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Citizens & Northern Top Holdings and 13F Report (2026)

About Citizens & Northern

Citizens & Northern NASDAQ: CZNC has filed 13-F forms with the SEC as an investor. Citizens & Northern is itself a publicly traded company. Citizens & Northern Corp. is a holding company, which engages in community banking. It provides a full range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. For more information on Citizens & Northern stock, visit the Citizens & Northern stock profile here.

Investment Activity

  • Citizens & Northern has $437.70 million in total holdings as of June 30, 2026.
  • Citizens & Northern owns shares of 117 different stocks, but just 34 companies or ETFs make up 80% of its holdings.
  • Approximately 5.81% of the portfolio was purchased this quarter.
  • About 6.31% of the portfolio was sold this quarter.
  • This quarter, Citizens & Northern has purchased 119 new stocks and bought additional shares in 21 stocks.
  • Citizens & Northern sold shares of 61 stocks and completely divested from 11 stocks this quarter.

Largest New Holdings this Quarter

949746101 - Wells Fargo & Company
$4,277,694 Holding
38141G104 - The Goldman Sachs Group
$1,198,473 Holding
144285103 - Carpenter Technology
$235,633 Holding
743315103 - Progressive
$220,416 Holding
384802104 - W.W. Grainger
$213,583 Holding

Largest Purchases this Quarter

Vanguard Russell 1000 Growth ETF
77,534 shares (about $9.91M)
Wells Fargo & Company
51,763 shares (about $4.28M)
KLA
8,520 shares (about $2.57M)
Broadcom
5,804 shares (about $2.19M)
The Goldman Sachs Group
1,185 shares (about $1.20M)

Largest Sales this Quarter

Fidelity MSCI Real Estate Index ETF
166,299 shares (about $4.87M)
iShares Core S&P Mid-Cap ETF
30,749 shares (about $2.37M)
SPDR Portfolio S&P 400 Mid Cap ETF
30,328 shares (about $2.05M)
Advanced Micro Devices
2,595 shares (about $1.51M)

Sector Allocation Over Time

Map of 500 Largest Holdings ofCitizens & Northern

 
 
Selling
 
 
Neutral
 
 
Buying
Issuer NameHoldings ValueApproximate Purchase/SaleChange in SharesShares Held% of PortfolioSector
Vanguard Russell 1000 Growth ETF stock logo
VONG
Vanguard Russell 1000 Growth ETF
$59,070,587$9,909,621 â–²20.2%462,17513.5%ETF
iShares Core MSCI Emerging Markets ETF stock logo
IEMG
iShares Core MSCI Emerging Markets ETF
$28,177,032$611,939 â–²2.2%340,1386.4%ETF
Fidelity MSCI Real Estate Index ETF stock logo
FREL
Fidelity MSCI Real Estate Index ETF
$27,941,476$4,872,561 â–¼-14.8%953,6346.4%ETF
iShares North American Natural Resources ETF stock logo
IGE
iShares North American Natural Resources ETF
$24,040,433$2,351,189 â–¼-8.9%427,9185.5%ETF
iShares Core S&P Mid-Cap ETF stock logo
IJH
iShares Core S&P Mid-Cap ETF
$16,781,989$2,371,055 â–¼-12.4%217,6373.8%ETF
NVIDIA Corporation stock logo
NVDA
NVIDIA
$16,406,380$179,081 â–¼-1.1%81,9953.7%Computer and Technology
Apple Inc. stock logo
AAPL
Apple
$15,486,837$26,910 â–¼-0.2%53,5213.5%Computer and Technology
SPDR Portfolio S&P 400 Mid Cap ETF stock logo
SPMD
SPDR Portfolio S&P 400 Mid Cap ETF
$14,061,871$2,048,960 â–¼-12.7%208,1393.2%ETF
Alphabet Inc. stock logo
GOOG
Alphabet
$13,940,282$245,211 â–¼-1.7%39,4543.2%Computer and Technology
iShares J.P. Morgan USD Emerging Markets Bond ETF stock logo
EMB
iShares J.P. Morgan USD Emerging Markets Bond ETF
$12,820,251$288,741 â–¼-2.2%132,9352.9%ETF
Microsoft Corporation stock logo
MSFT
Microsoft
$10,867,938$195,836 â–¼-1.8%29,1352.5%Computer and Technology
Dimensional U.S. Core Equity 2 ETF stock logo
DFAC
Dimensional U.S. Core Equity 2 ETF
$10,558,7000.0%238,0232.4%ETF
Amazon.com, Inc. stock logo
AMZN
Amazon.com
$9,016,641$302,692 â–¼-3.2%37,8312.1%Retail/Wholesale
Citizens Financial Services Inc. stock logo
CZFS
Citizens Financial Services
$8,480,0440.0%117,0631.9%Finance
Citizens & Northern Corp stock logo
CZNC
Citizens & Northern
$8,146,666$241,515 â–¼-2.9%349,4921.9%Finance
Advanced Micro Devices, Inc. stock logo
AMD
Advanced Micro Devices
$7,388,013$1,507,461 â–¼-16.9%12,7181.7%Computer and Technology
JPMorgan Chase & Co. stock logo
JPM
JPMorgan Chase & Co.
$5,827,129$783,955 â–¼-11.9%17,8021.3%Finance
Corning Incorporated stock logo
GLW
Corning
$5,021,2430.0%19,6581.1%Computer and Technology
Meta Platforms, Inc. stock logo
META
Meta Platforms
$4,949,629$672,568 â–¼-12.0%8,7871.1%Computer and Technology
Avantis International Equity ETF stock logo
AVDE
Avantis International Equity ETF
$4,888,9630.0%54,8091.1%ETF
Broadcom Inc. stock logo
AVGO
Broadcom
$4,793,648$2,192,461 â–²84.3%12,6901.1%Computer and Technology
Wells Fargo & Company stock logo
WFC
Wells Fargo & Company
$4,277,694$4,277,694 â–²New Holding51,7631.0%Finance
Caterpillar Inc. stock logo
CAT
Caterpillar
$4,095,605$682,601 â–¼-14.3%3,8460.9%Industrials
Mastercard Incorporated stock logo
MA
Mastercard
$4,026,624$179,246 â–¼-4.3%7,8400.9%Business Services
Costco Wholesale Corporation stock logo
COST
Costco Wholesale
$4,014,102$10,290 â–¼-0.3%4,2910.9%Retail/Wholesale
ExxonMobil Corporation stock logo
XOM
ExxonMobil
$3,530,657$38,145 â–¼-1.1%25,8240.8%Energy
Analog Devices, Inc. stock logo
ADI
Analog Devices
$3,116,593$782,425 â–¼-20.1%7,8470.7%Computer and Technology
iShares MBS ETF stock logo
MBB
iShares MBS ETF
$2,941,273$523,357 â–¼-15.1%31,1180.7%ETF
KLA Corporation stock logo
KLAC
KLA
$2,857,797$2,570,569 â–²895.0%9,4720.7%Computer and Technology
Cisco Systems, Inc. stock logo
CSCO
Cisco Systems
$2,724,015$1,113,521 â–¼-29.0%23,1910.6%Computer and Technology
CVS Health Corporation stock logo
CVS
CVS Health
$2,722,287$100,657 â–¼-3.6%26,3150.6%Medical
Procter & Gamble Company (The) stock logo
PG
Procter & Gamble
$2,709,174$34,020 â–¼-1.2%18,4750.6%Consumer Staples
The TJX Companies, Inc. stock logo
TJX
TJX Companies
$2,543,231$26,513 â–¼-1.0%16,7870.6%Retail/Wholesale
Palo Alto Networks, Inc. stock logo
PANW
Palo Alto Networks
$2,477,851$78,094 â–¼-3.1%7,2660.6%Computer and Technology
RTX Corporation stock logo
RTX
RTX
$2,409,761$204,150 â–¼-7.8%12,7010.6%Aerospace
Citigroup Inc. stock logo
C
Citigroup
$2,294,084$32,891 â–¼-1.4%16,3910.5%Financial Services
Eaton Corporation, PLC stock logo
ETN
Eaton
$2,282,299$247,576 â–¼-9.8%5,3560.5%Industrials
The Charles Schwab Corporation stock logo
SCHW
Charles Schwab
$2,267,074$294,987 â–²15.0%24,5700.5%Finance
SPDR S&P 500 ETF Trust stock logo
SPY
SPDR S&P 500 ETF Trust
$2,148,4570.0%2,8770.5%Finance
Johnson & Johnson stock logo
JNJ
Johnson & Johnson
$2,087,125$41,905 â–²2.0%8,2180.5%Medical
Oracle Corporation stock logo
ORCL
Oracle
$2,055,217$50,853 â–¼-2.4%14,0240.5%Computer and Technology
GSK PLC Sponsored ADR stock logo
GSK
GSK
$2,053,606$45,081 â–¼-2.1%39,1760.5%Medical
Cencora, Inc. stock logo
COR
Cencora
$2,025,005$29,713 â–²1.5%7,1560.5%Medical
Medtronic PLC stock logo
MDT
Medtronic
$2,023,497$255,499 â–²14.5%25,8660.5%Medical
The Home Depot, Inc. stock logo
HD
Home Depot
$1,984,530$53,607 â–¼-2.6%5,6270.5%Retail/Wholesale
The Boeing Company stock logo
BA
Boeing
$1,961,651$41,129 â–¼-2.1%9,0620.4%Aerospace
CocaCola Company (The) stock logo
KO
CocaCola
$1,853,444$43,967 â–¼-2.3%22,8060.4%Consumer Staples
General Dynamics Corporation stock logo
GD
General Dynamics
$1,811,229$56,324 â–¼-3.0%5,1130.4%Aerospace
Blackstone Inc. stock logo
BX
Blackstone
$1,783,171$26,240 â–¼-1.5%15,1540.4%Finance
Avantis U.S. Equity ETF stock logo
AVUS
Avantis U.S. Equity ETF
$1,771,2180.0%13,8290.4%ETF
Salesforce Inc. stock logo
CRM
Salesforce
$1,747,699$346,062 â–²24.7%11,1560.4%Computer and Technology
Emerson Electric Co. stock logo
EMR
Emerson Electric
$1,733,833$229,899 â–¼-11.7%12,1120.4%Industrials
Freeport-McMoRan Inc. stock logo
FCX
Freeport-McMoRan
$1,694,948$75,216 â–²4.6%26,9510.4%Basic Materials
SLB Limited stock logo
SLB
SLB
$1,615,853$10,879 â–¼-0.7%34,7570.4%Energy
Biogen Inc. stock logo
BIIB
Biogen
$1,500,105$41,916 â–¼-2.7%6,9430.3%Medical
KKR & Co. Inc. stock logo
KKR
KKR & Co. Inc.
$1,491,700$10,279 â–¼-0.7%16,2530.3%Finance
NextEra Energy, Inc. stock logo
NEE
NextEra Energy
$1,483,225$29,140 â–¼-1.9%16,8990.3%Utilities
Tapestry, Inc. stock logo
TPR
Tapestry
$1,447,259$13,467 â–²0.9%9,8870.3%Retail/Wholesale
American Tower Corporation stock logo
AMT
American Tower
$1,434,018$981 â–¼-0.1%8,7670.3%Finance
Union Pacific Corporation stock logo
UNP
Union Pacific
$1,373,3280.0%5,0490.3%Transportation
Mondelez International, Inc. stock logo
MDLZ
Mondelez International
$1,362,479$26,433 â–¼-1.9%23,5560.3%Consumer Staples
Bristol Myers Squibb Company stock logo
BMY
Bristol Myers Squibb
$1,361,445$266,838 â–²24.4%23,6280.3%Medical
Ovintiv Inc. stock logo
OVV
Ovintiv
$1,353,684$161,214 â–²13.5%25,7110.3%Energy
SPDR Dow Jones Industrial Average ETF Trust stock logo
DIA
SPDR Dow Jones Industrial Average ETF Trust
$1,328,4380.0%2,5430.3%Finance
Netflix, Inc. stock logo
NFLX
Netflix
$1,246,144$460,530 â–²58.6%17,4530.3%Consumer Discretionary
Chevron Corporation stock logo
CVX
Chevron
$1,227,950$24,035 â–¼-1.9%7,4080.3%Energy
The Walt Disney Company stock logo
DIS
Walt Disney
$1,208,226$33,976 â–¼-2.7%12,5530.3%Consumer Discretionary
The Goldman Sachs Group, Inc. stock logo
GS
The Goldman Sachs Group
$1,198,473$1,198,473 â–²New Holding1,1850.3%Finance
Becton, Dickinson and Company stock logo
BDX
Becton, Dickinson and Company
$1,177,801$246,668 â–²26.5%7,7830.3%Medical
PayPal Holdings, Inc. stock logo
PYPL
PayPal
$1,172,510$32,990 â–¼-2.7%27,1540.3%Business Services
Pfizer Inc. stock logo
PFE
Pfizer
$1,154,371$13,100 â–¼-1.1%47,9390.3%Medical
Yum! Brands, Inc. stock logo
YUM
Yum! Brands
$1,127,333$20,142 â–²1.8%7,0520.3%Retail/Wholesale
PACCAR Inc. stock logo
PCAR
PACCAR
$1,103,542$193,153 â–²21.2%9,1870.3%Auto/Tires/Trucks
Zimmer Biomet Holdings, Inc. stock logo
ZBH
Zimmer Biomet
$1,056,927$4,218 â–²0.4%12,2770.2%Medical
Intercontinental Exchange Inc. stock logo
ICE
Intercontinental Exchange
$978,725$28,438 â–¼-2.8%7,9500.2%Finance
Avantis Emerging Markets Equity ETF stock logo
AVEM
Avantis Emerging Markets Equity ETF
$978,6980.0%10,1430.2%ETF
iShares Russell 1000 Growth ETF stock logo
IWF
iShares Russell 1000 Growth ETF
$948,410$696,097 â–²275.9%7,6380.2%ETF
M&T Bank Corporation stock logo
MTB
M&T Bank
$866,8320.0%3,6420.2%Finance
Adobe Inc. stock logo
ADBE
Adobe
$808,599$23,577 â–¼-2.8%3,9440.2%Computer and Technology
McDonald's Corporation stock logo
MCD
McDonald's
$796,333$31,356 â–¼-3.8%2,9460.2%Retail/Wholesale
Bath & Body Works, Inc. stock logo
BBWI
Bath & Body Works
$770,414$763 â–¼-0.1%33,3080.2%Retail/Wholesale
SPDR Portfolio Long Term Treasury ETF stock logo
SPTL
SPDR Portfolio Long Term Treasury ETF
$766,650$99,307 â–¼-11.5%29,2280.2%ETF
SPDR Portfolio Short Term Treasury ETF stock logo
SPTS
SPDR Portfolio Short Term Treasury ETF
$764,094$46,996 â–¼-5.8%26,3390.2%ETF
Berkshire Hathaway Inc. stock logo
BRK.B
Berkshire Hathaway
$725,0650.0%1,4490.2%Finance
International Business Machines Corporation stock logo
IBM
International Business Machines
$712,024$70,584 â–¼-9.0%2,5320.2%Computer and Technology
Verizon Communications Inc. stock logo
VZ
Verizon Communications
$707,247$53,518 â–²8.2%16,7040.2%Computer and Technology
Accenture PLC stock logo
ACN
Accenture
$700,971$5,475 â–¼-0.8%5,6330.2%Computer and Technology
Intuit Inc. stock logo
INTU
Intuit
$695,304$11,223 â–²1.6%2,6640.2%Computer and Technology
Vanguard Dividend Appreciation ETF stock logo
VIG
Vanguard Dividend Appreciation ETF
$678,1530.0%2,8660.2%ETF
NIKE, Inc. stock logo
NKE
NIKE
$675,724$24,507 â–¼-3.5%16,4610.2%Consumer Discretionary
iShares Russell 1000 Value ETF stock logo
IWD
iShares Russell 1000 Value ETF
$674,198$60,123 â–¼-8.2%2,7810.2%ETF
Dimensional International Core Equity 2 ETF stock logo
DFIC
Dimensional International Core Equity 2 ETF
$645,5670.0%17,3260.1%ETF
iShares Short-Term National Muni Bond ETF stock logo
SUB
iShares Short-Term National Muni Bond ETF
$631,2610.0%5,9290.1%ETF
Deere & Company stock logo
DE
Deere & Company
$558,2100.0%8800.1%Industrials
Dimensional Emerging Markets Core Equity 2 ETF stock logo
DFEM
Dimensional Emerging Markets Core Equity 2 ETF
$521,5330.0%12,8330.1%ETF
Cummins Inc. stock logo
CMI
Cummins
$430,0660.0%6030.1%Auto/Tires/Trucks
Eli Lilly and Company stock logo
LLY
Eli Lilly and Company
$403,008$63,570 â–¼-13.6%3360.1%Medical
Rockwell Automation, Inc. stock logo
ROK
Rockwell Automation
$329,7230.0%6660.1%Computer and Technology
Quest Diagnostics Incorporated stock logo
DGX
Quest Diagnostics
$326,403$2,120 â–¼-0.6%1,5400.1%Medical
Illinois Tool Works Inc. stock logo
ITW
Illinois Tool Works
$324,023$193,656 â–¼-37.4%1,1980.1%Industrials

Showing largest 100 holdings. View all holdings.
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