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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$39.53 +0.58 (+1.49%)
Closing price 06/24/2025 04:00 PM Eastern
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$39.53 +0.00 (+0.01%)
As of 04:03 AM Eastern
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ECPG vs. WRLD, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Encore Capital Group vs. Its Competitors

Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, media sentiment, dividends, institutional ownership, community ranking and earnings.

Encore Capital Group has a beta of 1.61, indicating that its share price is 61% more volatile than the S&P 500. Comparatively, World Acceptance has a beta of 1.35, indicating that its share price is 35% more volatile than the S&P 500.

World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-8.38% 16.18% 2.99%
World Acceptance 15.89%21.02%8.51%

World Acceptance has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.32B0.70-$139.24M-$4.89-8.08
World Acceptance$564.84M1.50$89.74M$16.369.74

83.6% of World Acceptance shares are owned by institutional investors. 2.6% of Encore Capital Group shares are owned by company insiders. Comparatively, 43.2% of World Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Encore Capital Group currently has a consensus target price of $62.67, suggesting a potential upside of 58.53%. World Acceptance has a consensus target price of $10.00, suggesting a potential downside of 93.72%. Given Encore Capital Group's stronger consensus rating and higher possible upside, research analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Encore Capital Group received 40 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 55.96% of users gave World Acceptance an outperform vote.

CompanyUnderperformOutperform
Encore Capital GroupOutperform Votes
331
61.52%
Underperform Votes
207
38.48%
World AcceptanceOutperform Votes
291
55.96%
Underperform Votes
229
44.04%

In the previous week, Encore Capital Group's average media sentiment score of 0.00 equaled World Acceptance'saverage media sentiment score.

Company Overall Sentiment
Encore Capital Group Neutral
World Acceptance Neutral

Summary

World Acceptance beats Encore Capital Group on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$909.45M$7.69B$11.79B$8.62B
Dividend YieldN/A3.69%5.66%4.23%
P/E Ratio-8.0814.9419.5819.50
Price / Sales0.702.2525.42119.93
Price / Cash3.367.9120.8555.95
Price / Book1.221.762.195.60
Net Income-$139.24M$486.48M$1.01B$248.44M
7 Day Performance3.43%3.04%1.28%1.15%
1 Month Performance3.56%6.54%2.42%4.89%
1 Year Performance-3.11%37.94%539.49%17.53%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
3.758 of 5 stars
$39.53
+1.5%
$62.67
+58.5%
-4.1%$909.45M$1.32B-8.087,350Positive News
WRLD
World Acceptance
0.7503 of 5 stars
$153.37
+1.7%
$10.00
-93.5%
+29.7%$813.94M$522.13M10.713,120Positive News
EZPW
EZCORP
4.4266 of 5 stars
$13.32
+1.1%
$18.25
+37.0%
+29.7%$732.79M$1.20B11.587,000Positive News
PRAA
PRA Group
4.2498 of 5 stars
$14.71
+1.1%
$27.00
+83.5%
-24.9%$583.38M$1.14B8.223,280
GDOT
Green Dot
2.4775 of 5 stars
$10.03
+0.7%
$11.50
+14.7%
+8.1%$550.28M$1.83B-9.551,200Positive News
RM
Regional Management
4.7897 of 5 stars
$28.18
+0.1%
$34.00
+20.7%
+5.2%$279.57M$520.37M6.771,990Positive News
AXP
American Express
4.6033 of 5 stars
$294.17
+2.2%
$296.05
+0.6%
+33.2%$206.09B$67.12B21.0077,300Positive News
COF
Capital One Financial
4.9641 of 5 stars
$197.63
+2.5%
$210.64
+6.6%
+49.9%$75.72B$39.71B17.0555,900Positive News
Analyst Forecast
DFS
Discover Financial Services
3.45 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+54.9%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.7064 of 5 stars
$31.82
+2.0%
$32.30
+1.5%
+53.0%$6.68B$1.87B12.011,700
CACC
Credit Acceptance
2.0866 of 5 stars
$496.09
+2.3%
$440.00
-11.3%
+4.0%$5.76B$2.19B24.982,250Positive News
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This page (NASDAQ:ECPG) was last updated on 6/25/2025 by MarketBeat.com Staff
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