LexinFintech (LX) Competitors

LexinFintech (NASDAQ:LX) and Cadence Bank (NYSE:CADE) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, earnings, profitability, media sentiment, dividends, community ranking, analyst recommendations, risk and institutional ownership.

Which has higher earnings & valuation, LX or CADE?

Cadence Bank has lower revenue, but higher earnings than LexinFintech. LexinFintech is trading at a lower price-to-earnings ratio than Cadence Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$14.20B	0.09	$150.14M	$0.90	8.77
Cadence Bank	$921.95M	5.89	$523.60M	$2.85	10.45

Do institutionals and insiders hold more shares of LX or CADE?

84.6% of Cadence Bank shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by insiders. Comparatively, 2.2% of Cadence Bank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in LX or CADE?

Cadence Bank received 81 more outperform votes than LexinFintech when rated by MarketBeat users. However, 59.65% of users gave LexinFintech an outperform vote while only 59.52% of users gave Cadence Bank an outperform vote.

Company	Underperform	Outperform
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%
Cadence Bank	Outperform Votes 322 59.52%	Underperform Votes 219 40.48%

Is LX or CADE more profitable?

Cadence Bank has a net margin of 18.03% compared to LexinFintech's net margin of 5.34%. Cadence Bank's return on equity of 9.87% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	5.34%	7.47%	3.26%
Cadence Bank	18.03%	9.87%	1.07%

Does the media prefer LX or CADE?

In the previous week, Cadence Bank had 39 more articles in the media than LexinFintech. MarketBeat recorded 45 mentions for Cadence Bank and 6 mentions for LexinFintech. LexinFintech's average media sentiment score of 1.06 beat Cadence Bank's score of 0.70 indicating that LexinFintech is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LexinFintech	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cadence Bank	10 Very Positive mention(s)	9 Positive mention(s)	13 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive

Is LX or CADE a better dividend stock?

LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.2%. Cadence Bank pays an annual dividend of $1.10 per share and has a dividend yield of 3.7%. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Cadence Bank pays out 38.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cadence Bank has increased its dividend for 14 consecutive years. Cadence Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, LX or CADE?

LexinFintech has a beta of 0.32, meaning that its stock price is 68% less volatile than the S&P 500. Comparatively, Cadence Bank has a beta of 0.87, meaning that its stock price is 13% less volatile than the S&P 500.

Do analysts recommend LX or CADE?

LexinFintech currently has a consensus target price of $13.60, indicating a potential upside of 72.26%. Cadence Bank has a consensus target price of $37.27, indicating a potential upside of 25.10%. Given LexinFintech's stronger consensus rating and higher probable upside, equities research analysts clearly believe LexinFintech is more favorable than Cadence Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Cadence Bank	0 Sell rating(s)	4 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.64

Summary

Cadence Bank beats LexinFintech on 12 of the 21 factors compared between the two stocks.