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Encore Capital Group (ECPG) Competitors

Encore Capital Group logo
$41.15 +1.49 (+3.76%)
Closing price 08/12/2025 04:00 PM Eastern
Extended Trading
$41.16 +0.01 (+0.02%)
As of 08/12/2025 07:56 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

ECPG vs. EZPW, WRLD, PRAA, GDOT, RM, AXP, COF, SLM, CACC, and NNI

Should you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include EZCORP (EZPW), World Acceptance (WRLD), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), SLM (SLM), Credit Acceptance (CACC), and Nelnet (NNI). These companies are all part of the "consumer finance" industry.

Encore Capital Group vs. Its Competitors

Encore Capital Group (NASDAQ:ECPG) and EZCORP (NASDAQ:EZPW) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, earnings, profitability, media sentiment and institutional ownership.

Encore Capital Group has a beta of 1.59, meaning that its share price is 59% more volatile than the S&P 500. Comparatively, EZCORP has a beta of 0.56, meaning that its share price is 44% less volatile than the S&P 500.

Encore Capital Group presently has a consensus target price of $62.67, suggesting a potential upside of 52.29%. EZCORP has a consensus target price of $18.50, suggesting a potential upside of 16.94%. Given Encore Capital Group's stronger consensus rating and higher possible upside, equities analysts clearly believe Encore Capital Group is more favorable than EZCORP.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Encore Capital Group
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
EZCORP
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

EZCORP has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than EZCORP, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Encore Capital Group$1.32B0.72-$139.24M-$3.74-11.00
EZCORP$1.16B0.83$83.10M$1.2812.36

In the previous week, Encore Capital Group had 11 more articles in the media than EZCORP. MarketBeat recorded 14 mentions for Encore Capital Group and 3 mentions for EZCORP. EZCORP's average media sentiment score of 1.08 beat Encore Capital Group's score of 1.04 indicating that EZCORP is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Encore Capital Group
4 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
EZCORP
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

99.8% of EZCORP shares are owned by institutional investors. 2.6% of Encore Capital Group shares are owned by company insiders. Comparatively, 2.1% of EZCORP shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

EZCORP has a net margin of 7.96% compared to Encore Capital Group's net margin of -6.07%. Encore Capital Group's return on equity of 19.61% beat EZCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Encore Capital Group-6.07% 19.61% 3.47%
EZCORP 7.96%11.85%6.13%

Summary

Encore Capital Group and EZCORP tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ECPG vs. The Competition

MetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$912.65M$11.10B$12.20B$9.69B
Dividend YieldN/A3.56%5.63%4.14%
P/E Ratio-11.0021.5819.5425.31
Price / Sales0.722.6327.27101.52
Price / Cash3.428.3121.3258.50
Price / Book1.061.752.226.01
Net Income-$139.24M$486.48M$1.00B$265.10M
7 Day Performance9.94%2.96%1.44%1.39%
1 Month Performance5.40%1.25%1.31%2.43%
1 Year Performance-13.51%37.79%544.31%24.74%

Encore Capital Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ECPG
Encore Capital Group
4.1233 of 5 stars
$41.15
+3.8%
$62.67
+52.3%
-13.1%$912.65M$1.32B-11.007,350Positive News
Earnings Report
Analyst Revision
High Trading Volume
EZPW
EZCORP
3.7656 of 5 stars
$15.60
+2.1%
$18.50
+18.6%
+37.8%$930.49M$1.16B12.198,000Positive News
WRLD
World Acceptance
3.2242 of 5 stars
$161.31
+0.3%
$10.00
-93.8%
+58.4%$875.85M$564.84M10.882,838Positive News
PRAA
PRA Group
4.5496 of 5 stars
$15.27
-0.9%
$27.50
+80.1%
-27.9%$602.13M$1.11B6.553,115Gap Up
GDOT
Green Dot
1.5486 of 5 stars
$9.85
+2.2%
$12.00
+21.8%
+30.5%$529.15M$1.72B-75.761,150Trending News
Earnings Report
Analyst Forecast
Gap Up
High Trading Volume
RM
Regional Management
3.9437 of 5 stars
$35.95
+1.6%
$34.00
-5.4%
+23.0%$346.69M$588.50M10.362,131News Coverage
Positive News
Insider Trade
AXP
American Express
4.6338 of 5 stars
$296.27
-0.4%
$311.05
+5.0%
+27.8%$206.98B$65.95B20.7975,100Positive News
COF
Capital One Financial
4.9222 of 5 stars
$208.15
0.0%
$238.81
+14.7%
+64.0%$133.17B$53.94B106.7552,600Positive News
SLM
SLM
4.8878 of 5 stars
$31.75
-0.4%
$35.00
+10.2%
+60.1%$6.65B$2.62B15.951,710
CACC
Credit Acceptance
2.8254 of 5 stars
$463.92
+0.2%
$440.00
-5.2%
+7.7%$5.20B$2.16B13.372,431
NNI
Nelnet
4.4984 of 5 stars
$123.42
+0.5%
$98.00
-20.6%
+19.4%$4.46B$2.14B13.676,739Positive News
Earnings Report
Dividend Increase

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This page (NASDAQ:ECPG) was last updated on 8/13/2025 by MarketBeat.com Staff
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