NASDAQ:FRAF Franklin Financial Services (FRAF) Stock Price, News & Analysis → The Key to this $10 Trillion Tech Boom (From Porter & Company) (Ad) Free FRAF Stock Alerts $28.71 -0.22 (-0.76%) (As of 06/14/2024 ET) Add Compare Share Share Today's Range$28.45▼$29.0550-Day Range$25.89▼$30.5052-Week Range$25.11▼$35.00Volume6,029 shsAverage Volume5,591 shsMarket Capitalization$126.32 millionP/E Ratio9.20Dividend Yield4.46%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends Get Franklin Financial Services alerts: Email Address Franklin Financial Services MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.13% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment1.37Based on 4 Articles This WeekInsider TradingAcquiring Shares$130,011 Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.22 out of 5 starsFinance Sector465th out of 871 stocksState Commercial Banks Industry121st out of 174 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Franklin Financial Services.Read more about Franklin Financial Services' stock forecast and price target. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.13% of the float of Franklin Financial Services has been sold short.Short Interest Ratio / Days to CoverFranklin Financial Services has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Franklin Financial Services has recently decreased by 7.02%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipFranklin Financial Services is a leading dividend payer. It pays a dividend yield of 4.52%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFranklin Financial Services does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Franklin Financial Services is 41.03%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Franklin Financial Services' dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for FRAF. Previous Next 3.0 News and Social Media Coverage News SentimentFranklin Financial Services has a news sentiment score of 1.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Franklin Financial Services this week, compared to 0 articles on an average week. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Franklin Financial Services insiders have bought more of their company's stock than they have sold. Specifically, they have bought $130,011.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 6.93% of the stock of Franklin Financial Services is held by insiders.Percentage Held by InstitutionsOnly 24.80% of the stock of Franklin Financial Services is held by institutions.Read more about Franklin Financial Services' insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Franklin Financial Services is 9.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 141.15.Price to Earnings Ratio vs. SectorThe P/E ratio of Franklin Financial Services is 9.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 56.81.Price to Book Value per Share RatioFranklin Financial Services has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Franklin Financial Services' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad GoldenCrest MetalsBiden’s Tax Plan Could Destroy Your Retirement Savings!Leading economists are issuing stark warnings: The anticipated capital gains tax increase under President Biden could drastically undermine your retirement plans by 2025.Learn More Today About Franklin Financial Services Stock (NASDAQ:FRAF)Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; and offers safe deposit, pension, and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.Read More FRAF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart FRAF Stock News HeadlinesJune 8, 2024 | insidertrades.comFranklin Financial Services Co. (NASDAQ:FRAF) Director Buys $51,800.00 in StockJune 10, 2024 | americanbankingnews.comInsider Buying: Franklin Financial Services Co. (NASDAQ:FRAF) Director Buys $51,800.00 in StockMay 28, 2024 | yahoo.comFranklin Co. takes back full use of HAPO Center. It cut a deal with former contractorMay 2, 2024 | sports.yahoo.comFranklin baseball rallies against then holds off Milford at Fino FieldApril 26, 2024 | finance.yahoo.comFranklin Financial Services Corporation (NASDAQ:FRAF) Looks Interesting, And It's About To Pay A DividendApril 23, 2024 | finance.yahoo.comFranklin Financial Services Corp Reports Growth in Q1 2024, Assets Surpass $2 BillionApril 23, 2024 | prnewswire.comFranklin Financial Reports First Quarter 2024 Results; Declares DividendApril 16, 2024 | morningstar.comFranklin Financial Services CorpApril 16, 2024 | finance.yahoo.comInvestors in Franklin Financial Services (NASDAQ:FRAF) have unfortunately lost 12% over the last five yearsMarch 31, 2024 | msn.comNew Franklin Police K-9 to help sniff out meth, cocaine, marijuanaFebruary 25, 2024 | yahoo.comLakeland's Scott Franklin appointed to U.S. House task force on artificial intelligenceFebruary 24, 2024 | benzinga.comFranklin Financial Servs Stock (NASDAQ:FRAF) Earnings Dates and Earning CallsJanuary 30, 2024 | finance.yahoo.comFranklin Financial Reports 2023 Q4 and Full Year 2023 Results; Declares DividendJanuary 30, 2024 | markets.businessinsider.comEvaluating Franklin Resources: Insights From 6 Financial AnalystsJanuary 19, 2024 | tmcnet.comFranklin Templeton Fund Adviser, LLC Announces Distributions for the Month of February 2024November 17, 2023 | msn.comFranklin Financial files for $100M mixed securities shelfOctober 26, 2023 | finance.yahoo.comFranklin Financial Services (NASDAQ:FRAF) Has Announced A Dividend Of $0.32October 25, 2023 | finanznachrichten.deFranklin Financial Services Corporation: Franklin Financial Reports 2023 Q3 and Year-to-Date Results; Declares DividendOctober 24, 2023 | finance.yahoo.comFranklin Financial Reports 2023 Q3 and Year-to-Date Results; Declares DividendOctober 18, 2023 | finance.yahoo.comThose who invested in Franklin Financial Services (NASDAQ:FRAF) three years ago are up 42%October 12, 2023 | markets.businessinsider.comWells Fargo Remains a Sell on Franklin Resources (BEN)October 11, 2023 | bloomberg.comFranklin Templeton Leads Sales of Colombian Bonds, Fueling SlumpSeptember 26, 2023 | msn.comFranklin Covey: Recurring Revenue And Better MarginsSeptember 7, 2023 | bizjournals.comCharlotte Banking & Financial Services NewsSeptember 2, 2023 | thestreet.comFranklin Financial Services CorporationSee More Headlines Receive FRAF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Franklin Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings4/23/2024Ex-Dividend for 5/22 Dividend5/01/2024Dividend Payable5/22/2024Today6/14/2024Next Earnings (Estimated)7/23/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:FRAF CUSIPN/A CIK723646 Webwww.franklinfin.com Phone(717) 264-6116Fax717-264-3415Employees306Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.12 Trailing P/E Ratio9.27 Forward P/E RatioN/A P/E GrowthN/ANet Income$13.60 million Net Margins13.69% Pretax Margin16.26% Return on Equity10.91% Return on Assets0.74% Debt Debt-to-Equity Ratio2.09 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$91.61 million Price / Sales1.39 Cash Flow$4.25 per share Price / Cash Flow6.81 Book Value$30.30 per share Price / Book0.95Miscellaneous Outstanding Shares4,400,000Free Float4,091,000Market Cap$127.29 million OptionableNot Optionable Beta0.34 Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Click the link to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report Key ExecutivesMr. Timothy G. Henry (Age 65)President, CEO & Director Comp: $727.22kMr. Mark R. Hollar (Age 62)EVP, CFO & Treasurer Comp: $377.11kMr. Charles Benner Carroll Jr. (Age 51)Executive VP and COO of F&M Trust Comp: $448.55kAmanda M. DuceyCorporate SecretaryKey CompetitorsCB Financial ServicesNASDAQ:CBFVUnion BanksharesNASDAQ:UNBCitizensNASDAQ:CIZNFirst Financial NorthwestNASDAQ:FFNWCounty BancorpNASDAQ:ICBKView All CompetitorsInsiders & InstitutionsGregory A DuffeyBought 2,000 shares on 6/5/2024Total: $51,800.00 ($25.90/share)Mark R HollarBought 100 shares on 6/5/2024Total: $2,590.00 ($25.90/share)Gregory A DuffeyBought 38 shares on 5/29/2024Total: $1,006.62 ($26.49/share)Karen K CarmackBought 1 shares on 5/29/2024Total: $26.49 ($26.49/share)Vanguard Group Inc.Bought 3,436 shares on 5/10/2024Ownership: 3.411%View All Insider TransactionsView All Institutional Transactions FRAF Stock Analysis - Frequently Asked Questions How have FRAF shares performed in 2024? Franklin Financial Services' stock was trading at $31.55 at the beginning of 2024. Since then, FRAF shares have decreased by 9.0% and is now trading at $28.71. View the best growth stocks for 2024 here. Are investors shorting Franklin Financial Services? Franklin Financial Services saw a decrease in short interest in May. As of May 31st, there was short interest totaling 5,300 shares, a decrease of 7.0% from the May 15th total of 5,700 shares. Based on an average daily volume of 5,600 shares, the days-to-cover ratio is presently 0.9 days. Currently, 0.1% of the company's shares are sold short. View Franklin Financial Services' Short Interest. When is Franklin Financial Services' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, July 23rd 2024. View our FRAF earnings forecast. How were Franklin Financial Services' earnings last quarter? Franklin Financial Services Co. (NASDAQ:FRAF) released its quarterly earnings data on Tuesday, April, 23rd. The company reported $0.77 earnings per share (EPS) for the quarter. The company had revenue of $17.74 million for the quarter. Franklin Financial Services had a net margin of 13.69% and a trailing twelve-month return on equity of 10.91%. How often does Franklin Financial Services pay dividends? What is the dividend yield for Franklin Financial Services? Franklin Financial Services announced a quarterly dividend on Thursday, April 11th. Shareholders of record on Thursday, May 2nd will be paid a dividend of $0.32 per share on Wednesday, May 22nd. This represents a $1.28 annualized dividend and a dividend yield of 4.46%. The ex-dividend date is Wednesday, May 1st. Read our dividend analysis for FRAF. Is Franklin Financial Services a good dividend stock? Franklin Financial Services (NASDAQ:FRAF) pays an annual dividend of $1.28 per share and currently has a dividend yield of 4.52%. FRAF has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 41.03%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for FRAF. Who are Franklin Financial Services' major shareholders? Franklin Financial Services' stock is owned by a variety of institutional and retail investors. Top institutional shareholders include Vanguard Group Inc. (3.41%), Empowered Funds LLC (0.64%) and Farmers & Merchants Trust Co of Chambersburg PA (0.21%). Insiders that own company stock include Charles Benner Carroll Jr, Gregory A Duffey, Karen K Carmack, Kimberly Rzomp and Mark R Hollar. View institutional ownership trends. How do I buy shares of Franklin Financial Services? Shares of FRAF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. 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