Velocity Financial (VEL) Competitors $17.52 -0.39 (-2.18%) As of 03:42 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock VEL vs. LU, HUT, FBK, NTB, PPBI, CUBI, CIFR, CASH, NIC, and WULFShould you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Lufax (LU), Hut 8 (HUT), FB Financial (FBK), Bank of N.T. Butterfield & Son (NTB), Pacific Premier Bancorp (PPBI), Customers Bancorp (CUBI), Cipher Mining (CIFR), Pathward Financial (CASH), Nicolet Bankshares (NIC), and TeraWulf (WULF). These companies are all part of the "banking" industry. Velocity Financial vs. Its Competitors Lufax Hut 8 FB Financial Bank of N.T. Butterfield & Son Pacific Premier Bancorp Customers Bancorp Cipher Mining Pathward Financial Nicolet Bankshares TeraWulf Velocity Financial (NYSE:VEL) and Lufax (NYSE:LU) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, media sentiment, dividends, profitability, valuation and risk. Which has more risk & volatility, VEL or LU? Velocity Financial has a beta of 1.22, suggesting that its stock price is 22% more volatile than the S&P 500. Comparatively, Lufax has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500. Is VEL or LU more profitable? Velocity Financial has a net margin of 48.70% compared to Lufax's net margin of 0.00%. Velocity Financial's return on equity of 14.62% beat Lufax's return on equity.Company Net Margins Return on Equity Return on Assets Velocity Financial48.70% 14.62% 1.39% Lufax N/A N/A N/A Do insiders & institutionals believe in VEL or LU? 97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 4.6% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Does the media refer more to VEL or LU? In the previous week, Velocity Financial had 1 more articles in the media than Lufax. MarketBeat recorded 2 mentions for Velocity Financial and 1 mentions for Lufax. Velocity Financial's average media sentiment score of 0.13 beat Lufax's score of 0.00 indicating that Velocity Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Velocity Financial 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Lufax 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has stronger earnings & valuation, VEL or LU? Lufax has higher revenue and earnings than Velocity Financial. Lufax is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVelocity Financial$224.07M2.87$68.42M$1.949.08Lufax$4.82B0.60$125.31M-$0.77-4.36 Do analysts recommend VEL or LU? Velocity Financial currently has a consensus target price of $21.33, indicating a potential upside of 21.07%. Lufax has a consensus target price of $2.98, indicating a potential downside of 11.33%. Given Velocity Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe Velocity Financial is more favorable than Lufax.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Velocity Financial 1 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.33Lufax 1 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.67 SummaryVelocity Financial beats Lufax on 14 of the 16 factors compared between the two stocks. Get Velocity Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for VEL and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart VEL vs. The Competition Export to ExcelMetricVelocity FinancialFIN IndustryFinance SectorNYSE ExchangeMarket Cap$642.99M$5.17B$12.28B$21.08BDividend YieldN/A4.20%5.55%3.62%P/E Ratio9.088.1719.1627.82Price / Sales2.871.9026.2972.03Price / Cash6.7820.3921.6822.61Price / Book1.122.102.304.68Net Income$68.42M$1.82B$998.01M$993.85M7 Day Performance-0.99%3.70%1.10%1.34%1 Month Performance-5.28%7.62%4.15%5.18%1 Year Performance-7.56%265.46%541.83%12.69% Velocity Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)VELVelocity Financial2.6879 of 5 stars$17.52-2.2%$21.33+21.8%-6.7%$641.53M$224.07M9.06220LULufax0.6744 of 5 stars$2.72+0.6%$2.98+9.6%+14.5%$2.35B$4.82B-3.5336,215News CoverageHUTHut 82.9064 of 5 stars$22.12+1.3%$25.76+16.5%+8.8%$2.31B$254.83M0.00219Positive NewsFBKFB Financial4.4613 of 5 stars$49.25+2.1%$58.25+18.3%+2.8%$2.26B$764.61M18.111,490High Trading VolumeNTBBank of N.T. Butterfield & Son3.8287 of 5 stars$46.73+1.1%$51.33+9.9%+15.3%$2.22B$815.73M9.691,306Upcoming EarningsPPBIPacific Premier Bancorp4.3542 of 5 stars$22.56+0.9%$27.25+20.8%-21.6%$2.19B$541.46M14.841,325Positive NewsCUBICustomers Bancorp1.9593 of 5 stars$64.03+0.9%$65.33+2.0%0.0%$2.02B$1.39B16.13640CIFRCipher Mining2.4584 of 5 stars$6.03+2.7%$7.63+26.5%+9.0%$2.02B$152.09M-16.7510Analyst UpgradeOptions VolumeHigh Trading VolumeCASHPathward Financial3.8248 of 5 stars$83.62+1.0%$91.00+8.8%+24.1%$1.99B$775.94M11.281,244Positive NewsNICNicolet Bankshares1.9116 of 5 stars$130.54+1.6%$119.25-8.6%+32.9%$1.97B$356.32M15.75860Insider TradeHigh Trading VolumeWULFTeraWulf3.5268 of 5 stars$5.11+4.5%$8.06+57.8%-5.8%$1.97B$132.02M-15.486Positive NewsHigh Trading Volume Related Companies and Tools Related Companies LU Alternatives HUT Alternatives FBK Alternatives NTB Alternatives PPBI Alternatives CUBI Alternatives CIFR Alternatives CASH Alternatives NIC Alternatives WULF Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:VEL) was last updated on 7/24/2025 by MarketBeat.com Staff From Our PartnersYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? 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