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Aflac (AFL) Stock Forecast & Price Target

Aflac logo
$119.84 +1.79 (+1.51%)
Closing price 03:59 PM Eastern
Extended Trading
$119.94 +0.11 (+0.09%)
As of 07:42 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

Aflac - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
4
Hold
8
Buy
4

Based on 16 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 16 analysts, 4 have given a sell rating, 8 have given a hold rating, 3 have given a buy rating, and 1 has given a strong buy rating for AFL.

Consensus Price Target

$117.20
-2.20% Downside
According to the 16 analysts' twelve-month price targets for Aflac, the average price target is $117.20. The highest price target for AFL is $138.00, while the lowest price target for AFL is $101.00. The average price target represents a forecasted downside of -2.20% from the current price of $119.84.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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AFL Analyst Ratings Over Time

TypeCurrent Forecast
10/16/25 to 10/16/26
1 Month Ago
9/16/25 to 9/16/26
3 Months Ago
7/18/25 to 7/18/26
1 Year Ago
10/16/24 to 10/16/25
Strong Buy
1 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
3 Buy rating(s)
4 Buy rating(s)
4 Buy rating(s)
3 Buy rating(s)
Hold
8 Hold rating(s)
8 Hold rating(s)
8 Hold rating(s)
7 Hold rating(s)
Sell
4 Sell rating(s)
4 Sell rating(s)
3 Sell rating(s)
2 Sell rating(s)
Consensus Price Target$117.20$118.13$115.86$109.45
Forecasted Upside-2.20% Downside1.16% Upside-7.16% Downside2.55% Upside
Consensus RatingHoldHoldHoldHold

AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Aflac Stock vs. The Competition

TypeAflacFinance CompaniesBroader Market
Consensus Rating Score
2.06
2.28
2.53
Consensus RatingHoldHoldModerate Buy
Predicted Upside-1.51% Downside39.06% Upside17.78% Upside
News Sentiment Rating
Neutral News

See Recent AFL News
Positive News
Positive News
Report Date
0 Results
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
10/15/2026
Pablo Singzon
Pablo Singzon
Not Rated
Boost TargetNeutral$116.00 ➝ $119.00+0.54%
10/12/2026
Bank of America Corporation logo
Bank of America
4 of 5 stars
 Lower TargetBuy$137.00 ➝ $133.00+14.82%
10/12/2026Lower TargetEqual Weight$122.00 ➝ $116.00+0.16%
10/9/2026Lower TargetMarket Perform$125.00 ➝ $120.00+4.56%
10/7/2026Reiterated RatingUnderweight$99.00 ➝ $101.00-11.14%
10/7/2026Lower TargetUnderperform$116.00 ➝ $107.00-5.09%
10/6/2026Reiterated RatingNeutral$124.00 ➝ $125.00+11.20%
9/22/2026 UpgradeBuy (B) ➝ Buy (A-)
8/26/2026 Boost Target$119.00 ➝ $123.00+6.19%
8/19/2026Initiated CoverageUnderperform$103.00-15.39%
8/10/2026Reiterated RatingOverweight$130.00 ➝ $138.00+10.72%
8/10/2026Boost TargetHold$108.00 ➝ $112.00-3.31%
7/22/2026Reiterated RatingHold$101.00 ➝ $110.00-11.32%
7/13/2026 Boost TargetUnderperform$109.00 ➝ $115.00-0.72%
5/21/2026Boost TargetEqual Weight$120.00 ➝ $125.00+6.24%
5/15/2026 Lower TargetMarket Perform$114.00 ➝ $113.00-2.45%
11/1/2024 Boost TargetHold$100.00 ➝ $105.00-0.72%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 08:18 PM ET.


Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, October 15, 2026. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Aflac Incorporated:

  • Aflac Incorporated offers a defensive investment profile with a beta of 0.56, which indicates that the stock is less volatile than the overall market, making it a suitable choice for investors seeking stability during market fluctuations.
  • The company provides a consistent income stream with a dividend yield of 2.11%, which is attractive for income-focused investors looking for regular cash flow from their portfolio.
  • Valuation metrics suggest the stock is reasonably priced, with a price-to-earnings ratio of 12.65, which is lower than many of its peers, potentially offering a margin of safety for value-oriented investors.
  • Recent financial performance shows resilience, with the company reporting a net margin of 26.91% and a return on equity of 13.27% in its most recent quarterly results, indicating efficient use of capital and strong profitability.
  • The current stock price of $118.07 is near the 50-day moving average of $116.63, suggesting that the stock is trading at a level that reflects recent market sentiment and may offer a balanced entry point for investors.

Aflac
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Aflac Incorporated for these reasons:

  • Analyst sentiment is mixed, with a consensus rating of "Hold" and an average target price of $117.20, which is slightly below the current stock price, indicating limited upside potential in the near term.
  • Recent earnings results showed a slight miss in earnings per share, with the company reporting $1.75 EPS compared to the consensus estimate of $1.76, which may raise concerns about the company's ability to meet expectations.
  • Major shareholder Post Holdings Co. Ltd. Japan has been selling shares, with recent transactions totaling over 42,000 shares, which could signal a lack of confidence in the company's future growth prospects.
  • The company's revenue growth has been modest, with a year-over-year revenue growth of -1.0% in the most recent quarter, suggesting that the company may be facing challenges in expanding its top line.
  • Short interest has increased slightly, with the short percentage of float rising to 2.34%, which could indicate that some investors are betting against the stock, potentially leading to downward pressure on the price.

AFL Forecast - Frequently Asked Questions

According to the research reports of 16 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $117.20, with a high forecast of $138.00 and a low forecast of $101.00.

16 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last twelve months. There are currently 4 sell ratings, 8 hold ratings, 3 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.

According to analysts, Aflac's stock has a predicted downside of -2.20% based on their 12-month stock forecasts.

Over the previous 90 days, Aflac's stock had 3 upgrades and 2 downgrades by analysts.

Analysts like Aflac less than other "finance" companies. The consensus rating score for Aflac is 2.06 while the average consensus rating score for "finance" companies is 2.28. Learn more on how AFL compares to other companies.


MarketBeat monitors more than a dozen sources for Aflac analyst ratings, with the most recent rating issued on 10/15/2026.
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