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LendingClub (LC) Competitors

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$15.59 0.00 (0.00%)
Closing price 08/1/2025 03:59 PM Eastern
Extended Trading
$15.67 +0.08 (+0.51%)
As of 08/1/2025 07:55 PM Eastern
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LC vs. SOFI, UPST, BFH, BN, OZK, VLY, GBCI, HWC, RIOT, and FLG

Should you be buying LendingClub stock or one of its competitors? The main competitors of LendingClub include SoFi Technologies (SOFI), Upstart (UPST), Bread Financial (BFH), Brookfield (BN), Bank OZK (OZK), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), Hancock Whitney (HWC), Riot Platforms (RIOT), and Flagstar Financial (FLG).

LendingClub vs. Its Competitors

SoFi Technologies (NASDAQ:SOFI) and LendingClub (NYSE:LC) are both banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

SoFi Technologies has higher revenue and earnings than LendingClub. LendingClub is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SoFi Technologies$2.67B8.77$498.67M$0.4844.23
LendingClub$787.01M2.26$51.33M$0.6424.36

SoFi Technologies has a net margin of 18.38% compared to LendingClub's net margin of 8.36%. LendingClub's return on equity of 5.72% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
SoFi Technologies18.38% 4.51% 0.80%
LendingClub 8.36%5.72%0.72%

In the previous week, SoFi Technologies had 47 more articles in the media than LendingClub. MarketBeat recorded 88 mentions for SoFi Technologies and 41 mentions for LendingClub. LendingClub's average media sentiment score of 1.01 beat SoFi Technologies' score of 0.79 indicating that LendingClub is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SoFi Technologies
31 Very Positive mention(s)
17 Positive mention(s)
27 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingClub
18 Very Positive mention(s)
4 Positive mention(s)
10 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SoFi Technologies has a beta of 1.92, indicating that its stock price is 92% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.45, indicating that its stock price is 145% more volatile than the S&P 500.

38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 74.1% of LendingClub shares are owned by institutional investors. 2.6% of SoFi Technologies shares are owned by company insiders. Comparatively, 3.2% of LendingClub shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

SoFi Technologies presently has a consensus price target of $18.06, indicating a potential downside of 14.94%. LendingClub has a consensus price target of $16.57, indicating a potential upside of 6.30%. Given LendingClub's stronger consensus rating and higher probable upside, analysts plainly believe LendingClub is more favorable than SoFi Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies
3 Sell rating(s)
10 Hold rating(s)
6 Buy rating(s)
1 Strong Buy rating(s)
2.25
LendingClub
0 Sell rating(s)
3 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.67

Summary

SoFi Technologies and LendingClub tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LC vs. The Competition

MetricLendingClubCredit Services IndustryFinancial SectorNYSE Exchange
Market Cap$1.78B$387.68M$6.33B$20.69B
Dividend YieldN/A15.49%4.19%3.67%
P/E Ratio24.3631.0614.0329.07
Price / Sales2.2695.091,858.7657.23
Price / Cash15.4614.43127.5322.84
Price / Book1.313.382.244.43
Net Income$51.33M$53.80M$1.23B$994.22M
7 Day Performance21.45%-1.05%-0.46%-3.35%
1 Month Performance25.22%0.44%1.91%-2.05%
1 Year Performance46.52%29.15%19.37%10.15%

LendingClub Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LC
LendingClub
4.3813 of 5 stars
$15.59
flat
$16.57
+6.3%
+36.5%$1.78B$787.01M24.361,002Trending News
Earnings Report
Analyst Forecast
Insider Trade
Options Volume
Analyst Revision
Gap Down
SOFI
SoFi Technologies
2.4729 of 5 stars
$21.29
+1.5%
$16.78
-21.2%
+196.5%$23.55B$2.67B51.965,000Trending News
Earnings Report
Analyst Forecast
Analyst Revision
Gap Down
UPST
Upstart
3.1493 of 5 stars
$82.65
+3.3%
$71.62
-13.3%
+211.9%$7.88B$714.41M-110.371,193News Coverage
Upcoming Earnings
Gap Down
BFH
Bread Financial
4.1171 of 5 stars
$63.13
+0.4%
$63.92
+1.2%
+13.4%$2.94B$3.82B11.206,000Positive News
Gap Down
BN
Brookfield
3.6292 of 5 stars
$67.70
+1.9%
$66.13
-2.3%
+37.2%$111.34B$81.04B241.18250,000Positive News
Upcoming Earnings
Analyst Forecast
Analyst Revision
OZK
Bank OZK
4.5218 of 5 stars
$52.40
-0.5%
$52.88
+0.9%
+6.8%$5.95B$1.66B8.493,028Positive News
VLY
Valley National Bancorp
4.7226 of 5 stars
$9.62
-0.3%
$10.73
+11.6%
+15.6%$5.36B$1.87B13.883,732Short Interest ↑
GBCI
Glacier Bancorp
1.0409 of 5 stars
$45.69
+0.0%
N/AN/A$5.19B$1.27B24.563,595
HWC
Hancock Whitney
4.8955 of 5 stars
$60.75
-0.1%
$66.71
+9.8%
+11.0%$5.18B$1.47B11.153,476
RIOT
Riot Platforms
2.1828 of 5 stars
$14.38
+0.8%
$17.35
+20.6%
+18.3%$5.13B$376.66M-10.88340Trending News
Earnings Report
Options Volume
Gap Down
FLG
Flagstar Financial
2.7522 of 5 stars
$12.24
+0.5%
$13.22
+8.0%
N/A$5.08B$2.32B-4.716,993Earnings Report
Dividend Announcement
Analyst Revision

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This page (NYSE:LC) was last updated on 8/2/2025 by MarketBeat.com Staff
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