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LendingClub (LC) Competitors

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$12.58 +0.13 (+1.00%)
Closing price 07/3/2025 03:36 PM Eastern
Extended Trading
$12.58 0.00 (0.00%)
As of 07/3/2025 04:25 PM Eastern
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LC vs. OZK, PFSI, VLY, GBCI, HWC, BMA, AUB, FLG, AX, and SFBS

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include Bank OZK (OZK), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), Hancock Whitney (HWC), Macro Bank (BMA), Atlantic Union Bankshares (AUB), Flagstar Financial (FLG), Axos Financial (AX), and ServisFirst Bancshares (SFBS). These companies are all part of the "banking" industry.

LendingClub vs. Its Competitors

Bank OZK (NASDAQ:OZK) and LendingClub (NYSE:LC) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, risk, profitability, earnings, institutional ownership, valuation, media sentiment and dividends.

Bank OZK has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.44, meaning that its stock price is 144% more volatile than the S&P 500.

86.2% of Bank OZK shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 6.7% of Bank OZK shares are owned by company insiders. Comparatively, 3.2% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Bank OZK has higher revenue and earnings than LendingClub. Bank OZK is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank OZK$2.77B2.09$716.46M$6.108.37
LendingClub$787.01M1.82$51.33M$0.4428.58

Bank OZK has a net margin of 25.66% compared to LendingClub's net margin of 6.16%. Bank OZK's return on equity of 13.46% beat LendingClub's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank OZK25.66% 13.46% 1.88%
LendingClub 6.16%4.04%0.52%

Bank OZK currently has a consensus target price of $50.86, suggesting a potential downside of 0.36%. LendingClub has a consensus target price of $16.13, suggesting a potential upside of 28.23%. Given LendingClub's stronger consensus rating and higher probable upside, analysts clearly believe LendingClub is more favorable than Bank OZK.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank OZK
0 Sell rating(s)
7 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.13
LendingClub
0 Sell rating(s)
1 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.88

In the previous week, Bank OZK had 11 more articles in the media than LendingClub. MarketBeat recorded 14 mentions for Bank OZK and 3 mentions for LendingClub. Bank OZK's average media sentiment score of 0.74 beat LendingClub's score of 0.34 indicating that Bank OZK is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank OZK
5 Very Positive mention(s)
1 Positive mention(s)
7 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Bank OZK beats LendingClub on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubFIN IndustryFinance SectorNYSE Exchange
Market Cap$1.44B$7.54B$12.09B$20.70B
Dividend YieldN/A4.75%5.53%3.71%
P/E Ratio28.5818.1320.0328.11
Price / Sales1.825.8725.6938.32
Price / Cash12.4622.1721.6822.53
Price / Book1.052.722.284.58
Net Income$51.33M$304.38M$1.00B$986.06M
7 Day Performance4.98%6.91%2.22%2.79%
1 Month Performance23.59%13.36%4.60%5.46%
1 Year Performance48.73%24.77%538.59%15.06%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.7565 of 5 stars
$12.58
+1.0%
$16.13
+28.2%
+47.1%$1.44B$787.01M28.581,002
OZK
Bank OZK
3.6935 of 5 stars
$46.20
-0.4%
$50.86
+10.1%
+25.5%$5.24B$2.77B7.583,028News Coverage
Dividend Increase
PFSI
PennyMac Financial Services
4.7451 of 5 stars
$97.72
-1.0%
$121.17
+24.0%
+9.0%$5.05B$1.59B14.994,100News Coverage
Analyst Forecast
VLY
Valley National Bancorp
4.408 of 5 stars
$8.78
-1.6%
$10.55
+20.2%
+46.3%$4.92B$3.58B12.733,732News Coverage
Positive News
Analyst Upgrade
Gap Up
GBCI
Glacier Bancorp
N/A$42.64
+1.2%
N/AN/A$4.84B$1.27B22.923,595
HWC
Hancock Whitney
4.5643 of 5 stars
$55.71
-0.8%
$61.25
+9.9%
+30.9%$4.78B$2.06B10.303,476
BMA
Macro Bank
3.8008 of 5 stars
$73.12
-0.3%
$62.13
-15.0%
+25.4%$4.66B$4.49B6.409,004
AUB
Atlantic Union Bankshares
4.3755 of 5 stars
$30.82
-1.2%
$39.00
+26.5%
+1.8%$4.40B$857.44M13.481,880
FLG
Flagstar Financial
2.9889 of 5 stars
$10.56
-5.0%
$13.39
+26.8%
N/A$4.38B$6.35B-4.066,993Analyst Forecast
AX
Axos Financial
2.8357 of 5 stars
$75.10
-0.2%
$82.71
+10.1%
+47.1%$4.23B$1.88B10.231,781News Coverage
Analyst Forecast
Analyst Revision
SFBS
ServisFirst Bancshares
2.6373 of 5 stars
$76.56
-0.5%
$87.50
+14.3%
+34.3%$4.18B$981.18M17.41570News Coverage
Ex-Dividend

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This page (NYSE:LC) was last updated on 7/5/2025 by MarketBeat.com Staff
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