LexinFintech (LX) Competitors

Macro Bank (NYSE:BMA) and LexinFintech (NASDAQ:LX) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, analyst recommendations, valuation, dividends, risk, profitability and media sentiment.

Is BMA or LX a better dividend stock?

Macro Bank pays an annual dividend of $3.66 per share and has a dividend yield of 6.6%. LexinFintech pays an annual dividend of $0.31 per share and has a dividend yield of 5.5%. Macro Bank pays out 32.1% of its earnings in the form of a dividend. LexinFintech pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts rate BMA or LX?

Macro Bank presently has a consensus price target of $64.13, indicating a potential upside of 15.52%. LexinFintech has a consensus price target of $13.60, indicating a potential upside of 141.35%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts clearly believe LexinFintech is more favorable than Macro Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Macro Bank	1 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.50
LexinFintech	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has better valuation and earnings, BMA or LX?

Macro Bank has higher earnings, but lower revenue than LexinFintech. LexinFintech is trading at a lower price-to-earnings ratio than Macro Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Macro Bank	$4.49B	0.79	$358.05M	$11.41	4.87
LexinFintech	$14.01B	0.07	$150.76M	$1.27	4.44

Which has more risk & volatility, BMA or LX?

Macro Bank has a beta of 1.54, indicating that its share price is 54% more volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.45, indicating that its share price is 55% less volatile than the S&P 500.

Is BMA or LX more profitable?

LexinFintech has a net margin of 11.50% compared to Macro Bank's net margin of 8.32%. LexinFintech's return on equity of 14.67% beat Macro Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Macro Bank	8.32%	10.99%	2.90%
LexinFintech	11.50%	14.67%	7.17%

Does the media favor BMA or LX?

In the previous week, Macro Bank had 2 more articles in the media than LexinFintech. MarketBeat recorded 2 mentions for Macro Bank and 0 mentions for LexinFintech. LexinFintech's average media sentiment score of 1.75 beat Macro Bank's score of 0.00 indicating that LexinFintech is being referred to more favorably in the news media.

Company	Overall Sentiment
Macro Bank	Neutral
LexinFintech	Very Positive

Summary

Macro Bank beats LexinFintech on 9 of the 17 factors compared between the two stocks.