Velocity Financial (VEL) Competitors

Velocity Financial (NYSE:VEL) and FinVolution Group (NYSE:FINV) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, earnings, profitability, community ranking, dividends, risk, institutional ownership, media sentiment and analyst recommendations.

Which has more volatility & risk, VEL or FINV?

Velocity Financial has a beta of 1.26, suggesting that its share price is 26% more volatile than the S&P 500. Comparatively, FinVolution Group has a beta of 0.3, suggesting that its share price is 70% less volatile than the S&P 500.

Is VEL or FINV more profitable?

Velocity Financial has a net margin of 51.06% compared to FinVolution Group's net margin of 17.36%. FinVolution Group's return on equity of 16.66% beat Velocity Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	51.06%	14.50%	1.41%
FinVolution Group	17.36%	16.66%	10.85%

Which has stronger earnings & valuation, VEL or FINV?

FinVolution Group has higher revenue and earnings than Velocity Financial. FinVolution Group is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$224.07M	2.67	$52.27M	$1.94	8.46
FinVolution Group	$13.09B	0.17	$329.70M	$1.25	6.88

Does the MarketBeat Community prefer VEL or FINV?

Velocity Financial received 89 more outperform votes than FinVolution Group when rated by MarketBeat users. Likewise, 68.71% of users gave Velocity Financial an outperform vote while only 57.14% of users gave FinVolution Group an outperform vote.

Company	Underperform	Outperform
Velocity Financial	Outperform Votes 101 68.71%	Underperform Votes 46 31.29%
FinVolution Group	Outperform Votes 12 57.14%	Underperform Votes 9 42.86%

Do analysts prefer VEL or FINV?

Velocity Financial currently has a consensus price target of $21.50, suggesting a potential upside of 31.02%. FinVolution Group has a consensus price target of $11.40, suggesting a potential upside of 32.64%. Given FinVolution Group's higher possible upside, analysts plainly believe FinVolution Group is more favorable than Velocity Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
FinVolution Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do institutionals & insiders hold more shares of VEL or FINV?

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 31.1% of FinVolution Group shares are held by institutional investors. 4.6% of Velocity Financial shares are held by insiders. Comparatively, 44.0% of FinVolution Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Does the media refer more to VEL or FINV?

In the previous week, FinVolution Group had 13 more articles in the media than Velocity Financial. MarketBeat recorded 14 mentions for FinVolution Group and 1 mentions for Velocity Financial. FinVolution Group's average media sentiment score of 0.87 beat Velocity Financial's score of 0.00 indicating that FinVolution Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Velocity Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
FinVolution Group	5 Very Positive mention(s)	3 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Velocity Financial beats FinVolution Group on 9 of the 17 factors compared between the two stocks.