Free Trial

Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$45.31 -0.15 (-0.33%)
Closing price 09/23/2025 04:00 PM Eastern
Extended Trading
$44.97 -0.34 (-0.75%)
As of 09/23/2025 06:45 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

ECPG vs. EZPW, WRLD, GDOT, PRAA, RM, AXP, COF, SLM, CACC, and NNI

Should you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), PRA Group (PRAA), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry.

Encore Capital Group vs. Its Competitors

Encore Capital Group (NASDAQ:ECPG) and EZCORP (NASDAQ:EZPW) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, valuation, risk, media sentiment and profitability.

Encore Capital Group has a beta of 1.52, meaning that its share price is 52% more volatile than the S&P 500. Comparatively, EZCORP has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500.

99.8% of EZCORP shares are held by institutional investors. 2.6% of Encore Capital Group shares are held by insiders. Comparatively, 2.1% of EZCORP shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

EZCORP has a net margin of 7.96% compared to Encore Capital Group's net margin of -6.07%. Encore Capital Group's return on equity of 19.61% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-6.07% 19.61% 3.47%
EZCORP 7.96%11.85%6.13%

EZCORP has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.32B0.79-$139.24M-$3.74-12.11
EZCORP$1.16B0.94$83.10M$1.2814.03

Encore Capital Group currently has a consensus price target of $62.67, suggesting a potential upside of 38.31%. EZCORP has a consensus price target of $18.50, suggesting a potential upside of 3.01%. Given Encore Capital Group's stronger consensus rating and higher possible upside, equities research analysts clearly believe Encore Capital Group is more favorable than EZCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
EZCORP
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

In the previous week, EZCORP had 6 more articles in the media than Encore Capital Group. MarketBeat recorded 9 mentions for EZCORP and 3 mentions for Encore Capital Group. EZCORP's average media sentiment score of 1.04 beat Encore Capital Group's score of 0.37 indicating that EZCORP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
EZCORP
5 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

EZCORP beats Encore Capital Group on 9 of the 16 factors compared between the two stocks.

Get Encore Capital Group News Delivered to You Automatically

Sign up to receive the latest news and ratings for ECPG and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

ECPG vs. The Competition

MetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$1.05B$12.07B$12.67B$10.51B
Dividend YieldN/A3.67%5.44%4.57%
P/E Ratio-12.1122.39241.2526.62
Price / Sales0.792.6231.0692.90
Price / Cash3.928.9822.8861.85
Price / Book1.401.932.316.45
Net Income-$139.24M$486.48M$1.01B$271.57M
7 Day Performance1.48%0.42%0.42%2.61%
1 Month Performance7.24%1.36%1.67%7.28%
1 Year Performance-3.94%36.06%540.39%29.60%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
3.3106 of 5 stars
$45.31
-0.3%
$62.67
+38.3%
-3.7%$1.05B$1.32B-12.117,350Positive News
EZPW
EZCORP
2.3825 of 5 stars
$17.27
+1.3%
$18.50
+7.1%
+63.0%$1.04B$1.16B13.498,000Positive News
Insider Trade
WRLD
World Acceptance
2.6282 of 5 stars
$169.11
+2.4%
$10.00
-94.1%
+46.2%$899.59M$564.84M11.412,838Positive News
GDOT
Green Dot
2.0581 of 5 stars
$13.67
+0.9%
$13.00
-4.9%
+18.5%$750.57M$1.72B-31.071,150Positive News
PRAA
PRA Group
3.7122 of 5 stars
$16.67
-0.9%
$27.50
+65.0%
-24.6%$657.22M$1.11B7.153,115Positive News
RM
Regional Management
3.9973 of 5 stars
$43.85
+2.9%
$34.00
-22.5%
+32.9%$417.73M$588.50M12.642,131Positive News
AXP
American Express
4.1225 of 5 stars
$327.28
+0.6%
$315.20
-3.7%
+27.9%$226.38B$65.95B22.9775,100Positive News
COF
Capital One Financial
4.9867 of 5 stars
$226.39
+1.2%
$239.44
+5.8%
+47.5%$143.10B$42.75B116.1052,600Positive News
SLM
SLM
4.9881 of 5 stars
$27.86
-1.0%
$35.00
+25.6%
+26.8%$5.86B$2.62B14.001,710High Trading Volume
CACC
Credit Acceptance
2.4978 of 5 stars
$502.05
+5.8%
$440.00
-12.4%
+8.2%$5.33B$2.16B14.472,431Positive News
Insider Trade
NNI
Nelnet
4.4602 of 5 stars
$124.36
+0.9%
N/A+11.3%$4.46B$2.14B13.776,739Positive News

Related Companies and Tools


This page (NASDAQ:ECPG) was last updated on 9/24/2025 by MarketBeat.com Staff
From Our Partners