NYSE:XYF X Financial (XYF) Stock Price, News & Analysis → Options expert shares his top option strategy for free (From WealthPress) (Ad) Free XYF Stock Alerts $4.42 +0.06 (+1.38%) (As of 02:53 PM ET) Add Compare Share Share Today's Range$4.34▼$4.4550-Day Range$3.72▼$4.3652-Week Range$3.41▼$5.00Volume27,973 shsAverage Volume18,482 shsMarket Capitalization$216.27 millionP/E Ratio1.25Dividend Yield7.24%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrendsStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrends Get X Financial alerts: Email Address X Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.01% of Shares Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.98Based on 3 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.08 out of 5 starsFinance Sector657th out of 872 stocksNondepository Credit Institutions Industry28th out of 51 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for X Financial.Read more about X Financial's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.01% of the outstanding shares of X Financial have been sold short.Short Interest Ratio / Days to CoverX Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in X Financial has recently increased by 442.86%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipX Financial is a leading dividend payer. It pays a dividend yield of 7.53%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthX Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of X Financial is 9.04%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about X Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for XYF. Previous Next 2.2 News and Social Media Coverage News SentimentX Financial has a news sentiment score of 0.98. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for X Financial this week, compared to 1 article on an average week. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, X Financial insiders have not sold or bought any company stock.Percentage Held by Insiders31.58% of the stock of X Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.15% of the stock of X Financial is held by institutions.Read more about X Financial's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of X Financial is 1.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.47.Price to Earnings Ratio vs. SectorThe P/E ratio of X Financial is 1.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 55.83.Price to Book Value per Share RatioX Financial has a P/B Ratio of 0.26. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about X Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Priority GoldBiden to Launch “FedNOW” [Move Your Money Now]Earlier this year President Biden signed the death warrant for America… Executive Order 14067 will essentially cancel your money. You see Biden and the Fed have teamed up to create a controllable, traceable, programmable digital currency to replace the dollar...Get your free information kit NOW, before it's too late. About X Financial Stock (NYSE:XYF)X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.Read More XYF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart XYF Stock News HeadlinesJune 17 at 6:02 PM | stocknews.comHello Group: A Top Social Media Stock to WatchJune 5, 2024 | prnewswire.comX Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSsJune 18, 2024 | DTI (Ad)The best trading strategy for markets right nowAre we in a bull market or about to head into a recession? Will there be war or will there be peace? Will interest rates rise or go lower? Who knows! And I don’t really care. Because I’ve discovered a trading strategy that doesn’t depend on what the rest of the world is doing. But with just one trade, I can target up to $2k or more in trade income every single week, starting with as little as $500. May 30, 2024 | investorplace.comXYF Stock Earnings: X Financial Reported Results for Q1 2024May 30, 2024 | seekingalpha.comX Financial Non-GAAP EPS of $0.15, revenue of $167.3MMay 30, 2024 | prnewswire.comX Financial Reports First Quarter 2024 Unaudited Financial ResultsMay 24, 2024 | prnewswire.comX Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024May 23, 2024 | investing.comX Financial Class A (XYF)June 18, 2024 | DTI (Ad)The best trading strategy for markets right nowAre we in a bull market or about to head into a recession? Will there be war or will there be peace? Will interest rates rise or go lower? Who knows! And I don’t really care. Because I’ve discovered a trading strategy that doesn’t depend on what the rest of the world is doing. But with just one trade, I can target up to $2k or more in trade income every single week, starting with as little as $500. May 23, 2024 | prnewswire.comX Financial to Report First Quarter 2024 Financial Results on May 29, 2024May 14, 2024 | msn.comXhoana X Posts Unbothered swimsuit Pic as Everyone Spirals About Her Looking Like Gwen StefaniMay 13, 2024 | yahoo.comGavin Rossdale’s New Girlfriend Xhoana X Is the Spitting Image of Ex-Wife Gwen StefaniMay 13, 2024 | yahoo.comThe X-Files Season 11 Streaming: Watch & Stream Online via HuluMay 11, 2024 | finance.yahoo.comWith 53% ownership, X Financial (NYSE:XYF) insiders have a lot at stakeMay 8, 2024 | yahoo.comX-Factor joins the new X-Men line this summer as a team of government sanctioned mutant influencersMay 2, 2024 | msn.comNFL renews X partnership without announcement or quotes from leagueApril 29, 2024 | msn.comElon Musk teases X TV in latest bid to make social media platform ‘the everything app’April 29, 2024 | prnewswire.comX Financial Files Annual Report on Form 20-F for Fiscal Year 2023April 26, 2024 | markets.businessinsider.comXOCIETY brings AAA gaming to Web3 with SuiApril 26, 2024 | bloomberg.comFutures Exchanges Are for TradersApril 10, 2024 | msn.comX Games Will Host Women Freestyle BMX For The First TimeApril 9, 2024 | msn.comElon Musk admits he 'may have done more to financially impair' X than to help itMarch 30, 2024 | yahoo.comX confirms plans for NSFW CommunitiesMarch 28, 2024 | finance.yahoo.comX Financial (NYSE:XYF) Q4 2023 Earnings Call TranscriptMarch 28, 2024 | finance.yahoo.comQ4 2023 X Financial Earnings CallMarch 27, 2024 | msn.comNoah, X Financial among financial moversMarch 27, 2024 | msn.comX Financial Non-GAAP EPADS of $0.67, revenue of $168M; initiates Q1 outlookSee More Headlines Receive XYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for X Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings3/26/2024Ex-Dividend for 5/31 Dividend5/09/2024Dividend Payable5/31/2024Today6/18/2024Next Earnings (Estimated)8/26/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Nondepository credit institutions Sub-IndustryN/A Current SymbolNYSE:XYF CUSIPN/A CIK1725033 Webwww.xiaoyinggroup.com Phone8675586282977FaxN/AEmployees461Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.54 Trailing P/E Ratio1.25 Forward P/E RatioN/A P/E GrowthN/ANet Income$167.16 million Net Margins25.18% Pretax Margin30.00% Return on Equity21.60% Return on Assets11.03% Debt Debt-to-Equity RatioN/A Current Ratio1.86 Quick Ratio1.86 Sales & Book Value Annual Sales$678.16 million Price / Sales0.32 Cash Flow$3.65 per share Price / Cash Flow1.21 Book Value$16.83 per share Price / Book0.26Miscellaneous Outstanding Shares48,930,000Free Float33,475,000Market Cap$216.27 million OptionableNot Optionable Beta0.22 The Best High-Yield Dividend Stocks for 2024Looking to generate income with your stock portfolio? Use these ten stocks to generate a safe and reliable source of investment income.Get This Free Report Key ExecutivesMr. Yue Tang (Age 52)Founder, CEO & Chairman Mr. Kan Li (Age 51)President & Director Mr. Ding Gao (Age 37)Co-Founder Mr. Fuya Zheng (Age 57)Chief Financial Officer Ms. Jennifer ZhangInvestor RelationsMr. Yufan JiangChief Risk OfficerMore ExecutivesKey CompetitorsAMTD DigitalNYSE:HKDCrescent Capital BDCNASDAQ:CCAPVelocity FinancialNYSE:VELloanDepotNYSE:LDICompoSecureNASDAQ:CMPOView All CompetitorsInstitutional OwnershipAcadian Asset Management LLCBought 7,552 shares on 5/10/2024Ownership: 0.095%View All Institutional Transactions XYF Stock Analysis - Frequently Asked Questions How have XYF shares performed in 2024? X Financial's stock was trading at $3.66 at the start of the year. Since then, XYF shares have increased by 20.8% and is now trading at $4.42. View the best growth stocks for 2024 here. Are investors shorting X Financial? X Financial saw a increase in short interest in May. As of May 31st, there was short interest totaling 3,800 shares, an increase of 442.9% from the May 15th total of 700 shares. Based on an average trading volume of 23,100 shares, the days-to-cover ratio is presently 0.2 days. View X Financial's Short Interest. When is X Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, August 26th 2024. View our XYF earnings forecast. How were X Financial's earnings last quarter? X Financial (NYSE:XYF) released its quarterly earnings results on Tuesday, March, 26th. The company reported $0.64 earnings per share for the quarter. The firm earned $167.98 million during the quarter. X Financial had a net margin of 25.18% and a trailing twelve-month return on equity of 21.60%. How often does X Financial pay dividends? What is the dividend yield for X Financial? X Financial announced a Semi-Annual dividend on Tuesday, March 26th. Shareholders of record on Friday, May 10th will be given a dividend of $0.17 per share on Friday, May 31st. This represents a yield of 4.2%. The ex-dividend date is Thursday, May 9th. Read our dividend analysis for XYF. Is X Financial a good dividend stock? X Financial (NYSE:XYF) pays an annual dividend of $0.32 per share and currently has a dividend yield of 7.53%. XYF has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 9.04%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for XYF. What other stocks do shareholders of X Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other X Financial investors own include AbbVie (ABBV), Bank of Nova Scotia (BNS), Baytex Energy (BTE), HUYA (HUYA), NIO (NIO), Agile Therapeutics (AGRX), Amarin (AMRN), Algonquin Power & Utilities (AQN), Ardmore Shipping (ASC) and When did X Financial IPO? X Financial (XYF) raised $110 million in an IPO on Wednesday, September 19th 2018. The company issued 11,000,000 shares at $9.00-$11.00 per share. Deutsche Bank Securities and Morgan Stanley acted as the underwriters for the IPO and EBS International, China Merchants Securities (HK) and AMTD Tiger were co-managers. Who are X Financial's major shareholders? X Financial's stock is owned by a number of institutional and retail investors. Top institutional shareholders include Acadian Asset Management LLC (0.10%). How do I buy shares of X Financial? Shares of XYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSE:XYF) was last updated on 6/18/2024 by MarketBeat.com Staff From Our PartnersAI's Next Magnificent SevenThe Original Magnificent Seven Produced 16,894% Average Returns Over 20 Years.The Oxford Club | SponsoredBiden to Launch “FedNOW” [Move Your Money Now]Earlier this year President Biden signed the death warrant for America… Executive Order 14067 will essentia...Priority Gold | SponsoredBigger Than NVIDIA?With NVIDIA flying high, everyone is looking for the next breakout stock. But right now... There's only ...Behind the Markets | SponsoredBeta testers blew this thing upThis AI trading tool is probably unlike anything you've ever seen before… It scans the entire market and fi...Prosper Trading Academy | SponsoredCatalyst Could Trigger 10,000% Crypto GainsAre you monitoring 13,217 cryptocurrencies everyday? If not, you could miss the ONE that can make you wealt...Crypto 101 Media | SponsoredBiden Nomination CANCELED?And I believe when they do take the oath of office, their fingers will be crossed… and America will descend in...The Freeport Society | SponsoredThe ONE AI Stock to own now. (It’s not Nvidia.)Don’t panic — you haven’t missed the boat on AI. In fact, it has barely launched. Sure, the early stages...Weiss Ratings | SponsoredElon Musk: THIS will be bigger than TeslaIf you missed out on crypto, this could be your second chance. The AI “wealth window” is opening now, but you ...Paradigm Press | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding X Financial Please log in to your account or sign up in order to add this asset to your watchlist. Share X Financial With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.