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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$44.07 -0.84 (-1.87%)
Closing price 04:00 PM Eastern
Extended Trading
$44.07 +0.00 (+0.00%)
As of 07:20 PM Eastern
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ECPG vs. EZPW, WRLD, GDOT, PRAA, RM, AXP, COF, SLM, CACC, and NNI

Should you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), PRA Group (PRAA), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry.

Encore Capital Group vs. Its Competitors

EZCORP (NASDAQ:EZPW) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, profitability, risk, earnings, institutional ownership, media sentiment, analyst recommendations and dividends.

EZCORP has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.48, indicating that its share price is 48% more volatile than the S&P 500.

EZCORP has a net margin of 7.96% compared to Encore Capital Group's net margin of -6.07%. Encore Capital Group's return on equity of 19.61% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
EZCORP7.96% 11.85% 6.13%
Encore Capital Group -6.07%19.61%3.47%

EZCORP has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
EZCORP$1.16B1.00$83.10M$1.2814.84
Encore Capital Group$1.32B0.77-$139.24M-$3.74-11.78

In the previous week, EZCORP had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for EZCORP and 3 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 0.94 beat EZCORP's score of 0.89 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
EZCORP
2 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

EZCORP currently has a consensus price target of $19.00, indicating a potential upside of 0.00%. Encore Capital Group has a consensus price target of $62.67, indicating a potential upside of 42.20%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts plainly believe Encore Capital Group is more favorable than EZCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
EZCORP
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83
Encore Capital Group
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.00

99.8% of EZCORP shares are owned by institutional investors. 2.1% of EZCORP shares are owned by insiders. Comparatively, 2.6% of Encore Capital Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

EZCORP and Encore Capital Group tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$1.01B$11.50B$12.61B$10.51B
Dividend YieldN/A3.73%5.60%4.80%
P/E Ratio-11.7821.6030.0127.36
Price / Sales0.772.4429.75196.40
Price / Cash3.808.4622.4961.53
Price / Book1.361.822.326.82
Net Income-$139.24M$486.48M$1.02B$276.89M
7 Day Performance3.28%-0.01%-0.06%0.27%
1 Month Performance-1.50%-4.07%-0.23%8.31%
1 Year Performance-2.74%19.89%536.77%35.60%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
3.6959 of 5 stars
$44.07
-1.9%
$62.67
+42.2%
+0.4%$1.01B$1.32B-11.787,350
EZPW
EZCORP
2.7876 of 5 stars
$18.58
+2.2%
$19.00
+2.3%
+71.5%$1.11B$1.16B14.528,000
WRLD
World Acceptance
2.7427 of 5 stars
$177.01
+0.8%
$10.00
-94.4%
+55.6%$956.23M$564.84M11.942,838Positive News
GDOT
Green Dot
2.1652 of 5 stars
$12.84
-1.8%
$13.00
+1.2%
+12.4%$723.98M$1.72B-29.181,150Analyst Forecast
PRAA
PRA Group
4.0844 of 5 stars
$14.16
-4.6%
$27.50
+94.2%
-31.8%$580.24M$1.11B6.083,115
RM
Regional Management
3.4639 of 5 stars
$38.73
-0.5%
$34.00
-12.2%
+27.9%$381.48M$588.50M11.162,131
AXP
American Express
4.6598 of 5 stars
$331.93
+0.5%
$321.90
-3.0%
+20.2%$229.81B$65.95B23.2975,100Positive News
Upcoming Earnings
COF
Capital One Financial
4.9615 of 5 stars
$213.78
-0.3%
$249.44
+16.7%
+36.6%$137.11B$53.94B109.6352,600Positive News
Upcoming Earnings
SLM
SLM
4.9499 of 5 stars
$27.12
-1.6%
$34.89
+28.6%
+13.9%$5.74B$1.76B13.631,710Upcoming Earnings
CACC
Credit Acceptance
2.7597 of 5 stars
$492.28
+1.3%
$440.00
-10.6%
+10.0%$5.46B$2.16B14.192,431Positive News
NNI
Nelnet
3.8443 of 5 stars
$130.06
+0.3%
N/A+15.2%$4.69B$2.14B14.406,739

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This page (NASDAQ:ECPG) was last updated on 10/15/2025 by MarketBeat.com Staff
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