NASDAQ:OPHC OptimumBank (OPHC) Stock Price, News & Analysis → SHOCKING Crypto Leak… (From Crypto 101 Media) (Ad) Free OPHC Stock Alerts $4.50 +0.18 (+4.17%) (As of 05/31/2024 ET) Add Compare Share Share Today's Range$4.35▼$4.5050-Day Range$4.07▼$4.5052-Week Range$2.80▼$4.91Volume2,166 shsAverage Volume12,622 shsMarket Capitalization$43.34 millionP/E Ratio4.41Dividend YieldN/APrice Target$5.25 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends Get OptimumBank alerts: Email Address OptimumBank MarketRank™ Stock AnalysisAnalyst RatingHold2.00 Rating ScoreUpside/Downside16.7% Upside$5.25 Price TargetShort InterestHealthy0.08% of Shares Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.29Based on 2 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.1.28 out of 5 starsFinance Sector745th out of 875 stocksNational Commercial Banks Industry77th out of 83 stocks 2.0 Analyst's Opinion Consensus RatingOptimumBank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageOptimumBank has only been the subject of 1 research reports in the past 90 days.Read more about OptimumBank's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.08% of the outstanding shares of OptimumBank have been sold short.Short Interest Ratio / Days to CoverOptimumBank has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OptimumBank has recently increased by 19.70%, indicating that investor sentiment is decreasing significantly. Previous Next 0.0 Dividend Strength Dividend YieldOptimumBank does not currently pay a dividend.Dividend GrowthOptimumBank does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPHC. Previous Next 2.4 News and Social Media Coverage News SentimentOptimumBank has a news sentiment score of 0.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for OptimumBank this week, compared to 0 articles on an average week.MarketBeat Follows2 people have added OptimumBank to their MarketBeat watchlist in the last 30 days. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, OptimumBank insiders have not sold or bought any company stock.Percentage Held by Insiders13.89% of the stock of OptimumBank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.43% of the stock of OptimumBank is held by institutions.Read more about OptimumBank's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of OptimumBank is 4.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 126.33.Price to Earnings Ratio vs. SectorThe P/E ratio of OptimumBank is 4.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 41.40.Price to Book Value per Share RatioOptimumBank has a P/B Ratio of 0.52. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about OptimumBank's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Wealthpin ProThe Only Energy Play You Should Be Looking AtOpen AI’s Sam Altman recently helped this company raise $577 million in funding… What’s more is, It has already inked deals with the Department of Energy.Click here to get all the information about it. About OptimumBank Stock (NASDAQ:OPHC)OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.Read More OPHC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPHC Stock News HeadlinesMay 26, 2024 | americanbankingnews.comOptimumBank (NASDAQ:OPHC) Earns Hold Rating from Analysts at StockNews.comMay 24, 2024 | americanbankingnews.comOptimumBank (NASDAQ:OPHC) Receives New Coverage from Analysts at Compass PointMay 24, 2024 | msn.comCompass Point Initiates Coverage of OptimumBank Holdings (OPHC) with Neutral RecommendationMay 23, 2024 | bizjournals.comBroward community banks bullish on loan growth. Here’s why.May 23, 2024 | globenewswire.comOptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, FloridaMay 16, 2024 | globenewswire.comOptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces First Quarter ResultsMay 14, 2024 | investorplace.comOPHC Stock Earnings: OptimumBank Hldgs Reported Results for Q1 2024April 29, 2024 | msn.comOptimumBank Holdings files to sell 1.38M shares of common stock for holdersApril 12, 2024 | wsj.comOptimumBank Holdings Inc.April 7, 2024 | morningstar.comOptimumBank Holdings Inc OPHCMarch 15, 2024 | investorplace.comOPHC Stock Earnings: OptimumBank Hldgs Reported Results for Q4 2023March 12, 2024 | globenewswire.comOptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces Full Year ResultsMarch 10, 2024 | finance.yahoo.comHere's Why We Think OptimumBank Holdings (NASDAQ:OPHC) Might Deserve Your Attention TodayFebruary 22, 2024 | benzinga.comOptimumBank Hldgs Stock (NASDAQ:OPHC) Dividends: History, Yield and DatesFebruary 22, 2024 | benzinga.comTop 4 Financial Stocks Which Could Rescue Your Portfolio This Quarter - Meridian (NASDAQ:MRBK), Ares Comml Real Est (NYSE:ACRE)February 7, 2024 | msn.comOptimumBank Holdings Unaudited Annual Financial Results RevealedFebruary 5, 2024 | finance.yahoo.comOptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces 2023 Full Year Results for OptimumBank (the “Bank”)November 10, 2023 | msn.comOptimumBank GAAP EPS of $0.52November 9, 2023 | finance.yahoo.comOptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter EarningsOctober 6, 2023 | finance.yahoo.comOptimumBank Holdings, Inc. (OPHC-NASDAQ) Chairman Gubin’s comments pertaining to the Board’s strategic planning - “A successful roadmap for growing our Bank”October 2, 2023 | investing.comOPHC Historical DataAugust 10, 2023 | finance.yahoo.comOptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Second Quarter EarningsJuly 6, 2023 | finance.yahoo.comOptimumBank to Present at the Small Cap Growth Virtual Investor Conference July 13thJune 28, 2023 | finance.yahoo.comChairman’s Comments for the Annual Shareholder Meeting June 27, 2023May 27, 2023 | finanznachrichten.deOptimumBank Holdings, Inc. Announces First Quarter EarningsSee More Headlines Receive OPHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OptimumBank and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings3/08/2024Today6/02/2024Next Earnings (Estimated)8/14/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNASDAQ:OPHC CUSIPN/A CIK1288855 Webwww.optimumbank.com Phone(954) 900-2800Fax954-900-2851Employees60Year FoundedN/APrice Target and Rating Average Stock Price Target$5.25 High Stock Price Target$5.25 Low Stock Price Target$5.25 Potential Upside/Downside+16.7%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.02 Trailing P/E Ratio4.41 Forward P/E RatioN/A P/E GrowthN/ANet Income$6.28 million Net Margins16.43% Pretax Margin22.18% Return on Equity10.53% Return on Assets0.98% Debt Debt-to-Equity Ratio0.64 Current Ratio1.13 Quick Ratio1.13 Sales & Book Value Annual Sales$30.37 million Price / Sales1.43 Cash Flow$0.98 per share Price / Cash Flow4.58 Book Value$8.62 per share Price / Book0.52Miscellaneous Outstanding Shares9,635,000Free Float8,297,000Market Cap$43.36 million OptionableNot Optionable Beta0.30 7 AI Stocks to Invest In: An Introduction to AI Investing For Self-Directed InvestorsAs the AI market heats up, investors who have a vision for artificial intelligence have the potential to see real returns. Learn about the industry as a whole as well as seven companies that are getting work done with the power of AI.Get This Free Report Key ExecutivesMr. Timothy L. Terry (Age 68)Principal Executive Officer Comp: $277.57kMr. Joel J. Klein (Age 77)Interim Principal Financial Officer & Director Comp: $20kMr. Gene BabchickDirector of Business DevelopmentMs. Lesile M. LeggVice President of Bank Operations, Branch Administration & Human ResourcesMr. Frank A. NelsonSenior Vice President of LendingMs. Lisa CorrAssistant Vice President of LendingMore ExecutivesKey CompetitorsAmeriServ FinancialNASDAQ:ASRVEmclaire FinancialNASDAQ:EMCFRiverview FinancialNASDAQ:RIVEVirginia National BanksharesNASDAQ:VABKHawthorn BancsharesNASDAQ:HWBKView All CompetitorsInsiders & InstitutionsEJF Capital LLCBought 256,410 shares on 5/16/2024Ownership: 2.663%Moishe GubinBought 1,514 shares on 7/3/2023Total: $4,542.00 ($3.00/share)View All Insider TransactionsView All Institutional Transactions OPHC Stock Analysis - Frequently Asked Questions Should I buy or sell OptimumBank stock right now? 1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for OptimumBank in the last twelve months. There are currently 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" OPHC shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in OPHC, but not buy additional shares or sell existing shares. View OPHC analyst ratings or view top-rated stocks. What is OptimumBank's stock price target for 2024? 1 analysts have issued twelve-month price targets for OptimumBank's shares. Their OPHC share price targets range from $5.25 to $5.25. On average, they expect the company's stock price to reach $5.25 in the next year. This suggests a possible upside of 16.7% from the stock's current price. View analysts price targets for OPHC or view top-rated stocks among Wall Street analysts. How have OPHC shares performed in 2024? OptimumBank's stock was trading at $4.18 at the start of the year. Since then, OPHC stock has increased by 7.7% and is now trading at $4.50. View the best growth stocks for 2024 here. Are investors shorting OptimumBank? OptimumBank saw a increase in short interest in May. As of May 15th, there was short interest totaling 7,900 shares, an increase of 19.7% from the April 30th total of 6,600 shares. Based on an average daily volume of 8,900 shares, the days-to-cover ratio is presently 0.9 days. View OptimumBank's Short Interest. When is OptimumBank's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, August 14th 2024. View our OPHC earnings forecast. How were OptimumBank's earnings last quarter? OptimumBank Holdings, Inc. (NASDAQ:OPHC) announced its earnings results on Friday, March, 8th. The bank reported $0.35 earnings per share (EPS) for the quarter. The bank had revenue of $8.19 million for the quarter. OptimumBank had a net margin of 16.43% and a trailing twelve-month return on equity of 10.53%. When did OptimumBank's stock split? Shares of OptimumBank reverse split on Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the closing bell on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split. What other stocks do shareholders of OptimumBank own? Based on aggregate information from My MarketBeat watchlists, some companies that other OptimumBank investors own include AcelRx Pharmaceuticals (ACRX), BIOLASE (BIOL), Albireo Pharma (ALBO), Athersys (ATHX), Cyclacel Pharmaceuticals (CYCC), Gevo (GEVO), Inovio Pharmaceuticals (INO), Merrimack Pharmaceuticals (MACK) and MicroVision (MVIS). Who are OptimumBank's major shareholders? OptimumBank's stock is owned by a number of retail and institutional investors. Top institutional shareholders include EJF Capital LLC (2.66%). View institutional ownership trends. How do I buy shares of OptimumBank? Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:OPHC) was last updated on 6/2/2024 by MarketBeat.com Staff From Our PartnersTrump’s Gift Could Unleash $51 Billion in New WealthWealthpin ProThe #1 Crypto That You Don’t Own… YetCrypto 101 MediaDems have chosen Biden replacement?Paradigm PressWarren Buffett, Jeff Bezos, Michael Bloomberg, & 48 Members of Congress Are Buying ONE Sector…InvestorPlaceExposed: 10 CENT Crypto to Explode May 20th?True Market InsidersHe Is Giving Away BitcoinCrypto Swap ProfitsElon to Transform U.S. Economy? Porter & CompanyWrite this ticker symbol down…StocksToTrade Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding OptimumBank Holdings, Inc. 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