Safety Insurance Group (SAFT) Competitors

Safety Insurance Group (NASDAQ:SAFT) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, risk, institutional ownership, valuation, dividends, media sentiment, community ranking and earnings.

Which has more risk & volatility, SAFT or WTM?

Safety Insurance Group has a beta of 0.22, indicating that its stock price is 78% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.34, indicating that its stock price is 66% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in SAFT or WTM?

81.0% of Safety Insurance Group shares are owned by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are owned by institutional investors. 2.0% of Safety Insurance Group shares are owned by company insiders. Comparatively, 3.2% of White Mountains Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has better valuation & earnings, SAFT or WTM?

White Mountains Insurance Group has higher revenue and earnings than Safety Insurance Group. Safety Insurance Group is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Safety Insurance Group	$1.14B	1.07	$18.88M	$4.89	16.86
White Mountains Insurance Group	$2.28B	2.07	$230.40M	$10.85	169.41

Does the media favor SAFT or WTM?

In the previous week, White Mountains Insurance Group had 5 more articles in the media than Safety Insurance Group. MarketBeat recorded 10 mentions for White Mountains Insurance Group and 5 mentions for Safety Insurance Group. Safety Insurance Group's average media sentiment score of 1.23 beat White Mountains Insurance Group's score of 1.12 indicating that Safety Insurance Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Safety Insurance Group	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
White Mountains Insurance Group	7 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SAFT or WTM a better dividend stock?

Safety Insurance Group pays an annual dividend of $3.60 per share and has a dividend yield of 4.4%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Safety Insurance Group pays out 73.6% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 9.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community prefer SAFT or WTM?

White Mountains Insurance Group received 78 more outperform votes than Safety Insurance Group when rated by MarketBeat users. Likewise, 59.10% of users gave White Mountains Insurance Group an outperform vote while only 56.59% of users gave Safety Insurance Group an outperform vote.

Company	Underperform	Outperform
Safety Insurance Group	Outperform Votes 146 56.59%	Underperform Votes 112 43.41%
White Mountains Insurance Group	Outperform Votes 224 59.10%	Underperform Votes 155 40.90%

Is SAFT or WTM more profitable?

White Mountains Insurance Group has a net margin of 10.29% compared to Safety Insurance Group's net margin of 6.86%. White Mountains Insurance Group's return on equity of 10.56% beat Safety Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Safety Insurance Group	6.86%	6.35%	2.41%
White Mountains Insurance Group	10.29%	10.56%	5.27%

Summary

White Mountains Insurance Group beats Safety Insurance Group on 15 of the 17 factors compared between the two stocks.