Citizens Community Bancorp (CZWI) Competitors $14.77 0.00 (0.00%) Closing price 04:00 PM EasternExtended Trading$14.76 -0.01 (-0.10%) As of 04:11 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock CZWI vs. CBNK, BITF, MPB, ALRS, SHBI, QD, BCAL, UNTY, YRD, and HONEShould you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Capital Bancorp (CBNK), Bitfarms (BITF), Mid Penn Bancorp (MPB), Alerus Financial (ALRS), Shore Bancshares (SHBI), Qudian (QD), California BanCorp (BCAL), Unity Bancorp (UNTY), Yirendai (YRD), and HarborOne Bancorp (HONE). These companies are all part of the "banking" industry. Citizens Community Bancorp vs. Its Competitors Capital Bancorp Bitfarms Mid Penn Bancorp Alerus Financial Shore Bancshares Qudian California BanCorp Unity Bancorp Yirendai HarborOne Bancorp Citizens Community Bancorp (NASDAQ:CZWI) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, institutional ownership, earnings, media sentiment, analyst recommendations, risk, dividends and valuation. Which has stronger valuation and earnings, CZWI or CBNK? Capital Bancorp has higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens Community Bancorp$99.72M1.48$13.75M$1.2611.72Capital Bancorp$244.71M2.33$30.97M$2.4813.81 Does the media refer more to CZWI or CBNK? In the previous week, Capital Bancorp had 2 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 3 mentions for Capital Bancorp and 1 mentions for Citizens Community Bancorp. Citizens Community Bancorp's average media sentiment score of 1.89 beat Capital Bancorp's score of 0.97 indicating that Citizens Community Bancorp is being referred to more favorably in the media. Company Overall Sentiment Citizens Community Bancorp Very Positive Capital Bancorp Positive Do institutionals & insiders believe in CZWI or CBNK? 55.1% of Citizens Community Bancorp shares are owned by institutional investors. Comparatively, 56.1% of Capital Bancorp shares are owned by institutional investors. 3.9% of Citizens Community Bancorp shares are owned by company insiders. Comparatively, 31.6% of Capital Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth. Is CZWI or CBNK a better dividend stock? Citizens Community Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.4%. Capital Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. Citizens Community Bancorp pays out 28.6% of its earnings in the form of a dividend. Capital Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens Community Bancorp has increased its dividend for 6 consecutive years and Capital Bancorp has increased its dividend for 3 consecutive years. Citizens Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Do analysts prefer CZWI or CBNK? Capital Bancorp has a consensus target price of $34.50, indicating a potential upside of 0.76%. Given Capital Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Capital Bancorp is more favorable than Citizens Community Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens Community Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Capital Bancorp 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Which has more volatility and risk, CZWI or CBNK? Citizens Community Bancorp has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500. Comparatively, Capital Bancorp has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500. Is CZWI or CBNK more profitable? Capital Bancorp has a net margin of 14.43% compared to Citizens Community Bancorp's net margin of 13.19%. Capital Bancorp's return on equity of 15.04% beat Citizens Community Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Citizens Community Bancorp13.19% 7.26% 0.73% Capital Bancorp 14.43%15.04%1.66% SummaryCapital Bancorp beats Citizens Community Bancorp on 15 of the 19 factors compared between the two stocks. Get Citizens Community Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for CZWI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CZWI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CZWI vs. The Competition Export to ExcelMetricCitizens Community BancorpFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$147.54M$611.39M$12.29B$9.51BDividend Yield2.44%3.40%5.55%4.01%P/E Ratio11.729.9919.0320.05Price / Sales1.481.7426.0199.42Price / Cash8.2815.1121.6358.56Price / Book0.831.002.205.87Net Income$13.75M$33.50M$997.25M$258.55M7 Day Performance-1.01%-0.47%0.89%2.23%1 Month Performance12.66%4.06%4.37%12.76%1 Year Performance13.01%6.11%540.78%19.36% Citizens Community Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CZWICitizens Community Bancorp4.1043 of 5 stars$14.77flatN/A+18.7%$147.54M$99.72M11.72220Positive NewsCBNKCapital Bancorp4.0774 of 5 stars$35.46+1.1%$34.50-2.7%+36.6%$584.15M$244.71M14.30270Upcoming EarningsBITFBitfarms3.0862 of 5 stars$1.13+8.7%$3.95+249.6%-52.9%$579.85M$192.88M-5.95110Options VolumeMPBMid Penn Bancorp4.4452 of 5 stars$28.940.0%$36.00+24.4%+0.8%$560.35M$309.08M10.05620News CoverageEarnings ReportDividend AnnouncementALRSAlerus Financial4.4657 of 5 stars$22.03-0.1%$23.00+4.4%-1.4%$559.57M$336.51M18.06840Positive NewsUpcoming EarningsSHBIShore Bancshares4.7379 of 5 stars$16.59-0.7%$20.00+20.6%+16.6%$557.35M$207.03M11.13450News CoveragePositive NewsEarnings ReportQDQudian1.964 of 5 stars$3.35+4.9%N/A+77.7%$538.12M$29.65M13.94940BCALCalifornia BanCorp2.1548 of 5 stars$16.37+0.1%$19.50+19.1%+9.8%$530.28M$184.56M36.38204Positive NewsUpcoming EarningsUNTYUnity Bancorp3.9161 of 5 stars$53.22+1.1%$56.50+6.2%+49.4%$527.84M$164.21M10.77230Positive NewsYRDYirendai2.5633 of 5 stars$6.16+1.5%N/A+36.6%$524.48M$5.98B2.883,800News CoverageHONEHarborOne Bancorp3.3173 of 5 stars$12.26+0.8%$13.00+6.0%-8.9%$523.79M$167.77M19.46640News CoverageEarnings ReportAnalyst Forecast Related Companies and Tools Related Companies CBNK Alternatives BITF Alternatives MPB Alternatives ALRS Alternatives SHBI Alternatives QD Alternatives BCAL Alternatives UNTY Alternatives YRD Alternatives HONE Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CZWI) was last updated on 7/25/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGoogle did what!?!?A new technology has sparked a modern-day gold rush in Silicon Valley. 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