Velocity Financial (VEL) Competitors $18.83 -0.08 (-0.42%) As of 01:46 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock VEL vs. BFH, FBK, ENVA, BBAR, PRK, CLSK, DAVE, LU, PGY, and CIFRShould you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Bread Financial (BFH), FB Financial (FBK), Enova International (ENVA), BBVA Banco Frances (BBAR), Park National (PRK), Cleanspark (CLSK), Dave (DAVE), Lufax (LU), Pagaya Technologies (PGY), and Cipher Mining (CIFR). These companies are all part of the "banking" industry. Velocity Financial vs. Its Competitors Bread Financial FB Financial Enova International BBVA Banco Frances Park National Cleanspark Dave Lufax Pagaya Technologies Cipher Mining Velocity Financial (NYSE:VEL) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, profitability, valuation, dividends, earnings, analyst recommendations, institutional ownership and risk. Do analysts prefer VEL or BFH? Velocity Financial currently has a consensus target price of $21.33, suggesting a potential upside of 13.63%. Bread Financial has a consensus target price of $64.91, suggesting a potential downside of 2.52%. Given Velocity Financial's stronger consensus rating and higher possible upside, analysts clearly believe Velocity Financial is more favorable than Bread Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Velocity Financial 1 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33Bread Financial 3 Sell rating(s) 5 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.08 Do institutionals & insiders have more ownership in VEL or BFH? 97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 4.6% of Velocity Financial shares are owned by insiders. Comparatively, 0.6% of Bread Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Does the media favor VEL or BFH? In the previous week, Bread Financial had 9 more articles in the media than Velocity Financial. MarketBeat recorded 10 mentions for Bread Financial and 1 mentions for Velocity Financial. Bread Financial's average media sentiment score of 1.01 beat Velocity Financial's score of -1.00 indicating that Bread Financial is being referred to more favorably in the news media. Company Overall Sentiment Velocity Financial Negative Bread Financial Positive Is VEL or BFH more profitable? Velocity Financial has a net margin of 51.11% compared to Bread Financial's net margin of 6.05%. Velocity Financial's return on equity of 15.89% beat Bread Financial's return on equity.Company Net Margins Return on Equity Return on Assets Velocity Financial51.11% 15.89% 1.49% Bread Financial 6.05%13.10%1.83% Which has more volatility and risk, VEL or BFH? Velocity Financial has a beta of 1.11, indicating that its stock price is 11% more volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.46, indicating that its stock price is 46% more volatile than the S&P 500. Which has preferable earnings and valuation, VEL or BFH? Bread Financial has higher revenue and earnings than Velocity Financial. Velocity Financial is trading at a lower price-to-earnings ratio than Bread Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVelocity Financial$135.80M5.31$68.42M$2.218.50Bread Financial$4.80B0.65$277M$5.9111.27 SummaryBread Financial beats Velocity Financial on 10 of the 16 factors compared between the two stocks. Get Velocity Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for VEL and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart VEL vs. The Competition Export to ExcelMetricVelocity FinancialFIN IndustryFinance SectorNYSE ExchangeMarket Cap$721.71M$6.55B$12.48B$21.25BDividend YieldN/A3.57%5.42%3.49%P/E Ratio8.508.66230.4729.29Price / Sales5.312.6531.5562.65Price / Cash7.2522.6719.0618.29Price / Book1.202.792.335.29Net Income$68.42M$1.82B$1.01B$998.51M7 Day Performance-1.41%1.78%-0.24%-0.40%1 Month Performance12.99%20.45%3.33%5.16%1 Year Performance-2.21%152.03%542.91%14.22% Velocity Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)VELVelocity Financial2.5345 of 5 stars$18.83-0.4%$21.33+13.3%-0.9%$722.98M$135.80M8.51220Negative NewsBFHBread Financial3.4562 of 5 stars$62.81+0.7%$64.91+3.3%+14.3%$2.91B$4.80B10.636,000Positive NewsBuyback AnnouncementAnalyst RevisionFBKFB Financial4.2369 of 5 stars$53.01-0.6%$58.25+9.9%+11.9%$2.87B$764.61M27.471,490Positive NewsShort Interest ↑ENVAEnova International2.5841 of 5 stars$114.68+0.6%$111.00-3.2%+45.5%$2.85B$2.66B12.171,787BBARBBVA Banco Frances4.6548 of 5 stars$12.77-7.5%$22.50+76.2%+16.6%$2.82B$4.86B9.536,289High Trading VolumePRKPark National1.99 of 5 stars$172.03-0.8%$177.75+3.3%+0.2%$2.76B$543.45M18.481,790CLSKCleanspark4.4863 of 5 stars$9.45-3.8%$20.47+116.6%+4.7%$2.76B$631.94M11.12130Positive NewsDAVEDave3.9431 of 5 stars$198.01-0.5%$262.17+32.4%+436.2%$2.69B$347.10M52.38250Trending NewsGap DownLULufax1.7576 of 5 stars$3.10+1.0%$3.20+3.2%+34.2%$2.66B$20.29B-4.0336,215News CoveragePositive NewsUpcoming EarningsPGYPagaya Technologies3.2966 of 5 stars$33.95+0.6%$34.33+1.1%+155.4%$2.59B$1.03B-8.86800Positive NewsCIFRCipher Mining1.0598 of 5 stars$6.64+4.1%$7.67+15.5%+153.4%$2.51B$151.27M-15.4410 Related Companies and Tools Related Companies BFH Alternatives FBK Alternatives ENVA Alternatives BBAR Alternatives PRK Alternatives CLSK Alternatives DAVE Alternatives LU Alternatives PGY Alternatives CIFR Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:VEL) was last updated on 9/4/2025 by MarketBeat.com Staff From Our PartnersThis Massive Market is Ripe for Disruption by this NasdaqFanatics Hit $31B. 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