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Mastercard (MA) Competitors

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$584.64 +0.48 (+0.08%)
Closing price 09/22/2025 03:58 PM Eastern
Extended Trading
$584.42 -0.23 (-0.04%)
As of 09/22/2025 07:58 PM Eastern
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MA vs. AFRM, GOOG, PYPL, AXP, BRK.A, BRK.B, FIS, GPN, V, and WU

Should you be buying Mastercard stock or one of its competitors? The main competitors of Mastercard include Affirm (AFRM), Alphabet (GOOG), PayPal (PYPL), American Express (AXP), Berkshire Hathaway (BRK.A), Berkshire Hathaway (BRK.B), Fidelity National Information Services (FIS), Global Payments (GPN), Visa (V), and Western Union (WU).

Mastercard vs. Its Competitors

Affirm (NASDAQ:AFRM) and Mastercard (NYSE:MA) are related large-cap companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, dividends, risk, media sentiment, profitability, analyst recommendations and institutional ownership.

Mastercard has higher revenue and earnings than Affirm. Mastercard is trading at a lower price-to-earnings ratio than Affirm, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affirm$3.24B9.05$52.19M$0.13693.23
Mastercard$28.17B18.76$12.87B$14.8339.42

Mastercard has a net margin of 44.93% compared to Affirm's net margin of 1.62%. Mastercard's return on equity of 200.01% beat Affirm's return on equity.

Company Net Margins Return on Equity Return on Assets
Affirm1.62% 1.80% 0.49%
Mastercard 44.93%200.01%29.26%

Affirm has a beta of 3.64, suggesting that its stock price is 264% more volatile than the S&P 500. Comparatively, Mastercard has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500.

Affirm presently has a consensus price target of $80.04, suggesting a potential downside of 11.18%. Mastercard has a consensus price target of $630.89, suggesting a potential upside of 7.91%. Given Mastercard's stronger consensus rating and higher probable upside, analysts plainly believe Mastercard is more favorable than Affirm.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affirm
0 Sell rating(s)
11 Hold rating(s)
18 Buy rating(s)
1 Strong Buy rating(s)
2.67
Mastercard
0 Sell rating(s)
2 Hold rating(s)
24 Buy rating(s)
2 Strong Buy rating(s)
3.00

In the previous week, Mastercard had 93 more articles in the media than Affirm. MarketBeat recorded 95 mentions for Mastercard and 2 mentions for Affirm. Mastercard's average media sentiment score of 1.46 beat Affirm's score of 0.08 indicating that Mastercard is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Affirm
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Mastercard
88 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

69.3% of Affirm shares are owned by institutional investors. Comparatively, 97.3% of Mastercard shares are owned by institutional investors. 11.8% of Affirm shares are owned by insiders. Comparatively, 0.1% of Mastercard shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Mastercard beats Affirm on 14 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding MA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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MA vs. The Competition

MetricMastercardFinancial Transaction Services IndustryBusiness SectorNYSE Exchange
Market Cap$528.09B$34.17B$26.69B$21.65B
Dividend Yield0.52%2.24%2.75%3.51%
P/E Ratio39.4239.6527.3330.23
Price / Sales18.7623.02777.2258.72
Price / Cash32.8218.0227.3218.30
Price / Book82.007.468.034.66
Net Income$12.87B$1.14B$199.86M$1.00B
7 Day Performance-0.34%0.58%2.86%1.11%
1 Month Performance-2.26%7.74%15.62%2.95%
1 Year Performance17.60%39.95%70.27%15.18%

Mastercard Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
MA
Mastercard
4.8404 of 5 stars
$584.64
+0.1%
$630.89
+7.9%
+18.7%$528.09B$28.17B39.4235,300Positive News
Dividend Announcement
AFRM
Affirm
1.8924 of 5 stars
$87.83
+5.7%
$80.04
-8.9%
+100.6%$28.60B$3.24B675.672,206
GOOG
Alphabet
4.7054 of 5 stars
$249.83
+3.5%
$227.56
-8.9%
+53.6%$3.02T$350.02B26.57190,200Trending News
Analyst Forecast
PYPL
PayPal
4.7989 of 5 stars
$67.07
+0.3%
$85.00
+26.7%
-11.8%$64.19B$31.80B14.3624,400Positive News
AXP
American Express
4.1286 of 5 stars
$327.52
+0.7%
$315.20
-3.8%
+27.0%$228.11B$65.95B23.0075,100Positive News
BRK.A
Berkshire Hathaway
0.7059 of 5 stars
$736,079.93
-0.6%
N/A+8.2%$1.06T$371.43B16.82372,000
BRK.B
Berkshire Hathaway
2.1341 of 5 stars
$490.67
-0.6%
$575.00
+17.2%
+8.5%$1.06T$371.43B16.83392,400Trending News
FIS
Fidelity National Information Services
4.6945 of 5 stars
$66.91
+0.1%
$91.63
+37.0%
-23.3%$34.92B$10.13B371.4450,000Positive News
GPN
Global Payments
4.9807 of 5 stars
$84.27
-1.3%
$112.21
+33.2%
-21.5%$20.45B$10.11B14.7327,000Positive News
V
Visa
4.851 of 5 stars
$338.72
-0.2%
$385.96
+13.9%
+20.9%$621.36B$35.93B33.1131,600Trending News
Analyst Downgrade
WU
Western Union
4.3691 of 5 stars
$8.38
-0.3%
$8.61
+2.8%
-30.8%$2.71B$4.10B3.189,100

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This page (NYSE:MA) was last updated on 9/23/2025 by MarketBeat.com Staff
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