Compare Stocks

Comparative Price Performance Over Time

Compare Stocks - Price & Volume

CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Banner Co. stock logo
BANR
Banner
$45.38
-1.7%
$45.45
$39.31
$55.66
$1.56B1.03198,965 shs141,069 shs
First BanCorp. stock logo
FBP
First BanCorp.
$17.58
-0.7%
$16.94
$10.18
$17.74
$2.98B1.161.13 million shs1.11 million shs
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
$35.48
-1.5%
$33.93
$26.10
$39.39
$1.52B1.06254,118 shs180,203 shs
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
$60.15
-4.0%
$62.95
$43.05
$73.22
$1.56B0.67125,721 shs138,844 shs
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
$22.16
-2.6%
$23.02
$17.53
$30.13
$2.12B1.21533,462 shs719,762 shs
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Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Banner Co. stock logo
BANR
Banner
-1.67%+3.77%+0.42%-5.91%-7.05%
First BanCorp. stock logo
FBP
First BanCorp.
-0.73%+6.93%+4.36%+2.21%+51.68%
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
-1.50%+5.97%+6.20%-6.31%+11.01%
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
-3.98%+1.74%-4.19%-16.78%+16.64%
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
-2.55%+3.99%-3.44%-20.83%+5.47%

MarketRank™

CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Banner Co. stock logo
BANR
Banner
3.8941 of 5 stars
2.35.03.30.02.41.72.5
First BanCorp. stock logo
FBP
First BanCorp.
2.8651 of 5 stars
1.33.03.30.02.62.52.5
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
4.5881 of 5 stars
2.43.03.33.42.61.72.5
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
2.7808 of 5 stars
2.30.04.20.01.93.31.9
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
4.2598 of 5 stars
3.34.02.50.01.63.32.5

Analyst Ratings

CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Banner Co. stock logo
BANR
Banner
2.60
Moderate Buy$51.2012.83% Upside
First BanCorp. stock logo
FBP
First BanCorp.
2.50
Moderate Buy$18.002.39% Upside
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
2.80
Moderate Buy$39.8012.18% Upside
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
2.50
Moderate Buy$74.0023.03% Upside
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
2.40
Hold$27.1722.59% Upside

Current Analyst Ratings

Latest HTLF, FBP, LKFN, BANR, and PPBI Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
4/25/2024
First BanCorp. stock logo
FBP
First BanCorp.
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetOutperform ➝ Outperform$19.00 ➝ $21.00
4/25/2024
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetBuy ➝ Buy$32.00 ➝ $27.00
4/25/2024
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOutperform ➝ Outperform$29.00 ➝ $25.00
4/25/2024
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetMarket Perform ➝ Market Perform$29.00 ➝ $27.00
4/25/2024
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
Wedbush
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingNeutral ➝ Neutral$25.00
4/19/2024
Banner Co. stock logo
BANR
Banner
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOverweight ➝ Overweight$54.00 ➝ $51.00
4/19/2024
Banner Co. stock logo
BANR
Banner
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetNeutral ➝ Neutral$50.00 ➝ $47.00
4/19/2024
Banner Co. stock logo
BANR
Banner
Stephens
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Lower Price TargetOverweight ➝ Overweight$54.00 ➝ $53.00
4/10/2024
First BanCorp. stock logo
FBP
First BanCorp.
Wells Fargo & Company
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetEqual Weight ➝ Equal Weight$16.00 ➝ $18.00
2/29/2024
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
Raymond James
Subscribe to MarketBeat All Access for the recommendation accuracy rating
UpgradeMarket Perform ➝ Strong-Buy$41.00
1/30/2024
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
Stephens
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOverweight ➝ Overweight$45.00
(Data available from 4/26/2021 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Sales & Book Value

CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Banner Co. stock logo
BANR
Banner
$745.98M2.09$6.43 per share7.06$48.43 per share0.94
First BanCorp. stock logo
FBP
First BanCorp.
$1.16B2.57$2.00 per share8.77$8.74 per share2.01
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
$932.87M1.63$5.84 per share6.08$42.72 per share0.83
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
$393.12M3.97$4.23 per share14.21$25.55 per share2.35
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
$714.07M2.97$2.42 per share9.17$30.06 per share0.74

Profitability & Earnings

CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Banner Co. stock logo
BANR
Banner
$183.62M$4.819.439.20N/A21.62%11.47%1.17%7/17/2024 (Estimated)
First BanCorp. stock logo
FBP
First BanCorp.
$302.86M$1.7510.059.551.5525.82%21.58%1.62%7/25/2024 (Estimated)
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
$79.92M$1.6920.997.63N/A8.57%11.56%1.01%5/1/2024 (Confirmed)
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
$93.77M$3.6516.4817.19N/A23.85%14.89%1.38%N/A
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
$30.85M$0.3073.8710.50N/A24.75%7.50%1.05%7/25/2024 (Estimated)

Latest HTLF, FBP, LKFN, BANR, and PPBI Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
5/1/2024N/A
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
$1.14N/A-$1.14N/AN/AN/A  
4/24/2024Q1 2024
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
$0.48$0.49+$0.01$0.49$166.98 million$239.21 million    
4/23/2024Q1 2024
First BanCorp. stock logo
FBP
First BanCorp.
$0.38$0.44+$0.06$0.44$229.19 million$302.49 million    
1/29/202412/31/2023
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
$0.66$1.06+$0.40$3.81$178.60 million$144.09 million    
1/29/202412/31/2023
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
$0.48$0.51+$0.03$2.46$169.50 million($17.00) million    

Dividends

CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Banner Co. stock logo
BANR
Banner
$1.924.23%+5.39%39.92%2 Years
First BanCorp. stock logo
FBP
First BanCorp.
$0.643.64%+40.95%36.57%4 Years
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
$1.203.38%+14.47%71.01%7 Years
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
$1.923.19%+15.31%52.60%13 Years
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
$1.325.96%+8.62%440.00%N/A

Latest HTLF, FBP, LKFN, BANR, and PPBI Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/24/2024
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
Quarterly$0.335.8%5/3/20245/6/20245/13/2024
4/17/2024
Banner Co. stock logo
BANR
Banner
Quarterly$0.484.39%4/29/20244/30/20245/10/2024
4/9/2024
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
Quarterly$0.483.3%4/24/20244/25/20245/6/2024
2/8/2024
First BanCorp. stock logo
FBP
First BanCorp.
Quarterly$0.163.79%2/22/20242/23/20243/8/2024
2/6/2024
Banner Co. stock logo
BANR
Banner
Quarterly$0.483.94%2/6/20242/7/20242/16/2024
1/27/2024
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
Quarterly$0.334.7%2/8/20242/9/20242/16/2024
(Data available from 1/1/2013 forward)

Debt

CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Banner Co. stock logo
BANR
Banner
0.24
0.82
0.82
First BanCorp. stock logo
FBP
First BanCorp.
0.45
0.77
0.76
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
0.20
0.72
0.72
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
0.08
0.88
0.88
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
0.32
0.93
0.93

Ownership

Institutional Ownership

CompanyInstitutional Ownership
Banner Co. stock logo
BANR
Banner
87.33%
First BanCorp. stock logo
FBP
First BanCorp.
97.91%
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
71.55%
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
81.15%
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
93.11%

Miscellaneous

CompanyEmployeesShares OutstandingFree FloatOptionable
Banner Co. stock logo
BANR
Banner
1,96634.37 million33.89 millionOptionable
First BanCorp. stock logo
FBP
First BanCorp.
3,168169.30 million165.07 millionOptionable
Heartland Financial USA, Inc. stock logo
HTLF
Heartland Financial USA
1,97042.78 million42.06 millionOptionable
Lakeland Financial Co. stock logo
LKFN
Lakeland Financial
60825.97 million25.11 millionOptionable
Pacific Premier Bancorp, Inc. stock logo
PPBI
Pacific Premier Bancorp
1,34595.86 million93.74 millionOptionable

HTLF, FBP, LKFN, BANR, and PPBI Headlines

SourceHeadline
DA Davidson Trims Pacific Premier Bancorp (NASDAQ:PPBI) Target Price to $27.00DA Davidson Trims Pacific Premier Bancorp (NASDAQ:PPBI) Target Price to $27.00
marketbeat.com - April 25 at 4:40 PM
Balancing Act: Pacific Premier Bancorp’s Hold Rating Amid Growth and Credit RisksBalancing Act: Pacific Premier Bancorp’s Hold Rating Amid Growth and Credit Risks
markets.businessinsider.com - April 25 at 3:13 PM
Pacific Premier Bancorp (NASDAQ:PPBI) Stock Rating Reaffirmed by Raymond JamesPacific Premier Bancorp (NASDAQ:PPBI) Stock Rating Reaffirmed by Raymond James
marketbeat.com - April 25 at 12:36 PM
Pacific Premier Bancorp (NASDAQ:PPBI) Issues Quarterly  Earnings Results, Beats Estimates By $0.01 EPSPacific Premier Bancorp (NASDAQ:PPBI) Issues Quarterly Earnings Results, Beats Estimates By $0.01 EPS
marketbeat.com - April 25 at 11:05 AM
Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Announces $0.33 Quarterly DividendPacific Premier Bancorp, Inc. (NASDAQ:PPBI) Announces $0.33 Quarterly Dividend
marketbeat.com - April 25 at 9:44 AM
Q1 2024 Pacific Premier Bancorp Inc Earnings CallQ1 2024 Pacific Premier Bancorp Inc Earnings Call
finance.yahoo.com - April 25 at 5:10 AM
Pacific Premier Bancorp Inc (PPBI) Q1 2024 Earnings Call Transcript Highlights: Key Financial ...Pacific Premier Bancorp Inc (PPBI) Q1 2024 Earnings Call Transcript Highlights: Key Financial ...
finance.yahoo.com - April 25 at 5:10 AM
Heres What Key Metrics Tell Us About Pacific Premier Bancorp (PPBI) Q1 EarningsHere's What Key Metrics Tell Us About Pacific Premier Bancorp (PPBI) Q1 Earnings
zacks.com - April 24 at 10:36 AM
Pacific Premier Bancorp: Q1 Earnings SnapshotPacific Premier Bancorp: Q1 Earnings Snapshot
sfgate.com - April 24 at 9:08 AM
Pacific Premier Bancorp Inc (PPBI) Q1 2024 Earnings: Surpasses EPS Estimates with Strategic ...Pacific Premier Bancorp Inc (PPBI) Q1 2024 Earnings: Surpasses EPS Estimates with Strategic ...
finance.yahoo.com - April 24 at 9:08 AM
Pacific Premier Bancorp (PPBI) Surpasses Q1 Earnings and Revenue EstimatesPacific Premier Bancorp (PPBI) Surpasses Q1 Earnings and Revenue Estimates
zacks.com - April 24 at 8:11 AM
Pacific Premier Bancorp, Inc. Announces First Quarter 2024 Financial Results and a Quarterly Cash Dividend of $0.33 Per SharePacific Premier Bancorp, Inc. Announces First Quarter 2024 Financial Results and a Quarterly Cash Dividend of $0.33 Per Share
businesswire.com - April 24 at 5:58 AM
Pacific Premier Bancorp (NASDAQ:PPBI) Upgraded by StockNews.com to "Sell"Pacific Premier Bancorp (NASDAQ:PPBI) Upgraded by StockNews.com to "Sell"
americanbankingnews.com - April 24 at 4:22 AM
Pacific Premier Bancorp (NASDAQ:PPBI) Upgraded at StockNews.comPacific Premier Bancorp (NASDAQ:PPBI) Upgraded at StockNews.com
marketbeat.com - April 23 at 11:12 PM
Pacific Premier Bancorp (NASDAQ:PPBI) shareholders have endured a 42% loss from investing in the stock three years agoPacific Premier Bancorp (NASDAQ:PPBI) shareholders have endured a 42% loss from investing in the stock three years ago
finance.yahoo.com - April 22 at 11:04 AM
Louisiana State Employees Retirement System Takes Position in Pacific Premier Bancorp, Inc. (NASDAQ:PPBI)Louisiana State Employees Retirement System Takes Position in Pacific Premier Bancorp, Inc. (NASDAQ:PPBI)
marketbeat.com - April 22 at 5:12 AM
FY2025 Earnings Estimate for Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Issued By DA DavidsonFY2025 Earnings Estimate for Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Issued By DA Davidson
americanbankingnews.com - April 19 at 3:02 AM
Research Analysts Issue Forecasts for Pacific Premier Bancorp, Inc.s FY2025 Earnings (NASDAQ:PPBI)Research Analysts Issue Forecasts for Pacific Premier Bancorp, Inc.'s FY2025 Earnings (NASDAQ:PPBI)
marketbeat.com - April 18 at 6:48 AM
Analysts Estimate Pacific Premier Bancorp (PPBI) to Report a Decline in Earnings: What to Look Out forAnalysts Estimate Pacific Premier Bancorp (PPBI) to Report a Decline in Earnings: What to Look Out for
zacks.com - April 17 at 11:07 AM
Pacific Premier Bancorp (PPBI) Scheduled to Post Quarterly Earnings on WednesdayPacific Premier Bancorp (PPBI) Scheduled to Post Quarterly Earnings on Wednesday
americanbankingnews.com - April 17 at 1:46 AM
Pacific Premier Bancorp IncPacific Premier Bancorp Inc
morningstar.com - April 13 at 1:03 PM
Peregrine Capital Management LLC Has $7.72 Million Holdings in Pacific Premier Bancorp, Inc. (NASDAQ:PPBI)Peregrine Capital Management LLC Has $7.72 Million Holdings in Pacific Premier Bancorp, Inc. (NASDAQ:PPBI)
marketbeat.com - April 10 at 9:49 AM
Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Given Consensus Rating of "Hold" by AnalystsPacific Premier Bancorp, Inc. (NASDAQ:PPBI) Given Consensus Rating of "Hold" by Analysts
marketbeat.com - April 6 at 2:43 AM
Pacific Premier Bancorp, Inc. to Announce First Quarter 2024 Financial Results on April 24, 2024Pacific Premier Bancorp, Inc. to Announce First Quarter 2024 Financial Results on April 24, 2024
businesswire.com - March 29 at 9:00 AM

New MarketBeat Followers Over Time

Media Sentiment Over Time

Company Descriptions

Banner logo

Banner

NASDAQ:BANR
Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; construction, land, and land development loans; one- to four-family residential real estate lending; commercial business loans; agricultural loans; consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts; and small business administration loans. In addition, it provides electronic and digital banking services comprising debit cards and ATMs, internet banking, remote deposit, and mobile banking services. The company was founded in 1890 and is based in Walla Walla, Washington.
First BanCorp. logo

First BanCorp.

NYSE:FBP
First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides a range of financial products and services to consumers and commercial customers. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans, as well as other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; and purchase of mortgage loans from branch and mortgage bankers. The Consumer (Retail) Banking segment provides auto loans, finance leases, boat and personal loans, credit card loans, and lines of credit; and interest-bearing and non-interest-bearing checking and savings accounts, and individual retirement accounts and retail certificates of deposit (CDs), as well as insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans, residential mortgages, term and construction loan, home equity loans, lines of credit, FHLB advances, and brokered CDs; and internet banking, cash management, remote deposit capture, and automated clearing house transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
Heartland Financial USA logo

Heartland Financial USA

NASDAQ:HTLF
Heartland Financial USA, Inc., a bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. The company accepts various deposit products, including checking, demand deposit accounts, NOW accounts, savings, money market, and individual retirement; certificates of deposit; and other time deposits. It offers loans, including commercial and industrial, commercial real estate, agricultural, small business, and real estate mortgage loans; consumer loans comprising motor vehicle, home improvement, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, the company provides business and personal online banking, and mobile banking; bill payment, remote deposit capture, and treasury management services; debit cards; automated teller machines; and automated clearing house services, wire transfers, insured cash sweeps, zero balance accounts, lockbox, image cash letter, remote deposit capture, commercial cards for travel and entertainment purchasing, merchant services to receive credit card payments, investment sweep accounts, reconciliation services, online invoice processing, foreign exchange and positive pay fraud prevention services for checks and automated clearing house services payments. Further, it offers wealth management, trust services, brokerage services, and fixed rate annuity products; and investment services, including mutual funds, individual retirement products, and education savings products. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Denver, Colorado.
Lakeland Financial logo

Lakeland Financial

NASDAQ:LKFN
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. The company also provides retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.
Pacific Premier Bancorp logo

Pacific Premier Bancorp

NASDAQ:PPBI
Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides various banking products and services in the United States. The company accepts deposit products, which includes checking, money market, savings accounts, and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise real estate secured, and small business administration (SBA); revolving lines of credit, term loans, seasonal loans, and loans secured by liquid collateral; one-to-four family and home equity lines of credit loans; and small balance personal unsecured loans and savings account secured loans. It also offers cash management, online and mobile banking, and treasury management services, as well as payment processing, remote capture, and automated clearing house payment capabilities. In addition, it operates as a custodian for alternative assets held in qualified self-directed IRA accounts, including investments in private equity, real estate, notes, cash, and other non-exchange traded assets; and provides real-property and non-real property escrow services. The company serves small and middle-market businesses, corporations, professionals, real estate investors, non-profit organizations, and consumers. The company was founded in 1983 and is headquartered in Irvine, California.