Encore Capital Group (ECPG) Competitors $38.85 -1.00 (-2.51%) As of 06/12/2025 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock ECPG vs. WRLD, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. Encore Capital Group vs. Its Competitors World Acceptance EZCORP PRA Group Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance World Acceptance (NASDAQ:WRLD) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, media sentiment, community ranking, risk, analyst recommendations, earnings and institutional ownership. Does the media refer more to WRLD or ECPG? In the previous week, World Acceptance had 5 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for World Acceptance and 2 mentions for Encore Capital Group. Encore Capital Group's average media sentiment score of 1.58 beat World Acceptance's score of 1.38 indicating that Encore Capital Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment World Acceptance 5 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Encore Capital Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Is WRLD or ECPG more profitable? World Acceptance has a net margin of 14.41% compared to Encore Capital Group's net margin of -13.91%. World Acceptance's return on equity of 19.03% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets World Acceptance14.41% 19.03% 7.55% Encore Capital Group -13.91%12.70%2.61% Which has higher earnings and valuation, WRLD or ECPG? World Acceptance has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioWorld Acceptance$522.13M1.57$77.35M$16.369.42Encore Capital Group$1.38B0.66-$206.49M-$4.89-7.94 Do insiders & institutionals have more ownership in WRLD or ECPG? 83.6% of World Acceptance shares are owned by institutional investors. 43.2% of World Acceptance shares are owned by insiders. Comparatively, 2.5% of Encore Capital Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Does the MarketBeat Community prefer WRLD or ECPG? Encore Capital Group received 40 more outperform votes than World Acceptance when rated by MarketBeat users. Likewise, 61.52% of users gave Encore Capital Group an outperform vote while only 55.96% of users gave World Acceptance an outperform vote. CompanyUnderperformOutperformWorld AcceptanceOutperform Votes29155.96% Underperform Votes22944.04% Encore Capital GroupOutperform Votes33161.52% Underperform Votes20738.48% Do analysts rate WRLD or ECPG? World Acceptance currently has a consensus target price of $10.00, suggesting a potential downside of 93.51%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 61.30%. Given Encore Capital Group's stronger consensus rating and higher probable upside, analysts plainly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Which has more risk & volatility, WRLD or ECPG? World Acceptance has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.61, indicating that its stock price is 61% more volatile than the S&P 500. SummaryWorld Acceptance beats Encore Capital Group on 10 of the 19 factors compared between the two stocks. Get Encore Capital Group News Delivered to You Automatically Sign up to receive the latest news and ratings for ECPG and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart ECPG vs. The Competition Export to ExcelMetricEncore Capital GroupShort IndustryFinance SectorNASDAQ ExchangeMarket Cap$907.11M$312.08M$11.72B$8.62BDividend YieldN/A7.80%5.66%4.17%P/E Ratio-4.953.1123.0519.96Price / Sales0.664.7226.80157.63Price / Cash2.697.8817.6034.64Price / Book0.980.822.894.69Net Income-$206.49M-$33.79M$1.04B$248.14M7 Day Performance1.15%0.67%0.67%0.95%1 Month Performance-3.65%1.18%1.15%5.74%1 Year Performance-5.61%-14.86%540.95%14.73% Encore Capital Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)ECPGEncore Capital Group4.3629 of 5 stars$38.85-2.5%$62.67+61.3%-7.4%$907.11M$1.38B-4.956,900Positive NewsWRLDWorld Acceptance2.1933 of 5 stars$155.54+0.7%$10.00-93.6%+21.3%$825.45M$522.13M10.863,120Positive NewsEZPWEZCORP4.577 of 5 stars$13.25-1.5%$18.25+37.7%+30.2%$728.94M$1.20B11.527,000Trending NewsInsider TradePRAAPRA Group4.1891 of 5 stars$14.05-1.0%$27.00+92.2%-26.9%$557.21M$1.14B7.853,280Short Interest ↑GDOTGreen Dot3.2155 of 5 stars$9.56+3.5%$11.50+20.3%+1.1%$524.76M$1.83B-9.101,200Positive NewsRMRegional Management4.8654 of 5 stars$26.32-0.5%$34.00+29.2%+3.9%$261.07M$520.37M6.331,990Positive NewsInsider TradeAXPAmerican Express4.718 of 5 stars$295.37+0.4%$296.05+0.2%+33.0%$206.93B$67.12B21.0877,300Trending NewsCOFCapital One Financial4.8726 of 5 stars$191.28+1.1%$207.60+8.5%+44.1%$73.29B$39.71B16.5055,900Short Interest ↓DFSDiscover Financial Services4.416 of 5 stars$197.76-1.4%$191.64-3.1%+59.9%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.7437 of 5 stars$32.37flat$31.82-1.7%+52.5%$6.79B$1.87B12.221,700Trending NewsCACCCredit Acceptance1.8693 of 5 stars$473.39-0.8%$440.00-7.1%+3.8%$5.49B$2.19B23.842,250Positive NewsHigh Trading Volume Related Companies and Tools Related Companies World Acceptance Alternatives EZCORP Alternatives PRA Group Alternatives Green Dot Alternatives Regional Management Alternatives American Express Alternatives Capital One Financial Alternatives Discover Financial Services Alternatives SLM Alternatives Credit Acceptance Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:ECPG) was last updated on 6/13/2025 by MarketBeat.com Staff From Our PartnersUtah’s New Oil FindThe Real Reason 218,000 Acres Just Vanished The government just quietly leased 218,000 acres in the middle ...Stansberry Research | SponsoredWhy July 22nd Could Mean Big Changes for Social SecurityIn a stunning move, President Trump has authorized an AI-led transformation of federal agencies, including Soc...Altimetry | SponsoredTrump’s treachery Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredElon’s NEXT Big IPO?Cancel your internet TODAY!? 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