LendingClub (LC) Competitors $14.76 -0.22 (-1.44%) Closing price 10/3/2025 03:59 PM EasternExtended Trading$14.94 +0.19 (+1.29%) As of 07:18 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock LC vs. SOFI, TROW, UPST, ALLY, AMG, BFH, COF, EVR, CADE, and OMFShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), T. Rowe Price Group (TROW), Upstart (UPST), Ally Financial (ALLY), Affiliated Managers Group (AMG), Bread Financial (BFH), Capital One Financial (COF), Evercore (EVR), Cadence Bank (CADE), and OneMain (OMF). LendingClub vs. Its Competitors SoFi Technologies T. Rowe Price Group Upstart Ally Financial Affiliated Managers Group Bread Financial Capital One Financial Evercore Cadence Bank OneMain SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, earnings, institutional ownership, media sentiment, profitability, dividends, risk and analyst recommendations. Which has more risk & volatility, SOFI or LC? SoFi Technologies has a beta of 1.92, indicating that its stock price is 92% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.48, indicating that its stock price is 148% more volatile than the S&P 500. Which has higher valuation & earnings, SOFI or LC? SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSoFi Technologies$2.67B11.30$498.67M$0.4852.58LendingClub$787.01M2.15$51.33M$0.6423.05 Is SOFI or LC more profitable? SoFi Technologies has a net margin of 18.38% compared to LendingClub's net margin of 8.36%. LendingClub's return on equity of 5.66% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets SoFi Technologies18.38% 4.44% 0.78% LendingClub 8.36%5.66%0.72% Do insiders and institutionals hold more shares of SOFI or LC? 38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 2.6% of SoFi Technologies shares are held by insiders. Comparatively, 3.3% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. Does the media favor SOFI or LC? In the previous week, SoFi Technologies had 31 more articles in the media than LendingClub. MarketBeat recorded 39 mentions for SoFi Technologies and 8 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.74 beat LendingClub's score of 0.06 indicating that SoFi Technologies is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SoFi Technologies 21 Very Positive mention(s) 10 Positive mention(s) 7 Neutral mention(s) 0 Negative mention(s) 1 Very Negative mention(s) Positive LendingClub 0 Very Positive mention(s) 2 Positive mention(s) 4 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral Do analysts rate SOFI or LC? SoFi Technologies currently has a consensus price target of $20.18, suggesting a potential downside of 20.06%. LendingClub has a consensus price target of $16.57, suggesting a potential upside of 12.31%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SoFi Technologies 3 Sell rating(s) 12 Hold rating(s) 6 Buy rating(s) 1 Strong Buy rating(s) 2.23LendingClub 0 Sell rating(s) 5 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.55 SummarySoFi Technologies beats LendingClub on 9 of the 16 factors compared between the two stocks. Get LendingClub News Delivered to You Automatically Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubCredit Services IndustryFinancial SectorNYSE ExchangeMarket Cap$1.69B$371.09M$6.46B$21.78BDividend YieldN/A15.81%4.31%3.55%P/E Ratio23.06205.011,362.4929.82Price / Sales2.1553.701,431.7466.04Price / Cash14.6414.3948.9718.31Price / Book1.243.252.134.65Net Income$51.33M$53.80M$1.22B$1.00B7 Day Performance-8.24%-0.87%0.73%1.20%1 Month Performance-11.06%98.66%6.70%3.32%1 Year Performance27.31%19.20%38.28%13.11% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.4197 of 5 stars$14.76-1.4%$16.57+12.3%+27.3%$1.69B$787.01M23.061,002SOFISoFi Technologies2.0073 of 5 stars$26.18-0.9%$20.18-22.9%+200.8%$31.36B$2.67B54.565,000Trending NewsTROWT. Rowe Price Group4.3521 of 5 stars$101.33-1.3%$101.55+0.2%-4.8%$22.26B$7.10B11.328,158Trending NewsAnalyst ForecastUPSTUpstart4.1215 of 5 stars$52.45+3.2%$81.08+54.6%+25.8%$5.04B$636.53M-654.981,193ALLYAlly Financial4.9095 of 5 stars$39.11-0.2%$45.36+16.0%+12.7%$12.04B$8.57B25.4010,700AMGAffiliated Managers Group4.6279 of 5 stars$235.00-1.4%$250.40+6.6%+33.9%$6.66B$2.04B17.124,100BFHBread Financial4.6918 of 5 stars$55.17-1.1%$68.10+23.4%+15.4%$2.57B$4.80B9.346,000COFCapital One Financial4.9655 of 5 stars$215.49+1.4%$244.29+13.4%+39.7%$137.81B$42.75B110.5152,600Trending NewsAnalyst ForecastInsider TradeEVREvercore4.7348 of 5 stars$334.59-0.8%$296.00-11.5%+30.8%$12.92B$2.98B30.422,380Analyst DowngradeCADECadence Bank3.9003 of 5 stars$37.37-0.5%$40.90+9.4%+21.0%$6.81B$921.95M13.305,335OMFOneMain4.9598 of 5 stars$56.440.0%$61.50+9.0%+19.6%$6.71B$4.76B10.199,000Positive NewsOptions Volume Related Companies and Tools Related Companies SoFi Technologies Competitors T. Rowe Price Group Competitors Upstart Competitors Ally Financial Competitors Affiliated Managers Group Competitors Bread Financial Competitors Capital One Financial Competitors Evercore Competitors Cadence Bank Competitors OneMain Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LC) was last updated on 10/6/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredGold surges past $3,600 … but this has beat gold by 1,000xGold has surged past $3,600 an ounce — up 45% in the past year — but one veteran metals analyst says the real ...Weiss Ratings | SponsoredThe $20 stock that could make silicon chips obsolete$2 TRILLION Quantum Gold Rush While everyone fights over expensive AI stocks... 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