LendingClub (LC) Competitors $15.39 -0.17 (-1.09%) Closing price 10/17/2025 03:59 PM EasternExtended Trading$15.40 +0.00 (+0.03%) As of 10/17/2025 06:07 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock LC vs. SOFI, TROW, UPST, ALLY, AMG, BFH, COF, EVR, CHYM, and CADEShould you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), T. Rowe Price Group (TROW), Upstart (UPST), Ally Financial (ALLY), Affiliated Managers Group (AMG), Bread Financial (BFH), Capital One Financial (COF), Evercore (EVR), Chime Financial (CHYM), and Cadence Bank (CADE). LendingClub vs. Its Competitors SoFi Technologies T. Rowe Price Group Upstart Ally Financial Affiliated Managers Group Bread Financial Capital One Financial Evercore Chime Financial Cadence Bank SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations. Which has more volatility & risk, SOFI or LC? SoFi Technologies has a beta of 1.92, suggesting that its stock price is 92% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.48, suggesting that its stock price is 148% more volatile than the S&P 500. Do analysts prefer SOFI or LC? SoFi Technologies currently has a consensus target price of $20.71, suggesting a potential downside of 21.98%. LendingClub has a consensus target price of $16.57, suggesting a potential upside of 7.68%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than SoFi Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SoFi Technologies 3 Sell rating(s) 12 Hold rating(s) 6 Buy rating(s) 1 Strong Buy rating(s) 2.23LendingClub 0 Sell rating(s) 5 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.55 Is SOFI or LC more profitable? SoFi Technologies has a net margin of 18.38% compared to LendingClub's net margin of 8.36%. LendingClub's return on equity of 5.66% beat SoFi Technologies' return on equity.Company Net Margins Return on Equity Return on Assets SoFi Technologies18.38% 4.44% 0.78% LendingClub 8.36%5.66%0.72% Do institutionals & insiders believe in SOFI or LC? 38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 2.6% of SoFi Technologies shares are held by insiders. Comparatively, 3.3% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Does the media refer more to SOFI or LC? In the previous week, SoFi Technologies had 26 more articles in the media than LendingClub. MarketBeat recorded 32 mentions for SoFi Technologies and 6 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.65 beat LendingClub's score of 0.30 indicating that SoFi Technologies is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SoFi Technologies 11 Very Positive mention(s) 4 Positive mention(s) 15 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive LendingClub 1 Very Positive mention(s) 0 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has stronger earnings and valuation, SOFI or LC? SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSoFi Technologies$2.67B11.88$498.67M$0.4855.29LendingClub$787.01M2.24$51.33M$0.6424.05 SummarySoFi Technologies beats LendingClub on 9 of the 16 factors compared between the two stocks. Get LendingClub News Delivered to You Automatically Sign up to receive the latest news and ratings for LC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LC vs. The Competition Export to ExcelMetricLendingClubCredit Services IndustryFinancial SectorNYSE ExchangeMarket Cap$1.77B$365.47M$4.85B$21.81BDividend YieldN/A15.79%4.39%3.62%P/E Ratio24.05184.061,200.1132.43Price / Sales2.2450.471,363.6881.20Price / Cash15.2614.4148.9318.06Price / Book1.293.193.534.59Net Income$51.33M$53.80M$1.22B$1.01B7 Day Performance0.35%-1.67%-0.54%-0.34%1 Month Performance-12.56%-3.22%0.35%-0.90%1 Year Performance21.37%38.36%42.02%9.51% LendingClub Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LCLendingClub4.4441 of 5 stars$15.39-1.1%$16.57+7.7%+21.4%$1.77B$787.01M24.051,002Upcoming EarningsSOFISoFi Technologies2.2204 of 5 stars$27.84-0.1%$20.71-25.6%+160.7%$33.29B$2.67B57.935,000Gap UpTROWT. Rowe Price Group4.6403 of 5 stars$104.91-1.1%$106.92+1.9%-10.3%$23.02B$7.09B11.718,158Positive NewsUPSTUpstart4.0803 of 5 stars$49.96-0.9%$79.67+59.5%-12.5%$4.80B$636.53M-623.111,193Gap DownALLYAlly Financial4.8794 of 5 stars$39.50-1.1%$45.14+14.3%+13.6%$12.14B$8.18B25.6110,700Trending NewsEarnings ReportAMGAffiliated Managers Group4.8865 of 5 stars$236.60-1.1%$272.60+15.2%+21.2%$6.71B$2.03B17.234,100Analyst DowngradeAnalyst RevisionBFHBread Financial4.3099 of 5 stars$59.84+1.0%$66.20+10.6%+15.5%$2.79B$4.80B10.106,000Upcoming EarningsCOFCapital One Financial4.9879 of 5 stars$214.37+0.1%$252.78+17.9%+32.8%$137.06B$53.94B109.9152,600Positive NewsUpcoming EarningsEVREvercore4.8075 of 5 stars$320.49+0.2%$319.13-0.4%+10.1%$12.37B$2.98B29.132,380Analyst ForecastCHYMChime FinancialN/A$19.58-3.8%$36.46+86.2%N/A$7.28B$1.67B0.001,465News CoverageAnalyst RevisionCADECadence Bank4.2689 of 5 stars$38.96-1.3%$42.00+7.8%+11.2%$7.09B$2.90B13.855,335News CoverageUpcoming Earnings Related Companies and Tools Related Companies SoFi Technologies Competitors T. Rowe Price Group Competitors Upstart Competitors Ally Financial Competitors Affiliated Managers Group Competitors Bread Financial Competitors Capital One Financial Competitors Evercore Competitors Chime Financial Competitors Cadence Bank Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LC) was last updated on 10/20/2025 by MarketBeat.com Staff From Our Partners$15 Fund: Turn Gold Boom into Real IncomeIf you've been watching gold's historic run and wondering if it's too late… I've got good news. Because the...Investors Alley | SponsoredAI's Next Magnificent SevenThe original Magnificent Seven returned 16,894%—turning $7K into $1.18 million. 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