Financial pays out 16.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years.

Do insiders & institutionals have more ownership in BBVA or SYF?

3.0% of Banco Bilbao Vizcaya Argentaria shares are owned by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are owned by institutional investors. 0.0% of Banco Bilbao Vizcaya Argentaria shares are owned by company insiders. Comparatively, 0.3% of Synchrony Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Does the media prefer BBVA or SYF?

In the previous week, Synchrony Financial had 16 more articles in the media than Banco Bilbao Vizcaya Argentaria. MarketBeat recorded 23 mentions for Synchrony Financial and 7 mentions for Banco Bilbao Vizcaya Argentaria. Synchrony Financial's average media sentiment score of 1.46 beat Banco Bilbao Vizcaya Argentaria's score of 0.97 indicating that Synchrony Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Banco Bilbao Vizcaya Argentaria	6 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Synchrony Financial	20 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Synchrony Financial beats Banco Bilbao Vizcaya Argentaria on 14 of the 22 factors compared between the two stocks.