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Velocity Financial (VEL) Competitors

Velocity Financial logo
$19.16 +0.02 (+0.10%)
As of 03:58 PM Eastern

VEL vs. CLSK, BFH, ENVA, FINV, PPBI, NTB, FBK, CASH, NIC, and IREN

Should you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include CleanSpark (CLSK), Bread Financial (BFH), Enova International (ENVA), FinVolution Group (FINV), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), FB Financial (FBK), Pathward Financial (CASH), Nicolet Bankshares (NIC), and Iris Energy (IREN). These companies are all part of the "banking" industry.

Velocity Financial vs. Its Competitors

Velocity Financial (NYSE:VEL) and CleanSpark (NASDAQ:CLSK) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, analyst recommendations, media sentiment, risk, community ranking, dividends, profitability and institutional ownership.

Velocity Financial has higher earnings, but lower revenue than CleanSpark. CleanSpark is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$224.07M3.12$52.27M$1.949.88
CleanSpark$537.40M5.08-$145.78M-$0.96-10.11

CleanSpark received 42 more outperform votes than Velocity Financial when rated by MarketBeat users. Likewise, 76.19% of users gave CleanSpark an outperform vote while only 68.92% of users gave Velocity Financial an outperform vote.

CompanyUnderperformOutperform
Velocity FinancialOutperform Votes
102
68.92%
Underperform Votes
46
31.08%
CleanSparkOutperform Votes
144
76.19%
Underperform Votes
45
23.81%

Velocity Financial has a beta of 1.21, meaning that its stock price is 21% more volatile than the S&P 500. Comparatively, CleanSpark has a beta of 4.23, meaning that its stock price is 323% more volatile than the S&P 500.

Velocity Financial currently has a consensus price target of $21.33, suggesting a potential upside of 11.34%. CleanSpark has a consensus price target of $20.71, suggesting a potential upside of 113.33%. Given CleanSpark's stronger consensus rating and higher possible upside, analysts clearly believe CleanSpark is more favorable than Velocity Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
CleanSpark
0 Sell rating(s)
0 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
3.00

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 43.1% of CleanSpark shares are held by institutional investors. 4.6% of Velocity Financial shares are held by company insiders. Comparatively, 2.7% of CleanSpark shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Velocity Financial has a net margin of 51.06% compared to CleanSpark's net margin of 16.07%. Velocity Financial's return on equity of 14.50% beat CleanSpark's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial51.06% 14.50% 1.41%
CleanSpark 16.07%-2.61%-2.24%

In the previous week, CleanSpark had 7 more articles in the media than Velocity Financial. MarketBeat recorded 9 mentions for CleanSpark and 2 mentions for Velocity Financial. CleanSpark's average media sentiment score of 0.90 beat Velocity Financial's score of -0.01 indicating that CleanSpark is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
CleanSpark
4 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

CleanSpark beats Velocity Financial on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VEL vs. The Competition

MetricVelocity FinancialNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$699.19M$8.13B$11.73B$19.87B
Dividend YieldN/A4.34%5.66%3.83%
P/E Ratio10.3621.5823.0535.60
Price / Sales3.127.5826.8643.81
Price / Cash8.1342.1517.6017.51
Price / Book1.443.152.894.85
Net Income$52.27M$524.65M$1.04B$1.02B
7 Day Performance14.55%3.78%1.53%1.94%
1 Month Performance16.53%5.86%1.45%3.02%
1 Year Performance3.68%21.78%540.37%9.87%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
1.8339 of 5 stars
$19.16
+0.1%
$21.33
+11.3%
+3.9%$699.19M$224.07M10.36220Analyst Forecast
Short Interest ↑
CLSK
CleanSpark
3.277 of 5 stars
$8.61
-0.2%
$20.71
+140.6%
-37.5%$2.42B$537.40M78.28130Gap Down
BFH
Bread Financial
3.812 of 5 stars
$51.14
-0.2%
$60.27
+17.8%
+41.5%$2.38B$3.82B9.227,500News Coverage
ENVA
Enova International
3.4205 of 5 stars
$92.92
+0.3%
$111.00
+19.5%
+68.2%$2.36B$2.79B12.491,800Positive News
FINV
FinVolution Group
3.5438 of 5 stars
$8.39
+0.4%
$11.55
+37.7%
+88.6%$2.12B$13.40B7.234,260
PPBI
Pacific Premier Bancorp
4.0128 of 5 stars
$20.89
-1.5%
$27.25
+30.4%
+3.0%$2.03B$541.46M12.741,430
NTB
Bank of N.T. Butterfield & Son
2.7534 of 5 stars
$42.59
+1.0%
$44.67
+4.9%
+29.5%$2.02B$587.36M9.021,340
FBK
FB Financial
4.7204 of 5 stars
$43.01
-1.5%
$53.80
+25.1%
+24.6%$1.97B$482.15M17.411,760
CASH
Pathward Financial
3.7624 of 5 stars
$77.30
-1.0%
$92.00
+19.0%
+44.1%$1.84B$616.00M11.271,150Positive News
Dividend Announcement
NIC
Nicolet Bankshares
2.0742 of 5 stars
$120.57
-1.7%
$119.25
-1.1%
+53.6%$1.82B$356.32M15.01860Insider Trade
IREN
Iris Energy
3.704 of 5 stars
$8.73
+4.1%
$20.30
+132.5%
-16.6%$1.64B$372.10M0.00100Gap Up

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This page (NYSE:VEL) was last updated on 6/12/2025 by MarketBeat.com Staff
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