LexinFintech (LX) Competitors

LexinFintech (NASDAQ:LX) and Bank OZK (NASDAQ:OZK) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, community ranking, dividends, profitability, valuation, risk, media sentiment and analyst recommendations.

Do analysts prefer LX or OZK?

LexinFintech currently has a consensus target price of $13.60, indicating a potential upside of 56.86%. Bank OZK has a consensus target price of $49.13, indicating a potential upside of 9.46%. Given LexinFintech's stronger consensus rating and higher probable upside, research analysts plainly believe LexinFintech is more favorable than Bank OZK.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Bank OZK	1 Sell rating(s)	7 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is LX or OZK more profitable?

Bank OZK has a net margin of 25.83% compared to LexinFintech's net margin of 5.34%. Bank OZK's return on equity of 13.90% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	5.34%	7.47%	3.26%
Bank OZK	25.83%	13.90%	1.93%

Do insiders & institutionals have more ownership in LX or OZK?

86.2% of Bank OZK shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by insiders. Comparatively, 6.7% of Bank OZK shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has higher valuation and earnings, LX or OZK?

Bank OZK has lower revenue, but higher earnings than LexinFintech. Bank OZK is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$14.20B	0.10	$150.14M	$0.90	9.63
Bank OZK	$1.66B	3.06	$716.46M	$6.10	7.36

Does the media favor LX or OZK?

In the previous week, Bank OZK had 5 more articles in the media than LexinFintech. MarketBeat recorded 12 mentions for Bank OZK and 7 mentions for LexinFintech. Bank OZK's average media sentiment score of 1.29 beat LexinFintech's score of 0.93 indicating that Bank OZK is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LexinFintech	4 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank OZK	11 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, LX or OZK?

LexinFintech has a beta of 0.46, meaning that its stock price is 54% less volatile than the S&P 500. Comparatively, Bank OZK has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500.

Does the MarketBeat Community favor LX or OZK?

LexinFintech received 67 more outperform votes than Bank OZK when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 44.62% of users gave Bank OZK an outperform vote.

Company	Underperform	Outperform
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%
Bank OZK	Outperform Votes 174 44.62%	Underperform Votes 216 55.38%

Is LX or OZK a better dividend stock?

LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.0%. Bank OZK pays an annual dividend of $1.72 per share and has a dividend yield of 3.8%. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Bank OZK pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank OZK has raised its dividend for 29 consecutive years. Bank OZK is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Bank OZK beats LexinFintech on 11 of the 21 factors compared between the two stocks.