LexinFintech (LX) Competitors $5.71 -0.16 (-2.73%) Closing price 04:00 PM EasternExtended Trading$5.72 +0.01 (+0.19%) As of 04:31 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LX vs. UCB, AVAL, WULF, INTR, BMA, EBC, FHB, BFH, BUR, and ENVAShould you be buying LexinFintech stock or one of its competitors? The main competitors of LexinFintech include United Community Banks (UCB), Grupo Aval Acciones y Valores (AVAL), TeraWulf (WULF), Inter & Co. Inc. (INTR), Macro Bank (BMA), Eastern Bankshares (EBC), First Hawaiian (FHB), Bread Financial (BFH), Burford Capital (BUR), and Enova International (ENVA). These companies are all part of the "banking" industry. LexinFintech vs. Its Competitors United Community Banks Grupo Aval Acciones y Valores TeraWulf Inter & Co. Inc. Macro Bank Eastern Bankshares First Hawaiian Bread Financial Burford Capital Enova International United Community Banks (NASDAQ:UCB) and LexinFintech (NASDAQ:LX) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, valuation, dividends, risk, analyst recommendations and earnings. Which has more volatility and risk, UCB or LX? United Community Banks has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.54, meaning that its share price is 46% less volatile than the S&P 500. Is UCB or LX a better dividend stock? United Community Banks pays an annual dividend of $1.00 per share and has a dividend yield of 3.1%. LexinFintech pays an annual dividend of $0.31 per share and has a dividend yield of 5.4%. United Community Banks pays out 45.5% of its earnings in the form of a dividend. LexinFintech pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. LexinFintech is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has better earnings and valuation, UCB or LX? United Community Banks has higher earnings, but lower revenue than LexinFintech. LexinFintech is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUnited Community Banks$952.89M4.12$252.40M$2.2014.70LexinFintech$1.95B0.49$150.76M$1.274.50 Do analysts prefer UCB or LX? United Community Banks presently has a consensus target price of $34.57, indicating a potential upside of 6.89%. LexinFintech has a consensus target price of $13.60, indicating a potential upside of 138.18%. Given LexinFintech's stronger consensus rating and higher possible upside, analysts plainly believe LexinFintech is more favorable than United Community Banks.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score United Community Banks 0 Sell rating(s) 4 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.43LexinFintech 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the media favor UCB or LX? In the previous week, United Community Banks and United Community Banks both had 3 articles in the media. LexinFintech's average media sentiment score of 1.76 beat United Community Banks' score of 1.47 indicating that LexinFintech is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment United Community Banks 3 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive LexinFintech 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Do insiders & institutionals believe in UCB or LX? 82.3% of United Community Banks shares are owned by institutional investors. 0.5% of United Community Banks shares are owned by insiders. Comparatively, 27.8% of LexinFintech shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Is UCB or LX more profitable? United Community Banks has a net margin of 16.48% compared to LexinFintech's net margin of 11.50%. LexinFintech's return on equity of 14.67% beat United Community Banks' return on equity.Company Net Margins Return on Equity Return on Assets United Community Banks16.48% 8.64% 1.04% LexinFintech 11.50%14.67%7.17% SummaryLexinFintech beats United Community Banks on 9 of the 17 factors compared between the two stocks. Get LexinFintech News Delivered to You Automatically Sign up to receive the latest news and ratings for LX and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LX and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LX vs. The Competition Export to ExcelMetricLexinFintechFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$960.77M$11.97B$12.63B$10.16BDividend Yield5.37%3.68%5.42%4.60%P/E Ratio4.5022.23245.6125.97Price / Sales0.492.5330.4885.61Price / Cash5.868.8122.1259.91Price / Book0.651.882.326.29Net Income$150.76M$486.48M$1.01B$270.77M7 Day Performance-6.24%-2.66%1.05%3.32%1 Month Performance-17.13%2.34%3.15%6.40%1 Year Performance228.16%37.78%543.64%28.24% LexinFintech Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LXLexinFintech3.948 of 5 stars$5.71-2.7%$13.60+138.2%+239.3%$960.77M$1.95B4.504,667Positive NewsUCBUnited Community Banks3.5266 of 5 stars$33.41-0.3%$34.57+3.5%+15.9%$4.06B$952.89M16.383,070Positive NewsAVALGrupo Aval Acciones y Valores3.4251 of 5 stars$3.33-0.9%N/A+70.1%$3.95B$9.07B10.7470,271Short Interest ↑WULFTeraWulf2.5582 of 5 stars$9.45+0.1%$11.22+18.8%+140.7%$3.86B$140.05M-27.006Positive NewsINTRInter & Co. Inc.3.4081 of 5 stars$8.59-0.2%$6.77-21.2%+26.3%$3.78B$1.31B19.094,333Positive NewsShort Interest ↓BMAMacro Bank4.8202 of 5 stars$58.14-2.3%$62.17+6.9%-28.1%$3.70B$4.49B5.109,004News CoveragePositive NewsAnalyst ForecastShort Interest ↓EBCEastern Bankshares4.4029 of 5 stars$17.11+0.7%$20.00+16.9%+10.1%$3.62B$1.09B-55.191,998Positive NewsFHBFirst Hawaiian2.6007 of 5 stars$25.95+0.2%$27.07+4.3%+13.3%$3.23B$1.17B13.382,000Positive NewsBFHBread Financial3.873 of 5 stars$66.23-0.7%$64.91-2.0%+36.9%$3.09B$4.80B8.026,000Positive NewsBURBurford Capital4.4348 of 5 stars$13.98+1.7%$18.00+28.8%+1.5%$3.06B$546.09M12.94140Positive NewsENVAEnova International2.1674 of 5 stars$121.27-0.4%$111.00-8.5%+56.6%$3.03B$2.66B12.871,787 Related Companies and Tools Related Companies United Community Banks Competitors Grupo Aval Acciones y Valores Competitors TeraWulf Competitors Inter & Co. Inc. Competitors Macro Bank Competitors Eastern Bankshares Competitors First Hawaiian Competitors Bread Financial Competitors Burford Capital Competitors Enova International Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LX) was last updated on 9/12/2025 by MarketBeat.com Staff From Our PartnersStunning new initiative unfolding in the White House?what I just learned about what’s unfolding in the White House is truly stunning… And you need to see it for...Paradigm Press | SponsoredTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredForget NVDA. Put $1,000 into this stock nowA massive money shift is underway in the AI market. 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