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Velocity Financial (VEL) Competitors

Velocity Financial logo
$17.52 -0.39 (-2.18%)
As of 03:42 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

VEL vs. LU, HUT, FBK, NTB, PPBI, CUBI, CIFR, CASH, NIC, and WULF

Should you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Lufax (LU), Hut 8 (HUT), FB Financial (FBK), Bank of N.T. Butterfield & Son (NTB), Pacific Premier Bancorp (PPBI), Customers Bancorp (CUBI), Cipher Mining (CIFR), Pathward Financial (CASH), Nicolet Bankshares (NIC), and TeraWulf (WULF). These companies are all part of the "banking" industry.

Velocity Financial vs. Its Competitors

Velocity Financial (NYSE:VEL) and Lufax (NYSE:LU) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, media sentiment, dividends, profitability, valuation and risk.

Velocity Financial has a beta of 1.22, suggesting that its stock price is 22% more volatile than the S&P 500. Comparatively, Lufax has a beta of 0.69, suggesting that its stock price is 31% less volatile than the S&P 500.

Velocity Financial has a net margin of 48.70% compared to Lufax's net margin of 0.00%. Velocity Financial's return on equity of 14.62% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
Velocity Financial48.70% 14.62% 1.39%
Lufax N/A N/A N/A

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 4.6% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

In the previous week, Velocity Financial had 1 more articles in the media than Lufax. MarketBeat recorded 2 mentions for Velocity Financial and 1 mentions for Lufax. Velocity Financial's average media sentiment score of 0.13 beat Lufax's score of 0.00 indicating that Velocity Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Velocity Financial
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Lufax
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Lufax has higher revenue and earnings than Velocity Financial. Lufax is trading at a lower price-to-earnings ratio than Velocity Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Velocity Financial$224.07M2.87$68.42M$1.949.08
Lufax$4.82B0.60$125.31M-$0.77-4.36

Velocity Financial currently has a consensus target price of $21.33, indicating a potential upside of 21.07%. Lufax has a consensus target price of $2.98, indicating a potential downside of 11.33%. Given Velocity Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe Velocity Financial is more favorable than Lufax.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Velocity Financial
1 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
Lufax
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

Summary

Velocity Financial beats Lufax on 14 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VEL vs. The Competition

MetricVelocity FinancialFIN IndustryFinance SectorNYSE Exchange
Market Cap$642.99M$5.17B$12.28B$21.08B
Dividend YieldN/A4.20%5.55%3.62%
P/E Ratio9.088.1719.1627.82
Price / Sales2.871.9026.2972.03
Price / Cash6.7820.3921.6822.61
Price / Book1.122.102.304.68
Net Income$68.42M$1.82B$998.01M$993.85M
7 Day Performance-0.99%3.70%1.10%1.34%
1 Month Performance-5.28%7.62%4.15%5.18%
1 Year Performance-7.56%265.46%541.83%12.69%

Velocity Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
VEL
Velocity Financial
2.6879 of 5 stars
$17.52
-2.2%
$21.33
+21.8%
-6.7%$641.53M$224.07M9.06220
LU
Lufax
0.6744 of 5 stars
$2.72
+0.6%
$2.98
+9.6%
+14.5%$2.35B$4.82B-3.5336,215News Coverage
HUT
Hut 8
2.9064 of 5 stars
$22.12
+1.3%
$25.76
+16.5%
+8.8%$2.31B$254.83M0.00219Positive News
FBK
FB Financial
4.4613 of 5 stars
$49.25
+2.1%
$58.25
+18.3%
+2.8%$2.26B$764.61M18.111,490High Trading Volume
NTB
Bank of N.T. Butterfield & Son
3.8287 of 5 stars
$46.73
+1.1%
$51.33
+9.9%
+15.3%$2.22B$815.73M9.691,306Upcoming Earnings
PPBI
Pacific Premier Bancorp
4.3542 of 5 stars
$22.56
+0.9%
$27.25
+20.8%
-21.6%$2.19B$541.46M14.841,325Positive News
CUBI
Customers Bancorp
1.9593 of 5 stars
$64.03
+0.9%
$65.33
+2.0%
0.0%$2.02B$1.39B16.13640
CIFR
Cipher Mining
2.4584 of 5 stars
$6.03
+2.7%
$7.63
+26.5%
+9.0%$2.02B$152.09M-16.7510Analyst Upgrade
Options Volume
High Trading Volume
CASH
Pathward Financial
3.8248 of 5 stars
$83.62
+1.0%
$91.00
+8.8%
+24.1%$1.99B$775.94M11.281,244Positive News
NIC
Nicolet Bankshares
1.9116 of 5 stars
$130.54
+1.6%
$119.25
-8.6%
+32.9%$1.97B$356.32M15.75860Insider Trade
High Trading Volume
WULF
TeraWulf
3.5268 of 5 stars
$5.11
+4.5%
$8.06
+57.8%
-5.8%$1.97B$132.02M-15.486Positive News
High Trading Volume

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This page (NYSE:VEL) was last updated on 7/24/2025 by MarketBeat.com Staff
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