Encore Capital Group (ECPG) Competitors $39.53 +0.58 (+1.49%) Closing price 06/24/2025 04:00 PM EasternExtended Trading$39.53 +0.00 (+0.01%) As of 04:03 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock ECPG vs. WRLD, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. Encore Capital Group vs. Its Competitors World Acceptance EZCORP PRA Group Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, media sentiment, dividends, institutional ownership, community ranking and earnings. Which has more risk and volatility, ECPG or WRLD? Encore Capital Group has a beta of 1.61, indicating that its share price is 61% more volatile than the S&P 500. Comparatively, World Acceptance has a beta of 1.35, indicating that its share price is 35% more volatile than the S&P 500. Is ECPG or WRLD more profitable? World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets Encore Capital Group-8.38% 16.18% 2.99% World Acceptance 15.89%21.02%8.51% Which has stronger valuation & earnings, ECPG or WRLD? World Acceptance has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEncore Capital Group$1.32B0.70-$139.24M-$4.89-8.08World Acceptance$564.84M1.50$89.74M$16.369.74 Do institutionals & insiders have more ownership in ECPG or WRLD? 83.6% of World Acceptance shares are owned by institutional investors. 2.6% of Encore Capital Group shares are owned by company insiders. Comparatively, 43.2% of World Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Do analysts recommend ECPG or WRLD? Encore Capital Group currently has a consensus target price of $62.67, suggesting a potential upside of 58.53%. World Acceptance has a consensus target price of $10.00, suggesting a potential downside of 93.72%. Given Encore Capital Group's stronger consensus rating and higher possible upside, research analysts plainly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Does the MarketBeat Community prefer ECPG or WRLD? Encore Capital Group received 40 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 55.96% of users gave World Acceptance an outperform vote. CompanyUnderperformOutperformEncore Capital GroupOutperform Votes33161.52% Underperform Votes20738.48% World AcceptanceOutperform Votes29155.96% Underperform Votes22944.04% Does the media favor ECPG or WRLD? In the previous week, Encore Capital Group's average media sentiment score of 0.00 equaled World Acceptance'saverage media sentiment score. Company Overall Sentiment Encore Capital Group Neutral World Acceptance Neutral SummaryWorld Acceptance beats Encore Capital Group on 9 of the 17 factors compared between the two stocks. Get Encore Capital Group News Delivered to You Automatically Sign up to receive the latest news and ratings for ECPG and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart ECPG vs. The Competition Export to ExcelMetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$909.45M$7.69B$11.79B$8.62BDividend YieldN/A3.69%5.66%4.23%P/E Ratio-8.0814.9419.5819.50Price / Sales0.702.2525.42119.93Price / Cash3.367.9120.8555.95Price / Book1.221.762.195.60Net Income-$139.24M$486.48M$1.01B$248.44M7 Day Performance3.43%3.04%1.28%1.15%1 Month Performance3.56%6.54%2.42%4.89%1 Year Performance-3.11%37.94%539.49%17.53% Encore Capital Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)ECPGEncore Capital Group3.758 of 5 stars$39.53+1.5%$62.67+58.5%-4.1%$909.45M$1.32B-8.087,350Positive NewsWRLDWorld Acceptance0.7503 of 5 stars$153.37+1.7%$10.00-93.5%+29.7%$813.94M$522.13M10.713,120Positive NewsEZPWEZCORP4.4266 of 5 stars$13.32+1.1%$18.25+37.0%+29.7%$732.79M$1.20B11.587,000Positive NewsPRAAPRA Group4.2498 of 5 stars$14.71+1.1%$27.00+83.5%-24.9%$583.38M$1.14B8.223,280GDOTGreen Dot2.4775 of 5 stars$10.03+0.7%$11.50+14.7%+8.1%$550.28M$1.83B-9.551,200Positive NewsRMRegional Management4.7897 of 5 stars$28.18+0.1%$34.00+20.7%+5.2%$279.57M$520.37M6.771,990Positive NewsAXPAmerican Express4.6033 of 5 stars$294.17+2.2%$296.05+0.6%+33.2%$206.09B$67.12B21.0077,300Positive NewsCOFCapital One Financial4.9641 of 5 stars$197.63+2.5%$210.64+6.6%+49.9%$75.72B$39.71B17.0555,900Positive NewsAnalyst ForecastDFSDiscover Financial Services3.45 of 5 stars$197.76-1.4%$191.64-3.1%+54.9%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.7064 of 5 stars$31.82+2.0%$32.30+1.5%+53.0%$6.68B$1.87B12.011,700CACCCredit Acceptance2.0866 of 5 stars$496.09+2.3%$440.00-11.3%+4.0%$5.76B$2.19B24.982,250Positive NewsInsider Trade Related Companies and Tools Related Companies World Acceptance Alternatives EZCORP Alternatives PRA Group Alternatives Green Dot Alternatives Regional Management Alternatives American Express Alternatives Capital One Financial Alternatives Discover Financial Services Alternatives SLM Alternatives Credit Acceptance Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:ECPG) was last updated on 6/25/2025 by MarketBeat.com Staff From Our PartnersElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... 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