Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$42.44
+5.0%
$44.85
$38.91
$92.00
$190.16M0.45,616 shs7,379 shs
PCB Bancorp stock logo
PCB
PCB Bancorp
$15.09
+3.6%
$15.70
$12.86
$19.03
$207.68M0.6521,964 shs16,074 shs
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
$24.94
+3.2%
$24.81
$19.61
$30.74
$214.66M0.1813,519 shs15,782 shs
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$11.82
+6.1%
$10.96
$8.56
$12.97
$218.91M0.3524,290 shs14,660 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
+5.05%-3.72%-11.91%-25.69%-52.50%
PCB Bancorp stock logo
PCB
PCB Bancorp
+3.64%-3.15%-4.85%-10.97%+10.87%
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
+3.19%+3.14%-2.77%-4.88%+22.20%
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
+6.10%+13.65%+6.78%-1.50%+33.41%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
4.0052 of 5 stars
2.55.03.30.02.41.72.5
PCB Bancorp stock logo
PCB
PCB Bancorp
4.8592 of 5 stars
2.05.04.23.11.73.33.1
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
3.1179 of 5 stars
3.54.01.70.00.02.51.3
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
4.2344 of 5 stars
2.33.02.50.02.75.03.1

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
3.00
Buy$53.0024.88% Upside
PCB Bancorp stock logo
PCB
PCB Bancorp
2.00
Hold$17.0012.66% Upside
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
3.00
Buy$35.0040.34% Upside
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
2.50
Moderate Buy$13.3312.80% Upside

Current Analyst Ratings

Latest PCB, SSBK, CZFS, and USCB Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/30/2024
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
Janney Montgomery Scott
Subscribe to MarketBeat All Access for the recommendation accuracy rating
UpgradeNeutral ➝ Buy$53.00
4/29/2024
PCB Bancorp stock logo
PCB
PCB Bancorp
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetNeutral ➝ Neutral$18.00 ➝ $17.00
3/15/2024
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
UpgradeMarket Perform ➝ Outperform$32.00 ➝ $35.00
(Data available from 5/2/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$138.72M1.44$5.61 per share7.57$59.43 per share0.71
PCB Bancorp stock logo
PCB
PCB Bancorp
$161.86M1.33$2.54 per share5.94$19.62 per share0.77
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
$141.13M1.57$3.88 per share6.42$24.33 per share1.03
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$108.42M2.14$0.95 per share12.39$9.82 per share1.20

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$17.81M$3.6911.505.98N/A11.63%10.57%0.96%7/29/2024 (Estimated)
PCB Bancorp stock logo
PCB
PCB Bancorp
$30.70M$1.758.628.62N/A14.69%9.14%0.95%7/25/2024 (Estimated)
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
$31.95M$3.606.93N/A21.51%15.65%1.37%7/22/2024 (Estimated)
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$16.55M$0.7715.359.69N/A13.08%8.60%0.71%7/25/2024 (Estimated)

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
$1.964.62%N/A53.12%3 Years
PCB Bancorp stock logo
PCB
PCB Bancorp
$0.724.77%+19.93%41.14%5 Years
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
$0.361.44%N/A10.00%N/A
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
$0.201.69%N/A25.97%N/A

Latest PCB, SSBK, CZFS, and USCB Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/22/2024
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
Quarterly$0.051.92%5/14/20245/15/20246/5/2024
4/25/2024
PCB Bancorp stock logo
PCB
PCB Bancorp
Quarterly$0.184.65%5/9/20245/10/20245/17/2024
4/17/2024
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
Quarterly$0.091.52%5/2/20245/3/20245/16/2024
3/5/2024
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
quarterly$0.494.3%3/14/20243/15/20243/29/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
1.15
0.99
0.99
PCB Bancorp stock logo
PCB
PCB Bancorp
0.14
1.07
1.07
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
0.85
1.05
1.05
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
0.95
0.93
0.93

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
22.49%
PCB Bancorp stock logo
PCB
PCB Bancorp
33.04%
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
58.73%
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
61.34%

Insider Ownership

CompanyInsider Ownership
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
6.30%
PCB Bancorp stock logo
PCB
PCB Bancorp
25.01%
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
14.80%
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
48.10%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Citizens Financial Services, Inc. stock logo
CZFS
Citizens Financial Services
3954.71 million4.41 millionNot Optionable
PCB Bancorp stock logo
PCB
PCB Bancorp
26814.26 million10.70 millionOptionable
Southern States Bancshares, Inc. stock logo
SSBK
Southern States Bancshares
1818.88 million7.57 millionNot Optionable
USCB Financial Holdings, Inc. stock logo
USCB
USCB Financial
19619.65 million10.20 millionNot Optionable

PCB, SSBK, CZFS, and USCB Headlines

SourceHeadline
Insider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases 19,289 Shares of StockInsider Buying: USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases 19,289 Shares of Stock
insidertrades.com - May 2 at 6:36 AM
USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Robert B. Anderson Acquires 19,289 SharesUSCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Robert B. Anderson Acquires 19,289 Shares
marketbeat.com - May 1 at 4:46 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) Q1 2024 Earnings Call TranscriptUSCB Financial Holdings, Inc. (NASDAQ:USCB) Q1 2024 Earnings Call Transcript
finance.yahoo.com - April 30 at 12:19 PM
USCB Financial Holdings First Quarter 2024 Earnings: EPS: US$0.23 (vs US$0.29 in 1Q 2023)USCB Financial Holdings First Quarter 2024 Earnings: EPS: US$0.23 (vs US$0.29 in 1Q 2023)
finance.yahoo.com - April 27 at 1:33 PM
USCB Financial reports lower Q1 profit, higher depositsUSCB Financial reports lower Q1 profit, higher deposits
investing.com - April 27 at 7:33 AM
LONDON BRIEFING: Miner Anglo American eyes rival BHP takeoverLONDON BRIEFING: Miner Anglo American eyes rival BHP takeover
shareprices.com - April 26 at 4:19 PM
The 10 Most Beautiful College Campuses In South CarolinaThe 10 Most Beautiful College Campuses In South Carolina
msn.com - April 26 at 4:19 PM
REPEAT: Miner Anglo American reviews takeover bid from rival BHPREPEAT: Miner Anglo American reviews takeover bid from rival BHP
lse.co.uk - April 26 at 11:17 AM
With 56% ownership, USCB Financial Holdings, Inc. (NASDAQ:USCB) boasts of strong institutional backingWith 56% ownership, USCB Financial Holdings, Inc. (NASDAQ:USCB) boasts of strong institutional backing
finance.yahoo.com - April 26 at 11:17 AM
USCB Stock Earnings: USCB Financial Holdings Beats EPS, Beats Revenue for Q1 2024USCB Stock Earnings: USCB Financial Holdings Beats EPS, Beats Revenue for Q1 2024
investorplace.com - April 25 at 11:02 PM
USCB Financial Holdings GAAP EPS of $0.23, Total interest income $30.89MUSCB Financial Holdings GAAP EPS of $0.23, Total interest income $30.89M
msn.com - April 25 at 8:40 PM
USCB Financial Holdings Inc (USCB) Q1 Earnings: Slight Dip in Profitability Amid Strong Deposit ...USCB Financial Holdings Inc (USCB) Q1 Earnings: Slight Dip in Profitability Amid Strong Deposit ...
finance.yahoo.com - April 25 at 8:40 PM
USCB Financial Holdings, Inc. (USCB) Q1 Earnings and Revenues Top EstimatesUSCB Financial Holdings, Inc. (USCB) Q1 Earnings and Revenues Top Estimates
zacks.com - April 25 at 6:41 PM
USCB Financial Holdings, Inc. Reports Diluted EPS of $0.23 for Q1 2024 and Announces Adoption of New 500,000 Share Repurchase ProgramUSCB Financial Holdings, Inc. Reports Diluted EPS of $0.23 for Q1 2024 and Announces Adoption of New 500,000 Share Repurchase Program
globenewswire.com - April 25 at 4:30 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) Plans $0.05 Quarterly DividendUSCB Financial Holdings, Inc. (NASDAQ:USCB) Plans $0.05 Quarterly Dividend
marketbeat.com - April 25 at 9:43 AM
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common StockUSCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock
globenewswire.com - April 23 at 4:30 PM
Navigate life’s uncharted territories with local leaders at TEDxCharlestonNavigate life’s 'uncharted' territories with local leaders at TEDxCharleston
postandcourier.com - April 12 at 12:28 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) Sees Significant Decrease in Short InterestUSCB Financial Holdings, Inc. (NASDAQ:USCB) Sees Significant Decrease in Short Interest
marketbeat.com - April 12 at 10:31 AM
USCB Financial Holdings Inc Registered Shs -A- hosts conference call for investorsUSCB Financial Holdings Inc Registered Shs -A- hosts conference call for investors
markets.businessinsider.com - April 11 at 1:04 AM
USCB Financial Holdings, Inc. to Announce First Quarter 2024 ResultsUSCB Financial Holdings, Inc. to Announce First Quarter 2024 Results
globenewswire.com - April 5 at 3:00 PM
Analysts Offer Insights on Financial Companies: Trustmark (TRMK) and Columbia Financial (CLBK)Analysts Offer Insights on Financial Companies: Trustmark (TRMK) and Columbia Financial (CLBK)
markets.businessinsider.com - March 26 at 1:51 PM
Insider Spends US$83k Buying More Shares In USCB Financial HoldingsInsider Spends US$83k Buying More Shares In USCB Financial Holdings
finance.yahoo.com - March 16 at 12:52 PM
USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases $44,840.00 in StockUSCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Purchases $44,840.00 in Stock
insidertrades.com - March 15 at 11:43 AM
USCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Robert B. Anderson Purchases 3,600 SharesUSCB Financial Holdings, Inc. (NASDAQ:USCB) CFO Robert B. Anderson Purchases 3,600 Shares
insidertrades.com - March 13 at 7:20 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Citizens Financial Services logo

Citizens Financial Services

NASDAQ:CZFS
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.
PCB Bancorp logo

PCB Bancorp

NASDAQ:PCB
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and trade finance, remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of full-service branches in Los Angeles and Orange counties, California; Carrollton and Dallas, Texas; and Englewood Cliffs and Palisade Park, New Jersey, and Bayside, New York. It also operates loan production offices in Los Angeles and Orange Counties, California; Annandale, Virginia; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; and Carrollton, Texas. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
Southern States Bancshares logo

Southern States Bancshares

NASDAQ:SSBK
Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. The company provides various deposit products, such as savings, money market, and noninterest-bearing demand accounts; certificates of deposit; and time deposits. It offers real estate loan products, including loans for real estate construction and development, residential mortgages, and commercial real estate mortgage loans; commercial and industrial loans; and direct consumer installment loans, overdrafts, and other revolving credit loans. In addition, it offers online and mobile banking, and ATM services. Southern States Bancshares, Inc. was founded in 2007 and is headquartered in Anniston, Alabama.
USCB Financial logo

USCB Financial

NASDAQ:USCB
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.