LendingClub (LC) Competitors $16.27 +0.91 (+5.95%) Closing price 08/22/2025 03:59 PM EasternExtended Trading$16.30 +0.03 (+0.16%) As of 08/22/2025 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock LC vs. SOFI, UPST, CADE, OZK, PFSI, GBCI, VLY, HWC, FLG, and AXShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Cadence Bank (CADE), Bank OZK (OZK), PennyMac Financial Services (PFSI), Glacier Bancorp (GBCI), Valley National Bancorp (VLY), Hancock Whitney (HWC), Flagstar Financial (FLG), and Axos Financial (AX). These companies are all part of the "banking" industry. LendingClub vs. Its Competitors SoFi Technologies Upstart Cadence Bank Bank OZK PennyMac Financial Services Glacier Bancorp Valley National Bancorp Hancock Whitney Flagstar Financial Axos Financial LendingClub (NYSE:LC) and SoFi Technologies (NASDAQ:SOFI) are both banking companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, risk, analyst recommendations, media sentiment, earnings and profitability. Does the media refer more to LC or SOFI? In the previous week, SoFi Technologies had 43 more articles in the media than LendingClub. MarketBeat recorded 48 mentions for SoFi Technologies and 5 mentions for LendingClub. LendingClub's average media sentiment score of 1.27 beat SoFi Technologies' score of 0.75 indicating that LendingClub is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment LendingClub 3 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SoFi Technologies 19 Very Positive mention(s) 8 Positive mention(s) 15 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders hold more shares of LC or SOFI? 74.1% of LendingClub shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 3.2% of LendingClub shares are held by company insiders. Comparatively, 2.6% of SoFi Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Is LC or SOFI more profitable? SoFi Technologies has a net margin of 18.38% compared to LendingClub's net margin of 8.36%. LendingClub's return on equity of 5.66% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets LendingClub8.36% 5.66% 0.72% SoFi Technologies 18.38%4.44%0.78% Which has more risk & volatility, LC or SOFI? LendingClub has a beta of 2.46, suggesting that its share price is 146% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.93, suggesting that its share price is 93% more volatile than the S&P 500. Do analysts prefer LC or SOFI? LendingClub currently has a consensus price target of $16.57, suggesting a potential upside of 1.83%. SoFi Technologies has a consensus price target of $19.35, suggesting a potential downside of 22.65%. Given LendingClub's stronger consensus rating and higher probable upside, research analysts plainly believe LendingClub is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LendingClub 0 Sell rating(s) 3 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.67SoFi Technologies 3 Sell rating(s) 11 Hold rating(s) 6 Buy rating(s) 1 Strong Buy rating(s) 2.24 Which has higher earnings & valuation, LC or SOFI? SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLendingClub$787.01M2.37$51.33M$0.6425.43SoFi Technologies$2.67B11.20$498.67M$0.4852.13 SummaryLendingClub and SoFi Technologies tied by winning 8 of the 16 factors compared between the two stocks. Get LendingClub News Delivered to You Automatically Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubCredit Services IndustryFinancial SectorNYSE ExchangeMarket Cap$1.76B$400.25M$6.49B$20.92BDividend YieldN/A15.78%4.18%3.58%P/E Ratio25.4332.1514.4229.13Price / Sales2.37105.141,787.0553.00Price / Cash15.2314.42127.2023.54Price / Book1.333.425.135.45Net Income$51.33M$53.80M$1.23B$992.10M7 Day Performance5.27%0.64%0.92%2.61%1 Month Performance21.70%7.20%2.17%1.46%1 Year Performance32.04%52.15%24.12%10.72% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.3328 of 5 stars$16.27+6.0%$16.57+1.8%+37.8%$1.76B$787.01M25.431,002Positive NewsSOFISoFi Technologies2.4168 of 5 stars$22.11-2.8%$18.76-15.1%+248.0%$26.53B$3.05B46.165,000Trending NewsAnalyst ForecastInsider TradeOptions VolumeUPSTUpstart4.3586 of 5 stars$63.41+3.0%$78.54+23.9%+73.4%$6.10B$844.07M-792.801,193Analyst UpgradeInsider TradeCADECadence Bank4.372 of 5 stars$35.27-0.6%$40.40+14.5%+19.0%$6.42B$2.90B12.555,335Analyst RevisionOZKBank OZK4.3211 of 5 stars$49.66+0.2%$54.25+9.2%+25.5%$5.65B$1.67B8.073,028Positive NewsAnalyst UpgradePFSIPennyMac Financial Services4.6501 of 5 stars$106.07-0.8%$118.67+11.9%+10.3%$5.48B$1.59B14.714,100News CoveragePositive NewsAnalyst UpgradeInsider TradeGBCIGlacier Bancorp0.93 of 5 stars$46.18-0.3%N/AN/A$5.47B$1.27B24.053,595News CoverageVLYValley National Bancorp3.6948 of 5 stars$9.72-0.5%$10.95+12.7%+25.6%$5.44B$1.91B12.473,732Positive NewsHWCHancock Whitney4.5425 of 5 stars$60.41-0.3%$66.71+10.4%+25.9%$5.11B$1.47B11.113,476News CoveragePositive NewsDividend AnnouncementAnalyst RevisionFLGFlagstar Financial1.5783 of 5 stars$12.01-0.6%$13.22+10.1%N/A$4.99B$2.15B-7.286,993Positive NewsAXAxos Financial2.3652 of 5 stars$86.57-0.3%$90.86+5.0%+40.9%$4.88B$1.95B11.601,781Positive News Related Companies and Tools Related Companies SoFi Technologies Competitors Upstart Competitors Cadence Bank Competitors Bank OZK Competitors PennyMac Financial Services Competitors Glacier Bancorp Competitors Valley National Bancorp Competitors Hancock Whitney Competitors Flagstar Financial Competitors Axos Financial Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LC) was last updated on 8/23/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. Economist ...Goldco Precious Metals | SponsoredAlex’s “Next Magnificent Seven” stocksThe original “Magnificent Seven” turned $7K into $1.18 million. Now, Alex Green has identified AI’s Next Ma...The Oxford Club | SponsoredElon’s Secret Social Security BombshellTo All Americans Born Before April 16th, 1963: Did Trump Just Give The Green Light To Radically RE-DO Social S...Banyan Hill Publishing | SponsoredThe $7 company helping Nvidia build the world’s first trillion-dollar robot …Michael Robinson has been at the forefront of the technology market for over 40 years. Spotting some profit...Weiss Ratings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredTrump set to Boost Social Security Checks by 400%?If you're collecting or planning to collect social security... You should see this presentation about Presi...InvestorPlace | SponsoredThe Trump Dump is starting; Get out of stocks now?The first 365 days of the Trump presidency… Will be the best time to get rich in American history.Paradigm Press | SponsoredAmazon’s big Bitcoin embarrassmentBitcoin just passed Amazon in total market cap — but most investors are missing the bigger opportunity. Whi...Brownstone Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding LendingClub Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share LendingClub With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
MarketBeat All Access