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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$38.85 -1.00 (-2.51%)
As of 06/12/2025 04:00 PM Eastern

ECPG vs. WRLD, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACC

Should you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry.

Encore Capital Group vs. Its Competitors

World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, media sentiment, community ranking, risk, analyst recommendations, earnings and institutional ownership.

In the previous week, World Acceptance had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for World Acceptance and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.58 beat World Acceptance's score of 1.38 indicating that Encore Capital Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
World Acceptance
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Encore Capital Group
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

World Acceptance has a net margin of 14.41% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.03% beat Encore Capital Group's return on equity.

Company Net Margins Return on Equity Return on Assets
World Acceptance14.41% 19.03% 7.55%
Encore Capital Group -13.91%12.70%2.61%

World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
World Acceptance$522.13M1.57$77.35M$16.369.42
Encore Capital Group$1.38B0.66-$206.49M-$4.89-7.94

83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by insiders. Comparatively, 2.5% of Encore Capital Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Encore Capital Group received 40 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 55.96% of users gave World Acceptance an outperform vote.

CompanyUnderperformOutperform
World AcceptanceOutperform Votes
291
55.96%
Underperform Votes
229
44.04%
Encore Capital GroupOutperform Votes
331
61.52%
Underperform Votes
207
38.48%

World Acceptance currently has a consensus target price of $10.00, suggesting a potential downside of 93.51%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 61.30%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
World Acceptance
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

World Acceptance has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.61, indicating that its stock price is 61% more volatile than the S&P 500.

Summary

World Acceptance beats Encore Capital Group on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupShort IndustryFinance SectorNASDAQ Exchange
Market Cap$907.11M$312.08M$11.72B$8.62B
Dividend YieldN/A7.80%5.66%4.17%
P/E Ratio-4.953.1123.0519.96
Price / Sales0.664.7226.80157.63
Price / Cash2.697.8817.6034.64
Price / Book0.980.822.894.69
Net Income-$206.49M-$33.79M$1.04B$248.14M
7 Day Performance1.15%0.67%0.67%0.95%
1 Month Performance-3.65%1.18%1.15%5.74%
1 Year Performance-5.61%-14.86%540.95%14.73%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
4.3629 of 5 stars
$38.85
-2.5%
$62.67
+61.3%
-7.4%$907.11M$1.38B-4.956,900Positive News
WRLD
World Acceptance
2.1933 of 5 stars
$155.54
+0.7%
$10.00
-93.6%
+21.3%$825.45M$522.13M10.863,120Positive News
EZPW
EZCORP
4.577 of 5 stars
$13.25
-1.5%
$18.25
+37.7%
+30.2%$728.94M$1.20B11.527,000Trending News
Insider Trade
PRAA
PRA Group
4.1891 of 5 stars
$14.05
-1.0%
$27.00
+92.2%
-26.9%$557.21M$1.14B7.853,280Short Interest ↑
GDOT
Green Dot
3.2155 of 5 stars
$9.56
+3.5%
$11.50
+20.3%
+1.1%$524.76M$1.83B-9.101,200Positive News
RM
Regional Management
4.8654 of 5 stars
$26.32
-0.5%
$34.00
+29.2%
+3.9%$261.07M$520.37M6.331,990Positive News
Insider Trade
AXP
American Express
4.718 of 5 stars
$295.37
+0.4%
$296.05
+0.2%
+33.0%$206.93B$67.12B21.0877,300Trending News
COF
Capital One Financial
4.8726 of 5 stars
$191.28
+1.1%
$207.60
+8.5%
+44.1%$73.29B$39.71B16.5055,900Short Interest ↓
DFS
Discover Financial Services
4.416 of 5 stars
$197.76
-1.4%
$191.64
-3.1%
+59.9%$49.77B$18.00B12.3920,200High Trading Volume
SLM
SLM
4.7437 of 5 stars
$32.37
flat
$31.82
-1.7%
+52.5%$6.79B$1.87B12.221,700Trending News
CACC
Credit Acceptance
1.8693 of 5 stars
$473.39
-0.8%
$440.00
-7.1%
+3.8%$5.49B$2.19B23.842,250Positive News
High Trading Volume

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This page (NASDAQ:ECPG) was last updated on 6/13/2025 by MarketBeat.com Staff
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