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Synchrony Financial (SYF) Competitors

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$67.43 -2.24 (-3.22%)
Closing price 08/1/2025 03:59 PM Eastern
Extended Trading
$67.50 +0.07 (+0.11%)
As of 08/1/2025 07:46 PM Eastern
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SYF vs. VIRT, ALLY, AXP, BFH, CFG, COF, EQH, FNB, OMF, and SF

Should you be buying Synchrony Financial stock or one of its competitors? The main competitors of Synchrony Financial include Virtu Financial (VIRT), Ally Financial (ALLY), American Express (AXP), Bread Financial (BFH), Citizens Financial Group (CFG), Capital One Financial (COF), Equitable (EQH), F.N.B. (FNB), OneMain (OMF), and Stifel Financial (SF). These companies are all part of the "finance" sector.

Synchrony Financial vs. Its Competitors

Synchrony Financial (NYSE:SYF) and Virtu Financial (NASDAQ:VIRT) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, dividends, risk, institutional ownership, profitability, analyst recommendations, valuation and media sentiment.

Synchrony Financial has a net margin of 14.43% compared to Virtu Financial's net margin of 10.43%. Virtu Financial's return on equity of 32.08% beat Synchrony Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Synchrony Financial14.43% 21.34% 2.71%
Virtu Financial 10.43%32.08%3.09%

Synchrony Financial presently has a consensus target price of $74.05, indicating a potential upside of 9.82%. Virtu Financial has a consensus target price of $39.13, indicating a potential downside of 9.64%. Given Synchrony Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe Synchrony Financial is more favorable than Virtu Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Synchrony Financial
0 Sell rating(s)
8 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.60
Virtu Financial
1 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.13

Synchrony Financial has higher revenue and earnings than Virtu Financial. Synchrony Financial is trading at a lower price-to-earnings ratio than Virtu Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Synchrony Financial$16.05B1.56$3.50B$8.248.18
Virtu Financial$3.07B2.17$276.42M$4.409.84

96.5% of Synchrony Financial shares are owned by institutional investors. Comparatively, 45.8% of Virtu Financial shares are owned by institutional investors. 0.3% of Synchrony Financial shares are owned by insiders. Comparatively, 47.2% of Virtu Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Synchrony Financial has a beta of 1.49, suggesting that its share price is 49% more volatile than the S&P 500. Comparatively, Virtu Financial has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500.

In the previous week, Virtu Financial had 3 more articles in the media than Synchrony Financial. MarketBeat recorded 25 mentions for Virtu Financial and 22 mentions for Synchrony Financial. Synchrony Financial's average media sentiment score of 1.29 beat Virtu Financial's score of 0.70 indicating that Synchrony Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Synchrony Financial
14 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Virtu Financial
7 Very Positive mention(s)
3 Positive mention(s)
12 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.8%. Virtu Financial pays an annual dividend of $0.96 per share and has a dividend yield of 2.2%. Synchrony Financial pays out 14.6% of its earnings in the form of a dividend. Virtu Financial pays out 21.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years.

Summary

Synchrony Financial beats Virtu Financial on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SYF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SYF vs. The Competition

MetricSynchrony FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$25.13B$7.40B$11.96B$20.46B
Dividend Yield1.72%4.96%5.67%3.71%
P/E Ratio8.1818.9519.7729.02
Price / Sales1.564.8125.7856.90
Price / Cash8.2720.1021.0722.46
Price / Book1.592.532.094.43
Net Income$3.50B$311.63M$1.00B$993.74M
7 Day Performance-7.50%-6.55%-2.49%-3.40%
1 Month Performance-4.01%5.50%-1.37%-2.70%
1 Year Performance49.88%30.09%540.86%10.16%

Synchrony Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SYF
Synchrony Financial
4.9248 of 5 stars
$67.43
-3.2%
$74.05
+9.8%
+49.9%$25.13B$16.05B8.1820,000Positive News
Analyst Upgrade
Gap Down
VIRT
Virtu Financial
3.8028 of 5 stars
$43.41
-1.8%
$39.13
-9.9%
+56.5%$6.69B$3.07B12.55990Positive News
Dividend Announcement
Short Interest ↑
ALLY
Ally Financial
4.9653 of 5 stars
$38.79
+0.6%
$42.80
+10.3%
-8.9%$11.92B$8.18B25.1910,700Positive News
AXP
American Express
4.6371 of 5 stars
$310.65
-0.3%
$311.05
+0.1%
+26.7%$216.18B$65.95B21.8075,100News Coverage
Positive News
Insider Trade
BFH
Bread Financial
4.1436 of 5 stars
$63.99
+1.1%
$64.42
+0.7%
+24.2%$2.98B$4.80B10.836,000Positive News
Gap Down
CFG
Citizens Financial Group
4.8517 of 5 stars
$49.35
-0.3%
$51.05
+3.5%
+19.4%$21.57B$7.85B15.0017,287Positive News
Analyst Upgrade
COF
Capital One Financial
4.9505 of 5 stars
$214.10
+0.6%
$235.40
+9.9%
+52.5%$82.03B$42.70B109.8052,600Positive News
Dividend Announcement
Analyst Forecast
EQH
Equitable
4.8517 of 5 stars
$52.30
-0.6%
$65.30
+24.9%
+27.8%$15.78B$14.78B14.218,000News Coverage
Positive News
Upcoming Earnings
Dividend Announcement
FNB
F.N.B.
4.7094 of 5 stars
$15.70
+0.4%
$18.64
+18.7%
+5.0%$5.65B$1.63B12.274,280Positive News
Dividend Announcement
High Trading Volume
OMF
OneMain
4.6112 of 5 stars
$59.18
-0.4%
$60.78
+2.7%
+25.9%$7.04B$4.65B10.689,000Trending News
Earnings Report
Dividend Announcement
Insider Trade
Analyst Revision
Gap Down
SF
Stifel Financial
4.1707 of 5 stars
$111.78
-0.8%
$110.88
-0.8%
+35.7%$11.48B$4.97B21.379,000Trending News
Earnings Report
Analyst Upgrade

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This page (NYSE:SYF) was last updated on 8/3/2025 by MarketBeat.com Staff
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