LendingClub (LC) Competitors $16.69 -0.04 (-0.24%) Closing price 03:59 PM EasternExtended Trading$16.68 -0.01 (-0.03%) As of 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock LC vs. SOFI, TROW, UPST, ALLY, BFH, COF, EVR, OMF, CADE, and PFSIShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), T. Rowe Price Group (TROW), Upstart (UPST), Ally Financial (ALLY), Bread Financial (BFH), Capital One Financial (COF), Evercore (EVR), OneMain (OMF), Cadence Bank (CADE), and PennyMac Financial Services (PFSI). LendingClub vs. Its Competitors SoFi Technologies T. Rowe Price Group Upstart Ally Financial Bread Financial Capital One Financial Evercore OneMain Cadence Bank PennyMac Financial Services LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their risk, institutional ownership, earnings, media sentiment, dividends, valuation, analyst recommendations and profitability. Do analysts prefer LC or SOFI? LendingClub presently has a consensus target price of $16.57, suggesting a potential downside of 0.71%. SoFi Technologies has a consensus target price of $19.59, suggesting a potential downside of 26.22%. Given LendingClub's stronger consensus rating and higher probable upside, equities research analysts clearly believe LendingClub is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LendingClub 0 Sell rating(s) 3 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.67SoFi Technologies 3 Sell rating(s) 11 Hold rating(s) 6 Buy rating(s) 1 Strong Buy rating(s) 2.24 Which has higher valuation & earnings, LC or SOFI? SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLendingClub$885.23M2.16$51.33M$0.6426.08SoFi Technologies$2.67B11.89$498.67M$0.4855.31 Do insiders and institutionals have more ownership in LC or SOFI? 74.1% of LendingClub shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 3.2% of LendingClub shares are held by insiders. Comparatively, 2.6% of SoFi Technologies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Is LC or SOFI more profitable? SoFi Technologies has a net margin of 18.38% compared to LendingClub's net margin of 8.36%. LendingClub's return on equity of 5.66% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets LendingClub8.36% 5.66% 0.72% SoFi Technologies 18.38%4.44%0.78% Does the media favor LC or SOFI? In the previous week, SoFi Technologies had 29 more articles in the media than LendingClub. MarketBeat recorded 36 mentions for SoFi Technologies and 7 mentions for LendingClub. LendingClub's average media sentiment score of 1.16 beat SoFi Technologies' score of 0.91 indicating that LendingClub is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment LendingClub 5 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SoFi Technologies 22 Very Positive mention(s) 4 Positive mention(s) 7 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Which has more volatility & risk, LC or SOFI? LendingClub has a beta of 2.53, indicating that its share price is 153% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.93, indicating that its share price is 93% more volatile than the S&P 500. SummaryLendingClub and SoFi Technologies tied by winning 8 of the 16 factors compared between the two stocks. Get LendingClub News Delivered to You Automatically Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubCredit Services IndustryFinancial SectorNYSE ExchangeMarket Cap$1.92B$397.87M$6.36B$21.50BDividend YieldN/A15.51%4.32%3.53%P/E Ratio26.08311.351,776.4029.72Price / Sales2.1652.751,355.2251.32Price / Cash16.0814.45127.5124.52Price / Book1.403.312.064.58Net Income$51.33M$53.80M$1.23B$1.00B7 Day Performance0.61%-0.67%6.79%0.67%1 Month Performance7.96%1.23%7.88%4.65%1 Year Performance55.55%49.74%31.46%15.97% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.1616 of 5 stars$16.69-0.2%$16.57-0.7%+61.1%$1.92B$885.23M26.081,002Positive NewsSOFISoFi Technologies2.2703 of 5 stars$25.79-0.7%$19.59-24.1%+255.1%$30.95B$2.67B53.855,000Trending NewsAnalyst ForecastTROWT. Rowe Price Group4.3909 of 5 stars$106.86-0.3%$101.55-5.0%+1.5%$23.48B$7.10B11.948,158Positive NewsUPSTUpstart4.3958 of 5 stars$62.70-9.0%$78.54+25.3%+77.0%$6.05B$844.07M-785.691,193Short Interest ↑ALLYAlly Financial4.8725 of 5 stars$41.20-0.5%$43.67+6.0%+28.2%$12.70B$8.57B26.7910,700Positive NewsBFHBread Financial3.873 of 5 stars$63.87-0.6%$64.91+1.6%+36.9%$2.98B$4.80B10.816,000Positive NewsCOFCapital One Financial4.9408 of 5 stars$222.01-0.2%$238.81+7.6%+64.6%$142.20B$42.75B114.0352,600Positive NewsAnalyst ForecastEVREvercore4.509 of 5 stars$330.41+1.6%$296.00-10.4%+48.2%$12.74B$2.98B30.012,380News CoverageOMFOneMain4.8599 of 5 stars$60.68-0.3%$61.50+1.4%+40.7%$7.21B$4.99B10.969,000News CoveragePositive NewsCADECadence Bank4.3037 of 5 stars$37.29+0.1%$40.40+8.3%+23.6%$6.78B$921.95M13.255,335Positive NewsPFSIPennyMac Financial Services4.3737 of 5 stars$121.62+0.7%$119.33-1.9%+15.9%$6.29B$1.59B16.864,100 Related Companies and Tools Related Companies SoFi Technologies Competitors T. Rowe Price Group Competitors Upstart Competitors Ally Financial Competitors Bread Financial Competitors Capital One Financial Competitors Evercore Competitors OneMain Competitors Cadence Bank Competitors PennyMac Financial Services Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LC) was last updated on 9/12/2025 by MarketBeat.com Staff From Our PartnersForget NVDA. Put $1,000 into this stock nowA massive money shift is underway in the AI market. 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