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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$40.00 +0.80 (+2.04%)
As of 03:52 PM Eastern
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ECPG vs. WRLD, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Encore Capital Group vs. Its Competitors

World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, risk, dividends, media sentiment and earnings.

In the previous week, World Acceptance had 2 more articles in the media than Encore Capital Group. MarketBeat recorded 3 mentions for World Acceptance and 1 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.67 beat World Acceptance's score of 1.53 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
2 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$522.13M1.73$89.74M$16.3610.41
Encore Capital Group$1.32B0.71-$139.24M-$4.89-8.13

World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance15.89% 21.02% 8.51%
Encore Capital Group -8.38%16.18%2.99%

World Acceptance presently has a consensus price target of $10.00, suggesting a potential downside of 94.13%. Encore Capital Group has a consensus price target of $62.67, suggesting a potential upside of 57.55%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

World Acceptance has a beta of 1.35, meaning that its stock price is 35% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.59, meaning that its stock price is 59% more volatile than the S&P 500.

83.6% of World Acceptance shares are held by institutional investors. 43.2% of World Acceptance shares are held by company insiders. Comparatively, 2.6% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

World Acceptance beats Encore Capital Group on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$928.86M$8.37B$12.27B$9.45B
Dividend YieldN/A3.48%5.57%4.02%
P/E Ratio-8.1315.5519.2120.10
Price / Sales0.712.5026.2188.13
Price / Cash3.348.3121.5458.29
Price / Book1.231.902.325.79
Net Income-$139.24M$486.48M$997.25M$258.18M
7 Day Performance4.04%4.03%1.69%3.80%
1 Month Performance2.12%9.92%4.96%14.59%
1 Year Performance-18.94%32.73%541.35%18.91%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
4.1447 of 5 stars
$39.78
+1.5%
$62.67
+57.6%
-18.8%$928.86M$1.32B-8.137,350
WRLD
World Acceptance
2.8485 of 5 stars
$170.43
-0.1%
$10.00
-94.1%
+16.6%$904.98M$564.84M10.422,838Positive News
Upcoming Earnings
EZPW
EZCORP
4.2965 of 5 stars
$14.20
+0.1%
$18.50
+30.3%
+37.9%$781.14M$1.16B11.938,000Upcoming Earnings
PRAA
PRA Group
4.8109 of 5 stars
$15.86
+0.4%
$27.00
+70.2%
-31.9%$628.99M$1.14B8.863,115Positive News
GDOT
Green Dot
2.5496 of 5 stars
$10.61
-0.8%
$12.00
+13.2%
+8.4%$582.12M$1.83B-81.571,150
RM
Regional Management
4.3095 of 5 stars
$32.58
+0.7%
$34.00
+4.4%
+7.4%$323.20M$520.37M9.872,131News Coverage
Upcoming Earnings
AXP
American Express
4.4373 of 5 stars
$320.83
+0.4%
$307.68
-4.1%
+24.5%$224.77B$65.95B22.4075,100Earnings Report
Analyst Forecast
Analyst Revision
COF
Capital One Financial
4.9784 of 5 stars
$220.76
+0.4%
$222.07
+0.6%
+49.6%$84.58B$53.94B18.5452,600Trending News
Earnings Report
Analyst Forecast
Gap Up
DFS
Discover Financial Services
3.0409 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+41.5%$49.77B$18.00B12.3920,200News Coverage
High Trading Volume
SLM
SLM
4.9539 of 5 stars
$33.57
+0.5%
$33.40
-0.5%
+40.5%$7.05B$2.62B12.081,710Upcoming Earnings
Analyst Forecast
CACC
Credit Acceptance
2.3472 of 5 stars
$514.22
-0.2%
$440.00
-14.4%
-8.8%$5.97B$2.19B21.942,431Positive News
Upcoming Earnings

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This page (NASDAQ:ECPG) was last updated on 7/23/2025 by MarketBeat.com Staff
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