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Velocity Financial (VEL) Competitors

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$18.43 -0.30 (-1.60%)
Closing price 07/2/2025 03:59 PM Eastern
Extended Trading
$18.59 +0.16 (+0.86%)
As of 04:05 AM Eastern
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VEL vs. PRK, CLSK, BFH, ENVA, LU, BUR, FINV, NTB, PPBI, and FBK

Should you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Park National (PRK), Cleanspark (CLSK), Bread Financial (BFH), Enova International (ENVA), Lufax (LU), Burford Capital (BUR), PPDAI Group (FINV), Bank of N.T. Butterfield & Son (NTB), Pacific Premier Bancorp (PPBI), and FB Financial (FBK). These companies are all part of the "banking" industry.

Velocity Financial vs. Its Competitors

Park National (NYSE:PRK) and Velocity Financial (NYSE:VEL) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, media sentiment, profitability, dividends, analyst recommendations, risk, valuation and institutional ownership.

In the previous week, Park National had 42 more articles in the media than Velocity Financial. MarketBeat recorded 43 mentions for Park National and 1 mentions for Velocity Financial. Park National's average media sentiment score of 0.08 beat Velocity Financial's score of -1.00 indicating that Park National is being referred to more favorably in the media.

Company Overall Sentiment
Park National Neutral
Velocity Financial Negative

Park National presently has a consensus price target of $177.75, indicating a potential upside of 0.81%. Velocity Financial has a consensus price target of $21.33, indicating a potential upside of 15.75%. Given Velocity Financial's stronger consensus rating and higher possible upside, analysts clearly believe Velocity Financial is more favorable than Park National.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Park National
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Velocity Financial
1 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

Park National has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Park National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Park National$528.91M5.40$151.42M$9.7418.10
Velocity Financial$135.80M4.95$68.42M$1.949.50

Velocity Financial has a net margin of 48.70% compared to Park National's net margin of 23.46%. Velocity Financial's return on equity of 14.62% beat Park National's return on equity.

Company Net Margins Return on Equity Return on Assets
Park National23.46% 12.31% 1.50%
Velocity Financial 48.70%14.62%1.39%

Park National has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500. Comparatively, Velocity Financial has a beta of 1.22, indicating that its stock price is 22% more volatile than the S&P 500.

62.7% of Park National shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 2.7% of Park National shares are held by insiders. Comparatively, 4.6% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Park National and Velocity Financial tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VEL vs. The Competition

MetricVelocity FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$683.49M$5.04B$12.03B$20.53B
Dividend YieldN/A4.32%5.58%3.77%
P/E Ratio9.509.4919.9527.85
Price / Sales4.952.0325.5437.49
Price / Cash7.1218.9021.3421.91
Price / Book1.171.932.264.55
Net Income$68.42M$1.82B$1.00B$984.95M
7 Day Performance-1.91%2.88%1.75%2.31%
1 Month Performance9.44%11.65%3.79%4.85%
1 Year Performance-0.81%285.74%540.42%13.81%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
1.9941 of 5 stars
$18.43
-1.6%
$21.33
+15.8%
-0.1%$683.49M$135.80M9.50220Negative News
PRK
Park National
2.2152 of 5 stars
$163.09
+2.3%
$177.75
+9.0%
+23.1%$2.64B$528.91M17.521,790Trending News
CLSK
Cleanspark
3.4392 of 5 stars
$8.85
-1.7%
$21.00
+137.3%
-26.3%$2.53B$378.97M-9.22130Trending News
Analyst Upgrade
Options Volume
Analyst Revision
Gap Up
BFH
Bread Financial
2.6782 of 5 stars
$54.75
+1.3%
$60.27
+10.1%
+31.9%$2.52B$4.80B9.726,000Analyst Revision
ENVA
Enova International
2.2826 of 5 stars
$99.83
+1.3%
$111.00
+11.2%
+84.6%$2.50B$2.66B11.761,787News Coverage
LU
Lufax
1.2981 of 5 stars
$2.80
+0.4%
$2.98
+6.3%
-3.0%$2.42B$20.29B-3.6436,215
BUR
Burford Capital
4.2989 of 5 stars
$11.01
-0.2%
$19.50
+77.1%
+3.6%$2.41B$546.09M11.84140
FINV
PPDAI Group
2.141 of 5 stars
$9.42
+1.8%
$11.55
+22.6%
+96.7%$2.34B$1.79B6.883,623High Trading Volume
NTB
Bank of N.T. Butterfield & Son
3.075 of 5 stars
$43.67
+2.8%
$44.67
+2.3%
+31.0%$2.02B$815.73M9.061,306
PPBI
Pacific Premier Bancorp
3.7248 of 5 stars
$20.86
+1.9%
$27.25
+30.6%
-0.8%$1.99B$905.41M13.721,325Analyst Revision
FBK
FB Financial
4.8734 of 5 stars
$44.42
+3.0%
$53.80
+21.1%
+20.2%$1.98B$764.61M16.331,490

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This page (NYSE:VEL) was last updated on 7/3/2025 by MarketBeat.com Staff
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