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LendingClub (LC) Competitors

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$17.12 +0.44 (+2.64%)
Closing price 09/15/2025 03:59 PM Eastern
Extended Trading
$17.25 +0.13 (+0.78%)
As of 09/15/2025 07:36 PM Eastern
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LC vs. SOFI, TROW, UPST, ALLY, BFH, COF, EVR, OMF, CADE, and PFSI

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), T. Rowe Price Group (TROW), Upstart (UPST), Ally Financial (ALLY), Bread Financial (BFH), Capital One Financial (COF), Evercore (EVR), OneMain (OMF), Cadence Bank (CADE), and PennyMac Financial Services (PFSI).

LendingClub vs. Its Competitors

SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, earnings, analyst recommendations, risk, media sentiment, profitability, valuation and institutional ownership.

SoFi Technologies has a beta of 1.93, suggesting that its stock price is 93% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.53, suggesting that its stock price is 153% more volatile than the S&P 500.

In the previous week, SoFi Technologies had 29 more articles in the media than LendingClub. MarketBeat recorded 38 mentions for SoFi Technologies and 9 mentions for LendingClub. SoFi Technologies' average media sentiment score of 0.89 beat LendingClub's score of 0.84 indicating that SoFi Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
21 Very Positive mention(s)
5 Positive mention(s)
9 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
5 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

38.4% of SoFi Technologies shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 2.6% of SoFi Technologies shares are held by company insiders. Comparatively, 3.3% of LendingClub shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

SoFi Technologies presently has a consensus target price of $19.59, indicating a potential downside of 29.21%. LendingClub has a consensus target price of $16.57, indicating a potential downside of 3.20%. Given LendingClub's stronger consensus rating and higher possible upside, analysts plainly believe LendingClub is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
11 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.24
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.67

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$2.67B12.39$498.67M$0.4857.65
LendingClub$787.01M2.50$51.33M$0.6426.75

SoFi Technologies has a net margin of 18.38% compared to LendingClub's net margin of 8.36%. LendingClub's return on equity of 5.66% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies18.38% 4.44% 0.78%
LendingClub 8.36%5.66%0.72%

Summary

SoFi Technologies beats LendingClub on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubCredit Services IndustryFinancial SectorNYSE Exchange
Market Cap$1.91B$400.91M$6.41B$21.53B
Dividend YieldN/A15.50%4.31%3.50%
P/E Ratio26.75311.651,773.8329.84
Price / Sales2.5052.831,349.6570.94
Price / Cash16.5414.4648.9918.13
Price / Book1.433.322.084.65
Net Income$51.33M$53.80M$1.23B$999.94M
7 Day Performance3.82%-0.66%0.83%1.08%
1 Month Performance10.74%0.31%1.87%4.53%
1 Year Performance57.64%54.22%31.50%14.39%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.1391 of 5 stars
$17.12
+2.6%
$16.57
-3.2%
+57.8%$1.91B$787.01M26.751,002
SOFI
SoFi Technologies
2.2587 of 5 stars
$25.79
-0.7%
$19.59
-24.1%
+257.5%$30.95B$2.67B53.855,000Gap Up
TROW
T. Rowe Price Group
4.4651 of 5 stars
$106.86
-0.3%
$101.55
-5.0%
-0.4%$23.48B$7.10B11.948,158Positive News
UPST
Upstart
4.2756 of 5 stars
$62.70
-9.0%
$78.54
+25.3%
+76.1%$6.05B$844.07M-785.691,193Positive News
Gap Up
ALLY
Ally Financial
4.8714 of 5 stars
$41.20
-0.5%
$43.67
+6.0%
+30.6%$12.70B$8.57B26.7910,700Positive News
Analyst Forecast
BFH
Bread Financial
3.805 of 5 stars
$63.87
-0.6%
$64.91
+1.6%
+32.7%$2.98B$4.80B10.816,000Positive News
COF
Capital One Financial
4.9634 of 5 stars
$222.01
-0.2%
$238.81
+7.6%
+62.9%$142.20B$42.75B114.0352,600News Coverage
Positive News
EVR
Evercore
4.4421 of 5 stars
$330.41
+1.6%
$296.00
-10.4%
+44.4%$12.74B$2.98B30.012,380Analyst Upgrade
OMF
OneMain
4.8331 of 5 stars
$60.68
-0.3%
$61.50
+1.4%
+34.3%$7.21B$4.99B10.969,000Positive News
CADE
Cadence Bank
4.3828 of 5 stars
$37.29
+0.1%
$40.40
+8.3%
+16.1%$6.78B$921.95M13.255,335Positive News
PFSI
PennyMac Financial Services
4.3499 of 5 stars
$121.62
+0.7%
$119.33
-1.9%
+8.0%$6.29B$1.59B16.864,100Analyst Upgrade

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This page (NYSE:LC) was last updated on 9/16/2025 by MarketBeat.com Staff
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