CZWI vs. SMBC, NPB, SMBK, CNCK, JFIN, HIVE, XYF, WYFI, FUFU, and ALRS
Should you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Southern Missouri Bancorp (SMBC), Northpointe Bancshares (NPB), SmartFinancial (SMBK), Coincheck Group (CNCK), Jiayin Group (JFIN), HIVE Digital Technologies (HIVE), X Financial (XYF), WhiteFiber (WYFI), BitFuFu (FUFU), and Alerus Financial (ALRS). These companies are all part of the "banking" industry.
Citizens Community Bancorp vs. Its Competitors
Southern Missouri Bancorp (NASDAQ:SMBC) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, analyst recommendations, institutional ownership, risk, earnings, valuation and dividends.
Southern Missouri Bancorp has a net margin of 19.17% compared to Citizens Community Bancorp's net margin of 12.65%. Southern Missouri Bancorp's return on equity of 11.35% beat Citizens Community Bancorp's return on equity.
Southern Missouri Bancorp currently has a consensus target price of $64.67, suggesting a potential upside of 16.27%. Given Southern Missouri Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe Southern Missouri Bancorp is more favorable than Citizens Community Bancorp.
In the previous week, Southern Missouri Bancorp had 2 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 3 mentions for Southern Missouri Bancorp and 1 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 1.91 beat Southern Missouri Bancorp's score of 1.79 indicating that Citizens Community Bancorp is being referred to more favorably in the news media.
49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 16.6% of Southern Missouri Bancorp shares are owned by insiders. Comparatively, 3.9% of Citizens Community Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Southern Missouri Bancorp has a beta of 1.03, meaning that its stock price is 3% more volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500.
Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.8%. Citizens Community Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.2%. Southern Missouri Bancorp pays out 19.3% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 29.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has increased its dividend for 13 consecutive years and Citizens Community Bancorp has increased its dividend for 6 consecutive years.
Southern Missouri Bancorp has higher revenue and earnings than Citizens Community Bancorp. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
Southern Missouri Bancorp beats Citizens Community Bancorp on 15 of the 19 factors compared between the two stocks.
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Citizens Community Bancorp Competitors List
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This page (NASDAQ:CZWI) was last updated on 9/13/2025 by MarketBeat.com Staff
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