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Citizens Community Bancorp (CZWI) Competitors

Citizens Community Bancorp logo
$14.82 -0.22 (-1.46%)
Closing price 04/30/2025 04:00 PM Eastern
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$14.88 +0.06 (+0.44%)
As of 07:02 AM Eastern
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CZWI vs. FSBC, YRD, ORRF, MPB, BITF, SPFI, SMBK, HKD, HONE, and MFH

Should you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Five Star Bancorp (FSBC), Yiren Digital (YRD), Orrstown Financial Services (ORRF), Mid Penn Bancorp (MPB), Bitfarms (BITF), South Plains Financial (SPFI), SmartFinancial (SMBK), AMTD Digital (HKD), HarborOne Bancorp (HONE), and Mercurity Fintech (MFH). These companies are all part of the "banking" industry.

Citizens Community Bancorp vs.

Five Star Bancorp (NASDAQ:FSBC) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, community ranking, profitability, dividends, valuation, institutional ownership, analyst recommendations, earnings and risk.

46.9% of Five Star Bancorp shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 25.6% of Five Star Bancorp shares are owned by insiders. Comparatively, 3.7% of Citizens Community Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Five Star Bancorp had 9 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 17 mentions for Five Star Bancorp and 8 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 0.88 beat Five Star Bancorp's score of 0.75 indicating that Citizens Community Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Five Star Bancorp
5 Very Positive mention(s)
1 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Citizens Community Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Five Star Bancorp has higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Five Star Bancorp$124.96M4.72$45.67M$2.2812.14
Citizens Community Bancorp$56.29M2.63$13.75M$1.3311.14

Five Star Bancorp has a net margin of 21.40% compared to Citizens Community Bancorp's net margin of 13.79%. Five Star Bancorp's return on equity of 12.89% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Five Star Bancorp21.40% 12.89% 1.25%
Citizens Community Bancorp 13.79%7.87%0.77%

Five Star Bancorp currently has a consensus price target of $35.00, indicating a potential upside of 26.45%. Given Five Star Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe Five Star Bancorp is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Five Star Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Citizens Community Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Five Star Bancorp has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500.

Citizens Community Bancorp received 114 more outperform votes than Five Star Bancorp when rated by MarketBeat users. Likewise, 62.42% of users gave Citizens Community Bancorp an outperform vote while only 62.10% of users gave Five Star Bancorp an outperform vote.

CompanyUnderperformOutperform
Five Star BancorpOutperform Votes
77
62.10%
Underperform Votes
47
37.90%
Citizens Community BancorpOutperform Votes
191
62.42%
Underperform Votes
115
37.58%

Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.9%. Citizens Community Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.4%. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 27.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Five Star Bancorp beats Citizens Community Bancorp on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZWI vs. The Competition

MetricCitizens Community BancorpFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$148.05M$3.02B$11.12B$7.82B
Dividend Yield2.43%3.56%5.79%4.22%
P/E Ratio11.1416.0122.0018.48
Price / Sales2.633.5226.09103.60
Price / Cash9.0919.1117.6034.62
Price / Book0.890.902.654.25
Net Income$13.75M$352.78M$1.03B$248.23M
7 Day Performance0.14%-0.07%0.57%0.89%
1 Month Performance2.00%-0.47%-0.43%3.53%
1 Year Performance37.10%14.41%537.91%5.08%

Citizens Community Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CZWI
Citizens Community Bancorp
4.3948 of 5 stars
$14.82
-1.5%
N/A+34.7%$148.05M$56.29M11.14220Earnings Report
Short Interest ↓
News Coverage
FSBC
Five Star Bancorp
4.5675 of 5 stars
$27.04
+0.2%
$36.38
+34.5%
+28.0%$576.74M$124.96M11.86180Earnings Report
Analyst Forecast
Analyst Revision
News Coverage
YRD
Yiren Digital
3.5455 of 5 stars
$6.54
-0.3%
N/A+30.5%$573.75M$5.81B2.263,800
ORRF
Orrstown Financial Services
4.5484 of 5 stars
$28.90
+0.5%
$37.80
+30.8%
+14.3%$563.69M$217.63M15.71430Analyst Upgrade
MPB
Mid Penn Bancorp
3.8465 of 5 stars
$28.57
+2.9%
$36.00
+26.0%
+43.6%$553.00M$182.08M9.85620Positive News
High Trading Volume
BITF
Bitfarms
1.8727 of 5 stars
$1.02
-1.0%
$3.84
+276.6%
-44.2%$549.98M$192.88M-2.83110Analyst Revision
Gap Down
SPFI
South Plains Financial
4.1571 of 5 stars
$33.83
+0.3%
$41.50
+22.7%
+30.1%$549.26M$189.30M11.59680Earnings Report
Dividend Announcement
Ex-Dividend
Short Interest ↑
SMBK
SmartFinancial
3.3081 of 5 stars
$30.11
+0.1%
$33.70
+11.9%
+48.4%$512.48M$178.24M14.07550Positive News
HKD
AMTD Digital
1.0636 of 5 stars
$2.07
-3.1%
N/A-37.2%$508.69M$23.45M0.0050Gap Down
HONE
HarborOne Bancorp
3.6772 of 5 stars
$11.31
+0.1%
$13.00
+14.9%
+11.7%$502.85M$167.94M17.14640Earnings Report
Analyst Forecast
Analyst Revision
Gap Down
High Trading Volume
MFH
Mercurity Fintech
0.7067 of 5 stars
$7.75
+17.1%
N/A+436.6%$471.43M$716,863.000.0010News Coverage
Positive News

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This page (NASDAQ:CZWI) was last updated on 5/1/2025 by MarketBeat.com Staff
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