LexinFintech (LX) Competitors

Macro Bank (NYSE:BMA) and LexinFintech (NASDAQ:LX) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, risk, dividends and valuation.

Which has more volatility and risk, BMA or LX?

Macro Bank has a beta of 1.68, indicating that its stock price is 68% more volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.43, indicating that its stock price is 57% less volatile than the S&P 500.

Which has higher earnings & valuation, BMA or LX?

Macro Bank has higher revenue and earnings than LexinFintech. Macro Bank is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Macro Bank	$2.92T	0.00	$358.05M	$11.41	6.27
LexinFintech	$1.95B	0.65	$150.76M	$1.06	7.04

Is BMA or LX a better dividend stock?

Macro Bank pays an annual dividend of $3.54 per share and has a dividend yield of 4.9%. LexinFintech pays an annual dividend of $0.18 per share and has a dividend yield of 2.4%. Macro Bank pays out 31.0% of its earnings in the form of a dividend. LexinFintech pays out 17.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media favor BMA or LX?

In the previous week, LexinFintech had 1 more articles in the media than Macro Bank. MarketBeat recorded 2 mentions for LexinFintech and 1 mentions for Macro Bank. LexinFintech's average media sentiment score of 1.87 beat Macro Bank's score of 1.83 indicating that LexinFintech is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Macro Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
LexinFintech	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts recommend BMA or LX?

Macro Bank currently has a consensus price target of $62.13, indicating a potential downside of 13.17%. LexinFintech has a consensus price target of $13.60, indicating a potential upside of 82.18%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts clearly believe LexinFintech is more favorable than Macro Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Macro Bank	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is BMA or LX more profitable?

LexinFintech has a net margin of 9.44% compared to Macro Bank's net margin of 1.12%. LexinFintech's return on equity of 12.52% beat Macro Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Macro Bank	1.12%	1.50%	0.41%
LexinFintech	9.44%	12.52%	5.88%

Summary

LexinFintech beats Macro Bank on 11 of the 16 factors compared between the two stocks.