LexinFintech (LX) Competitors

LexinFintech (NASDAQ:LX) and Atlantic Union Bankshares (NASDAQ:AUB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, institutional ownership, analyst recommendations and risk.

Is LX or AUB a better dividend stock?

LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.4%. Atlantic Union Bankshares pays an annual dividend of $1.36 per share and has a dividend yield of 4.1%. LexinFintech pays out 16.0% of its earnings in the form of a dividend. Atlantic Union Bankshares pays out 62.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Atlantic Union Bankshares has increased its dividend for 14 consecutive years. Atlantic Union Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals believe in LX or AUB?

78.6% of Atlantic Union Bankshares shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by company insiders. Comparatively, 0.9% of Atlantic Union Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has more volatility and risk, LX or AUB?

LexinFintech has a beta of 0.41, meaning that its stock price is 59% less volatile than the S&P 500. Comparatively, Atlantic Union Bankshares has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500.

Do analysts recommend LX or AUB?

LexinFintech presently has a consensus target price of $13.60, suggesting a potential upside of 93.18%. Atlantic Union Bankshares has a consensus target price of $39.00, suggesting a potential upside of 17.79%. Given LexinFintech's stronger consensus rating and higher probable upside, research analysts clearly believe LexinFintech is more favorable than Atlantic Union Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Atlantic Union Bankshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.83

Is LX or AUB more profitable?

Atlantic Union Bankshares has a net margin of 15.53% compared to LexinFintech's net margin of 9.44%. LexinFintech's return on equity of 12.52% beat Atlantic Union Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	9.44%	12.52%	5.88%
Atlantic Union Bankshares	15.53%	8.50%	1.06%

Does the media favor LX or AUB?

In the previous week, Atlantic Union Bankshares had 5 more articles in the media than LexinFintech. MarketBeat recorded 10 mentions for Atlantic Union Bankshares and 5 mentions for LexinFintech. Atlantic Union Bankshares' average media sentiment score of 1.47 beat LexinFintech's score of 0.75 indicating that Atlantic Union Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LexinFintech	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Atlantic Union Bankshares	9 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger earnings and valuation, LX or AUB?

Atlantic Union Bankshares has lower revenue, but higher earnings than LexinFintech. LexinFintech is trading at a lower price-to-earnings ratio than Atlantic Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$14.07B	0.08	$150.76M	$1.06	6.64
Atlantic Union Bankshares	$857.44M	5.50	$209.13M	$2.19	15.12

Summary

Atlantic Union Bankshares beats LexinFintech on 13 of the 20 factors compared between the two stocks.