Safety Insurance Group (SAFT) Competitors

Safety Insurance Group (NASDAQ:SAFT) and Employers (NYSE:EIG) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, risk, analyst recommendations, dividends, earnings, profitability, valuation and institutional ownership.

Is SAFT or EIG more profitable?

Employers has a net margin of 11.37% compared to Safety Insurance Group's net margin of 7.07%. Safety Insurance Group's return on equity of 8.34% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Safety Insurance Group	7.07%	8.34%	3.09%
Employers	11.37%	7.56%	2.29%

Which has better valuation & earnings, SAFT or EIG?

Employers has lower revenue, but higher earnings than Safety Insurance Group. Employers is trading at a lower price-to-earnings ratio than Safety Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Safety Insurance Group	$1.12B	0.95	$70.73M	$5.71	12.47
Employers	$880.70M	1.12	$118.60M	$4.10	10.19

Which has more volatility & risk, SAFT or EIG?

Safety Insurance Group has a beta of 0.28, suggesting that its share price is 72% less volatile than the S&P 500. Comparatively, Employers has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500.

Is SAFT or EIG a better dividend stock?

Safety Insurance Group pays an annual dividend of $3.68 per share and has a dividend yield of 5.2%. Employers pays an annual dividend of $1.28 per share and has a dividend yield of 3.1%. Safety Insurance Group pays out 64.4% of its earnings in the form of a dividend. Employers pays out 31.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Employers has increased its dividend for 4 consecutive years.

Do insiders and institutionals hold more shares of SAFT or EIG?

81.0% of Safety Insurance Group shares are held by institutional investors. Comparatively, 80.5% of Employers shares are held by institutional investors. 2.0% of Safety Insurance Group shares are held by company insiders. Comparatively, 1.4% of Employers shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Does the media prefer SAFT or EIG?

In the previous week, Employers had 7 more articles in the media than Safety Insurance Group. MarketBeat recorded 8 mentions for Employers and 1 mentions for Safety Insurance Group. Safety Insurance Group's average media sentiment score of 1.46 beat Employers' score of 0.60 indicating that Safety Insurance Group is being referred to more favorably in the media.

Company	Overall Sentiment
Safety Insurance Group	Positive
Employers	Positive

Do analysts rate SAFT or EIG?

Employers has a consensus target price of $58.00, indicating a potential upside of 38.84%. Given Employers' stronger consensus rating and higher possible upside, analysts clearly believe Employers is more favorable than Safety Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Safety Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Employers	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Employers beats Safety Insurance Group on 10 of the 19 factors compared between the two stocks.