Velocity Financial (VEL) Competitors $18.07 +0.03 (+0.14%) As of 03:08 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock VEL vs. DAVE, ENVA, BFH, PRK, BUR, BITF, SII, PGY, CMPO, and CUBIShould you be buying Velocity Financial stock or one of its competitors? The main competitors of Velocity Financial include Dave (DAVE), Enova International (ENVA), Bread Financial (BFH), Park National (PRK), Burford Capital (BUR), Bitfarms (BITF), Sprott (SII), Pagaya Technologies (PGY), CompoSecure (CMPO), and Customers Bancorp (CUBI). These companies are all part of the "banking" industry. Velocity Financial vs. Its Competitors Dave Enova International Bread Financial Park National Burford Capital Bitfarms Sprott Pagaya Technologies CompoSecure Customers Bancorp Dave (NASDAQ:DAVE) and Velocity Financial (NYSE:VEL) are both banking companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, profitability, analyst recommendations, risk, institutional ownership and dividends. Which has stronger valuation and earnings, DAVE or VEL? Velocity Financial has lower revenue, but higher earnings than Dave. Velocity Financial is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioDave$347.10M8.24$57.87M$3.7856.02Velocity Financial$135.80M5.11$68.42M$2.218.17 Do analysts recommend DAVE or VEL? Dave currently has a consensus target price of $274.13, suggesting a potential upside of 29.46%. Velocity Financial has a consensus target price of $22.00, suggesting a potential upside of 21.78%. Given Dave's higher probable upside, equities analysts clearly believe Dave is more favorable than Velocity Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Dave 1 Sell rating(s) 2 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.64Velocity Financial 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67 Is DAVE or VEL more profitable? Velocity Financial has a net margin of 51.11% compared to Dave's net margin of 12.74%. Dave's return on equity of 33.02% beat Velocity Financial's return on equity.Company Net Margins Return on Equity Return on Assets Dave12.74% 33.02% 19.94% Velocity Financial 51.11%15.89%1.49% Does the media prefer DAVE or VEL? In the previous week, Dave had 61 more articles in the media than Velocity Financial. MarketBeat recorded 61 mentions for Dave and 0 mentions for Velocity Financial. Dave's average media sentiment score of 0.18 beat Velocity Financial's score of 0.00 indicating that Dave is being referred to more favorably in the media. Company Overall Sentiment Dave Neutral Velocity Financial Neutral Do insiders & institutionals hold more shares of DAVE or VEL? 18.0% of Dave shares are owned by institutional investors. Comparatively, 97.5% of Velocity Financial shares are owned by institutional investors. 28.5% of Dave shares are owned by company insiders. Comparatively, 4.6% of Velocity Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Which has more risk and volatility, DAVE or VEL? Dave has a beta of 3.88, meaning that its stock price is 288% more volatile than the S&P 500. Comparatively, Velocity Financial has a beta of 1.08, meaning that its stock price is 8% more volatile than the S&P 500. SummaryDave beats Velocity Financial on 12 of the 16 factors compared between the two stocks. Get Velocity Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for VEL and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding VEL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart VEL vs. The Competition Export to ExcelMetricVelocity FinancialFIN IndustryFinance SectorNYSE ExchangeMarket Cap$694.42M$5.83B$12.55B$21.72BDividend YieldN/A3.80%5.57%3.62%P/E Ratio8.179.7329.7729.82Price / Sales5.112.6230.2696.15Price / Cash6.9320.5322.8024.26Price / Book1.152.312.244.63Net Income$68.42M$1.82B$1.02B$1.01B7 Day Performance-0.36%-2.42%-1.17%-0.79%1 Month Performance-0.47%-1.21%-1.55%0.28%1 Year Performance-8.25%107.57%534.14%11.62% Velocity Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)VELVelocity Financial3.5688 of 5 stars$18.07+0.1%$22.00+21.8%-7.4%$694.42M$135.80M8.17220Analyst ForecastDAVEDave3.8318 of 5 stars$202.43+3.8%$274.13+35.4%+381.2%$2.63B$347.10M53.55250Trending NewsAnalyst RevisionENVAEnova International2.9326 of 5 stars$105.99+1.9%$111.00+4.7%+29.4%$2.60B$2.66B11.251,787BFHBread Financial4.4939 of 5 stars$56.36+4.2%$66.20+17.5%+16.5%$2.52B$3.81B9.546,000Upcoming EarningsPRKPark National2.9089 of 5 stars$156.79+1.5%$177.75+13.4%-8.5%$2.52B$543.45M16.841,790BURBurford Capital4.1145 of 5 stars$11.17-0.1%$18.00+61.2%-16.2%$2.45B$546.09M10.34140BITFBitfarms1.0026 of 5 stars$5.39+28.3%$4.35-19.3%+249.7%$2.36B$192.88M-31.70110Trending NewsAnalyst ForecastGap DownSIISprott1.9395 of 5 stars$83.69+1.2%N/A+101.5%$2.13B$178.65M43.36170Short Interest ↑PGYPagaya Technologies4.007 of 5 stars$27.97+2.9%$34.33+22.8%+175.7%$2.08B$1.03B-7.30800Analyst ForecastCMPOCompoSecure1.4045 of 5 stars$19.92+1.9%$17.67-11.3%+34.6%$2.04B$267.82M-11.851,007News CoverageAnalyst ForecastCUBICustomers Bancorp3.6664 of 5 stars$64.63+1.3%$76.88+18.9%+39.0%$2.02B$1.39B16.00640Upcoming Earnings Related Companies and Tools Related Companies DAVE Alternatives ENVA Alternatives BFH Alternatives PRK Alternatives BUR Alternatives BITF Alternatives SII Alternatives PGY Alternatives CMPO Alternatives CUBI Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:VEL) was last updated on 10/16/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredOctober 16 Changes the Microchip Game — and InvestingWhile everyone's chasing the same AI plays, George Gilder is focused on something completely different. 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